Hong Leong Bank Bhd
Hong Leong Bank Berhad operates as a financial services company in Malaysia and internationally. The company operates through Personal Financial Services, Business & Corporate Banking, Global Markets, Overseas/International Operations, and Other Operations segments. Its deposit products include current, savings, fixed deposit, salary, multi-currency, top yield, foreign currency, safe deposit boxe… Read more
Hong Leong Bank Bhd (5819) - Net Assets
Latest net assets as of September 2025: RM38.95 Billion MYR
Based on the latest financial reports, Hong Leong Bank Bhd (5819) has net assets worth RM38.95 Billion MYR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (RM312.72 Billion) and total liabilities (RM273.77 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | RM38.95 Billion |
| % of Total Assets | 12.46% |
| Annual Growth Rate | 11.57% |
| 5-Year Change | 33.36% |
| 10-Year Change | 86.04% |
| Growth Volatility | 10.84 |
Hong Leong Bank Bhd - Net Assets Trend (2005–2025)
This chart illustrates how Hong Leong Bank Bhd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Hong Leong Bank Bhd (2005–2025)
The table below shows the annual net assets of Hong Leong Bank Bhd from 2005 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | RM39.29 Billion | +5.34% |
| 2024-06-30 | RM37.29 Billion | +9.73% |
| 2023-06-30 | RM33.99 Billion | +9.67% |
| 2022-06-30 | RM30.99 Billion | +5.19% |
| 2021-06-30 | RM29.46 Billion | +8.17% |
| 2020-06-30 | RM27.23 Billion | +6.91% |
| 2019-06-30 | RM25.47 Billion | +6.62% |
| 2018-06-30 | RM23.89 Billion | +5.32% |
| 2017-06-30 | RM22.69 Billion | +7.43% |
| 2016-06-30 | RM21.12 Billion | +25.78% |
| 2015-06-30 | RM16.79 Billion | +15.55% |
| 2014-06-30 | RM14.53 Billion | +11.46% |
| 2013-06-30 | RM13.04 Billion | +11.38% |
| 2012-06-30 | RM11.70 Billion | +52.83% |
| 2011-06-30 | RM7.66 Billion | +19.21% |
| 2010-06-30 | RM6.42 Billion | +12.62% |
| 2009-06-30 | RM5.70 Billion | +11.12% |
| 2008-06-30 | RM5.13 Billion | +10.19% |
| 2007-06-30 | RM4.66 Billion | +6.34% |
| 2006-06-30 | RM4.38 Billion | -0.48% |
| 2005-06-30 | RM4.40 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Hong Leong Bank Bhd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2989504500000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | RM29.90 Billion | 76.09% |
| Common Stock | RM7.74 Billion | 19.70% |
| Other Comprehensive Income | RM1.86 Billion | 4.74% |
| Total Equity | RM39.29 Billion | 100.00% |
Hong Leong Bank Bhd Competitors by Market Cap
The table below lists competitors of Hong Leong Bank Bhd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Fuyao Glass Industry Group Co. Ltd
PINK:FYGGY
|
$3.28 Billion |
|
Cranswick plc
PINK:CRWKF
|
$3.28 Billion |
|
Jiangsu Xinquan Automotive Trim Co Ltd
SHG:603179
|
$3.28 Billion |
|
First Pacific Company Ltd
PINK:FPAFY
|
$3.28 Billion |
|
M/I Homes Inc
NYSE:MHO
|
$3.28 Billion |
|
China Communications Services Corporation Limited
PINK:CUCSY
|
$3.27 Billion |
|
Box Inc
NYSE:BOX
|
$3.27 Billion |
|
Mediobanca Banca di Credito Finanziario S.p.A.
F:ME90
|
$3.27 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Hong Leong Bank Bhd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 37,294,088,000 to 39,286,976,000, a change of 1,992,888,000 (5.3%).
- Net income of 4,273,442,000 contributed positively to equity growth.
- Dividend payments of 1,455,499,000 reduced retained earnings.
