Jeju Bank (006220) - Net Assets

Latest as of September 2025: ₩649.93 Billion KRW ≈ $440.45 Million USD

Based on the latest financial reports, Jeju Bank (006220) has net assets worth ₩649.93 Billion KRW (≈ $440.45 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩7.72 Trillion ≈ $5.23 Billion USD) and total liabilities (₩7.07 Trillion ≈ $4.79 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check 006220 asset liquidity ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	₩649.93 Billion
% of Total Assets	8.41%
Annual Growth Rate	10.33%
5-Year Change	15.83%
10-Year Change	85.56%
Growth Volatility	12.89

Jeju Bank - Net Assets Trend (2000–2024)

This chart illustrates how Jeju Bank's net assets have evolved over time, based on quarterly financial data. Also explore Jeju Bank balance sheet assets for the complete picture of this company's asset base.

Annual Net Assets for Jeju Bank (2000–2024)

The table below shows the annual net assets of Jeju Bank from 2000 to 2024. For live valuation and market cap data, see 006220 market cap overview.

Year	Net Assets	Change
2024-12-31	₩590.11 Billion ≈ $399.91 Million	+10.13%
2023-12-31	₩535.85 Billion ≈ $363.14 Million	+2.68%
2022-12-31	₩521.85 Billion ≈ $353.65 Million	+1.15%
2021-12-31	₩515.95 Billion ≈ $349.65 Million	+1.28%
2020-12-31	₩509.44 Billion ≈ $345.24 Million	+2.36%
2019-12-31	₩497.70 Billion ≈ $337.29 Million	+5.22%
2018-12-31	₩472.99 Billion ≈ $320.54 Million	+16.85%
2017-12-31	₩404.80 Billion ≈ $274.33 Million	+20.60%
2016-12-31	₩335.65 Billion ≈ $227.47 Million	+5.54%
2015-12-31	₩318.02 Billion ≈ $215.52 Million	+4.11%
2014-12-31	₩305.48 Billion ≈ $207.02 Million	+4.58%
2013-12-31	₩292.10 Billion ≈ $197.95 Million	+5.11%
2012-12-31	₩277.89 Billion ≈ $188.32 Million	+12.11%
2011-12-31	₩247.87 Billion ≈ $167.98 Million	+4.96%
2010-12-31	₩236.17 Billion ≈ $160.05 Million	+10.62%
2009-12-31	₩213.49 Billion ≈ $144.68 Million	+24.23%
2008-12-31	₩171.85 Billion ≈ $116.46 Million	+18.97%
2007-12-31	₩144.44 Billion ≈ $97.89 Million	+9.19%
2006-12-31	₩132.29 Billion ≈ $89.65 Million	+10.69%
2005-12-31	₩119.51 Billion ≈ $80.99 Million	+10.11%
2004-12-31	₩108.54 Billion ≈ $73.55 Million	+4.73%
2003-12-31	₩103.63 Billion ≈ $70.23 Million	+2.53%
2002-12-31	₩101.07 Billion ≈ $68.49 Million	+65.28%
2001-12-31	₩61.15 Billion ≈ $41.44 Million	+9.64%
2000-12-31	₩55.77 Billion ≈ $37.80 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Jeju Bank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 32791100000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	₩327.91 Billion	55.57%
Other Components	₩262.20 Billion	44.43%
Total Equity	₩590.11 Billion	100.00%

Jeju Bank Competitors by Market Cap

The table below lists competitors of Jeju Bank ranked by their market capitalization.

Company	Market Cap
Corem Property Group AB (publ) ST:CORE-PREF	$323.33 Million
ST George Mining Ltd AU:SGQ	$323.44 Million
ADTechnology Co.Ltd KQ:200710	$323.80 Million
Kap Industrial Holdings Ltd JSE:KAP	$323.85 Million
Northeast Community Bancorp Inc NASDAQ:NECB	$323.10 Million
Lanzhou Zhuangyuan Pasture Co Ltd SHE:002910	$323.07 Million
Jiangsu GDK Biotechnology Co Ltd SHG:688670	$323.06 Million
Doosan Co Ltd KO:000157	$323.04 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Jeju Bank's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 535,851,000,000 to 590,108,000,000, a change of 54,257,000,000 (10.1%).
Net income of 10,416,000,000 contributed positively to equity growth.
Dividend payments of 8,307,000,000 reduced retained earnings.
Other factors increased equity by 52,148,000,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	₩10.42 Billion	+1.77%
Dividends Paid	₩8.31 Billion	-1.41%
Other Changes	₩52.15 Billion	+8.84%
Total Change	₩-	10.13%

