BFI Finance Indonesia Tbk Net Assets

Latest as of September 2025: Rp10.89 Trillion IDR ≈ $638.26 Million USD

BFI Finance Indonesia Tbk net assets. Based on the latest financial reports, BFI Finance Indonesia Tbk (BFIN) has net assets worth Rp10.89 Trillion IDR (≈ $638.26 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp25.43 Trillion ≈ $1.49 Billion USD) and total liabilities (Rp14.54 Trillion ≈ $851.78 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore BFI Finance Indonesia Tbk (BFIN) equity growth momentum to track the company's year-over-year net asset growth rate.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rp10.89 Trillion
% of Total Assets	42.84%
Annual Growth Rate	N/A
5-Year Change	54.12%
10-Year Change	153.33%
Growth Volatility	7.6

Net Assets of BFI Finance Indonesia Tbk (2000–2024)

Net assets of BFI Finance Indonesia Tbk from 2000 to 2024. This chart illustrates how BFI Finance Indonesia Tbk's net assets have evolved over time, based on quarterly financial data. See BFI Finance Indonesia Tbk balance sheet quality to measure how much of total assets are equity-financed.

Annual Net Assets for BFI Finance Indonesia Tbk (2000–2024)

The table below shows the annual net assets of BFI Finance Indonesia Tbk from 2000 to 2024. For live market cap and overall valuation, see BFIN stock market capitalisation.

Year	Net Assets	Change
2024-12-31	Rp10.18 Trillion ≈ $596.61 Million	+7.18%
2023-12-31	Rp9.50 Trillion ≈ $556.65 Million	+8.50%
2022-12-31	Rp8.76 Trillion ≈ $513.06 Million	+17.84%
2021-12-31	Rp7.43 Trillion ≈ $435.38 Million	+12.47%
2020-12-31	Rp6.61 Trillion ≈ $387.09 Million	+8.65%
2019-12-31	Rp6.08 Trillion ≈ $356.27 Million	-1.99%
2018-12-31	Rp6.20 Trillion ≈ $363.52 Million	+26.50%
2017-12-31	Rp4.90 Trillion ≈ $287.37 Million	+15.27%
2016-12-31	Rp4.25 Trillion ≈ $249.31 Million	+5.86%
2015-12-31	Rp4.02 Trillion ≈ $235.50 Million	+11.20%
2014-12-31	Rp3.61 Trillion ≈ $211.78 Million	+6.38%
2013-12-31	Rp3.40 Trillion ≈ $199.07 Million	+18.71%
2012-12-31	Rp2.86 Trillion ≈ $167.69 Million	+20.95%
2011-12-31	Rp2.37 Trillion ≈ $138.65 Million	+21.92%
2010-12-31	Rp1.94 Trillion ≈ $113.73 Million	+26.51%
2009-12-31	Rp1.53 Trillion ≈ $89.90 Million	+13.01%
2008-12-31	Rp1.36 Trillion ≈ $79.54 Million	+12.82%
2007-12-31	Rp1.20 Trillion ≈ $70.51 Million	+14.38%
2006-12-31	Rp1.05 Trillion ≈ $61.64 Million	+21.88%
2005-12-31	Rp863.17 Billion ≈ $50.58 Million	+11.40%
2004-12-31	Rp774.85 Billion ≈ $45.40 Million	+26.62%
2003-12-31	Rp611.95 Billion ≈ $35.86 Million	+24.19%
2002-12-31	Rp492.76 Billion ≈ $28.87 Million	+199.57%
2001-12-31	Rp-494.91 Billion ≈ $-29.00 Million	+43.79%
2000-12-31	Rp-880.48 Billion ≈ $-51.59 Million	--

Equity Component Analysis

This analysis shows how different components contribute to BFI Finance Indonesia Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 927086000000000.0% over the analyzed period, indicating profitable operations and earnings retention.

BFI Finance Indonesia Tbk Net Assets Breakdown (December 2024)

BFI Finance Indonesia Tbk net assets breakdown by equity component as of December 2024.

Component	Amount	Percentage
Retained Earnings	Rp9.27 Trillion	91.06%
Common Stock	Rp399.18 Billion	3.92%
Other Comprehensive Income	Rp134.56 Billion	1.32%
Other Components	Rp376.50 Billion	3.70%
Total Equity	Rp10.18 Trillion	100.00%

BFI Finance Indonesia Tbk Competitors by Market Cap

The table below lists competitors of BFI Finance Indonesia Tbk ranked by their market capitalization.

Company	Market Cap
EUREKA FORBES LTD NSE:EUREKAFORB	$655.75 Million
Thornburg Income Builder Opportunities Trust Common Stock NASDAQ:TBLD	$655.75 Million
JDM Jingda Mach(Ningbo)Co Ltd SHG:603088	$655.76 Million
Doctorglasses Chain Co Ltd SHE:300622	$655.84 Million
Shenzhen Expressway Company Limited F:SHZH	$655.43 Million
EIS Eczacibasi Ilac Sinai ve Finansal Yatirimlar Sanayi ve Ticaret AS IS:ECILC	$655.36 Million
Sinodata Co Ltd SHE:002657	$655.34 Million
Shenzhen Fuanna Bedding and Furnishing Co Ltd SHE:002327	$655.25 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in BFI Finance Indonesia Tbk's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 9,499,098,000,000 to 10,181,103,000,000, a change of 682,005,000,000 (7.2%).
Net income of 1,564,811,000,000 contributed positively to equity growth.
Dividend payments of 827,166,000,000 reduced retained earnings.
Other comprehensive income decreased equity by 50,640,000,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	Rp1.56 Trillion	+15.37%
Dividends Paid	Rp827.17 Billion	-8.12%
Other Comprehensive Income	Rp-50.64 Billion	-0.5%
Other Changes	Rp-5.00 Billion	-0.05%
Total Change	Rp-	7.18%

