Gentera S.A.B. de C.V Net Assets
Gentera S.A.B. de C.V net assets. Based on the latest financial reports, Gentera S.A.B. de C.V (GENTERA) has net assets worth MX$37.01 Billion MXN (≈ $2.13 Billion USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (MX$121.74 Billion ≈ $7.01 Billion USD) and total liabilities (MX$84.73 Billion ≈ $4.88 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore GENTERA net asset momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | MX$37.01 Billion |
| % of Total Assets | 30.4% |
| Annual Growth Rate | 13.28% |
| 5-Year Change | 45.07% |
| 10-Year Change | 126.17% |
| Growth Volatility | 9.35 |
Net Assets of Gentera S.A.B. de C.V (2010–2025)
Net assets of Gentera S.A.B. de C.V from 2010 to 2025. This chart illustrates how Gentera S.A.B. de C.V's net assets have evolved over time, based on quarterly financial data. See Gentera S.A.B. de C.V (GENTERA) net asset quality to measure how much of total assets are equity-financed.
Annual Net Assets for Gentera S.A.B. de C.V (2010–2025)
The table below shows the annual net assets of Gentera S.A.B. de C.V from 2010 to 2025. For live market cap and overall valuation, see Gentera S.A.B. de C.V market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | MX$36.03 Billion ≈ $2.07 Billion |
+7.47% |
| 2024-12-31 | MX$33.52 Billion ≈ $1.93 Billion |
+20.21% |
| 2023-12-31 | MX$27.89 Billion ≈ $1.60 Billion |
+9.31% |
| 2022-12-31 | MX$25.51 Billion ≈ $1.47 Billion |
+2.73% |
| 2021-12-31 | MX$24.83 Billion ≈ $1.43 Billion |
+11.45% |
| 2020-12-31 | MX$22.28 Billion ≈ $1.28 Billion |
+8.58% |
| 2019-12-31 | MX$20.52 Billion ≈ $1.18 Billion |
+13.48% |
| 2018-12-31 | MX$18.08 Billion ≈ $1.04 Billion |
+7.60% |
| 2017-12-31 | MX$16.80 Billion ≈ $967.13 Million |
+5.50% |
| 2016-12-31 | MX$15.93 Billion ≈ $916.72 Million |
+17.98% |
| 2015-12-31 | MX$13.50 Billion ≈ $776.99 Million |
+11.95% |
| 2014-12-31 | MX$12.06 Billion ≈ $694.06 Million |
+34.85% |
| 2013-12-31 | MX$8.94 Billion ≈ $514.67 Million |
+3.46% |
| 2012-12-31 | MX$8.64 Billion ≈ $497.46 Million |
+17.18% |
| 2011-12-31 | MX$7.38 Billion ≈ $424.55 Million |
+32.94% |
| 2010-12-31 | MX$5.55 Billion ≈ $319.37 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Gentera S.A.B. de C.V's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 59115.0% over the analyzed period, indicating profitable operations and earnings retention.
Gentera S.A.B. de C.V Net Assets Breakdown (December 2025)
Gentera S.A.B. de C.V net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | MX$30.55 Billion | 85.80% |
| Other Components | MX$5.05 Billion | 14.20% |
| Total Equity | MX$35.61 Billion | 100.00% |
Gentera S.A.B. de C.V Competitors by Market Cap
The table below lists competitors of Gentera S.A.B. de C.V ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
FIT Hon Teng Limited
F:0FJ
|
$3.36 Billion |
|
DOF Group ASA
OL:DOFG
|
$3.36 Billion |
|
Ninestar Corp
SHE:002180
|
$3.36 Billion |
|
Hualan Biological EngineeringInc
SHE:002007
|
$3.36 Billion |
|
KB Home
NYSE:KBH
|
$3.36 Billion |
|
Eurazeo
PA:RF
|
$3.35 Billion |
|
MERCARI INC. UNSP.ADR/1/2
F:6TP0
|
$3.35 Billion |
|
Wendel
PA:MF
|
$3.35 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Gentera S.A.B. de C.V's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 31,097,000,000 to 35,607,000,000, a change of 4,510,000,000 (14.5%).
- Net income of 8,216,000,000 contributed positively to equity growth.
- Dividend payments of 2,402,000,000 reduced retained earnings.
- Other factors decreased equity by 1,304,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | MX$8.22 Billion | +23.07% |
| Dividends Paid | MX$2.40 Billion | -6.75% |
| Other Changes | MX$-1.30 Billion | -3.66% |
| Total Change | MX$- | 14.50% |
Book Value vs Market Value Analysis
This analysis compares Gentera S.A.B. de C.V's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.64x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.59x to 1.64x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | MX$10.28 | MX$36.93 | x |
| 2018-12-31 | MX$11.10 | MX$36.93 | x |
| 2019-12-31 | MX$12.86 | MX$36.93 | x |
| 2020-12-31 | MX$11.85 | MX$36.93 | x |
| 2021-12-31 | MX$13.37 | MX$36.93 | x |
| 2022-12-31 | MX$14.90 | MX$36.93 | x |
| 2023-12-31 | MX$16.25 | MX$36.93 | x |
| 2024-12-31 | MX$19.69 | MX$36.93 | x |
| 2025-12-31 | MX$22.55 | MX$36.93 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Gentera S.A.B. de C.V utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 23.07%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.99%
- • Asset Turnover: 0.40x
- • Equity Multiplier: 3.38x
- Recent ROE (23.07%) is above the historical average (17.57%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 0.96% | 30.58% | 0.02x | 2.08x | MX$-487.48 Million |
| 2011 | 27.02% | 24.53% | 0.45x | 2.44x | MX$1.22 Billion |
| 2012 | 23.74% | 19.81% | 0.44x | 2.70x | MX$1.16 Billion |
| 2013 | 25.81% | 17.83% | 0.50x | 2.89x | MX$1.39 Billion |
| 2014 | 26.44% | 21.29% | 0.48x | 2.58x | MX$1.94 Billion |
| 2015 | 23.39% | 21.26% | 0.41x | 2.71x | MX$1.80 Billion |
| 2016 | 21.35% | 17.20% | 0.45x | 2.76x | MX$1.80 Billion |
| 2017 | 17.37% | 14.21% | 0.47x | 2.61x | MX$1.23 Billion |
| 2018 | 16.44% | 14.58% | 0.39x | 2.86x | MX$1.16 Billion |
| 2019 | 16.00% | 15.07% | 0.38x | 2.77x | MX$1.23 Billion |
| 2020 | -8.43% | -8.85% | 0.26x | 3.65x | MX$-3.48 Billion |
| 2021 | 11.05% | 10.38% | 0.32x | 3.31x | MX$223.60 Million |
| 2022 | 19.31% | 16.67% | 0.36x | 3.18x | MX$2.20 Billion |
| 2023 | 18.35% | 15.18% | 0.36x | 3.37x | MX$2.15 Billion |
| 2024 | 19.31% | 15.39% | 0.37x | 3.44x | MX$2.90 Billion |
| 2025 | 23.07% | 16.99% | 0.40x | 3.38x | MX$4.66 Billion |
Industry Comparison
This section compares Gentera S.A.B. de C.V's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $2,136,091,667
- Average return on equity (ROE) among peers: 13.03%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Gentera S.A.B. de C.V (GENTERA) | MX$37.01 Billion | 0.96% | 2.29x | $3.36 Billion |
| Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada (CREAL) | $575.42 Million | 25.73% | 5.13x | $7.52 Million |
| Financiera Independencia S.A.B. de C.V. SOFOM E.N.R (FINDEP) | $5.31 Billion | 13.37% | 0.99x | $119.65 Million |
| Unifin Financiera S. A. B. de C. V (UNIFINA) | $521.56 Million | 0.00% | 7.89x | $31.11 Million |
About Gentera S.A.B. de C.V
Gentera, S.A.B. de C.V. provides financial services to microentrepreneurs in Mexico and Peru. It offers savings, credit, insurance, and payment channels to entrepreneurs. The company was formerly known as Financiera Compartamos, S.A. B. de C. V. Gentera. S.A.B. de C.V. was founded in 1990 and is based in Mexico City, Mexico.