BFI Finance Indonesia Tbk
PT BFI Finance Indonesia Tbk provides investment, working capital, multipurpose, and other financing services primarily in Indonesia. It provides collateral financing house; collateral financing vehicle car; collateral financing vehicle motorcycle; used car loans; heavy equipment and industrial machinery procurement; and sharia financing services. The company was formerly known as PT Bunas Financ… Read more
BFI Finance Indonesia Tbk (BFIN) - Net Assets
Latest net assets as of September 2025: Rp10.89 Trillion IDR
Based on the latest financial reports, BFI Finance Indonesia Tbk (BFIN) has net assets worth Rp10.89 Trillion IDR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp25.43 Trillion) and total liabilities (Rp14.54 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp10.89 Trillion |
| % of Total Assets | 42.84% |
| Annual Growth Rate | N/A |
| 5-Year Change | 54.12% |
| 10-Year Change | 153.33% |
| Growth Volatility | 7.6 |
BFI Finance Indonesia Tbk - Net Assets Trend (2000–2024)
This chart illustrates how BFI Finance Indonesia Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for BFI Finance Indonesia Tbk (2000–2024)
The table below shows the annual net assets of BFI Finance Indonesia Tbk from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp10.18 Trillion | +7.18% |
| 2023-12-31 | Rp9.50 Trillion | +8.50% |
| 2022-12-31 | Rp8.76 Trillion | +17.84% |
| 2021-12-31 | Rp7.43 Trillion | +12.47% |
| 2020-12-31 | Rp6.61 Trillion | +8.65% |
| 2019-12-31 | Rp6.08 Trillion | -1.99% |
| 2018-12-31 | Rp6.20 Trillion | +26.50% |
| 2017-12-31 | Rp4.90 Trillion | +15.27% |
| 2016-12-31 | Rp4.25 Trillion | +5.86% |
| 2015-12-31 | Rp4.02 Trillion | +11.20% |
| 2014-12-31 | Rp3.61 Trillion | +6.38% |
| 2013-12-31 | Rp3.40 Trillion | +18.71% |
| 2012-12-31 | Rp2.86 Trillion | +20.95% |
| 2011-12-31 | Rp2.37 Trillion | +21.92% |
| 2010-12-31 | Rp1.94 Trillion | +26.51% |
| 2009-12-31 | Rp1.53 Trillion | +13.01% |
| 2008-12-31 | Rp1.36 Trillion | +12.82% |
| 2007-12-31 | Rp1.20 Trillion | +14.38% |
| 2006-12-31 | Rp1.05 Trillion | +21.88% |
| 2005-12-31 | Rp863.17 Billion | +11.40% |
| 2004-12-31 | Rp774.85 Billion | +26.62% |
| 2003-12-31 | Rp611.95 Billion | +24.19% |
| 2002-12-31 | Rp492.76 Billion | +199.57% |
| 2001-12-31 | Rp-494.91 Billion | +43.79% |
| 2000-12-31 | Rp-880.48 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to BFI Finance Indonesia Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 927086000000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp9.27 Trillion | 91.06% |
| Common Stock | Rp399.18 Billion | 3.92% |
| Other Comprehensive Income | Rp134.56 Billion | 1.32% |
| Other Components | Rp376.50 Billion | 3.70% |
| Total Equity | Rp10.18 Trillion | 100.00% |
BFI Finance Indonesia Tbk Competitors by Market Cap
The table below lists competitors of BFI Finance Indonesia Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Shenzhen TXD Technology Co Ltd
SHE:002845
|
$317.80 Million |
|
Versamet Royalties Corporation
TO:VMET
|
$317.83 Million |
|
Everlight Chemical Industrial Corp
TW:1711
|
$317.86 Million |
|
Auto Partner SA
WAR:APR
|
$317.87 Million |
|
TCI Co Ltd
TWO:8436
|
$317.77 Million |
|
Saregama India Limited
NSE:SAREGAMA
|
$317.73 Million |
|
Shanghai MicuRx Pharmaceutical Co. Ltd. A
SHG:688373
|
$317.70 Million |
|
GL EVENTS S.A. EO 4
F:0X5
|
$317.61 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BFI Finance Indonesia Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 9,499,098,000,000 to 10,181,103,000,000, a change of 682,005,000,000 (7.2%).
- Net income of 1,564,811,000,000 contributed positively to equity growth.
- Dividend payments of 827,166,000,000 reduced retained earnings.
