Jeju Bank (006220) - Net Assets
Based on the latest financial reports, Jeju Bank (006220) has net assets worth ₩645.56 Billion KRW (≈ $437.49 Million USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩8.94 Trillion ≈ $6.06 Billion USD) and total liabilities (₩8.30 Trillion ≈ $5.62 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Jeju Bank strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₩645.56 Billion |
| % of Total Assets | 7.22% |
| Annual Growth Rate | 10.3% |
| 5-Year Change | 25.45% |
| 10-Year Change | 92.84% |
| Growth Volatility | 12.63 |
Jeju Bank - Net Assets Trend (2000–2025)
This chart illustrates how Jeju Bank's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see 006220 stock market capitalisation.
Annual Net Assets for Jeju Bank (2000–2025)
The table below shows the annual net assets of Jeju Bank from 2000 to 2025. Also explore 006220 year-over-year net asset growth to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | ₩647.27 Billion ≈ $438.65 Million |
+9.69% |
| 2024-12-31 | ₩590.11 Billion ≈ $399.91 Million |
+10.13% |
| 2023-12-31 | ₩535.85 Billion ≈ $363.14 Million |
+2.68% |
| 2022-12-31 | ₩521.85 Billion ≈ $353.65 Million |
+1.15% |
| 2021-12-31 | ₩515.95 Billion ≈ $349.65 Million |
+1.28% |
| 2020-12-31 | ₩509.44 Billion ≈ $345.24 Million |
+2.36% |
| 2019-12-31 | ₩497.70 Billion ≈ $337.29 Million |
+5.22% |
| 2018-12-31 | ₩472.99 Billion ≈ $320.54 Million |
+16.85% |
| 2017-12-31 | ₩404.80 Billion ≈ $274.33 Million |
+20.60% |
| 2016-12-31 | ₩335.65 Billion ≈ $227.47 Million |
+5.54% |
| 2015-12-31 | ₩318.02 Billion ≈ $215.52 Million |
+4.11% |
| 2014-12-31 | ₩305.48 Billion ≈ $207.02 Million |
+4.58% |
| 2013-12-31 | ₩292.10 Billion ≈ $197.95 Million |
+5.11% |
| 2012-12-31 | ₩277.89 Billion ≈ $188.32 Million |
+12.11% |
| 2011-12-31 | ₩247.87 Billion ≈ $167.98 Million |
+4.96% |
| 2010-12-31 | ₩236.17 Billion ≈ $160.05 Million |
+10.62% |
| 2009-12-31 | ₩213.49 Billion ≈ $144.68 Million |
+24.23% |
| 2008-12-31 | ₩171.85 Billion ≈ $116.46 Million |
+18.97% |
| 2007-12-31 | ₩144.44 Billion ≈ $97.89 Million |
+9.19% |
| 2006-12-31 | ₩132.29 Billion ≈ $89.65 Million |
+10.69% |
| 2005-12-31 | ₩119.51 Billion ≈ $80.99 Million |
+10.11% |
| 2004-12-31 | ₩108.54 Billion ≈ $73.55 Million |
+4.73% |
| 2003-12-31 | ₩103.63 Billion ≈ $70.23 Million |
+2.53% |
| 2002-12-31 | ₩101.07 Billion ≈ $68.49 Million |
+65.28% |
| 2001-12-31 | ₩61.15 Billion ≈ $41.44 Million |
+9.64% |
| 2000-12-31 | ₩55.77 Billion ≈ $37.80 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Jeju Bank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 33282700000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₩332.83 Billion | 51.42% |
| Other Components | ₩314.44 Billion | 48.58% |
| Total Equity | ₩647.27 Billion | 100.00% |
Jeju Bank Competitors by Market Cap
The table below lists competitors of Jeju Bank ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Westwing Group AG
F:WEW
|
$259.02 Million |
|
Senseonics Holdings, Inc. Common Stock
NYSE MKT:SENS
|
$259.04 Million |
|
Doubleview Gold Corp
V:DBG
|
$259.05 Million |
|
Satin Creditcare Network Limited
NSE:SATIN
|
$259.16 Million |
|
I-Sheng Electric Wire & Cable Co Ltd
TW:6115
|
$258.96 Million |
|
M3-Brigade Acquisition V Corp. Units
NASDAQ:MBAVU
|
$258.75 Million |
|
Sutro Biopharma
NASDAQ:STRO
|
$258.67 Million |
|
Zaggle Prepaid Ocean Services Limited
NSE:ZAGGLE
|
$258.56 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Jeju Bank's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 590,108,000,000 to 647,270,000,000, a change of 57,162,000,000 (9.7%).
- Net income of 13,930,000,000 contributed positively to equity growth.
- Dividend payments of 9,014,000,000 reduced retained earnings.
