Bank Capital Indonesia Tbk (BACA) - Net Assets
Based on the latest financial reports, Bank Capital Indonesia Tbk (BACA) has net assets worth Rp6.75 Trillion IDR (≈ $395.81 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp28.04 Trillion ≈ $1.64 Billion USD) and total liabilities (Rp21.28 Trillion ≈ $1.25 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Explore Bank Capital Indonesia Tbk (BACA) cash flow conversion to assess how effectively this company generates cash.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp6.75 Trillion |
| % of Total Assets | 24.09% |
| Annual Growth Rate | 25.66% |
| 5-Year Change | 218.21% |
| 10-Year Change | 413.66% |
| Growth Volatility | 42.69 |
Bank Capital Indonesia Tbk - Net Assets Trend (2006–2025)
This chart illustrates how Bank Capital Indonesia Tbk's net assets have evolved over time, based on quarterly financial data. Explore BACA strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Annual Net Assets for Bank Capital Indonesia Tbk (2006–2025)
The table below shows the annual net assets of Bank Capital Indonesia Tbk from 2006 to 2025. For live valuation and market cap data, see market cap of Bank Capital Indonesia Tbk.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Rp6.75 Trillion ≈ $395.81 Million |
+1.99% |
| 2024-12-31 | Rp6.62 Trillion ≈ $388.08 Million |
+95.35% |
| 2023-12-31 | Rp3.39 Trillion ≈ $198.66 Million |
+3.13% |
| 2022-12-31 | Rp3.29 Trillion ≈ $192.64 Million |
+54.87% |
| 2021-12-31 | Rp2.12 Trillion ≈ $124.39 Million |
+29.41% |
| 2020-12-31 | Rp1.64 Trillion ≈ $96.12 Million |
+6.68% |
| 2019-12-31 | Rp1.54 Trillion ≈ $90.10 Million |
+3.55% |
| 2018-12-31 | Rp1.48 Trillion ≈ $87.01 Million |
+5.44% |
| 2017-12-31 | Rp1.41 Trillion ≈ $82.53 Million |
+7.10% |
| 2016-12-31 | Rp1.32 Trillion ≈ $77.06 Million |
+24.84% |
| 2015-12-31 | Rp1.05 Trillion ≈ $61.73 Million |
+8.13% |
| 2014-12-31 | Rp974.19 Billion ≈ $57.08 Million |
+7.48% |
| 2013-12-31 | Rp906.39 Billion ≈ $53.11 Million |
+37.79% |
| 2012-12-31 | Rp657.79 Billion ≈ $38.54 Million |
+8.05% |
| 2011-12-31 | Rp608.79 Billion ≈ $35.67 Million |
+11.94% |
| 2010-12-31 | Rp543.87 Billion ≈ $31.87 Million |
+7.80% |
| 2009-12-31 | Rp504.51 Billion ≈ $29.56 Million |
+161.36% |
| 2008-12-31 | Rp193.03 Billion ≈ $11.31 Million |
+6.69% |
| 2007-12-31 | Rp180.93 Billion ≈ $10.60 Million |
+105.49% |
| 2006-12-31 | Rp88.05 Billion ≈ $5.16 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Bank Capital Indonesia Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 123933600000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp1.24 Trillion | 18.35% |
| Common Stock | Rp2.00 Trillion | 29.54% |
| Other Comprehensive Income | Rp3.50 Trillion | 51.80% |
| Other Components | Rp21.36 Billion | 0.32% |
| Total Equity | Rp6.75 Trillion | 100.00% |
Bank Capital Indonesia Tbk Competitors by Market Cap
The table below lists competitors of Bank Capital Indonesia Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Garda Property Group
AU:GDF
|
$142.65 Million |
|
Multi Spunindo Jaya Tbk.
JK:MSJA
|
$142.70 Million |
|
Wam Strategic Value Ltd
AU:WAR
|
$142.74 Million |
|
Basso Industry Corp
TW:1527
|
$142.76 Million |
|
Amber International Holding Limited
NASDAQ:AMBR
|
$142.62 Million |
|
Suryamas Dutamakmur Tbk
JK:SMDM
|
$142.61 Million |
|
BHMINESLTD FPO [BHM]
AU:BHM
|
$142.58 Million |
|
Domo Inc
NASDAQ:DOMO
|
$142.58 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Capital Indonesia Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 6,623,017,000,000 to 6,754,864,000,000, a change of 131,847,000,000 (2.0%).