- Other comprehensive income decreased equity by 721,556,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | RM4.27 Billion | +10.88% |
| Dividends Paid | RM1.46 Billion | -3.7% |
| Other Comprehensive Income | RM-721.56 Million | -1.84% |
| Other Changes | RM-103.50 Million | -0.26% |
| Total Change | RM- | 5.34% |
Book Value vs Market Value Analysis
This analysis compares Hong Leong Bank Bhd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.20x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 8.73x to 1.20x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-06-30 | RM2.61 | RM22.80 | x |
| 2006-06-30 | RM2.69 | RM22.80 | x |
| 2007-06-30 | RM2.93 | RM22.80 | x |
| 2008-06-30 | RM3.26 | RM22.80 | x |
| 2009-06-30 | RM3.63 | RM22.80 | x |
| 2010-06-30 | RM4.11 | RM22.80 | x |
| 2011-06-30 | RM4.86 | RM22.80 | x |
| 2012-06-30 | RM6.79 | RM22.80 | x |
| 2013-06-30 | RM7.17 | RM22.80 | x |
| 2014-06-30 | RM7.97 | RM22.80 | x |
| 2015-06-30 | RM9.18 | RM22.80 | x |
| 2016-06-30 | RM11.07 | RM22.80 | x |
| 2017-06-30 | RM11.09 | RM22.80 | x |
| 2018-06-30 | RM11.66 | RM22.80 | x |
| 2019-06-30 | RM12.42 | RM22.80 | x |
| 2020-06-30 | RM13.30 | RM22.80 | x |
| 2021-06-30 | RM14.38 | RM22.80 | x |
| 2022-06-30 | RM15.12 | RM22.80 | x |
| 2023-06-30 | RM16.58 | RM22.80 | x |
| 2024-06-30 | RM18.19 | RM22.80 | x |
| 2025-06-30 | RM19.06 | RM22.80 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Hong Leong Bank Bhd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.88%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 38.29%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 8.01x
- Recent ROE (10.88%) is below the historical average (12.29%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 11.66% | 19.62% | 0.05x | 13.11x | RM73.24 Million |
| 2006 | 12.55% | 18.36% | 0.05x | 13.83x | RM111.83 Million |
| 2007 | 13.42% | 17.89% | 0.05x | 15.48x | RM157.94 Million |
| 2008 | 14.58% | 20.03% | 0.05x | 15.22x | RM232.91 Million |
| 2009 | 15.98% | 24.60% | 0.05x | 14.01x | RM338.50 Million |
| 2010 | 15.38% | 30.61% | 0.04x | 13.19x | RM345.57 Million |
| 2011 | 14.82% | 27.34% | 0.03x | 19.02x | RM369.11 Million |
| 2012 | 14.90% | 26.12% | 0.04x | 13.51x | RM573.18 Million |
| 2013 | 14.24% | 26.48% | 0.04x | 12.55x | RM552.61 Million |
| 2014 | 14.47% | 29.98% | 0.04x | 11.72x | RM649.25 Million |
| 2015 | 13.30% | 30.40% | 0.04x | 10.96x | RM554.23 Million |
| 2016 | 9.01% | 24.48% | 0.04x | 8.99x | RM-208.30 Million |
| 2017 | 9.46% | 27.50% | 0.04x | 8.62x | RM-123.53 Million |
| 2018 | 11.04% | 31.88% | 0.04x | 8.49x | RM248.85 Million |
| 2019 | 10.46% | 31.40% | 0.04x | 8.14x | RM117.07 Million |
| 2020 | 9.16% | 30.66% | 0.04x | 8.12x | RM-228.83 Million |
| 2021 | 9.71% | 38.07% | 0.03x | 8.05x | RM-85.27 Million |
| 2022 | 10.61% | 43.83% | 0.03x | 8.21x | RM190.39 Million |
| 2023 | 11.23% | 40.42% | 0.03x | 8.23x | RM419.53 Million |
| 2024 | 11.25% | 39.55% | 0.04x | 7.98x | RM466.80 Million |
| 2025 | 10.88% | 38.29% | 0.04x | 8.01x | RM344.74 Million |
Industry Comparison
This section compares Hong Leong Bank Bhd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $20,587,356,571
- Average return on equity (ROE) among peers: 9.86%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Hong Leong Bank Bhd (5819) | RM38.95 Billion | 11.66% | 7.03x | $3.28 Billion |
| CIMB Group Holdings Bhd (1023) | $63.78 Billion | 8.53% | 9.45x | $13.96 Billion |
| RHB Bank Bhd (1066) | $32.53 Billion | 9.59% | 9.76x | $4.94 Billion |
| Malaysia Building Society Bhd (1171) | $7.12 Billion | 5.85% | 5.29x | $512.21 Million |
| Public Bank Bhd (1295) | $21.20 Billion | 19.18% | 13.42x | $15.62 Billion |
| Alliance Financial Group Bhd (2488) | $6.26 Billion | 5.73% | 8.70x | $1.01 Billion |
| AFFIN Holdings Bhd (5185) | $8.68 Billion | 6.50% | 6.93x | $645.90 Million |
| Bank Islam Malaysia Bhd (5258) | $4.53 Billion | 13.67% | 13.51x | $594.30 Million |