1895 of Wisconsin Inc Bancorp (BCOW) - Net Assets
Based on the latest financial reports, 1895 of Wisconsin Inc Bancorp (BCOW) has net assets worth $72.07 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($597.69 Million) and total liabilities ($525.62 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore BCOW current and non-current assets for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $72.07 Million |
| % of Total Assets | 12.06% |
| Annual Growth Rate | 5.57% |
| 5-Year Change | -20.89% |
| 10-Year Change | 92.58% |
| Growth Volatility | 20.91 |
1895 of Wisconsin Inc Bancorp - Net Assets Trend (2013–2025)
This chart illustrates how 1895 of Wisconsin Inc Bancorp's net assets have evolved over time, based on quarterly financial data. Check tangible net worth ratio of 1895 of Wisconsin Inc Bancorp to evaluate the tangible quality of the company's equity base.
Annual Net Assets for 1895 of Wisconsin Inc Bancorp (2013–2025)
The table below shows the annual net assets of 1895 of Wisconsin Inc Bancorp from 2013 to 2025. For live valuation and market cap data, see how much is 1895 of Wisconsin Inc Bancorp worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $71.91 Million | +1.12% |
| 2024-12-31 | $71.11 Million | -2.27% |
| 2023-12-31 | $72.76 Million | -3.45% |
| 2022-12-31 | $75.36 Million | -17.09% |
| 2021-12-31 | $90.89 Million | +51.47% |
| 2020-12-31 | $60.01 Million | +2.29% |
| 2019-12-31 | $58.66 Million | +53.65% |
| 2018-12-31 | $38.18 Million | -2.08% |
| 2017-12-31 | $38.99 Million | +4.43% |
| 2016-12-31 | $37.34 Million | +1.38% |
| 2015-12-31 | $36.83 Million | +2.08% |
| 2014-12-31 | $36.08 Million | -3.81% |
| 2013-12-31 | $37.51 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to 1895 of Wisconsin Inc Bancorp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3443700000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $34.44 Million | 47.89% |
| Common Stock | $56.00K | 0.08% |
| Other Comprehensive Income | $-7.86 Million | -10.93% |
| Other Components | $45.27 Million | 62.96% |
| Total Equity | $71.91 Million | 100.00% |
1895 of Wisconsin Inc Bancorp Competitors by Market Cap
The table below lists competitors of 1895 of Wisconsin Inc Bancorp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ISU Abxis Co. Ltd
KQ:086890
|
$56.30 Million |
|
Tunas Alfin Tbk
JK:TALF
|
$56.31 Million |
|
Pangaea Oncology S.A.
MC:PANG
|
$56.33 Million |
|
Firetrade Engineering PCL
BK:FTE
|
$56.37 Million |
|
UY Scuti Acquisition Corp.
NASDAQ:UYSC
|
$56.28 Million |
|
DYPNF Co.Ltd
KQ:104460
|
$56.27 Million |
|
Dr. Hönle AG
F:HNL
|
$56.27 Million |
|
Chi Sheng Chemical
TWO:4111
|
$56.27 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in 1895 of Wisconsin Inc Bancorp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 71,110,000 to 71,909,000, a change of 799,000 (1.1%).
- Net income of 1,420,000 contributed positively to equity growth.
- Share repurchases of 4,287,000 reduced equity.
- Other comprehensive income increased equity by 3,088,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.42 Million | +1.97% |
| Share Repurchases | $4.29 Million | -5.96% |
| Other Comprehensive Income | $3.09 Million | +4.29% |
| Other Changes | $578.00K | +0.8% |
| Total Change | $- | 1.12% |
Book Value vs Market Value Analysis
This analysis compares 1895 of Wisconsin Inc Bancorp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.29x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.03x to 1.29x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | $5.84 | $17.70 | x |
| 2014-12-31 | $5.62 | $17.70 | x |
| 2015-12-31 | $5.74 | $17.70 | x |
| 2016-12-31 | $11.67 | $17.70 | x |
| 2017-12-31 | $12.18 | $17.70 | x |
| 2018-12-31 | $11.93 | $17.70 | x |
| 2019-12-31 | $12.47 | $17.70 | x |
| 2020-12-31 | $12.81 | $17.70 | x |
| 2021-12-31 | $14.26 | $17.70 | x |
| 2022-12-31 | $13.05 | $17.70 | x |
| 2023-12-31 | $13.15 | $17.70 | x |
| 2024-12-31 | $13.06 | $17.70 | x |
| 2025-12-31 | $13.76 | $17.70 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently 1895 of Wisconsin Inc Bancorp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 1.97%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.69%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 8.34x
- Recent ROE (1.97%) is above the historical average (-0.13%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 3.25% | 6.33% | 0.04x | 11.46x | $-2.53 Million |
| 2014 | -8.84% | -18.87% | 0.04x | 11.49x | $-6.80 Million |
| 2015 | 2.08% | 4.54% | 0.04x | 11.56x | $-2.92 Million |
| 2016 | 3.36% | 6.99% | 0.04x | 12.06x | $-2.48 Million |
| 2017 | 4.25% | 9.14% | 0.04x | 12.01x | $-2.24 Million |
| 2018 | -0.05% | -0.10% | 0.04x | 12.60x | $-3.84 Million |
| 2019 | 0.77% | 2.20% | 0.05x | 7.30x | $-5.42 Million |
| 2020 | 2.19% | 5.91% | 0.04x | 8.61x | $-4.68 Million |
| 2021 | 0.09% | 0.46% | 0.03x | 5.94x | $-9.00 Million |
| 2022 | -0.20% | -0.78% | 0.03x | 7.21x | $-7.68 Million |
| 2023 | -9.33% | -36.09% | 0.03x | 7.66x | $-14.07 Million |
| 2024 | -1.24% | -3.26% | 0.05x | 8.06x | $-7.99 Million |
| 2025 | 1.97% | 4.69% | 0.05x | 8.34x | $-5.77 Million |
Industry Comparison
This section compares 1895 of Wisconsin Inc Bancorp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,529,438,500
- Average return on equity (ROE) among peers: 7.29%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| 1895 of Wisconsin Inc Bancorp (BCOW) | $72.07 Million | 3.25% | 7.29x | $56.28 Million |
| Ameris Bancorp (ABCB) | $279.02 Million | 5.17% | 9.82x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $19.89 Billion | 1.32% | 0.03x | $5.85 Billion |
| ACNB Corporation (ACNB) | $106.80 Million | 8.72% | 8.79x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $43.92 Million | 3.67% | 4.15x | $137.20 Million |
| Alerus Financial Corp (ALRS) | $141.28 Million | 11.51% | 8.36x | $775.72 Million |
| Amalgamated Bank (AMAL) | $707.65 Million | 15.04% | 10.67x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $704.74 Million | 3.35% | 10.97x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $213.97 Million | 11.53% | 10.43x | $658.52 Million |
| Associated Banc-Corp (ASB) | $3.09 Billion | 6.48% | 8.43x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $116.55 Million | 6.07% | 10.46x | $62.43 Million |
About 1895 of Wisconsin Inc Bancorp
1895 Bancorp of Wisconsin, Inc. operates as a holding company for PyraMax Bank, FSB that provides a range of financial services to commercial and retail customers. It provides checking, savings, certificate of deposits, and money market accounts. The company offers home equity, commercial, residential, and consumer loans; and one-to-four-family mortgages, as well as accept deposits from individua… Read more