CIMB Group Holdings Bhd
CIMB Group Holdings Berhad provides various banking products and services in Malaysia and internationally. The Consumer Banking segment offers conventional and Islamic financial products and services, such as residential and non-residential property loans, secured personal loans, motor vehicle financing, credit cards, unsecured personal financing, wealth management, bancassurance, remittance and … Read more
CIMB Group Holdings Bhd (1023) - Net Assets
Latest net assets as of September 2025: RM71.89 Billion MYR
Based on the latest financial reports, CIMB Group Holdings Bhd (1023) has net assets worth RM71.89 Billion MYR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (RM778.53 Billion) and total liabilities (RM706.64 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | RM71.89 Billion |
| % of Total Assets | 9.23% |
| Annual Growth Rate | 10.43% |
| 5-Year Change | 23.9% |
| 10-Year Change | 67.73% |
| Growth Volatility | 7.56 |
CIMB Group Holdings Bhd - Net Assets Trend (2004–2024)
This chart illustrates how CIMB Group Holdings Bhd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for CIMB Group Holdings Bhd (2004–2024)
The table below shows the annual net assets of CIMB Group Holdings Bhd from 2004 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | RM70.84 Billion | +1.72% |
| 2023-12-31 | RM69.64 Billion | +9.18% |
| 2022-12-31 | RM63.78 Billion | +6.11% |
| 2021-12-31 | RM60.11 Billion | +5.13% |
| 2020-12-31 | RM57.17 Billion | -0.51% |
| 2019-12-31 | RM57.47 Billion | +9.28% |
| 2018-12-31 | RM52.59 Billion | +5.58% |
| 2017-12-31 | RM49.81 Billion | +5.79% |
| 2016-12-31 | RM47.08 Billion | +11.48% |
| 2015-12-31 | RM42.23 Billion | +10.01% |
| 2014-12-31 | RM38.39 Billion | +22.94% |
| 2013-12-31 | RM31.23 Billion | +6.70% |
| 2012-12-31 | RM29.27 Billion | +8.61% |
| 2011-12-31 | RM26.95 Billion | +10.37% |
| 2010-12-31 | RM24.42 Billion | +7.81% |
| 2009-12-31 | RM22.65 Billion | +20.38% |
| 2008-12-31 | RM18.81 Billion | +11.62% |
| 2007-12-31 | RM16.85 Billion | +33.88% |
| 2006-12-31 | RM12.59 Billion | +13.35% |
| 2005-12-31 | RM11.11 Billion | +13.94% |
| 2004-12-31 | RM9.75 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to CIMB Group Holdings Bhd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1361.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | RM39.47 Billion | 56.83% |
| Common Stock | RM29.44 Billion | 42.39% |
| Other Components | RM536.46 Million | 0.77% |
| Total Equity | RM69.44 Billion | 100.00% |
CIMB Group Holdings Bhd Competitors by Market Cap
The table below lists competitors of CIMB Group Holdings Bhd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Cooper Cos.
LSE:0I3I
|
$13.87 Billion |
|
NEXT plc
PINK:NXGPF
|
$13.87 Billion |
|
QXO, Inc.
NYSE:QXO
|
$13.91 Billion |
|
Lincoln Electric Holdings Inc
NASDAQ:LECO
|
$13.92 Billion |
|
Repsol S.A
OTCQX:REPYF
|
$13.85 Billion |
|
Wal-Mart de México S.A.B. de C.V
MX:WALMEX
|
$13.83 Billion |
|
Dawning Information Industry Co Ltd
SHG:603019
|
$13.83 Billion |
|
Fortescue Metals Group Ltd
OTCQX:FSUMF
|
$13.82 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in CIMB Group Holdings Bhd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 68,326,961,000 to 69,443,796,000, a change of 1,116,835,000 (1.6%).
- Net income of 7,728,049,000 contributed positively to equity growth.
- Dividend payments of 5,611,582,000 reduced retained earnings.
- New share issuances of 283,172,000 increased equity.
