SANTANDER UK 8 5/8% NON-CUM STLG PRF
Santander UK plc, together with its subsidiaries, provides a range of banking and financial products and services to personal, business, and corporate customers in the United Kingdom. It offers current accounts, credit cards, insurance, loans, mortgages, savings, investments, and digital banking to individuals. The company also provides current accounts, credit cards, savings, borrowings, financi… Read more
SANTANDER UK 8 5/8% NON-CUM STLG PRF (SANB) - Net Assets
Latest net assets as of June 2025: GBX14.72 Billion GBX
Based on the latest financial reports, SANTANDER UK 8 5/8% NON-CUM STLG PRF (SANB) has net assets worth GBX14.72 Billion GBX as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX265.63 Billion) and total liabilities (GBX250.92 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX14.72 Billion |
| % of Total Assets | 5.54% |
| Annual Growth Rate | 8.5% |
| 5-Year Change | -13.57% |
| 10-Year Change | -12.04% |
| Growth Volatility | 26.95 |
SANTANDER UK 8 5/8% NON-CUM STLG PRF - Net Assets Trend (2007–2024)
This chart illustrates how SANTANDER UK 8 5/8% NON-CUM STLG PRF's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for SANTANDER UK 8 5/8% NON-CUM STLG PRF (2007–2024)
The table below shows the annual net assets of SANTANDER UK 8 5/8% NON-CUM STLG PRF from 2007 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | GBX13.77 Billion | -5.81% |
| 2023-12-31 | GBX14.62 Billion | +1.50% |
| 2022-12-31 | GBX14.41 Billion | -10.53% |
| 2021-12-31 | GBX16.10 Billion | +1.04% |
| 2020-12-31 | GBX15.94 Billion | -0.51% |
| 2019-12-31 | GBX16.02 Billion | +0.68% |
| 2018-12-31 | GBX15.91 Billion | -1.83% |
| 2017-12-31 | GBX16.20 Billion | +4.87% |
| 2016-12-31 | GBX15.45 Billion | -1.32% |
| 2015-12-31 | GBX15.66 Billion | +10.33% |
| 2014-12-31 | GBX14.19 Billion | +13.36% |
| 2013-12-31 | GBX12.52 Billion | -3.31% |
| 2012-12-31 | GBX12.95 Billion | +2.23% |
| 2011-12-31 | GBX12.67 Billion | +3.19% |
| 2010-12-31 | GBX12.27 Billion | +69.95% |
| 2009-12-31 | GBX7.22 Billion | +7.84% |
| 2008-12-31 | GBX6.70 Billion | +94.57% |
| 2007-12-31 | GBX3.44 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to SANTANDER UK 8 5/8% NON-CUM STLG PRF's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 163.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | GBX3.52 Billion | 25.56% |
| Common Stock | GBX3.10 Billion | 22.54% |
| Other Comprehensive Income | GBX-333.00 Million | -2.42% |
| Other Components | GBX7.48 Billion | 54.31% |
| Total Equity | GBX13.77 Billion | 100.00% |
SANTANDER UK 8 5/8% NON-CUM STLG PRF Competitors by Market Cap
The table below lists competitors of SANTANDER UK 8 5/8% NON-CUM STLG PRF ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
The Egyptian Modern Education Systems
EGX:MOED
|
$164.57 |
|
Dental Patient Care America Inc
PINK:DPAT
|
$164.92 |
|
Viaderma Inc
PINK:VDRM
|
$164.95 |
|
MediaZest plc
LSE:MDZ
|
$165.12 |
|
Sibannac Inc
PINK:SNNC
|
$164.36 |
|
Marwyn Value Investors Limited
LSE:MVI
|
$164.11 |
|
VIFRANA
RO:BIOW
|
$163.49 |
|
TIANJIN JIN.PUB.U.H YC-10
F:TL6
|
$163.41 |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in SANTANDER UK 8 5/8% NON-CUM STLG PRF's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 14,623,000,000 to 13,773,000,000, a change of -850,000,000 (-5.8%).
- Net income of 971,000,000 contributed positively to equity growth.
- Dividend payments of 1,440,000,000 reduced retained earnings.
- Other comprehensive income increased equity by 20,000,000.
