Bank Dinar Indonesia Tbk PT
PT Bank Oke Indonesia Tbk provides various banking products and services in Indonesia. The company offers current and saving accounts, demand, and time deposits, as well as certificates of deposit; and current account loans, working capital, investment, lines of credit, and consumer loans, such as mortgages and vehicle loans, as well as unsecured credit and payroll loans. It also provides safe de… Read more
Bank Dinar Indonesia Tbk PT (DNAR) - Net Assets
Latest net assets as of September 2025: Rp3.76 Trillion IDR
Based on the latest financial reports, Bank Dinar Indonesia Tbk PT (DNAR) has net assets worth Rp3.76 Trillion IDR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp13.17 Trillion) and total liabilities (Rp9.41 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp3.76 Trillion |
| % of Total Assets | 28.53% |
| Annual Growth Rate | 29.38% |
| 5-Year Change | 44.16% |
| 10-Year Change | 740.27% |
| Growth Volatility | 100.14 |
Bank Dinar Indonesia Tbk PT - Net Assets Trend (2011–2024)
This chart illustrates how Bank Dinar Indonesia Tbk PT's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Dinar Indonesia Tbk PT (2011–2024)
The table below shows the annual net assets of Bank Dinar Indonesia Tbk PT from 2011 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp3.64 Trillion | +1.43% |
| 2023-12-31 | Rp3.58 Trillion | +0.90% |
| 2022-12-31 | Rp3.55 Trillion | +16.87% |
| 2021-12-31 | Rp3.04 Trillion | +20.53% |
| 2020-12-31 | Rp2.52 Trillion | +24.73% |
| 2019-12-31 | Rp2.02 Trillion | +27.09% |
| 2018-12-31 | Rp1.59 Trillion | +247.29% |
| 2017-12-31 | Rp458.09 Billion | +2.69% |
| 2016-12-31 | Rp446.08 Billion | +3.10% |
| 2015-12-31 | Rp432.68 Billion | +3.24% |
| 2014-12-31 | Rp419.09 Billion | +52.62% |
| 2013-12-31 | Rp274.60 Billion | -47.49% |
| 2012-12-31 | Rp522.97 Billion | +309.65% |
| 2011-12-31 | Rp127.66 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Dinar Indonesia Tbk PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 173.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp235.97 Billion | 6.49% |
| Common Stock | Rp1.70 Trillion | 46.86% |
| Other Components | Rp1.70 Trillion | 46.65% |
| Total Equity | Rp3.64 Trillion | 100.00% |
Bank Dinar Indonesia Tbk PT Competitors by Market Cap
The table below lists competitors of Bank Dinar Indonesia Tbk PT ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Enex Co.Ltd
KO:011090
|
$13.31 Million |
|
Silver Bullet Mines Corp.
OTCQB:SBMCF
|
$13.31 Million |
|
Silver Viper Minerals Corp
OTCQB:VIPRF
|
$13.31 Million |
|
Philly Shipyard ASA
PINK:AKRRF
|
$13.32 Million |
|
System and Application Technologies Co. Ltd
KQ:060540
|
$13.31 Million |
|
Veridis Environment Ltd
TA:VRDS
|
$13.31 Million |
|
Boat Rocker Media Inc
TO:BRMI
|
$13.30 Million |
|
JR HOLDING SA BC ZY -10
F:8JA
|
$13.30 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Dinar Indonesia Tbk PT's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,584,485,518,328 to 3,635,681,966,722, a change of 51,196,448,394 (1.4%).
- Net income of 49,987,999,943 contributed positively to equity growth.
- Other comprehensive income decreased equity by 114,240,032,826.