- New share issuances of 56,848,000,000 increased equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₩13.93 Billion | +2.15% |
| Dividends Paid | ₩9.01 Billion | -1.39% |
| Share Issuances | ₩56.85 Billion | +8.78% |
| Other Changes | ₩-4.60 Billion | -0.71% |
| Total Change | ₩- | 9.69% |
Book Value vs Market Value Analysis
This analysis compares Jeju Bank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.59x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | ₩18160.67 | ₩10110.00 | x |
| 2018-12-31 | ₩14721.76 | ₩10110.00 | x |
| 2019-12-31 | ₩15490.91 | ₩10110.00 | x |
| 2020-12-31 | ₩15856.22 | ₩10110.00 | x |
| 2021-12-31 | ₩16058.66 | ₩10110.00 | x |
| 2022-12-31 | ₩16242.57 | ₩10110.00 | x |
| 2023-12-31 | ₩16678.23 | ₩10110.00 | x |
| 2024-12-31 | ₩18366.96 | ₩10110.00 | x |
| 2025-12-31 | ₩17124.20 | ₩10110.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Jeju Bank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.15%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.33%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 12.39x
- Recent ROE (2.15%) is below the historical average (6.38%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 1.90% | 1.14% | 0.07x | 23.64x | ₩-4.95 Billion |
| 2002 | 12.37% | 9.39% | 0.07x | 17.83x | ₩2.39 Billion |
| 2003 | 4.58% | 3.48% | 0.08x | 17.33x | ₩-5.61 Billion |
| 2004 | 5.84% | 4.85% | 0.07x | 17.34x | ₩-4.52 Billion |
| 2005 | 9.30% | 8.64% | 0.06x | 17.25x | ₩-832.90 Million |
| 2006 | 10.70% | 10.34% | 0.06x | 18.76x | ₩926.20 Million |
| 2007 | 9.89% | 8.16% | 0.06x | 19.28x | ₩-153.20 Million |
| 2008 | 12.87% | 11.35% | 0.07x | 16.89x | ₩4.94 Billion |
| 2009 | 6.01% | 7.66% | 0.06x | 13.85x | ₩-8.51 Billion |
| 2010 | 8.03% | 11.20% | 0.06x | 12.82x | ₩-4.65 Billion |
| 2011 | 9.04% | 13.01% | 0.05x | 12.78x | ₩-2.38 Billion |
| 2012 | 9.81% | 15.51% | 0.05x | 11.67x | ₩-517.40 Million |
| 2013 | 7.01% | 11.92% | 0.05x | 10.94x | ₩-8.73 Billion |
| 2014 | 4.54% | 9.53% | 0.04x | 11.38x | ₩-16.69 Billion |
| 2015 | 6.10% | 17.49% | 0.02x | 14.04x | ₩-12.41 Billion |
| 2016 | 7.50% | 22.00% | 0.02x | 15.45x | ₩-8.41 Billion |
| 2017 | 6.21% | 20.71% | 0.02x | 13.74x | ₩-15.34 Billion |
| 2018 | 5.80% | 20.29% | 0.02x | 12.64x | ₩-19.85 Billion |
| 2019 | 5.61% | 21.32% | 0.02x | 12.44x | ₩-21.84 Billion |
| 2020 | 3.44% | 13.11% | 0.02x | 12.82x | ₩-33.42 Billion |
| 2021 | 3.58% | 13.02% | 0.02x | 13.46x | ₩-33.15 Billion |
| 2022 | 4.37% | 13.75% | 0.02x | 14.03x | ₩-29.37 Billion |
| 2023 | 0.95% | 3.03% | 0.02x | 13.37x | ₩-48.48 Billion |
| 2024 | 1.77% | 5.87% | 0.02x | 12.62x | ₩-48.59 Billion |
| 2025 | 2.15% | 7.33% | 0.02x | 12.39x | ₩-50.80 Billion |
Industry Comparison
This section compares Jeju Bank's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $72,115,977,777,942
- Average return on equity (ROE) among peers: 6.73%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Jeju Bank (006220) | ₩645.56 Billion | 1.90% | 12.85x | $258.97 Million |
| Industrial Bank Of Korea (024110) | $3.94 Trillion | 8.36% | 18.31x | $10.92 Billion |
| Shinhan Financial Group (055550) | $26.86 Trillion | 10.51% | 9.73x | $36.06 Billion |
| Hana Financial (086790) | $14.82 Trillion | 8.14% | 11.03x | $25.38 Billion |
| KB Financial Group (105560) | $558.09 Trillion | 0.79% | 0.19x | $42.04 Billion |
| BNK Financial Group Inc (138930) | $8.42 Trillion | 5.96% | 10.73x | $3.38 Billion |
| Dgb Financial (139130) | $6.28 Trillion | 6.17% | 13.86x | $2.01 Billion |
| Jb Financial (175330) | $2.96 Trillion | 6.81% | 14.45x | $4.14 Billion |
| Woori Financial Group Inc (316140) | $21.95 Trillion | 9.26% | 14.51x | $17.98 Billion |
| KakaoBank Corp (323410) | $5.72 Trillion | 4.60% | 5.91x | $6.72 Billion |
About Jeju Bank
Jeju Bank, together with its subsidiaries, engages in the provision of commercial banking products and services in South Korea. It provides deposit; savings; credit, secured, and car loans; credit cards; foreign currency exchange and deposits, and foreign remittance; funds; trust services; retirement pension, gold/silver bars; and insurance products, as well as internet banking. The company was f… Read more