Gentera S.A.B. de C.V (GENTERA) - Net Assets

Latest as of June 2025: MX$32.12 Billion MXN ≈ $1.85 Billion USD

Based on the latest financial reports, Gentera S.A.B. de C.V (GENTERA) has net assets worth MX$32.12 Billion MXN (≈ $1.85 Billion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (MX$109.50 Billion ≈ $6.30 Billion USD) and total liabilities (MX$77.38 Billion ≈ $4.45 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check financial resilience of Gentera S.A.B. de C.V to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	MX$32.12 Billion
% of Total Assets	29.34%
Annual Growth Rate	13.71%
5-Year Change	50.45%
10-Year Change	148.3%
Growth Volatility	9.53

Gentera S.A.B. de C.V - Net Assets Trend (2010–2024)

This chart illustrates how Gentera S.A.B. de C.V's net assets have evolved over time, based on quarterly financial data. Also explore Gentera S.A.B. de C.V (GENTERA) total assets for the complete picture of this company's asset base.

Annual Net Assets for Gentera S.A.B. de C.V (2010–2024)

The table below shows the annual net assets of Gentera S.A.B. de C.V from 2010 to 2024. For live valuation and market cap data, see Gentera S.A.B. de C.V market capitalisation.

Year	Net Assets	Change
2024-12-31	MX$33.52 Billion ≈ $1.93 Billion	+20.21%
2023-12-31	MX$27.89 Billion ≈ $1.60 Billion	+9.31%
2022-12-31	MX$25.51 Billion ≈ $1.47 Billion	+2.73%
2021-12-31	MX$24.83 Billion ≈ $1.43 Billion	+11.45%
2020-12-31	MX$22.28 Billion ≈ $1.28 Billion	+8.58%
2019-12-31	MX$20.52 Billion ≈ $1.18 Billion	+13.48%
2018-12-31	MX$18.08 Billion ≈ $1.04 Billion	+7.60%
2017-12-31	MX$16.80 Billion ≈ $967.13 Million	+5.50%
2016-12-31	MX$15.93 Billion ≈ $916.72 Million	+17.98%
2015-12-31	MX$13.50 Billion ≈ $776.99 Million	+11.95%
2014-12-31	MX$12.06 Billion ≈ $694.06 Million	+34.85%
2013-12-31	MX$8.94 Billion ≈ $514.67 Million	+3.46%
2012-12-31	MX$8.64 Billion ≈ $497.46 Million	+17.18%
2011-12-31	MX$7.38 Billion ≈ $424.55 Million	+32.94%
2010-12-31	MX$5.55 Billion ≈ $319.37 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Gentera S.A.B. de C.V's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 47838.8% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	MX$24.73 Billion	79.54%
Other Components	MX$6.36 Billion	20.46%
Total Equity	MX$31.10 Billion	100.00%

Gentera S.A.B. de C.V Competitors by Market Cap

The table below lists competitors of Gentera S.A.B. de C.V ranked by their market capitalization.

Company	Market Cap
Youngy Co Ltd SHE:002192	$4.15 Billion
Valvoline Inc NYSE:VVV	$4.15 Billion
LG Display KO:034220	$4.15 Billion
L&T Technology Services Limited NSE:LTTS	$4.16 Billion
Crescent Energy Co NYSE:CRGY	$4.15 Billion
Travel + Leisure Co NYSE:TNL	$4.14 Billion
Antar Chile SN:ANTARCHILE	$4.14 Billion
Cenergy Holdings SA BR:CENER	$4.14 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Gentera S.A.B. de C.V's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 25,735,000,000 to 31,097,000,000, a change of 5,362,000,000 (20.8%).
Net income of 6,005,000,000 contributed positively to equity growth.
Dividend payments of 1,889,000,000 reduced retained earnings.
Other factors increased equity by 1,246,000,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	MX$6.00 Billion	+19.31%
Dividends Paid	MX$1.89 Billion	-6.07%
Other Changes	MX$1.25 Billion	+4.01%
Total Change	MX$-	20.84%

Book Value vs Market Value Analysis

This analysis compares Gentera S.A.B. de C.V's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 2.32x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 4.44x to 2.32x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	MX$10.28	MX$45.65	x
2018-12-31	MX$11.10	MX$45.65	x
2019-12-31	MX$12.86	MX$45.65	x
2020-12-31	MX$11.85	MX$45.65	x
2021-12-31	MX$13.37	MX$45.65	x
2022-12-31	MX$14.90	MX$45.65	x
2023-12-31	MX$16.25	MX$45.65	x
2024-12-31	MX$19.69	MX$45.65	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Gentera S.A.B. de C.V utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 19.31%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 15.44%
• Asset Turnover: 0.36x
• Equity Multiplier: 3.44x
Recent ROE (19.31%) is above the historical average (17.21%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2010	0.96%	30.58%	0.02x	2.08x	MX$-487.48 Million
2011	27.02%	24.53%	0.45x	2.44x	MX$1.22 Billion
2012	23.74%	19.81%	0.44x	2.70x	MX$1.16 Billion
2013	25.81%	17.83%	0.50x	2.89x	MX$1.39 Billion
2014	26.44%	21.29%	0.48x	2.58x	MX$1.94 Billion
2015	23.39%	21.26%	0.41x	2.71x	MX$1.80 Billion
2016	21.35%	17.20%	0.45x	2.76x	MX$1.80 Billion
2017	17.37%	14.21%	0.47x	2.61x	MX$1.23 Billion
2018	16.44%	14.58%	0.39x	2.86x	MX$1.16 Billion
2019	16.00%	15.07%	0.38x	2.77x	MX$1.23 Billion
2020	-8.43%	-8.85%	0.26x	3.65x	MX$-3.48 Billion
2021	11.05%	10.38%	0.32x	3.31x	MX$223.60 Million
2022	19.31%	16.67%	0.36x	3.18x	MX$2.20 Billion
2023	18.35%	15.23%	0.36x	3.37x	MX$2.15 Billion
2024	19.31%	15.44%	0.36x	3.44x	MX$2.90 Billion

Industry Comparison

This section compares Gentera S.A.B. de C.V's net assets metrics with peer companies in the Credit Services industry.

Industry Context

Industry: Credit Services
Average net assets among peers: $2,877,084,667
Average return on equity (ROE) among peers: 9.54%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Gentera S.A.B. de C.V (GENTERA)	MX$32.12 Billion	0.96%	2.41x	$4.15 Billion
Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada (CREAL)	$4.35 Billion	23.06%	2.47x	$7.52 Million
Financiera Independencia S.A.B. de C.V. SOFOM E.N.R (FINDEP)	$3.76 Billion	5.56%	2.15x	$161.60 Million
Unifin Financiera S. A. B. de C. V (UNIFINA)	$521.56 Million	0.00%	7.89x	$31.11 Million

About Gentera S.A.B. de C.V

MX:GENTERA Mexico Credit Services

Market Cap

$4.15 Billion

MX$72.09 Billion MXN

Market Cap Rank

#4059 Global

#51 in Mexico

Share Price

MX$45.65

Change (1 day)

-1.15%

52-Week Range

MX$34.73 - MX$54.51

All Time High

MX$54.51