- Other factors decreased equity by 401,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX971.00 Million | +7.05% |
| Dividends Paid | GBX1.44 Billion | -10.46% |
| Other Comprehensive Income | GBX20.00 Million | +0.15% |
| Other Changes | GBX-401.00 Million | -2.91% |
| Total Change | GBX- | -5.81% |
Book Value vs Market Value Analysis
This analysis compares SANTANDER UK 8 5/8% NON-CUM STLG PRF's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 174.79x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 450.50x to 174.79x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2007-12-31 | GBX0.32 | GBX143.50 | x |
| 2008-12-31 | GBX0.57 | GBX143.50 | x |
| 2009-12-31 | GBX0.62 | GBX143.50 | x |
| 2010-12-31 | GBX1.17 | GBX143.50 | x |
| 2011-12-31 | GBX1.21 | GBX143.50 | x |
| 2012-12-31 | GBX1.23 | GBX143.50 | x |
| 2013-12-31 | GBX1.09 | GBX143.50 | x |
| 2014-12-31 | GBX1.14 | GBX143.50 | x |
| 2015-12-31 | GBX1.03 | GBX143.50 | x |
| 2016-12-31 | GBX1.00 | GBX143.50 | x |
| 2017-12-31 | GBX1.00 | GBX143.50 | x |
| 2018-12-31 | GBX0.93 | GBX143.50 | x |
| 2019-12-31 | GBX0.93 | GBX143.50 | x |
| 2020-12-31 | GBX0.91 | GBX143.50 | x |
| 2021-12-31 | GBX0.93 | GBX143.50 | x |
| 2022-12-31 | GBX0.85 | GBX143.50 | x |
| 2023-12-31 | GBX0.80 | GBX143.50 | x |
| 2024-12-31 | GBX0.82 | GBX143.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently SANTANDER UK 8 5/8% NON-CUM STLG PRF utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.05%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.60%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 18.87x
- Recent ROE (7.05%) is below the historical average (9.28%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2007 | 20.48% | 8.34% | 0.04x | 59.70x | GBX350.60 Million |
| 2008 | 13.55% | 8.89% | 0.03x | 49.67x | GBX212.40 Million |
| 2009 | 18.29% | 13.84% | 0.03x | 43.85x | GBX539.40 Million |
| 2010 | 12.58% | 19.02% | 0.03x | 24.67x | GBX316.60 Million |
| 2011 | 7.13% | 10.36% | 0.03x | 23.49x | GBX-363.60 Million |
| 2012 | 7.28% | 10.05% | 0.03x | 22.63x | GBX-351.90 Million |
| 2013 | 7.11% | 10.81% | 0.03x | 21.59x | GBX-362.00 Million |
| 2014 | 7.82% | 14.20% | 0.03x | 19.44x | GBX-309.30 Million |
| 2015 | 6.05% | 12.22% | 0.03x | 18.13x | GBX-613.40 Million |
| 2016 | 8.44% | 17.19% | 0.02x | 19.77x | GBX-238.30 Million |
| 2017 | 7.98% | 18.46% | 0.02x | 19.61x | GBX-324.30 Million |
| 2018 | 7.13% | 16.06% | 0.02x | 17.98x | GBX-451.80 Million |
| 2019 | 4.50% | 10.80% | 0.02x | 17.77x | GBX-871.70 Million |
| 2020 | 2.87% | 8.23% | 0.02x | 18.53x | GBX-1.13 Billion |
| 2021 | 8.48% | 26.05% | 0.02x | 17.83x | GBX-245.20 Million |
| 2022 | 9.68% | 19.26% | 0.03x | 19.80x | GBX-46.70 Million |
| 2023 | 10.54% | 12.78% | 0.04x | 18.84x | GBX78.70 Million |
| 2024 | 7.05% | 7.60% | 0.05x | 18.87x | GBX-406.30 Million |
Industry Comparison
This section compares SANTANDER UK 8 5/8% NON-CUM STLG PRF's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $638,316,280,556
- Average return on equity (ROE) among peers: 10.97%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| SANTANDER UK 8 5/8% NON-CUM STLG PRF (SANB) | GBX14.72 Billion | 20.48% | 17.05x | $164.51 |
| Bper Banca SpA (0MU6) | $9.57 Billion | 15.89% | 13.86x | $12.96 Billion |
| Arbuthnot Banking Group Plc (ARBB) | $-4.83 Million | 0.00% | 0.00x | $17.28K |
| Axis Bank Ltd GDR (AXB) | $1.58 Trillion | 16.75% | 8.64x | $354.81 Million |
| Halyk Bank of Kazakhstan Joint Stock Company (HSBK) | $2.48 Trillion | 28.00% | 5.26x | $2.61 Billion |
| Manx Financial Group Plc (MFX) | $13.17 Million | 9.88% | 10.59x | $3.37K |
| Nationwide Building Society (NBS) | $11.13 Billion | 6.80% | 18.91x | $1.30 Billion |
| Permanent TSB Group Holdings PLC (PTSB) | $2.42 Billion | 2.81% | 10.47x | $1.72 Billion |
| State Bank of India GDR (SBID) | $1.67 Trillion | 10.18% | 15.18x | $472.37 Billion |
| Shawbrook Group PLC (SHAW) | $690.50 Million | 8.41% | 11.94x | $310.15K |