- Other comprehensive income decreased equity by 50,640,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp1.56 Trillion | +15.37% |
| Dividends Paid | Rp827.17 Billion | -8.12% |
| Other Comprehensive Income | Rp-50.64 Billion | -0.5% |
| Other Changes | Rp-5.00 Billion | -0.05% |
| Total Change | Rp- | 7.18% |
Book Value vs Market Value Analysis
This analysis compares BFI Finance Indonesia Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.10x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 7.38x to 1.10x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2009-12-31 | Rp100.89 | Rp745.00 | x |
| 2010-12-31 | Rp127.63 | Rp745.00 | x |
| 2011-12-31 | Rp155.60 | Rp745.00 | x |
| 2012-12-31 | Rp187.51 | Rp745.00 | x |
| 2013-12-31 | Rp221.95 | Rp745.00 | x |
| 2014-12-31 | Rp234.33 | Rp745.00 | x |
| 2015-12-31 | Rp257.72 | Rp745.00 | x |
| 2016-12-31 | Rp279.12 | Rp745.00 | x |
| 2017-12-31 | Rp327.73 | Rp745.00 | x |
| 2018-12-31 | Rp414.57 | Rp745.00 | x |
| 2019-12-31 | Rp406.31 | Rp745.00 | x |
| 2020-12-31 | Rp441.46 | Rp745.00 | x |
| 2021-12-31 | Rp496.49 | Rp745.00 | x |
| 2022-12-31 | Rp584.65 | Rp745.00 | x |
| 2023-12-31 | Rp631.61 | Rp745.00 | x |
| 2024-12-31 | Rp676.96 | Rp745.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BFI Finance Indonesia Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.37%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 25.49%
- • Asset Turnover: 0.24x
- • Equity Multiplier: 2.47x
- Recent ROE (15.37%) is below the historical average (16.35%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 20.44% | 52.70% | 0.20x | 1.90x | Rp51.45 Billion |
| 2003 | 16.06% | 36.45% | 0.24x | 1.84x | Rp37.07 Billion |
| 2004 | 2.23% | 6.29% | 0.26x | 1.38x | Rp-60.21 Billion |
| 2005 | 10.14% | 28.23% | 0.26x | 1.39x | Rp1.17 Billion |
| 2006 | 15.13% | 41.77% | 0.27x | 1.36x | Rp53.97 Billion |
| 2007 | 16.32% | 34.43% | 0.23x | 2.10x | Rp76.05 Billion |
| 2008 | 17.07% | 26.04% | 0.25x | 2.60x | Rp96.01 Billion |
| 2009 | 19.64% | 43.25% | 0.29x | 1.56x | Rp147.95 Billion |
| 2010 | 18.66% | 48.69% | 0.19x | 1.99x | Rp167.99 Billion |
| 2011 | 17.98% | 42.13% | 0.19x | 2.24x | Rp188.76 Billion |
| 2012 | 17.13% | 38.55% | 0.19x | 2.30x | Rp204.09 Billion |
| 2013 | 14.97% | 33.35% | 0.18x | 2.44x | Rp168.88 Billion |
| 2014 | 16.61% | 33.44% | 0.19x | 2.68x | Rp238.82 Billion |
| 2015 | 16.18% | 30.11% | 0.18x | 2.93x | Rp248.38 Billion |
| 2016 | 18.76% | 25.48% | 0.25x | 2.93x | Rp372.90 Billion |
| 2017 | 24.21% | 30.12% | 0.24x | 3.36x | Rp697.08 Billion |
| 2018 | 23.66% | 29.87% | 0.26x | 3.08x | Rp847.41 Billion |
| 2019 | 11.71% | 14.09% | 0.26x | 3.14x | Rp103.67 Billion |
| 2020 | 10.62% | 16.10% | 0.29x | 2.30x | Rp40.98 Billion |
| 2021 | 15.23% | 29.36% | 0.25x | 2.10x | Rp388.32 Billion |
| 2022 | 20.64% | 35.13% | 0.23x | 2.50x | Rp931.17 Billion |
| 2023 | 17.31% | 26.74% | 0.26x | 2.53x | Rp693.98 Billion |
| 2024 | 15.37% | 25.49% | 0.24x | 2.47x | Rp546.70 Billion |
Industry Comparison
This section compares BFI Finance Indonesia Tbk's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $1,669,817,005,937
- Average return on equity (ROE) among peers: 9.00%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BFI Finance Indonesia Tbk (BFIN) | Rp10.89 Trillion | 20.44% | 1.33x | $317.78 Million |
| Adira Dinamika Multi Finance (ADMF) | $7.03 Trillion | 25.83% | 3.48x | $130.76 Million |
| Buana Finance Tbk (BBLD) | $1.24 Trillion | 2.31% | 1.88x | $25.56 Million |
| Batavia Prosperindo Finance (BPFI) | $621.93 Billion | 8.00% | 1.53x | $4.55 Million |
| Clipan Finance Indonesia Tbk (CFIN) | $4.35 Trillion | 7.02% | 1.55x | $38.73 Million |
| Danasupra Erapacific Tbk (DEFI) | $43.01 Billion | 2.40% | 0.75x | $1.92 Million |
| Fuji Finance Indonesia Tbk PT (FUJI) | $48.65 Billion | 16.42% | 0.01x | $835.77K |
| Radana Bhaskara Finance Tbk (HDFA) | $513.33 Billion | 4.99% | 6.02x | $1.88 Million |
| Intan Baruprana Finance Tbk (IBFN) | $-631.13 Billion | 0.00% | 0.00x | $1.28 Million |
| Mandala Multifinance Tbk (MFIN) | $1.81 Trillion | 14.08% | 0.96x | $1.81 Million |