Bank of Marin Bancorp
Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, a… Read more
Bank of Marin Bancorp (BMRC) - Net Assets
Latest net assets as of December 2025: $394.65 Million USD
Based on the latest financial reports, Bank of Marin Bancorp (BMRC) has net assets worth $394.65 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.90 Billion) and total liabilities ($3.51 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $394.65 Million |
| % of Total Assets | 10.11% |
| Annual Growth Rate | 10.92% |
| 5-Year Change | -12.37% |
| 10-Year Change | 71.17% |
| Growth Volatility | 11.89 |
Bank of Marin Bancorp - Net Assets Trend (1998–2025)
This chart illustrates how Bank of Marin Bancorp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank of Marin Bancorp (1998–2025)
The table below shows the annual net assets of Bank of Marin Bancorp from 1998 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $394.65 Million | -9.36% |
| 2024-12-31 | $435.41 Million | -0.83% |
| 2023-12-31 | $439.06 Million | +6.54% |
| 2022-12-31 | $412.09 Million | -8.50% |
| 2021-12-31 | $450.37 Million | +25.71% |
| 2020-12-31 | $358.25 Million | +6.37% |
| 2019-12-31 | $336.79 Million | +6.44% |
| 2018-12-31 | $316.41 Million | +6.53% |
| 2017-12-31 | $297.02 Million | +28.83% |
| 2016-12-31 | $230.56 Million | +7.50% |
| 2015-12-31 | $214.47 Million | +7.22% |
| 2014-12-31 | $200.03 Million | +10.58% |
| 2013-12-31 | $180.89 Million | +19.17% |
| 2012-12-31 | $151.79 Million | +11.98% |
| 2011-12-31 | $135.55 Million | +11.18% |
| 2010-12-31 | $121.92 Million | +11.80% |
| 2009-12-31 | $109.05 Million | -13.14% |
| 2008-12-31 | $125.55 Million | +43.03% |
| 2007-12-31 | $87.77 Million | -1.96% |
| 2006-12-31 | $89.53 Million | +14.45% |
| 2005-12-31 | $78.22 Million | +19.22% |
| 2004-12-31 | $65.61 Million | +18.05% |
| 2003-12-31 | $55.58 Million | +17.96% |
| 2002-12-31 | $47.12 Million | +16.05% |
| 2001-12-31 | $40.60 Million | +18.19% |
| 2000-12-31 | $34.35 Million | +19.73% |
| 1999-12-31 | $28.69 Million | +19.40% |
| 1998-12-31 | $24.03 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank of Marin Bancorp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 19816300000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $198.16 Million | 50.21% |
| Common Stock | $214.91 Million | 54.46% |
| Other Comprehensive Income | $-18.42 Million | -4.67% |
| Total Equity | $394.65 Million | 100.00% |
Bank of Marin Bancorp Competitors by Market Cap
The table below lists competitors of Bank of Marin Bancorp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Grenke AG
PINK:GKSGF
|
$343.93 Million |
|
THG Plc
PINK:THGHY
|
$343.94 Million |
|
BMC Medical Co. Ltd. A
SHE:301367
|
$344.03 Million |
|
Pareto Bank ASA
OL:PARB
|
$344.23 Million |
|
Jinhui Mining Co Ltd
SHG:603132
|
$343.70 Million |
|
NorthStar Healthcare Income Inc
PINK:NHHS
|
$343.57 Million |
|
Ambac Financial Group Inc
NYSE:AMBC
|
$343.48 Million |
|
Sk Securities
KO:001510
|
$343.46 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank of Marin Bancorp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 435,407,000 to 394,654,000, a change of -40,753,000 (-9.4%).
- Net income of 43,407,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 11,650,000.
