1895 of Wisconsin Inc Bancorp - Asset Resilience Ratio
1895 of Wisconsin Inc Bancorp (BCOW) has an Asset Resilience Ratio of 14.91% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is 1895 of Wisconsin Inc Bancorp's working capital to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how 1895 of Wisconsin Inc Bancorp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of 1895 of Wisconsin Inc Bancorp.
Liquid Assets Composition Over Time
This chart breaks down 1895 of Wisconsin Inc Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore 1895 of Wisconsin Inc Bancorp long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $88.17 Million | 14.91% |
| Total Liquid Assets | $88.17 Million | 14.91% |
Asset Resilience Insights
- Moderate Liquidity: 1895 of Wisconsin Inc Bancorp has 14.91% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
1895 of Wisconsin Inc Bancorp Industry Peers by Asset Resilience Ratio
Compare 1895 of Wisconsin Inc Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for 1895 of Wisconsin Inc Bancorp (2016–2025)
The table below shows the annual Asset Resilience Ratio data for 1895 of Wisconsin Inc Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.66% | $3.95 Million | $600.02 Million | -18.16pp |
| 2024-12-31 | 18.82% | $107.82 Million | $572.87 Million | -0.83pp |
| 2023-12-31 | 19.65% | $109.56 Million | $557.61 Million | -1.44pp |
| 2022-12-31 | 21.08% | $114.49 Million | $543.02 Million | +0.25pp |
| 2021-12-31 | 20.84% | $112.44 Million | $539.64 Million | +9.48pp |
| 2020-12-31 | 11.36% | $58.70 Million | $516.76 Million | -5.32pp |
| 2019-12-31 | 16.68% | $71.38 Million | $428.01 Million | +3.01pp |
| 2018-12-31 | 13.66% | $65.73 Million | $481.10 Million | -5.33pp |
| 2017-12-31 | 18.99% | $88.95 Million | $468.36 Million | -2.43pp |
| 2016-12-31 | 21.43% | $96.46 Million | $450.17 Million | -- |
About 1895 of Wisconsin Inc Bancorp
1895 Bancorp of Wisconsin, Inc. operates as a holding company for PyraMax Bank, FSB that provides a range of financial services to commercial and retail customers. It provides checking, savings, certificate of deposits, and money market accounts. The company offers home equity, commercial, residential, and consumer loans; and one-to-four-family mortgages, as well as accept deposits from individua… Read more