Turkiye Halk Bankasi

IS:HALKB Turkey Banks - Regional
Market Cap
$8.21 Billion
TL290.98 Billion TRY
Market Cap Rank
#2592 Global
#7 in Turkey
Share Price
TL40.50
Change (1 day)
+2.02%
52-Week Range
TL18.33 - TL50.35
All Time High
TL50.35
Categories
Companies in Turkey Banks - Regional Banking & Financial
About

Türkiye Halk Bankasi A.S., together with its subsidiaries, offers various banking products and services. The company provides deposit products, including e-deposits, deposit accounts with investment funds, child accounts, accumulated deposit accounts, producing deposit accounts, current TL accounts, time deposit TL/FX accounts, current FX accounts, gold deposit accounts, and safety deposit boxes.… Read more

Turkiye Halk Bankasi (HALKB) - Net Assets

Latest net assets as of December 2025: TL222.95 Billion TRY

Based on the latest financial reports, Turkiye Halk Bankasi (HALKB) has net assets worth TL222.95 Billion TRY as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (TL4.50 Trillion) and total liabilities (TL4.27 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets TL222.95 Billion
% of Total Assets 4.96%
Annual Growth Rate -35.07%
5-Year Change 406.56%
10-Year Change 943.29%
Growth Volatility 33.48

Turkiye Halk Bankasi - Net Assets Trend (2003–2025)

This chart illustrates how Turkiye Halk Bankasi's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Turkiye Halk Bankasi (2003–2025)

The table below shows the annual net assets of Turkiye Halk Bankasi from 2003 to 2025.

Year Net Assets Change
2025-12-31 TL222.95 Billion +31.19%
2024-12-31 TL169.94 Billion +18.91%
2023-12-31 TL142.91 Billion +63.47%
2022-12-31 TL87.43 Billion +98.65%
2021-12-31 TL44.01 Billion +2.88%
2020-12-31 TL42.78 Billion +32.86%
2019-12-31 TL32.20 Billion +8.99%
2018-12-31 TL29.54 Billion +15.72%
2017-12-31 TL25.53 Billion +19.46%
2016-12-31 TL21.37 Billion +11.49%
2015-12-31 TL19.17 Billion +21.17%
2014-12-31 TL15.82 Billion +18.30%
2013-12-31 TL13.37 Billion +16.27%
2012-12-31 TL11.50 Billion +34.34%
2011-12-31 TL8.56 Billion +16.12%
2010-12-31 TL7.37 Billion +27.63%
2009-12-31 TL5.78 Billion +37.83%
2008-12-31 TL4.19 Billion -1.15%
2007-12-31 TL4.24 Billion +10.67%
2006-12-31 TL3.83 Billion +18.23%
2005-12-31 TL3.24 Billion -100.00%
2004-12-31 TL3067.06 Trillion +2.83%
2003-12-31 TL2982.60 Trillion --

Equity Component Analysis

This analysis shows how different components contribute to Turkiye Halk Bankasi's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings TL32.38 Billion 14.83%
Other Components TL185.99 Billion 85.17%
Total Equity TL218.37 Billion 100.00%

Turkiye Halk Bankasi Competitors by Market Cap

The table below lists competitors of Turkiye Halk Bankasi ranked by their market capitalization.

Company Market Cap
DB Insurance Co Ltd
KO:005830
 		$5.53 Billion
Tongling Nonferrous Metals Group Co Ltd
SHE:000630
 		$5.53 Billion
HDFC Asset Management Company Limited
NSE:HDFCAMC
 		$5.53 Billion
Piraeus Financial Holdings S.A
AT:TPEIR
 		$5.54 Billion
Valaris Ltd
NYSE:VAL
 		$5.52 Billion
Definity Financial Corp
TO:DFY
 		$5.52 Billion
Macronix International Co Ltd
TW:2337
 		$5.52 Billion
Leo Group Co Ltd
SHE:002131
 		$5.52 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Turkiye Halk Bankasi's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 166,558,967,000 to 218,365,901,000, a change of 51,806,934,000 (31.1%).
  • Net income of 27,130,696,000 contributed positively to equity growth.
  • Dividend payments of 2,938,000 reduced retained earnings.
  • Other factors increased equity by 24,679,176,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income TL27.13 Billion +12.42%
Dividends Paid TL2.94 Million -0.0%
Other Changes TL24.68 Billion +11.3%
Total Change TL- 31.10%

