BFI Finance Indonesia Tbk Asset Resilience Ratio
BFI Finance Indonesia Tbk asset resilience ratio. BFI Finance Indonesia Tbk (BFIN) has an Asset Resilience Ratio of 1.84% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BFI Finance Indonesia Tbk defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of BFI Finance Indonesia Tbk (2001–2024)
Asset resilience ratio of BFI Finance Indonesia Tbk from 2001 to 2024. This chart shows how BFI Finance Indonesia Tbk's Asset Resilience Ratio has changed over time. Read debt load of BFI Finance Indonesia Tbk for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down BFI Finance Indonesia Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of BFI Finance Indonesia Tbk.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp466.90 Billion | 1.84% |
| Short-term Investments | Rp0.00 | 0% |
| Total Liquid Assets | Rp466.90 Billion | 1.84% |
Asset Resilience Insights
- Limited Liquidity: BFI Finance Indonesia Tbk maintains only 1.84% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
BFI Finance Indonesia Tbk Industry Peers by Asset Resilience Ratio
Compare BFI Finance Indonesia Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Adira Dinamika Multi Finance
JK:ADMF |
Credit Services | 1.28% |
|
Mandala Multifinance Tbk
JK:MFIN |
Credit Services | 0.00% |
|
Arman Financial Services Limited
NSE:ARMANFIN |
Credit Services | 14.42% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 5.31% |
|
EN Shoham Business Ltd
TA:SHOM |
Credit Services | 0.05% |
BFI Finance Indonesia Tbk Asset Resilience Ratio by Year (2001–2024)
BFI Finance Indonesia Tbk asset resilience ratio by year from 2001 to 2024. The table below shows the annual Asset Resilience Ratio data for BFI Finance Indonesia Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 2.83% | Rp711.35 Billion ≈ $41.68 Million |
Rp25.12 Trillion ≈ $1.47 Billion |
-0.68pp |
| 2023-12-31 | 3.51% | Rp842.03 Billion ≈ $49.34 Million |
Rp23.99 Trillion ≈ $1.41 Billion |
+2.28pp |
| 2022-12-31 | 1.23% | Rp269.52 Billion ≈ $15.79 Million |
Rp21.93 Trillion ≈ $1.28 Billion |
-3.60pp |
| 2021-12-31 | 4.83% | Rp754.57 Billion ≈ $44.21 Million |
Rp15.64 Trillion ≈ $916.19 Million |
-3.64pp |
| 2020-12-31 | 8.47% | Rp1.29 Trillion ≈ $75.42 Million |
Rp15.20 Trillion ≈ $890.69 Million |
+7.10pp |
| 2017-12-31 | 1.37% | Rp225.20 Billion ≈ $13.20 Million |
Rp16.48 Trillion ≈ $965.85 Million |
+1.36pp |
| 2011-12-31 | 0.00% | Rp130.00 Million ≈ $7.62K |
Rp5.30 Trillion ≈ $310.84 Million |
0.00pp |
| 2010-12-31 | 0.00% | Rp127.00 Million ≈ $7.44K |
Rp3.87 Trillion ≈ $226.77 Million |
-0.04pp |
| 2009-12-31 | 0.04% | Rp1.08 Billion ≈ $63.05K |
Rp2.39 Trillion ≈ $140.22 Million |
-3.25pp |
| 2008-12-31 | 3.30% | Rp116.38 Billion ≈ $6.82 Million |
Rp3.53 Trillion ≈ $206.88 Million |
+1.20pp |
| 2007-12-31 | 2.09% | Rp52.84 Billion ≈ $3.10 Million |
Rp2.52 Trillion ≈ $147.90 Million |
+1.02pp |
| 2002-12-31 | 1.07% | Rp10.00 Billion ≈ $585.96K |
Rp934.72 Billion ≈ $54.77 Million |
+1.00pp |
| 2001-12-31 | 0.07% | Rp542.00 Million ≈ $31.76K |
Rp738.91 Billion ≈ $43.30 Million |
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About BFI Finance Indonesia Tbk
PT BFI Finance Indonesia Tbk provides investment, working capital, multipurpose, and other financing services primarily in Indonesia. It provides collateral financing house; collateral financing vehicle car; collateral financing vehicle motorcycle; used car loans; heavy equipment and industrial machinery procurement; and sharia financing services. The company was formerly known as PT Bunas Financ… Read more