Asuransi Tugu Pratama Indonesia Tbk PT Net Assets
Asuransi Tugu Pratama Indonesia Tbk PT net assets. Based on the latest financial reports, Asuransi Tugu Pratama Indonesia Tbk PT (TUGU) has net assets worth Rp10.17 Trillion IDR (≈ $596.14 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp27.70 Trillion ≈ $1.62 Billion USD) and total liabilities (Rp17.53 Trillion ≈ $1.03 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore TUGU year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp10.17 Trillion |
| % of Total Assets | 36.72% |
| Annual Growth Rate | 12.47% |
| 5-Year Change | 15.75% |
| 10-Year Change | 86.33% |
| Growth Volatility | 16.39 |
Net Assets of Asuransi Tugu Pratama Indonesia Tbk PT (2010–2025)
Net assets of Asuransi Tugu Pratama Indonesia Tbk PT from 2010 to 2025. This chart illustrates how Asuransi Tugu Pratama Indonesia Tbk PT's net assets have evolved over time, based on quarterly financial data. See Asuransi Tugu Pratama Indonesia Tbk PT (TUGU) balance sheet quality index to measure how much of total assets are equity-financed.
Annual Net Assets for Asuransi Tugu Pratama Indonesia Tbk PT (2010–2025)
The table below shows the annual net assets of Asuransi Tugu Pratama Indonesia Tbk PT from 2010 to 2025. For live market cap and overall valuation, see Asuransi Tugu Pratama Indonesia Tbk PT stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Rp10.17 Trillion ≈ $596.14 Million |
-3.19% |
| 2024-12-31 | Rp10.51 Trillion ≈ $615.76 Million |
+2.22% |
| 2023-12-31 | Rp10.28 Trillion ≈ $602.36 Million |
+12.08% |
| 2022-12-31 | Rp9.17 Trillion ≈ $537.45 Million |
+4.35% |
| 2021-12-31 | Rp8.79 Trillion ≈ $515.04 Million |
+3.92% |
| 2020-12-31 | Rp8.46 Trillion ≈ $495.64 Million |
+2.19% |
| 2019-12-31 | Rp8.28 Trillion ≈ $485.00 Million |
+15.68% |
| 2018-12-31 | Rp7.16 Trillion ≈ $419.28 Million |
+18.13% |
| 2017-12-31 | Rp6.06 Trillion ≈ $354.92 Million |
+10.94% |
| 2016-12-31 | Rp5.46 Trillion ≈ $319.94 Million |
+69.09% |
| 2015-12-31 | Rp3.23 Trillion ≈ $189.21 Million |
+12.15% |
| 2014-12-31 | Rp2.88 Trillion ≈ $168.72 Million |
+13.86% |
| 2013-12-31 | Rp2.53 Trillion ≈ $148.18 Million |
+21.72% |
| 2012-12-31 | Rp2.08 Trillion ≈ $121.74 Million |
+16.13% |
| 2011-12-31 | Rp1.79 Trillion ≈ $104.83 Million |
+2.50% |
| 2010-12-31 | Rp1.75 Trillion ≈ $102.27 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Asuransi Tugu Pratama Indonesia Tbk PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 570.9% over the analyzed period, indicating profitable operations and earnings retention.
Asuransi Tugu Pratama Indonesia Tbk PT Net Assets Breakdown (December 2025)
Asuransi Tugu Pratama Indonesia Tbk PT net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp6.33 Trillion | 67.20% |
| Common Stock | Rp177.78 Billion | 1.89% |
| Other Comprehensive Income | Rp2.29 Trillion | 24.27% |
| Other Components | Rp625.46 Billion | 6.64% |
| Total Equity | Rp9.42 Trillion | 100.00% |
Asuransi Tugu Pratama Indonesia Tbk PT Competitors by Market Cap
The table below lists competitors of Asuransi Tugu Pratama Indonesia Tbk PT ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Guangdong Kitech New Material Holding Co.Ltd.
SHE:300995
|
$259.44 Million |
|
Sinomach General Machinery Science Technology Co Ltd
SHG:600444
|
$259.47 Million |
|
Sarana Meditama Metropolitan
JK:SAME
|
$259.49 Million |
|
Shanghai Aiyingshi Co Ltd
SHG:603214
|
$259.49 Million |
|
AVCON Information Tech
SHE:300074
|
$259.34 Million |
|
Aurora Cannabis Inc
TO:ACB
|
$259.21 Million |
|
Nivika Fastigheter AB Series B
ST:NIVI-B
|
$259.17 Million |
|
Transcom Inc
TW:5222
|
$259.16 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Asuransi Tugu Pratama Indonesia Tbk PT's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 9,771,470,700,000 to 9,415,796,356,000, a change of -355,674,344,000 (-3.6%).
- Net income of 711,056,556,000 contributed positively to equity growth.
- Dividend payments of 288,232,861,000 reduced retained earnings.
- Other comprehensive income increased equity by 1,651,822,000.
