Asuransi Tugu Pratama Indonesia Tbk PT
PT Asuransi Tugu Pratama Indonesia Tbk engages in the general insurance, reinsurance, and sharia insurance businesses in Indonesia. It operates through General Insurance, Reinsurance, Rental and Related Business, and Others segments. The company offers corporate insurance services, such as energy, fire and property, satellite and aviation, engineering, liability, health, and miscellaneous; marine… Read more
Asuransi Tugu Pratama Indonesia Tbk PT (TUGU) - Net Assets
Latest net assets as of September 2025: Rp10.93 Trillion IDR
Based on the latest financial reports, Asuransi Tugu Pratama Indonesia Tbk PT (TUGU) has net assets worth Rp10.93 Trillion IDR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp32.12 Trillion) and total liabilities (Rp21.19 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp10.93 Trillion |
| % of Total Assets | 34.04% |
| Annual Growth Rate | 13.68% |
| 5-Year Change | 24.24% |
| 10-Year Change | 225.44% |
| Growth Volatility | 16.33 |
Asuransi Tugu Pratama Indonesia Tbk PT - Net Assets Trend (2010–2024)
This chart illustrates how Asuransi Tugu Pratama Indonesia Tbk PT's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Asuransi Tugu Pratama Indonesia Tbk PT (2010–2024)
The table below shows the annual net assets of Asuransi Tugu Pratama Indonesia Tbk PT from 2010 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp10.51 Trillion | +2.22% |
| 2023-12-31 | Rp10.28 Trillion | +12.08% |
| 2022-12-31 | Rp9.17 Trillion | +4.35% |
| 2021-12-31 | Rp8.79 Trillion | +3.92% |
| 2020-12-31 | Rp8.46 Trillion | +2.19% |
| 2019-12-31 | Rp8.28 Trillion | +15.68% |
| 2018-12-31 | Rp7.16 Trillion | +18.13% |
| 2017-12-31 | Rp6.06 Trillion | +10.94% |
| 2016-12-31 | Rp5.46 Trillion | +69.09% |
| 2015-12-31 | Rp3.23 Trillion | +12.15% |
| 2014-12-31 | Rp2.88 Trillion | +13.86% |
| 2013-12-31 | Rp2.53 Trillion | +21.72% |
| 2012-12-31 | Rp2.08 Trillion | +16.13% |
| 2011-12-31 | Rp1.79 Trillion | +2.50% |
| 2010-12-31 | Rp1.75 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Asuransi Tugu Pratama Indonesia Tbk PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 608.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp6.68 Trillion | 68.41% |
| Common Stock | Rp177.78 Billion | 1.82% |
| Other Comprehensive Income | Rp2.28 Trillion | 23.37% |
| Other Components | Rp625.46 Billion | 6.40% |
| Total Equity | Rp9.77 Trillion | 100.00% |
Asuransi Tugu Pratama Indonesia Tbk PT Competitors by Market Cap
The table below lists competitors of Asuransi Tugu Pratama Indonesia Tbk PT ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
CN YUH.ED.CORP. HD-00001
F:2YU
|
$111.00 Million |
|
Tower Properties Company
PINK:TPRP
|
$111.01 Million |
|
Serabi Gold PLC
OTCQX:SRBIF
|
$111.02 Million |
|
E-Life Mall Corp
TW:6281
|
$111.02 Million |
|
Wiz Soluções e Corretagem de Seguros S.A
SA:WIZC3
|
$110.99 Million |
|
ARC Document Solutions Inc
NYSE:ARC
|
$110.98 Million |
|
KB Components AB (publ)
ST:KBC
|
$110.94 Million |
|
National Aerospace Fasteners Corp
TW:3004
|
$110.90 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Asuransi Tugu Pratama Indonesia Tbk PT's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 9,582,263,106,000 to 9,771,470,700,000, a change of 189,207,594,000 (2.0%).
- Net income of 700,854,404,000 contributed positively to equity growth.
- Dividend payments of 438,257,922,000 reduced retained earnings.
- Other comprehensive income increased equity by 180,135,164,000.