- Other factors increased equity by 115,448,481,277.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp49.99 Billion | +1.37% |
| Other Comprehensive Income | Rp-114.24 Billion | -3.14% |
| Other Changes | Rp115.45 Billion | +3.18% |
| Total Change | Rp- | 1.43% |
Book Value vs Market Value Analysis
This analysis compares Bank Dinar Indonesia Tbk PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.63x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.35x to 0.63x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | Rp100.00 | Rp135.00 | x |
| 2013-12-31 | Rp114.68 | Rp135.00 | x |
| 2014-12-31 | Rp196.90 | Rp135.00 | x |
| 2015-12-31 | Rp180.70 | Rp135.00 | x |
| 2016-12-31 | Rp186.29 | Rp135.00 | x |
| 2017-12-31 | Rp191.31 | Rp135.00 | x |
| 2018-12-31 | Rp680.08 | Rp135.00 | x |
| 2019-12-31 | Rp433.72 | Rp135.00 | x |
| 2020-12-31 | Rp263.52 | Rp135.00 | x |
| 2021-12-31 | Rp253.00 | Rp135.00 | x |
| 2022-12-31 | Rp250.08 | Rp135.00 | x |
| 2023-12-31 | Rp210.38 | Rp135.00 | x |
| 2024-12-31 | Rp213.39 | Rp135.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Dinar Indonesia Tbk PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 1.37%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.80%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 3.26x
- Recent ROE (1.37%) is below the historical average (1.41%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 2.24% | 23.38% | 0.04x | 2.42x | Rp-16.75 Billion |
| 2013 | 2.76% | 12.49% | 0.07x | 3.11x | Rp-19.88 Billion |
| 2014 | 0.73% | 2.42% | 0.08x | 3.92x | Rp-38.84 Billion |
| 2015 | 3.24% | 7.37% | 0.09x | 4.79x | Rp-29.25 Billion |
| 2016 | 2.93% | 6.55% | 0.09x | 5.18x | Rp-31.53 Billion |
| 2017 | 2.20% | 4.96% | 0.08x | 5.53x | Rp-35.73 Billion |
| 2018 | 1.64% | 6.05% | 0.09x | 2.85x | Rp-133.06 Billion |
| 2019 | -0.84% | -4.16% | 0.08x | 2.53x | Rp-219.10 Billion |
| 2020 | 0.31% | 1.76% | 0.07x | 2.49x | Rp-244.32 Billion |
| 2021 | 0.57% | 3.36% | 0.07x | 2.54x | Rp-286.51 Billion |
| 2022 | 0.37% | 1.95% | 0.07x | 2.87x | Rp-342.03 Billion |
| 2023 | 0.80% | 2.91% | 0.09x | 3.09x | Rp-329.80 Billion |
| 2024 | 1.37% | 4.80% | 0.09x | 3.26x | Rp-313.58 Billion |
Industry Comparison
This section compares Bank Dinar Indonesia Tbk PT's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $6,121,527,008,058
- Average return on equity (ROE) among peers: -2.22%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Dinar Indonesia Tbk PT (DNAR) | Rp3.76 Trillion | 2.24% | 2.50x | $13.31 Million |
| Bank Agris Tbk (AGRS) | $567.10 Billion | 0.69% | 6.44x | $17.52 Million |
| Bank Amar Indonesia (AMAR) | $3.18 Trillion | -4.89% | 0.42x | $6.61 Million |
| Bank Mnc Internasional Tbk (BABP) | $536.71 Billion | 3.85% | 10.82x | $7.22 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $950.85 Billion | 4.24% | 1.17x | $175.00 Million |
| Bank Central Asia Tbk (BBCA) | $12.63 Trillion | 18.94% | 9.55x | $20.04 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $336.48 Billion | -36.60% | 5.73x | $251.65 Million |
| Bank Bukopin Tbk (BBKP) | $11.22 Trillion | -44.82% | 7.02x | $111.65 Million |
| Bank Mestika Dharma Tbk (BBMD) | $4.01 Trillion | 8.13% | 2.53x | $15.70 Million |
| Bank Rakyat Indonesia Persero (BBRI) | $27.26 Trillion | 26.81% | 10.63x | $15.34 Billion |
| PT Bank Bisnis Internasional Tbk (BBSI) | $538.46 Billion | 1.50% | 0.00x | $110.21 Million |