- Net income of 125,985,000,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 3,161,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp125.98 Billion | +1.87% |
| Other Comprehensive Income | Rp3.16 Billion | +0.05% |
| Other Changes | Rp2.70 Billion | +0.04% |
| Total Change | Rp- | 1.99% |
Book Value vs Market Value Analysis
This analysis compares Bank Capital Indonesia Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.36x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.01x to 0.36x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-12-31 | Rp120.84 | Rp122.00 | x |
| 2009-12-31 | Rp139.93 | Rp122.00 | x |
| 2010-12-31 | Rp101.92 | Rp122.00 | x |
| 2011-12-31 | Rp120.88 | Rp122.00 | x |
| 2012-12-31 | Rp136.96 | Rp122.00 | x |
| 2013-12-31 | Rp183.79 | Rp122.00 | x |
| 2014-12-31 | Rp152.28 | Rp122.00 | x |
| 2015-12-31 | Rp150.80 | Rp122.00 | x |
| 2016-12-31 | Rp164.15 | Rp122.00 | x |
| 2017-12-31 | Rp173.99 | Rp122.00 | x |
| 2018-12-31 | Rp199.20 | Rp122.00 | x |
| 2019-12-31 | Rp206.27 | Rp122.00 | x |
| 2020-12-31 | Rp217.72 | Rp122.00 | x |
| 2021-12-31 | Rp281.61 | Rp122.00 | x |
| 2022-12-31 | Rp83.90 | Rp122.00 | x |
| 2023-12-31 | Rp169.92 | Rp122.00 | x |
| 2024-12-31 | Rp331.94 | Rp122.00 | x |
| 2025-12-31 | Rp338.54 | Rp122.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Capital Indonesia Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 1.87%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 5.95%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 4.15x
- Recent ROE (1.87%) is below the historical average (4.87%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2006 | 5.55% | 18.47% | 0.06x | 4.74x | Rp-3.92 Billion |
| 2007 | 6.76% | 13.74% | 0.07x | 6.65x | Rp-5.87 Billion |
| 2008 | 6.27% | 7.10% | 0.10x | 8.83x | Rp-7.20 Billion |
| 2009 | 4.45% | 9.55% | 0.07x | 6.86x | Rp-28.01 Billion |
| 2010 | 4.26% | 6.61% | 0.08x | 8.09x | Rp-31.22 Billion |
| 2011 | 4.57% | 6.81% | 0.09x | 7.71x | Rp-33.07 Billion |
| 2012 | 7.25% | 10.93% | 0.08x | 8.61x | Rp-18.06 Billion |
| 2013 | 7.78% | 12.76% | 0.08x | 7.88x | Rp-20.16 Billion |
| 2014 | 7.69% | 9.16% | 0.09x | 9.50x | Rp-22.52 Billion |
| 2015 | 8.62% | 7.88% | 0.09x | 11.54x | Rp-14.52 Billion |
| 2016 | 7.11% | 7.14% | 0.09x | 10.80x | Rp-38.05 Billion |
| 2017 | 6.12% | 6.32% | 0.08x | 11.61x | Rp-54.70 Billion |
| 2018 | 7.17% | 7.05% | 0.08x | 12.13x | Rp-42.00 Billion |
| 2019 | 1.03% | 0.92% | 0.09x | 12.33x | Rp-137.88 Billion |
| 2020 | 3.74% | 4.19% | 0.07x | 12.33x | Rp-102.63 Billion |
| 2021 | 1.64% | 1.96% | 0.08x | 10.52x | Rp-177.49 Billion |
| 2022 | 0.98% | 2.10% | 0.07x | 6.27x | Rp-296.62 Billion |
| 2023 | 3.00% | 5.62% | 0.09x | 5.68x | Rp-237.26 Billion |
| 2024 | 1.65% | 5.67% | 0.09x | 3.41x | Rp-552.92 Billion |
| 2025 | 1.87% | 5.95% | 0.08x | 4.15x | Rp-549.50 Billion |
Industry Comparison
This section compares Bank Capital Indonesia Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,815,140,944,111
- Average return on equity (ROE) among peers: -1.33%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Capital Indonesia Tbk (BACA) | Rp6.75 Trillion | 5.55% | 3.15x | $142.64 Million |
| Bank Rakyat Indonesia Agroniaga (AGRO) | $4.29 Trillion | 0.73% | 5.53x | $237.75 Million |
| Bank Agris Tbk (AGRS) | $5.37 Trillion | 3.41% | 2.61x | $179.50 Million |
| Bank Amar Indonesia (AMAR) | $478.70 Billion | 0.78% | 0.77x | $206.88 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $103.01 Billion | 0.00% | 2.93x | $929.99 Million |
| Bank Mnc Internasional Tbk (BABP) | $539.86 Billion | 0.93% | 11.98x | $130.26 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $592.11 Billion | -27.65% | 1.27x | $240.98 Million |
| Bank Central Asia Tbk (BBCA) | $7.01 Trillion | 0.00% | 12.73x | $43.15 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $154.83 Billion | 0.00% | 9.19x | $1.18 Billion |
| Bank Bukopin Tbk (BBKP) | $6.81 Trillion | 9.85% | 10.62x | $616.46 Million |
About Bank Capital Indonesia Tbk
PT Bank Capital Indonesia Tbk provides various banking products and services in Indonesia. The company offers current accounts, savings accounts, and time deposits in both Rupiah and foreign currencies, as well as placements with Bank Indonesia and other banks, marketable securities, and loans to individuals, corporations, and households. It also offers trade finance, treasury services, and payme… Read more