Halyk Bank of Kazakhstan Joint Stock Company

IL:HSBK UK Banks - Regional
Market Cap
$8.67 Billion
Market Cap Rank
#4251 Global
#132 in UK
Share Price
$31.85
Change (1 day)
+1.11%
52-Week Range
$20.35 - $32.80
All Time High
$32.80
About

Halyk Bank of Kazakhstan Joint Stock Company, together with its subsidiaries, provides corporate and retail banking services primarily in the Republic of Kazakhstan, Russia, Kyrgyzstan, Tajikistan, Georgia, and Uzbekistan. It operates through four segments: Corporate Banking, SME Banking, Retail Banking, and Investment Banking. The company's products and services include current and correspondent… Read more

Halyk Bank of Kazakhstan Joint Stock Company (HSBK) - Net Assets

Latest net assets as of September 2025: $3.27 Trillion USD

Based on the latest financial reports, Halyk Bank of Kazakhstan Joint Stock Company (HSBK) has net assets worth $3.27 Trillion USD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($20.41 Trillion) and total liabilities ($17.14 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $3.27 Trillion
% of Total Assets 16.01%
Annual Growth Rate 19.75%
5-Year Change 105.46%
10-Year Change 478.96%
Growth Volatility 10.98

Halyk Bank of Kazakhstan Joint Stock Company - Net Assets Trend (2006–2024)

This chart illustrates how Halyk Bank of Kazakhstan Joint Stock Company's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Halyk Bank of Kazakhstan Joint Stock Company (2006–2024)

The table below shows the annual net assets of Halyk Bank of Kazakhstan Joint Stock Company from 2006 to 2024.

Year Net Assets Change
2024-12-31 $3.07 Trillion +23.86%
2023-12-31 $2.48 Trillion +29.60%
2022-12-31 $1.91 Trillion +21.46%
2021-12-31 $1.57 Trillion +5.38%
2020-12-31 $1.49 Trillion +14.23%
2019-12-31 $1.31 Trillion +22.67%
2018-12-31 $1.07 Trillion +23.62%
2017-12-31 $862.02 Billion +29.51%
2016-12-31 $665.59 Billion +25.60%
2015-12-31 $529.93 Billion +11.51%
2014-12-31 $475.22 Billion +21.46%
2013-12-31 $391.25 Billion +15.75%
2012-12-31 $338.00 Billion +9.34%
2011-12-31 $309.13 Billion -2.39%
2010-12-31 $316.70 Billion +12.86%
2009-12-31 $280.60 Billion +47.07%
2008-12-31 $190.80 Billion +19.59%
2007-12-31 $159.55 Billion +33.44%
2006-12-31 $119.56 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Halyk Bank of Kazakhstan Joint Stock Company's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 310386600000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings $3.10 Trillion 101.17%
Total Equity $3.07 Trillion 100.00%

Halyk Bank of Kazakhstan Joint Stock Company Competitors by Market Cap

The table below lists competitors of Halyk Bank of Kazakhstan Joint Stock Company ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Halyk Bank of Kazakhstan Joint Stock Company's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 2,476,944,000,000 to 3,068,037,000,000, a change of 591,093,000,000 (23.9%).
  • Net income of 920,988,000,000 contributed positively to equity growth.
  • Dividend payments of 308,595,000,000 reduced retained earnings.
  • Share repurchases of 6,544,000,000 reduced equity.
  • New share issuances of 1,535,000,000 increased equity.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $920.99 Billion +30.02%
Dividends Paid $308.60 Billion -10.06%
Share Repurchases $6.54 Billion -0.21%
Share Issuances $1.53 Billion +0.05%
Other Changes $-16.29 Billion -0.53%
Total Change $- 23.86%

