1895 of Wisconsin Inc Bancorp (BCOW) - Net Assets
Based on the latest financial reports, 1895 of Wisconsin Inc Bancorp (BCOW) has net assets worth $71.91 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($600.02 Million) and total liabilities ($528.11 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check 1895 of Wisconsin Inc Bancorp liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $71.91 Million |
| % of Total Assets | 11.98% |
| Annual Growth Rate | 5.57% |
| 5-Year Change | -20.89% |
| 10-Year Change | 92.58% |
| Growth Volatility | 20.91 |
1895 of Wisconsin Inc Bancorp - Net Assets Trend (2013–2025)
This chart illustrates how 1895 of Wisconsin Inc Bancorp's net assets have evolved over time, based on quarterly financial data. Also explore BCOW total asset value for the complete picture of this company's asset base.
Annual Net Assets for 1895 of Wisconsin Inc Bancorp (2013–2025)
The table below shows the annual net assets of 1895 of Wisconsin Inc Bancorp from 2013 to 2025. For live valuation and market cap data, see market cap of 1895 of Wisconsin Inc Bancorp.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $71.91 Million | +1.12% |
| 2024-12-31 | $71.11 Million | -2.27% |
| 2023-12-31 | $72.76 Million | -3.45% |
| 2022-12-31 | $75.36 Million | -17.09% |
| 2021-12-31 | $90.89 Million | +51.47% |
| 2020-12-31 | $60.01 Million | +2.29% |
| 2019-12-31 | $58.66 Million | +53.65% |
| 2018-12-31 | $38.18 Million | -2.08% |
| 2017-12-31 | $38.99 Million | +4.43% |
| 2016-12-31 | $37.34 Million | +1.38% |
| 2015-12-31 | $36.83 Million | +2.08% |
| 2014-12-31 | $36.08 Million | -3.81% |
| 2013-12-31 | $37.51 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to 1895 of Wisconsin Inc Bancorp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3443700000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $34.44 Million | 47.89% |
| Common Stock | $56.00K | 0.08% |
| Other Comprehensive Income | $-7.86 Million | -10.93% |
| Other Components | $45.27 Million | 62.96% |
| Total Equity | $71.91 Million | 100.00% |
1895 of Wisconsin Inc Bancorp Competitors by Market Cap
The table below lists competitors of 1895 of Wisconsin Inc Bancorp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Coxon Precise Industrial Co Ltd
TW:3607
|
$55.77 Million |
|
Pintaras Jaya Bhd
KLSE:9598
|
$55.80 Million |
|
Sahamit Machinery Public Company Limited
BK:SMIT
|
$55.84 Million |
|
Hil Industries Bhd
KLSE:8443
|
$55.84 Million |
|
HI SPAC 3
KQ:217500
|
$55.73 Million |
|
Senko Co. Ltd
KQ:347000
|
$55.73 Million |
|
Munjal Showa Limited
NSE:MUNJALSHOW
|
$55.72 Million |
|
Helport AI Limited Ordinary Shares
NASDAQ:HPAI
|
$55.72 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in 1895 of Wisconsin Inc Bancorp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 71,110,000 to 71,909,000, a change of 799,000 (1.1%).
- Net income of 1,420,000 contributed positively to equity growth.
- Share repurchases of 4,287,000 reduced equity.
- Other comprehensive income increased equity by 3,088,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.42 Million | +1.97% |
| Share Repurchases | $4.29 Million | -5.96% |
| Other Comprehensive Income | $3.09 Million | +4.29% |
| Other Changes | $578.00K | +0.8% |
| Total Change | $- | 1.12% |
Book Value vs Market Value Analysis
This analysis compares 1895 of Wisconsin Inc Bancorp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.79x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.87x to 0.79x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | $5.84 | $10.90 | x |
| 2014-12-31 | $5.62 | $10.90 | x |
| 2015-12-31 | $5.74 | $10.90 | x |
| 2016-12-31 | $11.67 | $10.90 | x |
| 2017-12-31 | $12.18 | $10.90 | x |
| 2018-12-31 | $11.93 | $10.90 | x |
| 2019-12-31 | $12.47 | $10.90 | x |
| 2020-12-31 | $12.81 | $10.90 | x |
| 2021-12-31 | $14.26 | $10.90 | x |
| 2022-12-31 | $13.05 | $10.90 | x |
| 2023-12-31 | $13.15 | $10.90 | x |
| 2024-12-31 | $13.06 | $10.90 | x |
| 2025-12-31 | $13.76 | $10.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently 1895 of Wisconsin Inc Bancorp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 1.97%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.69%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 8.34x
- Recent ROE (1.97%) is above the historical average (-0.13%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 3.25% | 6.33% | 0.04x | 11.46x | $-2.53 Million |
| 2014 | -8.84% | -18.87% | 0.04x | 11.49x | $-6.80 Million |
| 2015 | 2.08% | 4.54% | 0.04x | 11.56x | $-2.92 Million |
| 2016 | 3.36% | 6.99% | 0.04x | 12.06x | $-2.48 Million |
| 2017 | 4.25% | 9.14% | 0.04x | 12.01x | $-2.24 Million |
| 2018 | -0.05% | -0.10% | 0.04x | 12.60x | $-3.84 Million |
| 2019 | 0.77% | 2.20% | 0.05x | 7.30x | $-5.42 Million |
| 2020 | 2.19% | 5.91% | 0.04x | 8.61x | $-4.68 Million |
| 2021 | 0.09% | 0.46% | 0.03x | 5.94x | $-9.00 Million |
| 2022 | -0.20% | -0.78% | 0.03x | 7.21x | $-7.68 Million |
| 2023 | -9.33% | -36.09% | 0.03x | 7.66x | $-14.07 Million |
| 2024 | -1.24% | -3.26% | 0.05x | 8.06x | $-7.99 Million |
| 2025 | 1.97% | 4.69% | 0.05x | 8.34x | $-5.77 Million |
Industry Comparison
This section compares 1895 of Wisconsin Inc Bancorp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| 1895 of Wisconsin Inc Bancorp (BCOW) | $71.91 Million | 3.25% | 7.34x | $55.76 Million |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About 1895 of Wisconsin Inc Bancorp
1895 Bancorp of Wisconsin, Inc. operates as a holding company for PyraMax Bank, FSB that provides a range of financial services to commercial and retail customers. It provides checking, savings, certificate of deposits, and money market accounts. The company offers home equity, commercial, residential, and consumer loans; and one-to-four-family mortgages, as well as accept deposits from individua… Read more