BFI Finance Indonesia Tbk - Asset Resilience Ratio
BFI Finance Indonesia Tbk (BFIN) has an Asset Resilience Ratio of 1.84% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2024)
This chart shows how BFI Finance Indonesia Tbk's Asset Resilience Ratio has changed over time. Check asset allocation strategy of BFI Finance Indonesia Tbk to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down BFI Finance Indonesia Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of BFI Finance Indonesia Tbk.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp466.90 Billion | 1.84% |
| Short-term Investments | Rp0.00 | 0% |
| Total Liquid Assets | Rp466.90 Billion | 1.84% |
Asset Resilience Insights
- Limited Liquidity: BFI Finance Indonesia Tbk maintains only 1.84% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
BFI Finance Indonesia Tbk Industry Peers by Asset Resilience Ratio
Compare BFI Finance Indonesia Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.67% |
|
FinVolution Group
F:PP3 |
Credit Services | 11.86% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Wisr Ltd
AU:WZR |
Credit Services | 0.02% |
|
Fuji Finance Indonesia Tbk PT
JK:FUJI |
Credit Services | 56.15% |
|
Atlantis S.A.
WAR:ATS |
Credit Services | 95.52% |
|
TCI Finance Limited
NSE:TCIFINANCE |
Credit Services | 40.70% |
Annual Asset Resilience Ratio for BFI Finance Indonesia Tbk (2001–2024)
The table below shows the annual Asset Resilience Ratio data for BFI Finance Indonesia Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 2.83% | Rp711.35 Billion ≈ $41.68 Million |
Rp25.12 Trillion ≈ $1.47 Billion |
-0.68pp |
| 2023-12-31 | 3.51% | Rp842.03 Billion ≈ $49.34 Million |
Rp23.99 Trillion ≈ $1.41 Billion |
+2.28pp |
| 2022-12-31 | 1.23% | Rp269.52 Billion ≈ $15.79 Million |
Rp21.93 Trillion ≈ $1.28 Billion |
-3.60pp |
| 2021-12-31 | 4.83% | Rp754.57 Billion ≈ $44.21 Million |
Rp15.64 Trillion ≈ $916.19 Million |
-3.64pp |
| 2020-12-31 | 8.47% | Rp1.29 Trillion ≈ $75.42 Million |
Rp15.20 Trillion ≈ $890.69 Million |
+7.10pp |
| 2017-12-31 | 1.37% | Rp225.20 Billion ≈ $13.20 Million |
Rp16.48 Trillion ≈ $965.85 Million |
+1.36pp |
| 2011-12-31 | 0.00% | Rp130.00 Million ≈ $7.62K |
Rp5.30 Trillion ≈ $310.84 Million |
0.00pp |
| 2010-12-31 | 0.00% | Rp127.00 Million ≈ $7.44K |
Rp3.87 Trillion ≈ $226.77 Million |
-0.04pp |
| 2009-12-31 | 0.04% | Rp1.08 Billion ≈ $63.05K |
Rp2.39 Trillion ≈ $140.22 Million |
-3.25pp |
| 2008-12-31 | 3.30% | Rp116.38 Billion ≈ $6.82 Million |
Rp3.53 Trillion ≈ $206.88 Million |
+1.20pp |
| 2007-12-31 | 2.09% | Rp52.84 Billion ≈ $3.10 Million |
Rp2.52 Trillion ≈ $147.90 Million |
+1.02pp |
| 2002-12-31 | 1.07% | Rp10.00 Billion ≈ $585.96K |
Rp934.72 Billion ≈ $54.77 Million |
+1.00pp |
| 2001-12-31 | 0.07% | Rp542.00 Million ≈ $31.76K |
Rp738.91 Billion ≈ $43.30 Million |
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About BFI Finance Indonesia Tbk
PT BFI Finance Indonesia Tbk provides investment, working capital, multipurpose, and other financing services primarily in Indonesia. It provides collateral financing house; collateral financing vehicle car; collateral financing vehicle motorcycle; used car loans; heavy equipment and industrial machinery procurement; and sharia financing services. The company was formerly known as PT Bunas Financ… Read more