Book Value vs Market Value Analysis

This analysis compares Halyk Bank of Kazakhstan Joint Stock Company's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.11x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2006-12-31 $486.06 $31.85 x
2007-12-31 $602.79 $31.85 x
2008-12-31 $720.07 $31.85 x
2009-12-31 $944.72 $31.85 x
2010-12-31 $1130.95 $31.85 x
2011-12-31 $1119.99 $31.85 x
2012-12-31 $1231.65 $31.85 x
2013-12-31 $1424.47 $31.85 x
2014-12-31 $1729.62 $31.85 x
2015-12-31 $1933.79 $31.85 x
2016-12-31 $2429.13 $31.85 x
2017-12-31 $3136.17 $31.85 x
2018-12-31 $3814.73 $31.85 x
2019-12-31 $4477.22 $31.85 x
2020-12-31 $5108.19 $31.85 x
2021-12-31 $5387.03 $31.85 x
2022-12-31 $7019.46 $31.85 x
2023-12-31 $9087.89 $31.85 x
2024-12-31 $281.99 $31.85 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Halyk Bank of Kazakhstan Joint Stock Company utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 30.02%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 60.06%
  • • Asset Turnover: 0.08x
  • • Equity Multiplier: 6.05x
  • Recent ROE (30.02%) is above the historical average (21.04%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2006 22.30% 0.00% 0.00x 8.29x $14.70 Billion
2007 25.13% 0.00% 0.00x 10.00x $24.14 Billion
2008 7.65% 0.00% 0.00x 8.65x $-4.48 Billion
2009 5.60% 0.00% 0.00x 7.21x $-12.35 Billion
2010 11.35% 0.00% 0.00x 6.62x $4.27 Billion
2011 12.74% 0.00% 0.00x 7.36x $8.48 Billion
2012 20.57% 41.95% 0.07x 7.12x $35.72 Billion
2013 18.44% 39.32% 0.07x 6.41x $33.01 Billion
2014 24.07% 51.09% 0.08x 5.91x $66.85 Billion
2015 22.70% 46.55% 0.06x 8.41x $67.32 Billion
2016 19.74% 47.22% 0.05x 8.04x $64.85 Billion
2017 20.11% 42.21% 0.05x 10.28x $87.16 Billion
2018 23.86% 45.11% 0.06x 8.41x $147.67 Billion
2019 25.59% 53.06% 0.07x 7.06x $203.79 Billion
2020 23.62% 55.38% 0.06x 6.96x $203.33 Billion
2021 29.38% 58.42% 0.07x 7.68x $305.02 Billion
2022 28.97% 49.92% 0.08x 7.49x $362.63 Billion
2023 28.00% 60.07% 0.07x 6.26x $445.74 Billion
2024 30.02% 60.06% 0.08x 6.05x $614.18 Billion

Industry Comparison

This section compares Halyk Bank of Kazakhstan Joint Stock Company's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $333,871,613,111
  • Average return on equity (ROE) among peers: 12.28%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Halyk Bank of Kazakhstan Joint Stock Company (HSBK) $3.27 Trillion 22.30% 5.25x $2.64 Billion
Bper Banca SpA (0MU6) $11.56 Billion 12.13% 11.16x $12.96 Billion
Arbuthnot Banking Group Plc (ARBB) $208.34 Million 2.96% 11.46x $17.28K
Axis Bank Ltd GDR (AXB) $1.30 Trillion 8.31% 9.33x $354.81 Million
Nationwide Building Society (NBS) $4.19 Billion 6.28% 19.41x $1.30 Billion
Permanent TSB Group Holdings PLC (PTSB) $1.71 Billion -9.50% 11.30x $1.72 Billion
SANTANDER UK 8 5/8% NON-CUM STLG PRF (SANB) $15.91 Billion 7.07% 16.81x $157.33
State Bank of India GDR (SBID) $1.67 Trillion 10.18% 15.18x $471.55 Billion
Shawbrook Group PLC (SHAW) $437.20 Million 14.82% 9.63x $310.15K
Secure Trust Bank PLC (STB) $236.00 Million 58.26% 5.40x $32.03K