Bank Capital Indonesia Tbk
PT Bank Capital Indonesia Tbk provides various banking products and services in Indonesia. The company offers current accounts, savings products, and time deposits; multi use credit; working capital and investment credit, term installment credit, and checking account credit services. It also provides safe deposit box, ATM card, credit card payment, online transfer, remittance, clearing, foreign c… Read more
Bank Capital Indonesia Tbk (BACA) - Net Assets
Latest net assets as of September 2025: Rp6.69 Trillion IDR
Based on the latest financial reports, Bank Capital Indonesia Tbk (BACA) has net assets worth Rp6.69 Trillion IDR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp24.44 Trillion) and total liabilities (Rp17.74 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp6.69 Trillion |
| % of Total Assets | 27.39% |
| Annual Growth Rate | 27.13% |
| 5-Year Change | 303.75% |
| 10-Year Change | 528.72% |
| Growth Volatility | 43.3 |
Bank Capital Indonesia Tbk - Net Assets Trend (2006–2024)
This chart illustrates how Bank Capital Indonesia Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Capital Indonesia Tbk (2006–2024)
The table below shows the annual net assets of Bank Capital Indonesia Tbk from 2006 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp6.62 Trillion | +95.35% |
| 2023-12-31 | Rp3.39 Trillion | +3.13% |
| 2022-12-31 | Rp3.29 Trillion | +54.87% |
| 2021-12-31 | Rp2.12 Trillion | +29.41% |
| 2020-12-31 | Rp1.64 Trillion | +6.68% |
| 2019-12-31 | Rp1.54 Trillion | +3.55% |
| 2018-12-31 | Rp1.48 Trillion | +5.44% |
| 2017-12-31 | Rp1.41 Trillion | +7.10% |
| 2016-12-31 | Rp1.32 Trillion | +24.84% |
| 2015-12-31 | Rp1.05 Trillion | +8.13% |
| 2014-12-31 | Rp974.19 Billion | +7.48% |
| 2013-12-31 | Rp906.39 Billion | +37.79% |
| 2012-12-31 | Rp657.79 Billion | +8.05% |
| 2011-12-31 | Rp608.79 Billion | +11.94% |
| 2010-12-31 | Rp543.87 Billion | +7.80% |
| 2009-12-31 | Rp504.51 Billion | +161.36% |
| 2008-12-31 | Rp193.03 Billion | +6.69% |
| 2007-12-31 | Rp180.93 Billion | +105.49% |
| 2006-12-31 | Rp88.05 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Capital Indonesia Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 111065000000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp1.11 Trillion | 16.77% |
| Common Stock | Rp2.00 Trillion | 30.13% |
| Other Comprehensive Income | Rp3.50 Trillion | 52.78% |
| Other Components | Rp21.36 Billion | 0.32% |
| Total Equity | Rp6.62 Trillion | 100.00% |
Bank Capital Indonesia Tbk Competitors by Market Cap
The table below lists competitors of Bank Capital Indonesia Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Agora S.A.
WAR:AGO
|
$78.68 Million |
|
Patriot National Bancorp Inc
NASDAQ:PNBK
|
$78.70 Million |
|
Shoprite Holdings Ltd
JSE:SHP
|
$78.73 Million |
|
Montauk Renewables Inc
NASDAQ:MNTK
|
$78.77 Million |
|
Neptune Digital Assets Corp
PINK:NPPTF
|
$78.64 Million |
|
TCPL Packaging Limited
NSE:TCPLPACK
|
$78.64 Million |
|
Sao Mai Group Corp
VN:ASM
|
$78.62 Million |
|
Cita Mineral Investindo Tbk PT
JK:CITA
|
$78.59 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Capital Indonesia Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,390,320,000,000 to 6,623,017,000,000, a change of 3,232,697,000,000 (95.4%).