- Other factors decreased equity by 95,810,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $43.41 Million | +11.0% |
| Other Comprehensive Income | $11.65 Million | +2.95% |
| Other Changes | $-95.81 Million | -24.28% |
| Total Change | $- | -9.36% |
Book Value vs Market Value Analysis
This analysis compares Bank of Marin Bancorp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.96x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 9.41x to 0.96x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1998-12-31 | $2.54 | $23.94 | x |
| 1999-12-31 | $2.88 | $23.94 | x |
| 2000-12-31 | $3.45 | $23.94 | x |
| 2001-12-31 | $2.36 | $23.94 | x |
| 2002-12-31 | $4.48 | $23.94 | x |
| 2003-12-31 | $5.35 | $23.94 | x |
| 2004-12-31 | $5.78 | $23.94 | x |
| 2005-12-31 | $6.73 | $23.94 | x |
| 2006-12-31 | $7.94 | $23.94 | x |
| 2007-12-31 | $8.23 | $23.94 | x |
| 2008-12-31 | $12.03 | $23.94 | x |
| 2009-12-31 | $10.40 | $23.94 | x |
| 2010-12-31 | $11.47 | $23.94 | x |
| 2011-12-31 | $12.59 | $23.94 | x |
| 2012-12-31 | $13.96 | $23.94 | x |
| 2013-12-31 | $16.27 | $23.94 | x |
| 2014-12-31 | $16.65 | $23.94 | x |
| 2015-12-31 | $17.68 | $23.94 | x |
| 2016-12-31 | $18.85 | $23.94 | x |
| 2017-12-31 | $23.67 | $23.94 | x |
| 2018-12-31 | $22.55 | $23.94 | x |
| 2019-12-31 | $24.42 | $23.94 | x |
| 2020-12-31 | $26.31 | $23.94 | x |
| 2021-12-31 | $31.23 | $23.94 | x |
| 2022-12-31 | $25.81 | $23.94 | x |
| 2023-12-31 | $27.40 | $23.94 | x |
| 2024-12-31 | $27.14 | $23.94 | x |
| 2025-12-31 | $24.82 | $23.94 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank of Marin Bancorp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.00%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 24.56%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 9.89x
- Recent ROE (11.00%) is above the historical average (10.48%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1998 | 12.60% | 163.59% | 0.01x | 12.19x | $625.00K |
| 1999 | 12.72% | 179.01% | 0.01x | 12.08x | $780.90K |
| 2000 | 13.17% | 39.07% | 0.03x | 11.04x | $1.09 Million |
| 2001 | 12.68% | 15.93% | 0.07x | 11.22x | $1.09 Million |
| 2002 | 13.25% | 18.32% | 0.06x | 11.44x | $1.53 Million |
| 2003 | 13.45% | 20.88% | 0.06x | 11.56x | $1.92 Million |
| 2004 | 14.51% | 23.08% | 0.06x | 11.23x | $2.96 Million |
| 2005 | 15.00% | 22.06% | 0.06x | 10.74x | $3.91 Million |
| 2006 | 13.27% | 19.08% | 0.07x | 9.79x | $2.93 Million |
| 2007 | 14.04% | 18.24% | 0.07x | 10.64x | $3.55 Million |
| 2008 | 9.68% | 18.83% | 0.06x | 8.36x | $-404.60K |
| 2009 | 11.71% | 19.66% | 0.06x | 10.29x | $1.86 Million |
| 2010 | 11.12% | 20.26% | 0.06x | 9.91x | $1.36 Million |
| 2011 | 11.48% | 20.65% | 0.05x | 10.28x | $2.01 Million |
| 2012 | 11.74% | 24.45% | 0.05x | 9.45x | $2.64 Million |
| 2013 | 7.89% | 20.79% | 0.04x | 9.98x | $-3.82 Million |
| 2014 | 9.88% | 24.16% | 0.05x | 8.93x | $-231.60K |
| 2015 | 8.60% | 23.45% | 0.04x | 9.47x | $-3.01 Million |
| 2016 | 10.03% | 27.35% | 0.04x | 8.78x | $77.70K |
| 2017 | 5.38% | 18.83% | 0.03x | 8.31x | $-13.73 Million |
| 2018 | 10.31% | 31.00% | 0.04x | 7.97x | $981.30K |
| 2019 | 10.17% | 31.26% | 0.04x | 8.04x | $562.20K |
| 2020 | 8.44% | 27.95% | 0.04x | 8.13x | $-5.58 Million |
| 2021 | 7.38% | 28.05% | 0.03x | 9.58x | $-11.81 Million |
| 2022 | 11.30% | 33.11% | 0.03x | 10.06x | $5.38 Million |
| 2023 | 4.53% | 14.04% | 0.04x | 8.66x | $-24.01 Million |
| 2024 | -1.93% | -7.23% | 0.03x | 8.50x | $-51.95 Million |
| 2025 | 11.00% | 24.56% | 0.05x | 9.89x | $3.94 Million |
Industry Comparison
This section compares Bank of Marin Bancorp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank of Marin Bancorp (BMRC) | $394.65 Million | 12.60% | 8.89x | $343.78 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |