P.T. Bank Pan Indonesia Tbk
PT Bank Pan Indonesia Tbk, together with its subsidiaries, engages in providing banking products and services for individuals and businesses in Indonesia and internationally. It operates through Banking and Multi-finance segments. The company offers savings and deposit accounts; savings programs; and credit cards. It also provides loans products, such as KPR Panin, Kredit Exporess, and Referral K… Read more
P.T. Bank Pan Indonesia Tbk (PTQ) - Net Assets
Latest net assets as of June 2025: €56.80 Trillion EUR
Based on the latest financial reports, P.T. Bank Pan Indonesia Tbk (PTQ) has net assets worth €56.80 Trillion EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€228.05 Trillion) and total liabilities (€171.25 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €56.80 Trillion |
| % of Total Assets | 24.91% |
| Annual Growth Rate | 9.29% |
| 5-Year Change | 18.14% |
| 10-Year Change | 82.01% |
| Growth Volatility | 8.52 |
P.T. Bank Pan Indonesia Tbk - Net Assets Trend (2014–2024)
This chart illustrates how P.T. Bank Pan Indonesia Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for P.T. Bank Pan Indonesia Tbk (2014–2024)
The table below shows the annual net assets of P.T. Bank Pan Indonesia Tbk from 2014 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €56.07 Trillion | +5.17% |
| 2023-12-31 | €53.31 Trillion | +5.12% |
| 2022-12-31 | €50.72 Trillion | +4.47% |
| 2021-12-31 | €48.55 Trillion | +2.29% |
| 2020-12-31 | €47.46 Trillion | +6.79% |
| 2019-12-31 | €44.44 Trillion | +9.07% |
| 2018-12-31 | €40.75 Trillion | +12.29% |
| 2017-12-31 | €36.29 Trillion | +6.10% |
| 2016-12-31 | €34.20 Trillion | +11.02% |
| 2015-12-31 | €30.81 Trillion | +33.61% |
| 2014-12-31 | €23.06 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to P.T. Bank Pan Indonesia Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 159.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €39.49 Trillion | 75.48% |
| Other Components | €12.83 Trillion | 24.52% |
| Total Equity | €52.32 Trillion | 100.00% |
P.T. Bank Pan Indonesia Tbk Competitors by Market Cap
The table below lists competitors of P.T. Bank Pan Indonesia Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SPECTRAL MEDICAL
F:SD4
|
$167.55 Million |
|
SilverBox Corp IV
NYSE:SBXD-UN
|
$167.56 Million |
|
Hunan Lead Power Dazhi Technology Inc Co
SHE:300530
|
$167.60 Million |
|
W-SCOPE CHUNGJU PLANT LTD (PROPOSE
KQ:393890
|
$167.63 Million |
|
Saniona AB
ST:SANION
|
$167.38 Million |
|
Shenzhen Bestek Technology Co Ltd
SHE:300822
|
$167.38 Million |
|
Tien Phong Securities Corp
VN:ORS
|
$167.38 Million |
|
Inspired Entertainment Inc
NASDAQ:INSE
|
$167.31 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in P.T. Bank Pan Indonesia Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 49,704,816,000,000 to 52,324,350,000,000, a change of 2,619,534,000,000 (5.3%).
- Net income of 2,738,143,000,000 contributed positively to equity growth.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €2.74 Trillion | +5.23% |
| Other Changes | €-118.61 Billion | -0.23% |
| Total Change | €- | 5.27% |
Book Value vs Market Value Analysis
This analysis compares P.T. Bank Pan Indonesia Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €1410.76 | €0.05 | x |
| 2018-12-31 | €1567.03 | €0.05 | x |
| 2019-12-31 | €1717.67 | €0.05 | x |
| 2020-12-31 | €1836.40 | €0.05 | x |
| 2021-12-31 | €1887.15 | €0.05 | x |
| 2022-12-31 | €1968.35 | €0.05 | x |
| 2023-12-31 | €2064.02 | €0.05 | x |
| 2024-12-31 | €2172.80 | €0.05 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently P.T. Bank Pan Indonesia Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.23%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 26.65%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 4.66x
- Recent ROE (5.23%) is below the historical average (6.87%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 11.38% | 31.05% | 0.04x | 8.30x | €286.66 Billion |
| 2015 | 4.96% | 20.47% | 0.04x | 6.46x | €-1.43 Trillion |
| 2016 | 7.61% | 24.86% | 0.05x | 6.30x | €-756.20 Billion |
| 2017 | 7.10% | 23.77% | 0.05x | 6.28x | €-985.73 Billion |
| 2018 | 8.25% | 31.25% | 0.05x | 5.49x | €-662.03 Billion |
| 2019 | 8.02% | 32.91% | 0.05x | 5.11x | €-820.61 Billion |
| 2020 | 7.02% | 26.68% | 0.05x | 4.93x | €-1.32 Trillion |
| 2021 | 4.54% | 17.27% | 0.06x | 4.50x | €-2.48 Trillion |
| 2022 | 6.42% | 27.09% | 0.05x | 4.48x | €-1.70 Trillion |
| 2023 | 5.09% | 24.24% | 0.05x | 4.47x | €-2.44 Trillion |
| 2024 | 5.23% | 26.65% | 0.04x | 4.66x | €-2.49 Trillion |
Industry Comparison
This section compares P.T. Bank Pan Indonesia Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,151,195,313,100
- Average return on equity (ROE) among peers: 3.71%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| P.T. Bank Pan Indonesia Tbk (PTQ) | €56.80 Trillion | 11.38% | 3.01x | $167.53 Million |
| PT Bank Sinarmas Tbk (08S) | $6.07 Trillion | 0.11% | 5.02x | $303.68 Million |
| Seven Bank Ltd (0S7) | $275.85 Billion | 11.59% | 5.23x | $648.12 Million |
| Aktia Pankki Oyj (2A41) | $666.83 Million | 6.39% | 14.86x | $486.03 Million |
| Manx Financial Group PLC (3IM) | $24.98 Million | 11.18% | 11.36x | $13.98 Million |
| TowneBank (3T8) | $1.14 Billion | 7.67% | 6.46x | $2.10 Billion |
| TISCO Financial Group PCL (47T) | $42.45 Billion | 17.20% | 5.85x | $2.09 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $44.90 Billion | 9.50% | 14.37x | $867.69 Million |
| Fukuoka Financial Group Inc (4FK) | $853.06 Billion | 12.97% | 28.39x | $6.27 Billion |
| PT Bank KB Bukopin Tbk (5BB) | $14.11 Trillion | -42.76% | 4.97x | $15.54 Million |
| FIDEA Holdings Co. Ltd (5F9) | $109.23 Billion | 3.21% | 28.89x | $177.57 Million |