- Net income of 109,378,000,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 3,113,460,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp109.38 Billion | +1.65% |
| Other Comprehensive Income | Rp3.11 Trillion | +47.01% |
| Other Changes | Rp9.86 Billion | +0.15% |
| Total Change | Rp- | 95.35% |
Book Value vs Market Value Analysis
This analysis compares Bank Capital Indonesia Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.39x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.08x to 0.39x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-12-31 | Rp120.84 | Rp130.00 | x |
| 2009-12-31 | Rp139.93 | Rp130.00 | x |
| 2010-12-31 | Rp101.92 | Rp130.00 | x |
| 2011-12-31 | Rp120.88 | Rp130.00 | x |
| 2012-12-31 | Rp136.96 | Rp130.00 | x |
| 2013-12-31 | Rp183.79 | Rp130.00 | x |
| 2014-12-31 | Rp152.28 | Rp130.00 | x |
| 2015-12-31 | Rp150.80 | Rp130.00 | x |
| 2016-12-31 | Rp164.15 | Rp130.00 | x |
| 2017-12-31 | Rp173.99 | Rp130.00 | x |
| 2018-12-31 | Rp199.20 | Rp130.00 | x |
| 2019-12-31 | Rp206.27 | Rp130.00 | x |
| 2020-12-31 | Rp217.72 | Rp130.00 | x |
| 2021-12-31 | Rp281.61 | Rp130.00 | x |
| 2022-12-31 | Rp83.90 | Rp130.00 | x |
| 2023-12-31 | Rp169.92 | Rp130.00 | x |
| 2024-12-31 | Rp331.94 | Rp130.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Capital Indonesia Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 1.65%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 5.67%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 3.41x
- Recent ROE (1.65%) is below the historical average (5.03%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2006 | 5.55% | 18.47% | 0.06x | 4.74x | Rp-3.92 Billion |
| 2007 | 6.76% | 13.74% | 0.07x | 6.65x | Rp-5.87 Billion |
| 2008 | 6.27% | 7.10% | 0.10x | 8.83x | Rp-7.20 Billion |
| 2009 | 4.45% | 9.55% | 0.07x | 6.86x | Rp-28.01 Billion |
| 2010 | 4.26% | 6.61% | 0.08x | 8.09x | Rp-31.22 Billion |
| 2011 | 4.57% | 6.81% | 0.09x | 7.71x | Rp-33.07 Billion |
| 2012 | 7.25% | 10.93% | 0.08x | 8.61x | Rp-18.06 Billion |
| 2013 | 7.78% | 12.76% | 0.08x | 7.88x | Rp-20.16 Billion |
| 2014 | 7.69% | 9.16% | 0.09x | 9.50x | Rp-22.52 Billion |
| 2015 | 8.62% | 7.88% | 0.09x | 11.54x | Rp-14.52 Billion |
| 2016 | 7.11% | 7.14% | 0.09x | 10.80x | Rp-38.05 Billion |
| 2017 | 6.12% | 6.32% | 0.08x | 11.61x | Rp-54.70 Billion |
| 2018 | 7.17% | 7.05% | 0.08x | 12.13x | Rp-42.00 Billion |
| 2019 | 1.03% | 0.92% | 0.09x | 12.33x | Rp-137.88 Billion |
| 2020 | 3.74% | 4.19% | 0.07x | 12.33x | Rp-102.63 Billion |
| 2021 | 1.64% | 1.96% | 0.08x | 10.52x | Rp-177.49 Billion |
| 2022 | 0.98% | 2.10% | 0.07x | 6.27x | Rp-296.62 Billion |
| 2023 | 3.00% | 5.62% | 0.09x | 5.68x | Rp-237.26 Billion |
| 2024 | 1.65% | 5.67% | 0.09x | 3.41x | Rp-552.92 Billion |
Industry Comparison
This section compares Bank Capital Indonesia Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $15,838,912,878,358
- Average return on equity (ROE) among peers: 10.50%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Capital Indonesia Tbk (BACA) | Rp6.69 Trillion | 5.55% | 2.65x | $78.66 Million |
| Bank Agris Tbk (AGRS) | $5.37 Trillion | 3.41% | 2.61x | $17.27 Million |
| Bank Mnc Internasional Tbk (BABP) | $2.71 Trillion | 1.94% | 5.22x | $7.22 Million |
| Bank Central Asia Tbk (BBCA) | $11.51 Trillion | 22.08% | 9.19x | $19.81 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $7.27 Trillion | 6.43% | 0.92x | $255.43 Million |
| Bank Bukopin Tbk (BBKP) | $1.19 Trillion | 21.51% | 19.68x | $113.51 Million |
| Bank Mestika Dharma Tbk (BBMD) | $3.08 Trillion | 8.57% | 2.83x | $15.78 Million |
| Bank Negara Indonesia Tbk (BBNI) | $110.37 Trillion | 13.60% | 6.33x | $3.45 Billion |
| PT Bank Bisnis Internasional Tbk (BBSI) | $402.09 Billion | 6.38% | 1.15x | $109.98 Million |
| Bank Yudha Bhakti Tbk (BBYB) | $643.07 Billion | 10.57% | 5.43x | $126.57 Million |