Book Value vs Market Value Analysis

This analysis compares BFI Finance Indonesia Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.10x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 7.38x to 1.10x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2009-12-31	Rp100.89	Rp745.00	x
2010-12-31	Rp127.63	Rp745.00	x
2011-12-31	Rp155.60	Rp745.00	x
2012-12-31	Rp187.51	Rp745.00	x
2013-12-31	Rp221.95	Rp745.00	x
2014-12-31	Rp234.33	Rp745.00	x
2015-12-31	Rp257.72	Rp745.00	x
2016-12-31	Rp279.12	Rp745.00	x
2017-12-31	Rp327.73	Rp745.00	x
2018-12-31	Rp414.57	Rp745.00	x
2019-12-31	Rp406.31	Rp745.00	x
2020-12-31	Rp441.46	Rp745.00	x
2021-12-31	Rp496.49	Rp745.00	x
2022-12-31	Rp584.65	Rp745.00	x
2023-12-31	Rp631.61	Rp745.00	x
2024-12-31	Rp676.96	Rp745.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently BFI Finance Indonesia Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 15.37%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 25.49%
• Asset Turnover: 0.24x
• Equity Multiplier: 2.47x
Recent ROE (15.37%) is below the historical average (16.35%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2002	20.44%	52.70%	0.20x	1.90x	Rp51.45 Billion
2003	16.06%	36.45%	0.24x	1.84x	Rp37.07 Billion
2004	2.23%	6.29%	0.26x	1.38x	Rp-60.21 Billion
2005	10.14%	28.23%	0.26x	1.39x	Rp1.17 Billion
2006	15.13%	41.77%	0.27x	1.36x	Rp53.97 Billion
2007	16.32%	34.43%	0.23x	2.10x	Rp76.05 Billion
2008	17.07%	26.04%	0.25x	2.60x	Rp96.01 Billion
2009	19.64%	43.25%	0.29x	1.56x	Rp147.95 Billion
2010	18.66%	48.69%	0.19x	1.99x	Rp167.99 Billion
2011	17.98%	42.13%	0.19x	2.24x	Rp188.76 Billion
2012	17.13%	38.55%	0.19x	2.30x	Rp204.09 Billion
2013	14.97%	33.35%	0.18x	2.44x	Rp168.88 Billion
2014	16.61%	33.44%	0.19x	2.68x	Rp238.82 Billion
2015	16.18%	30.11%	0.18x	2.93x	Rp248.38 Billion
2016	18.76%	25.48%	0.25x	2.93x	Rp372.90 Billion
2017	24.21%	30.12%	0.24x	3.36x	Rp697.08 Billion
2018	23.66%	29.87%	0.26x	3.08x	Rp847.41 Billion
2019	11.71%	14.09%	0.26x	3.14x	Rp103.67 Billion
2020	10.62%	16.10%	0.29x	2.30x	Rp40.98 Billion
2021	15.23%	29.36%	0.25x	2.10x	Rp388.32 Billion
2022	20.64%	35.13%	0.23x	2.50x	Rp931.17 Billion
2023	17.31%	26.74%	0.26x	2.53x	Rp693.98 Billion
2024	15.37%	25.49%	0.24x	2.47x	Rp546.70 Billion

Industry Comparison

This section compares BFI Finance Indonesia Tbk's net assets metrics with peer companies in the Credit Services industry.

Industry Context

Industry: Credit Services
Average net assets among peers: $1,363,461,387,175
Average return on equity (ROE) among peers: 9.54%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
BFI Finance Indonesia Tbk (BFIN)	Rp10.89 Trillion	20.44%	1.33x	$655.67 Million
Adira Dinamika Multi Finance (ADMF)	$8.08 Trillion	26.10%	3.35x	$560.37 Million
Buana Finance Tbk (BBLD)	$938.66 Billion	10.77%	2.05x	$58.83 Million
Batavia Prosperindo Finance (BPFI)	$819.33 Billion	9.14%	1.22x	$38.23 Million
Clipan Finance Indonesia Tbk (CFIN)	$1.31 Trillion	11.45%	0.35x	$77.51 Million
Danasupra Erapacific Tbk (DEFI)	$42.80 Billion	7.87%	1.18x	$2.69 Million
Fuji Finance Indonesia Tbk PT (FUJI)	$140.18 Billion	3.49%	0.01x	$16.45 Million
Radana Bhaskara Finance Tbk (HDFA)	$572.75 Billion	-7.54%	4.57x	$32.20 Million
Intan Baruprana Finance Tbk (IBFN)	$-521.84 Billion	0.00%	0.00x	$4.88 Million
Mandala Multifinance Tbk (MFIN)	$888.48 Billion	24.54%	3.57x	$232.92 Million

About BFI Finance Indonesia Tbk

JK:BFIN Indonesia Credit Services

Market Cap

$655.67 Million

Rp11.19 Trillion IDR

Market Cap Rank

#10508 Global

#103 in Indonesia

Share Price

Rp745.00

Change (1 day)

-4.49%

52-Week Range

Rp585.00 - Rp1020.00

All Time High

Rp1444.73