- Other comprehensive income decreased equity by 999,099,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | RM7.73 Billion | +11.13% |
| Dividends Paid | RM5.61 Billion | -8.08% |
| Share Issuances | RM283.17 Million | +0.41% |
| Other Comprehensive Income | RM-999.10 Million | -1.44% |
| Other Changes | RM-283.70 Million | -0.41% |
| Total Change | RM- | 1.63% |
Book Value vs Market Value Analysis
This analysis compares CIMB Group Holdings Bhd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.21x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 4.91x to 1.21x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | RM1.59 | RM7.80 | x |
| 2005-12-31 | RM1.75 | RM7.80 | x |
| 2006-12-31 | RM1.91 | RM7.80 | x |
| 2007-12-31 | RM2.39 | RM7.80 | x |
| 2008-12-31 | RM2.56 | RM7.80 | x |
| 2009-12-31 | RM2.91 | RM7.80 | x |
| 2010-12-31 | RM3.28 | RM7.80 | x |
| 2011-12-31 | RM3.53 | RM7.80 | x |
| 2012-12-31 | RM3.84 | RM7.80 | x |
| 2013-12-31 | RM4.02 | RM7.80 | x |
| 2014-12-31 | RM4.53 | RM7.80 | x |
| 2015-12-31 | RM4.87 | RM7.80 | x |
| 2016-12-31 | RM5.24 | RM7.80 | x |
| 2017-12-31 | RM5.37 | RM7.80 | x |
| 2018-12-31 | RM5.51 | RM7.80 | x |
| 2019-12-31 | RM5.81 | RM7.80 | x |
| 2020-12-31 | RM5.66 | RM7.80 | x |
| 2021-12-31 | RM5.89 | RM7.80 | x |
| 2022-12-31 | RM6.00 | RM7.80 | x |
| 2023-12-31 | RM6.39 | RM7.80 | x |
| 2024-12-31 | RM6.46 | RM7.80 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently CIMB Group Holdings Bhd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.13%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 20.61%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 10.87x
- Recent ROE (11.13%) is above the historical average (10.89%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 8.43% | 11.43% | 0.06x | 12.55x | RM-139.73 Million |
| 2005 | 10.46% | 21.79% | 0.04x | 11.54x | RM45.48 Million |
| 2006 | 13.31% | 14.88% | 0.07x | 12.99x | RM400.42 Million |
| 2007 | 18.32% | 32.34% | 0.05x | 11.49x | RM1.32 Billion |
| 2008 | 11.63% | 26.00% | 0.04x | 11.97x | RM282.63 Million |
| 2009 | 14.83% | 20.38% | 0.06x | 11.68x | RM992.57 Million |
| 2010 | 15.67% | 22.44% | 0.06x | 11.44x | RM1.34 Billion |
| 2011 | 15.37% | 22.55% | 0.06x | 11.42x | RM1.41 Billion |
| 2012 | 15.20% | 22.14% | 0.06x | 11.77x | RM1.49 Billion |
| 2013 | 14.90% | 21.78% | 0.06x | 12.17x | RM1.49 Billion |
| 2014 | 8.27% | 14.51% | 0.05x | 11.03x | RM-649.24 Million |
| 2015 | 6.91% | 11.78% | 0.05x | 11.19x | RM-1.28 Billion |
| 2016 | 7.83% | 14.29% | 0.05x | 10.67x | RM-986.63 Million |
| 2017 | 9.24% | 16.82% | 0.05x | 10.46x | RM-369.37 Million |
| 2018 | 10.83% | 20.69% | 0.05x | 10.36x | RM426.08 Million |
| 2019 | 8.08% | 16.44% | 0.05x | 10.16x | RM-1.08 Billion |
| 2020 | 2.13% | 7.26% | 0.03x | 10.73x | RM-4.42 Billion |
| 2021 | 7.27% | 18.32% | 0.04x | 10.53x | RM-1.61 Billion |
| 2022 | 8.68% | 20.20% | 0.04x | 10.64x | RM-829.26 Million |
| 2023 | 10.22% | 19.97% | 0.05x | 10.74x | RM148.27 Million |
| 2024 | 11.13% | 20.61% | 0.05x | 10.87x | RM783.67 Million |
Industry Comparison
This section compares CIMB Group Holdings Bhd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $38,365,608,429
- Average return on equity (ROE) among peers: 10.52%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| CIMB Group Holdings Bhd (1023) | RM71.89 Billion | 8.43% | 9.83x | $13.86 Billion |
| RHB Bank Bhd (1066) | $23.18 Billion | 8.41% | 8.93x | $4.88 Billion |
| Hong Leong Financial Group Bhd (1082) | $6.15 Billion | 13.44% | 12.60x | $954.09 Million |
| Malaysia Building Society Bhd (1171) | $1.13 Billion | 28.80% | 14.37x | $508.39 Million |
| Public Bank Bhd (1295) | $218.23 Billion | 1.42% | 0.04x | $15.42 Billion |
| Alliance Financial Group Bhd (2488) | $3.43 Billion | 11.93% | 9.54x | $990.26 Million |
| AFFIN Holdings Bhd (5185) | $9.64 Billion | 2.39% | 6.22x | $633.53 Million |
| Bank Islam Malaysia Bhd (5258) | $6.80 Billion | 7.23% | 12.22x | $601.69 Million |