Book Value vs Market Value Analysis

This analysis compares Turkiye Halk Bankasi's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.33x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 10.00x to 1.33x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-12-31 TL4.05 TL40.50 x
2018-12-31 TL4.69 TL40.50 x
2019-12-31 TL5.11 TL40.50 x
2020-12-31 TL3.44 TL40.50 x
2021-12-31 TL3.54 TL40.50 x
2022-12-31 TL3.50 TL40.50 x
2023-12-31 TL19.60 TL40.50 x
2024-12-31 TL23.18 TL40.50 x
2025-12-31 TL30.39 TL40.50 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Turkiye Halk Bankasi utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 12.42%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 15.75%
  • • Asset Turnover: 0.04x
  • • Equity Multiplier: 20.59x
  • Recent ROE (12.42%) is below the historical average (16.89%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2003 20.44% 11.31% 0.24x 7.44x TL310.30 Trillion
2004 17.09% 14.86% 0.14x 8.44x TL216.69 Trillion
2005 16.21% 15.04% 0.13x 8.36x TL201.31 Million
2006 22.56% 18.31% 0.14x 9.00x TL481.19 Million
2007 26.72% 20.98% 0.13x 9.46x TL708.67 Million
2008 24.25% 13.42% 0.15x 12.17x TL597.22 Million
2009 28.85% 23.14% 0.12x 10.54x TL1.09 Billion
2010 25.02% 25.38% 0.10x 9.91x TL1.11 Billion
2011 23.70% 24.58% 0.09x 10.77x TL1.17 Billion
2012 22.99% 26.97% 0.09x 9.49x TL1.49 Billion
2013 21.52% 22.91% 0.09x 10.72x TL1.52 Billion
2014 14.52% 20.45% 0.07x 10.06x TL706.53 Million
2015 12.22% 32.70% 0.04x 10.07x TL421.46 Million
2016 11.98% 23.82% 0.04x 11.24x TL417.97 Million
2017 15.95% 32.24% 0.04x 12.33x TL1.51 Billion
2018 9.07% 19.56% 0.03x 13.25x TL-272.81 Million
2019 7.11% 16.45% 0.03x 14.69x TL-923.41 Million
2020 8.67% 19.36% 0.03x 16.38x TL-566.91 Million
2021 4.20% 7.47% 0.03x 21.31x TL-2.54 Billion
2022 17.78% 19.90% 0.05x 16.48x TL6.77 Billion
2023 11.95% 27.23% 0.03x 16.31x TL2.75 Billion
2024 13.23% 28.44% 0.02x 18.88x TL5.38 Billion
2025 12.42% 15.75% 0.04x 20.59x TL5.29 Billion

Industry Comparison

This section compares Turkiye Halk Bankasi's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $246,432,657,960,444
  • Average return on equity (ROE) among peers: 18.77%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Turkiye Halk Bankasi (HALKB) TL222.95 Billion 20.44% 19.17x $5.53 Billion
Akbank TAS (AKBNK) $26.14 Billion 12.93% 7.37x $6.52 Billion
Albaraka Turk Katilim Bankasi AS (ALBRK) $182.49 Million 25.28% 9.79x $283.95K
ICBC Turkey Bank AS (ICBCT) $604.31 Million 7.50% 5.38x $27.00 Million
Turkiye Is Bankasi AS Class C (ISCTR) $219.56 Billion 1.71% 0.26x $8.52 Billion
Qnb Finansbank AS (QNBTR) $19.24 Billion 14.31% 11.21x $51.51 Million
Haci Omer Sabanci Holding AS (SAHOL) $25.47 Billion 7.36% 4.93x $3.66 Billion
Sekerbank TAS (SKBNK) $6.84 Billion 26.99% 9.09x $583.53 Million
Turkiye Vakiflar Bankasi TAO (VAKBN) $2217.42 Trillion 34.82% 10.51x $722.86 Million
Yapi ve Kredi Bankasi AS (YKBNK) $178.88 Billion 38.02% 9.42x $3.33 Billion