Jeju Bank

KO:006220 Korea Banks - Regional
Market Cap
$350.05 Million
₩512.55 Billion KRW
Market Cap Rank
#19545 Global
#792 in Korea
Share Price
₩13560.00
Change (1 day)
+1.42%
52-Week Range
₩7000.00 - ₩19190.00
All Time High
₩26586.11
About

Jeju Bank, together with its subsidiaries, engages in the provision of commercial banking products and services in South Korea. It provides deposit; savings; credit, secured, and car loans; credit cards; foreign currency exchange and deposits, and foreign remittance; funds; trust services; retirement pension, gold/silver bars; and insurance products, as well as internet banking. The company was f… Read more

Jeju Bank (006220) - Net Assets

Latest net assets as of September 2025: ₩649.93 Billion KRW

Based on the latest financial reports, Jeju Bank (006220) has net assets worth ₩649.93 Billion KRW as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩7.72 Trillion) and total liabilities (₩7.07 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets ₩649.93 Billion
% of Total Assets 8.41%
Annual Growth Rate 10.33%
5-Year Change 15.83%
10-Year Change 85.56%
Growth Volatility 12.89

Jeju Bank - Net Assets Trend (2000–2024)

This chart illustrates how Jeju Bank's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Jeju Bank (2000–2024)

The table below shows the annual net assets of Jeju Bank from 2000 to 2024.

Year Net Assets Change
2024-12-31 ₩590.11 Billion +10.13%
2023-12-31 ₩535.85 Billion +2.68%
2022-12-31 ₩521.85 Billion +1.15%
2021-12-31 ₩515.95 Billion +1.28%
2020-12-31 ₩509.44 Billion +2.36%
2019-12-31 ₩497.70 Billion +5.22%
2018-12-31 ₩472.99 Billion +16.85%
2017-12-31 ₩404.80 Billion +20.60%
2016-12-31 ₩335.65 Billion +5.54%
2015-12-31 ₩318.02 Billion +4.11%
2014-12-31 ₩305.48 Billion +4.58%
2013-12-31 ₩292.10 Billion +5.11%
2012-12-31 ₩277.89 Billion +12.11%
2011-12-31 ₩247.87 Billion +4.96%
2010-12-31 ₩236.17 Billion +10.62%
2009-12-31 ₩213.49 Billion +24.23%
2008-12-31 ₩171.85 Billion +18.97%
2007-12-31 ₩144.44 Billion +9.19%
2006-12-31 ₩132.29 Billion +10.69%
2005-12-31 ₩119.51 Billion +10.11%
2004-12-31 ₩108.54 Billion +4.73%
2003-12-31 ₩103.63 Billion +2.53%
2002-12-31 ₩101.07 Billion +65.28%
2001-12-31 ₩61.15 Billion +9.64%
2000-12-31 ₩55.77 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Jeju Bank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 32791100000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings ₩327.91 Billion 55.57%
Other Components ₩262.20 Billion 44.43%
Total Equity ₩590.11 Billion 100.00%

Jeju Bank Competitors by Market Cap

The table below lists competitors of Jeju Bank ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Jeju Bank's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 535,851,000,000 to 590,108,000,000, a change of 54,257,000,000 (10.1%).
  • Net income of 10,416,000,000 contributed positively to equity growth.
  • Dividend payments of 8,307,000,000 reduced retained earnings.
  • Other factors increased equity by 52,148,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income ₩10.42 Billion +1.77%
Dividends Paid ₩8.31 Billion -1.41%
Other Changes ₩52.15 Billion +8.84%
Total Change ₩- 10.13%

Book Value vs Market Value Analysis

This analysis compares Jeju Bank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.74x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-12-31 ₩18160.67 ₩13560.00 x
2018-12-31 ₩14721.76 ₩13560.00 x
2019-12-31 ₩15490.91 ₩13560.00 x
2020-12-31 ₩15856.22 ₩13560.00 x
2021-12-31 ₩16058.66 ₩13560.00 x
2022-12-31 ₩16242.57 ₩13560.00 x
2023-12-31 ₩16678.23 ₩13560.00 x
2024-12-31 ₩18366.96 ₩13560.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Jeju Bank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 1.77%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 5.87%
  • • Asset Turnover: 0.02x
  • • Equity Multiplier: 12.62x
  • Recent ROE (1.77%) is below the historical average (6.55%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2001 1.90% 1.14% 0.07x 23.64x ₩-4.95 Billion
2002 12.37% 9.39% 0.07x 17.83x ₩2.39 Billion
2003 4.58% 3.48% 0.08x 17.33x ₩-5.61 Billion
2004 5.84% 4.85% 0.07x 17.34x ₩-4.52 Billion
2005 9.30% 8.64% 0.06x 17.25x ₩-832.90 Million
2006 10.70% 10.34% 0.06x 18.76x ₩926.20 Million
2007 9.89% 8.16% 0.06x 19.28x ₩-153.20 Million
2008 12.87% 11.35% 0.07x 16.89x ₩4.94 Billion
2009 6.01% 7.66% 0.06x 13.85x ₩-8.51 Billion
2010 8.03% 11.20% 0.06x 12.82x ₩-4.65 Billion
2011 9.04% 13.01% 0.05x 12.78x ₩-2.38 Billion
2012 9.81% 15.51% 0.05x 11.67x ₩-517.40 Million
2013 7.01% 11.92% 0.05x 10.94x ₩-8.73 Billion
2014 4.54% 9.53% 0.04x 11.38x ₩-16.69 Billion
2015 6.10% 17.49% 0.02x 14.04x ₩-12.41 Billion
2016 7.50% 22.00% 0.02x 15.45x ₩-8.41 Billion
2017 6.21% 20.71% 0.02x 13.74x ₩-15.34 Billion
2018 5.80% 20.29% 0.02x 12.64x ₩-19.85 Billion
2019 5.61% 21.32% 0.02x 12.44x ₩-21.84 Billion
2020 3.44% 13.11% 0.02x 12.82x ₩-33.42 Billion
2021 3.58% 13.02% 0.02x 13.46x ₩-33.15 Billion
2022 4.37% 13.75% 0.02x 14.03x ₩-29.37 Billion
2023 0.95% 3.03% 0.02x 13.37x ₩-48.48 Billion
2024 1.77% 5.87% 0.02x 12.62x ₩-48.59 Billion

Industry Comparison

This section compares Jeju Bank's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $15,098,599,340,398
  • Average return on equity (ROE) among peers: 7.45%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Jeju Bank (006220) ₩649.93 Billion 1.90% 10.88x $73.09 Million
Industrial Bank Of Korea (024110) $29.11 Trillion 9.53% 13.84x $5.09 Billion
Hana Financial (086790) $24.83 Trillion 8.20% 13.50x $19.46 Billion
Dgb Financial (139130) $3.78 Trillion 7.79% 12.54x $1.56 Billion
Jb Financial (175330) $2.68 Trillion 4.28% 13.86x $2.60 Billion