Alliance Data Systems Corp.
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and … Read more
Alliance Data Systems Corp. (0HCR) - Net Assets
Latest net assets as of September 2025: $3.32 Billion USD
Based on the latest financial reports, Alliance Data Systems Corp. (0HCR) has net assets worth $3.32 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($21.71 Billion) and total liabilities ($18.40 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $3.32 Billion |
| % of Total Assets | 15.28% |
| Annual Growth Rate | 15.2% |
| 5-Year Change | 59.49% |
| 10-Year Change | 100.64% |
| Growth Volatility | 58.32 |
Alliance Data Systems Corp. - Net Assets Trend (2012–2025)
This chart illustrates how Alliance Data Systems Corp.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Alliance Data Systems Corp. (2012–2025)
The table below shows the annual net assets of Alliance Data Systems Corp. from 2012 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $3.33 Billion | +9.05% |
| 2024-12-31 | $3.05 Billion | +4.56% |
| 2023-12-31 | $2.92 Billion | +28.83% |
| 2022-12-31 | $2.27 Billion | +8.58% |
| 2021-12-31 | $2.09 Billion | +37.06% |
| 2020-12-31 | $1.52 Billion | -4.17% |
| 2019-12-31 | $1.59 Billion | -31.89% |
| 2018-12-31 | $2.33 Billion | +25.70% |
| 2017-12-31 | $1.86 Billion | +11.89% |
| 2016-12-31 | $1.66 Billion | -23.84% |
| 2015-12-31 | $2.18 Billion | -17.27% |
| 2014-12-31 | $2.63 Billion | +207.56% |
| 2013-12-31 | $855.76 Million | +61.93% |
| 2012-12-31 | $528.49 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Alliance Data Systems Corp.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 5.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.48 Billion | 44.33% |
| Other Comprehensive Income | $-16.00 Million | -0.48% |
| Other Components | $1.87 Billion | 56.15% |
| Total Equity | $3.33 Billion | 100.00% |
Alliance Data Systems Corp. Competitors by Market Cap
The table below lists competitors of Alliance Data Systems Corp. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Jiangsu Yoke Technology Co Ltd
SHE:002409
|
$3.07 Billion |
|
Hebei Changshan Biochem Pharma
SHE:300255
|
$3.07 Billion |
|
Navinfo Co Ltd
SHE:002405
|
$3.07 Billion |
|
Patterson-UTI Energy Inc
NASDAQ:PTEN
|
$3.07 Billion |
|
Rev Group Inc
NYSE:REVG
|
$3.07 Billion |
|
DeVry Education Group Inc
F:DVY
|
$3.06 Billion |
|
Henan Shijia Photons Technology Co Ltd
SHG:688313
|
$3.06 Billion |
|
Baiyin Nonferrous Group Co Ltd
SHG:601212
|
$3.06 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Alliance Data Systems Corp.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,051,000,000 to 3,327,000,000, a change of 276,000,000 (9.0%).
- Net income of 518,000,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 6,000,000.
- Other factors decreased equity by 248,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $518.00 Million | +15.57% |
| Other Comprehensive Income | $6.00 Million | +0.18% |
| Other Changes | $-248.00 Million | -7.45% |
| Total Change | $- | 9.05% |
Book Value vs Market Value Analysis
This analysis compares Alliance Data Systems Corp.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.03x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 8.74x to 1.03x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $8.24 | $71.97 | x |
| 2013-12-31 | $12.80 | $71.97 | x |
| 2014-12-31 | $38.40 | $71.97 | x |
| 2015-12-31 | $32.26 | $71.97 | x |
| 2016-12-31 | $28.15 | $71.97 | x |
| 2017-12-31 | $33.19 | $71.97 | x |
| 2018-12-31 | $42.32 | $71.97 | x |
| 2019-12-31 | $31.77 | $71.97 | x |
| 2020-12-31 | $31.77 | $71.97 | x |
| 2021-12-31 | $41.72 | $71.97 | x |
| 2022-12-31 | $45.30 | $71.97 | x |
| 2023-12-31 | $58.36 | $71.97 | x |
| 2024-12-31 | $60.54 | $71.97 | x |
| 2025-12-31 | $69.89 | $71.97 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Alliance Data Systems Corp. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.57%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 11.03%
- • Asset Turnover: 0.21x
- • Equity Multiplier: 6.81x
- Recent ROE (15.57%) is below the historical average (28.01%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 79.90% | 13.78% | 0.26x | 22.71x | $369.41 Million |
| 2013 | 57.98% | 13.53% | 0.28x | 15.48x | $410.59 Million |
| 2014 | 20.51% | 10.65% | 0.23x | 8.46x | $251.96 Million |
| 2015 | 27.44% | 8.56% | 0.29x | 11.12x | $350.50 Million |
| 2016 | 26.07% | 6.06% | 0.28x | 15.39x | $266.48 Million |
| 2017 | 42.51% | 10.22% | 0.25x | 16.54x | $603.17 Million |
| 2018 | 41.30% | 17.00% | 0.19x | 13.03x | $729.89 Million |
| 2019 | -15.17% | -4.32% | 0.21x | 16.68x | $-399.83 Million |
| 2020 | 14.06% | 5.64% | 0.17x | 15.05x | $61.80 Million |
| 2021 | 38.40% | 21.92% | 0.17x | 10.57x | $592.40 Million |
| 2022 | 9.85% | 5.15% | 0.17x | 11.30x | $-3.50 Million |
| 2023 | 24.61% | 23.46% | 0.13x | 7.97x | $426.20 Million |
| 2024 | 9.08% | 5.79% | 0.21x | 7.51x | $-28.10 Million |
| 2025 | 15.57% | 11.03% | 0.21x | 6.81x | $185.30 Million |
Industry Comparison
This section compares Alliance Data Systems Corp.'s net assets metrics with peer companies in the same industry.
Industry Context
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Alliance Data Systems Corp. (0HCR) | $3.32 Billion | 79.90% | 5.55x | $3.07 Billion |
| Nyfosa AB (0A0K) | $2.92 Billion | 39.50% | 2.88x | $973.31 Million |
| High Templar Tech Limited (0A2T) | $12.52 Billion | 4.70% | 0.13x | $255.82 Million |
| Strategy Inc (0A7O) | $51.04 Billion | -7.54% | 0.21x | $40.17 Billion |
| NACON SASU (0A9N) | $67.54 Million | 15.85% | 1.20x | $7.64 Million |
| Antin Infrastructure Partners (0AA5) | $23.79 Million | 108.98% | 1.09x | $573.10 Million |
| Truecaller AB Series B (0AA7) | $1.41 Billion | 18.30% | 0.20x | $281.60 Million |
| Brockhaus Technologies AG (0AAW) | $254.92 Million | -6.23% | 1.68x | $74.40 Million |
| Hyloris Pharmaceuticals S.A. (0AB6) | $48.06 Million | -24.09% | 0.32x | $71.96 Million |
| Kalray S.A. (0ABT) | $28.43 Million | -41.56% | 0.67x | $33.84 Million |
| Webuild S.p.A. (0BJP) | $1.43 Billion | 10.29% | 7.14x | $1.13 Billion |