BFI Finance Indonesia Tbk - Asset Resilience Ratio

Latest as of September 2025: 1.84%

BFI Finance Indonesia Tbk (BFIN) has an Asset Resilience Ratio of 1.84% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check BFI Finance Indonesia Tbk (BFIN) strategic investment index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rp466.90 Billion

≈ $27.36 Million USD Cash + Short-term Investments

Total Assets

Rp25.43 Trillion

≈ $1.49 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2001–2024)

This chart shows how BFI Finance Indonesia Tbk's Asset Resilience Ratio has changed over time. See BFI Finance Indonesia Tbk balance sheet independence to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down BFI Finance Indonesia Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BFI Finance Indonesia Tbk stock valuation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rp466.90 Billion	1.84%
Short-term Investments	Rp0.00	0%
Total Liquid Assets	Rp466.90 Billion	1.84%

Asset Resilience Insights

Limited Liquidity: BFI Finance Indonesia Tbk maintains only 1.84% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

BFI Finance Indonesia Tbk Industry Peers by Asset Resilience Ratio

Compare BFI Finance Indonesia Tbk's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Credit Acceptance Corporation NASDAQ:CACC	Credit Services	1.26%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
CREDITACCESS GRAMEEN LIMITED NSE:CREDITACC	Credit Services	3.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
IndoStar Capital Finance Limited NSE:INDOSTAR	Credit Services	2.88%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Fedbank Financial Services Limited NSE:FEDFINA	Credit Services	0.00%

Annual Asset Resilience Ratio for BFI Finance Indonesia Tbk (2001–2024)

The table below shows the annual Asset Resilience Ratio data for BFI Finance Indonesia Tbk.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	2.83%	Rp711.35 Billion ≈ $41.68 Million	Rp25.12 Trillion ≈ $1.47 Billion	-0.68pp
2023-12-31	3.51%	Rp842.03 Billion ≈ $49.34 Million	Rp23.99 Trillion ≈ $1.41 Billion	+2.28pp
2022-12-31	1.23%	Rp269.52 Billion ≈ $15.79 Million	Rp21.93 Trillion ≈ $1.28 Billion	-3.60pp
2021-12-31	4.83%	Rp754.57 Billion ≈ $44.21 Million	Rp15.64 Trillion ≈ $916.19 Million	-3.64pp
2020-12-31	8.47%	Rp1.29 Trillion ≈ $75.42 Million	Rp15.20 Trillion ≈ $890.69 Million	+7.10pp
2017-12-31	1.37%	Rp225.20 Billion ≈ $13.20 Million	Rp16.48 Trillion ≈ $965.85 Million	+1.36pp
2011-12-31	0.00%	Rp130.00 Million ≈ $7.62K	Rp5.30 Trillion ≈ $310.84 Million	0.00pp
2010-12-31	0.00%	Rp127.00 Million ≈ $7.44K	Rp3.87 Trillion ≈ $226.77 Million	-0.04pp
2009-12-31	0.04%	Rp1.08 Billion ≈ $63.05K	Rp2.39 Trillion ≈ $140.22 Million	-3.25pp
2008-12-31	3.30%	Rp116.38 Billion ≈ $6.82 Million	Rp3.53 Trillion ≈ $206.88 Million	+1.20pp
2007-12-31	2.09%	Rp52.84 Billion ≈ $3.10 Million	Rp2.52 Trillion ≈ $147.90 Million	+1.02pp
2002-12-31	1.07%	Rp10.00 Billion ≈ $585.96K	Rp934.72 Billion ≈ $54.77 Million	+1.00pp
2001-12-31	0.07%	Rp542.00 Million ≈ $31.76K	Rp738.91 Billion ≈ $43.30 Million	--

pp = percentage points

About BFI Finance Indonesia Tbk

JK:BFIN Indonesia Credit Services

Market Cap

$616.06 Million

Rp10.51 Trillion IDR

Market Cap Rank

#11384 Global

#127 in Indonesia

Share Price

Rp700.00

Change (1 day)

+4.48%

52-Week Range

Rp585.00 - Rp905.00

All Time High

Rp1444.73