- Other factors decreased equity by 253,524,052,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp700.85 Billion | +7.17% |
| Dividends Paid | Rp438.26 Billion | -4.49% |
| Other Comprehensive Income | Rp180.14 Billion | +1.84% |
| Other Changes | Rp-253.52 Billion | -2.59% |
| Total Change | Rp- | 1.97% |
Book Value vs Market Value Analysis
This analysis compares Asuransi Tugu Pratama Indonesia Tbk PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.45x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.25x to 0.45x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2010-12-31 | Rp545.44 | Rp1225.00 | x |
| 2011-12-31 | Rp559.07 | Rp1225.00 | x |
| 2012-12-31 | Rp649.24 | Rp1225.00 | x |
| 2013-12-31 | Rp790.28 | Rp1225.00 | x |
| 2014-12-31 | Rp809.81 | Rp1225.00 | x |
| 2015-12-31 | Rp908.17 | Rp1225.00 | x |
| 2016-12-31 | Rp1535.63 | Rp1225.00 | x |
| 2017-12-31 | Rp1703.56 | Rp1225.00 | x |
| 2018-12-31 | Rp2095.35 | Rp1225.00 | x |
| 2019-12-31 | Rp2132.10 | Rp1225.00 | x |
| 2020-12-31 | Rp2185.13 | Rp1225.00 | x |
| 2021-12-31 | Rp2276.81 | Rp1225.00 | x |
| 2022-12-31 | Rp2373.55 | Rp1225.00 | x |
| 2023-12-31 | Rp2695.00 | Rp1225.00 | x |
| 2024-12-31 | Rp2748.21 | Rp1225.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Asuransi Tugu Pratama Indonesia Tbk PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.17%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.42%
- • Asset Turnover: 0.20x
- • Equity Multiplier: 2.70x
- Recent ROE (7.17%) is above the historical average (7.05%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 1.51% | 3.94% | 0.12x | 3.32x | Rp-148.11 Billion |
| 2011 | 7.68% | 18.94% | 0.22x | 1.88x | Rp-41.45 Billion |
| 2012 | 7.15% | 19.60% | 0.12x | 3.05x | Rp-59.16 Billion |
| 2013 | 4.30% | 11.97% | 0.11x | 3.30x | Rp-144.10 Billion |
| 2014 | 11.82% | 30.23% | 0.12x | 3.22x | Rp52.35 Billion |
| 2015 | 6.47% | 19.98% | 0.10x | 3.25x | Rp-114.06 Billion |
| 2016 | 17.04% | 51.58% | 0.14x | 2.34x | Rp384.32 Billion |
| 2017 | 7.73% | 16.73% | 0.20x | 2.37x | Rp-137.26 Billion |
| 2018 | 3.56% | 8.82% | 0.17x | 2.41x | Rp-461.09 Billion |
| 2019 | 6.05% | 12.59% | 0.18x | 2.74x | Rp-299.38 Billion |
| 2020 | 3.41% | 8.19% | 0.17x | 2.50x | Rp-511.79 Billion |
| 2021 | 3.91% | 8.63% | 0.18x | 2.49x | Rp-493.05 Billion |
| 2022 | 4.11% | 8.53% | 0.19x | 2.56x | Rp-496.78 Billion |
| 2023 | 13.80% | 29.19% | 0.18x | 2.62x | Rp364.17 Billion |
| 2024 | 7.17% | 13.42% | 0.20x | 2.70x | Rp-276.29 Billion |
Industry Comparison
This section compares Asuransi Tugu Pratama Indonesia Tbk PT's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $1,052,300,330,144
- Average return on equity (ROE) among peers: 4.14%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Asuransi Tugu Pratama Indonesia Tbk PT (TUGU) | Rp10.93 Trillion | 1.51% | 1.94x | $111.00 Million |
| Asuransi Bintang Tbk (ASBI) | $840.96 Billion | 1.66% | 0.04x | $1.38 Million |
| Asuransi Dayin Mitra Tbk (ASDM) | $105.19 Billion | 8.11% | 1.27x | $3.10 Million |
| Equity Development Investment (GSMF) | $1.48 Trillion | 1.25% | 2.01x | $2.56 Million |
| Lippo General Insurance Tbk (LPGI) | $879.82 Billion | 7.81% | 1.82x | $8.61 Million |
| Malacca Trust Wuwungan Insurance PT (MTWI) | $240.02 Billion | -3.49% | 1.42x | $3.77 Million |
| Sinar Mas Multiartha Tbk (SMMA) | $2.77 Trillion | 9.53% | 4.62x | $85.27 Million |