Book Value vs Market Value Analysis

This analysis compares Jeju Bank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.69x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	₩18160.67	₩12620.00	x
2018-12-31	₩14721.76	₩12620.00	x
2019-12-31	₩15490.91	₩12620.00	x
2020-12-31	₩15856.22	₩12620.00	x
2021-12-31	₩16058.66	₩12620.00	x
2022-12-31	₩16242.57	₩12620.00	x
2023-12-31	₩16678.23	₩12620.00	x
2024-12-31	₩18366.96	₩12620.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Jeju Bank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 1.77%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 5.87%
• Asset Turnover: 0.02x
• Equity Multiplier: 12.62x
Recent ROE (1.77%) is below the historical average (6.55%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2001	1.90%	1.14%	0.07x	23.64x	₩-4.95 Billion
2002	12.37%	9.39%	0.07x	17.83x	₩2.39 Billion
2003	4.58%	3.48%	0.08x	17.33x	₩-5.61 Billion
2004	5.84%	4.85%	0.07x	17.34x	₩-4.52 Billion
2005	9.30%	8.64%	0.06x	17.25x	₩-832.90 Million
2006	10.70%	10.34%	0.06x	18.76x	₩926.20 Million
2007	9.89%	8.16%	0.06x	19.28x	₩-153.20 Million
2008	12.87%	11.35%	0.07x	16.89x	₩4.94 Billion
2009	6.01%	7.66%	0.06x	13.85x	₩-8.51 Billion
2010	8.03%	11.20%	0.06x	12.82x	₩-4.65 Billion
2011	9.04%	13.01%	0.05x	12.78x	₩-2.38 Billion
2012	9.81%	15.51%	0.05x	11.67x	₩-517.40 Million
2013	7.01%	11.92%	0.05x	10.94x	₩-8.73 Billion
2014	4.54%	9.53%	0.04x	11.38x	₩-16.69 Billion
2015	6.10%	17.49%	0.02x	14.04x	₩-12.41 Billion
2016	7.50%	22.00%	0.02x	15.45x	₩-8.41 Billion
2017	6.21%	20.71%	0.02x	13.74x	₩-15.34 Billion
2018	5.80%	20.29%	0.02x	12.64x	₩-19.85 Billion
2019	5.61%	21.32%	0.02x	12.44x	₩-21.84 Billion
2020	3.44%	13.11%	0.02x	12.82x	₩-33.42 Billion
2021	3.58%	13.02%	0.02x	13.46x	₩-33.15 Billion
2022	4.37%	13.75%	0.02x	14.03x	₩-29.37 Billion
2023	0.95%	3.03%	0.02x	13.37x	₩-48.48 Billion
2024	1.77%	5.87%	0.02x	12.62x	₩-48.59 Billion

Industry Comparison

This section compares Jeju Bank's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $20,731,946,397,637
Average return on equity (ROE) among peers: 6.25%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Jeju Bank (006220)	₩649.93 Billion	1.90%	10.88x	$323.27 Million
Industrial Bank Of Korea (024110)	$5.07 Trillion	6.06%	10.83x	$12.21 Billion
Shinhan Financial Group (055550)	$58.82 Trillion	7.57%	11.58x	$32.13 Billion
Hana Financial (086790)	$23.39 Trillion	5.98%	13.89x	$23.75 Billion
KB Financial Group (105560)	$39.24 Trillion	1.38%	0.15x	$39.00 Billion
BNK Financial Group Inc (138930)	$10.67 Trillion	5.99%	12.66x	$3.96 Billion
Dgb Financial (139130)	$5.43 Trillion	6.03%	12.34x	$2.08 Billion
Jb Financial (175330)	$4.03 Trillion	9.02%	12.25x	$3.52 Billion
Woori Financial Group Inc (316140)	$33.40 Trillion	7.50%	13.91x	$16.52 Billion
KakaoBank Corp (323410)	$6.54 Trillion	6.73%	8.60x	$7.86 Billion

About Jeju Bank

KO:006220 Korea Banks - Regional

Market Cap

$323.27 Million

₩477.02 Billion KRW

Market Cap Rank

#14654 Global

#522 in Korea

Share Price

₩12620.00

Change (1 day)

-1.94%

52-Week Range

₩9230.00 - ₩19190.00

All Time High

₩26586.11