- Other factors decreased equity by 780,149,861,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp711.06 Billion | +7.55% |
| Dividends Paid | Rp288.23 Billion | -3.06% |
| Other Comprehensive Income | Rp1.65 Billion | +0.02% |
| Other Changes | Rp-780.15 Billion | -8.29% |
| Total Change | Rp- | -3.64% |
Book Value vs Market Value Analysis
This analysis compares Asuransi Tugu Pratama Indonesia Tbk PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.47x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.28x to 0.47x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2010-12-31 | Rp545.44 | Rp1245.00 | x |
| 2011-12-31 | Rp559.07 | Rp1245.00 | x |
| 2012-12-31 | Rp649.24 | Rp1245.00 | x |
| 2013-12-31 | Rp790.28 | Rp1245.00 | x |
| 2014-12-31 | Rp809.81 | Rp1245.00 | x |
| 2015-12-31 | Rp908.17 | Rp1245.00 | x |
| 2016-12-31 | Rp1535.63 | Rp1245.00 | x |
| 2017-12-31 | Rp1703.56 | Rp1245.00 | x |
| 2018-12-31 | Rp2095.35 | Rp1245.00 | x |
| 2019-12-31 | Rp2132.10 | Rp1245.00 | x |
| 2020-12-31 | Rp2185.13 | Rp1245.00 | x |
| 2021-12-31 | Rp2276.81 | Rp1245.00 | x |
| 2022-12-31 | Rp2373.55 | Rp1245.00 | x |
| 2023-12-31 | Rp2695.00 | Rp1245.00 | x |
| 2024-12-31 | Rp2748.21 | Rp1245.00 | x |
| 2025-12-31 | Rp2648.18 | Rp1245.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Asuransi Tugu Pratama Indonesia Tbk PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.55%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.92%
- • Asset Turnover: 0.37x
- • Equity Multiplier: 2.94x
- Recent ROE (7.55%) is above the historical average (7.08%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 1.51% | 3.94% | 0.12x | 3.32x | Rp-148.11 Billion |
| 2011 | 7.68% | 18.94% | 0.22x | 1.88x | Rp-41.45 Billion |
| 2012 | 7.15% | 19.60% | 0.12x | 3.05x | Rp-59.16 Billion |
| 2013 | 4.30% | 11.97% | 0.11x | 3.30x | Rp-144.10 Billion |
| 2014 | 11.82% | 30.23% | 0.12x | 3.22x | Rp52.35 Billion |
| 2015 | 6.47% | 19.98% | 0.10x | 3.25x | Rp-114.06 Billion |
| 2016 | 17.04% | 51.58% | 0.14x | 2.34x | Rp384.32 Billion |
| 2017 | 7.73% | 16.73% | 0.20x | 2.37x | Rp-137.26 Billion |
| 2018 | 3.56% | 8.82% | 0.17x | 2.41x | Rp-461.09 Billion |
| 2019 | 6.05% | 12.59% | 0.18x | 2.74x | Rp-299.38 Billion |
| 2020 | 3.41% | 8.19% | 0.17x | 2.50x | Rp-511.79 Billion |
| 2021 | 3.91% | 8.63% | 0.18x | 2.49x | Rp-493.05 Billion |
| 2022 | 4.11% | 8.53% | 0.19x | 2.56x | Rp-496.78 Billion |
| 2023 | 13.80% | 29.19% | 0.18x | 2.62x | Rp364.17 Billion |
| 2024 | 7.17% | 13.42% | 0.20x | 2.70x | Rp-276.29 Billion |
| 2025 | 7.55% | 6.92% | 0.37x | 2.94x | Rp-230.52 Billion |
Industry Comparison
This section compares Asuransi Tugu Pratama Indonesia Tbk PT's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $4,288,862,324,180
- Average return on equity (ROE) among peers: 6.28%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Asuransi Tugu Pratama Indonesia Tbk PT (TUGU) | Rp10.17 Trillion | 1.51% | 1.72x | $259.39 Million |
| Asuransi Bintang Tbk (ASBI) | $73.58 Billion | 0.00% | 1.47x | $8.94 Million |
| Asuransi Dayin Mitra Tbk (ASDM) | $113.01 Billion | 6.81% | 1.33x | $11.03 Million |
| Equity Development Investment (GSMF) | $2.59 Trillion | 0.24% | 1.14x | $6.08 Million |
| Lippo General Insurance Tbk (LPGI) | $658.90 Billion | 6.38% | 0.36x | $105.47 Million |
| Malacca Trust Wuwungan Insurance PT (MTWI) | $133.61 Billion | 1.82% | 1.48x | $39.07 Million |
| Sinar Mas Multiartha Tbk (SMMA) | $22.16 Trillion | 22.47% | 3.49x | $171.35 Million |
About Asuransi Tugu Pratama Indonesia Tbk PT
PT Asuransi Tugu Pratama Indonesia Tbk engages in the general insurance, reinsurance, and sharia insurance businesses in Indonesia. It operates through General Insurance, Reinsurance, Rental and Related Business, and Others segments. The company offers corporate insurance services, such as energy, fire and property, satellite and aviation, engineering, liability, health, and miscellaneous; marine… Read more