Bank Of Princeton
Princeton Bancorp, Inc. operates as the bank holding company for The Bank of Princeton that provides various banking products and services. The company accepts various deposit products, including checking, savings, attorney trust, and money market accounts, as well as certificates of deposit. It also offers traditional retail banking services, one-to-four-family residential mortgage loans, multi-… Read more
Bank Of Princeton (BPRN) - Net Assets
Latest net assets as of December 2025: $270.71 Million USD
Based on the latest financial reports, Bank Of Princeton (BPRN) has net assets worth $270.71 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.28 Billion) and total liabilities ($2.01 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $270.71 Million |
| % of Total Assets | 11.86% |
| Annual Growth Rate | 13.42% |
| 5-Year Change | 25.0% |
| 10-Year Change | 161.65% |
| Growth Volatility | 15.2 |
Bank Of Princeton - Net Assets Trend (2010–2025)
This chart illustrates how Bank Of Princeton's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Of Princeton (2010–2025)
The table below shows the annual net assets of Bank Of Princeton from 2010 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $270.71 Million | +3.31% |
| 2024-12-31 | $262.04 Million | +9.09% |
| 2023-12-31 | $240.21 Million | +9.39% |
| 2022-12-31 | $219.60 Million | +1.40% |
| 2021-12-31 | $216.58 Million | +3.72% |
| 2020-12-31 | $208.82 Million | +6.58% |
| 2019-12-31 | $195.93 Million | +6.30% |
| 2018-12-31 | $184.32 Million | +9.52% |
| 2017-12-31 | $168.29 Million | +62.66% |
| 2016-12-31 | $103.46 Million | +13.14% |
| 2015-12-31 | $91.44 Million | +16.49% |
| 2014-12-31 | $78.50 Million | +22.22% |
| 2013-12-31 | $64.23 Million | +3.13% |
| 2012-12-31 | $62.28 Million | +14.66% |
| 2011-12-31 | $54.32 Million | +32.62% |
| 2010-12-31 | $40.96 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Of Princeton's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 16339700000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $161.73 Million | 59.74% |
| Other Comprehensive Income | $-5.26 Million | -1.94% |
| Other Components | $114.25 Million | 42.20% |
| Total Equity | $270.71 Million | 100.00% |
Bank Of Princeton Competitors by Market Cap
The table below lists competitors of Bank Of Princeton ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Dazzle Fashion Co Ltd
SHG:603587
|
$165.73 Million |
|
Greenlam Industries Limited
NSE:GREENLAM
|
$165.75 Million |
|
POLIMEX-MOSTOSTAL ZY 2
F:7F7
|
$165.76 Million |
|
Fedbank Financial Services Limited
NSE:FEDFINA
|
$165.77 Million |
|
Dexterra Group Inc
PINK:HZNOF
|
$165.71 Million |
|
Eurocell plc
PINK:ECELF
|
$165.67 Million |
|
S IMMO AG
VI:SPI
|
$165.62 Million |
|
Entravision Communications Corporation
F:EV9
|
$165.58 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Of Princeton's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 262,040,000 to 270,712,000, a change of 8,672,000 (3.3%).
- Net income of 18,611,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 3,676,000.
- Other factors decreased equity by 13,615,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $18.61 Million | +6.87% |
| Other Comprehensive Income | $3.68 Million | +1.36% |
| Other Changes | $-13.62 Million | -5.03% |
| Total Change | $- | 3.31% |
Book Value vs Market Value Analysis
This analysis compares Bank Of Princeton's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.85x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.86x to 0.85x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2010-12-31 | $11.67 | $33.40 | x |
| 2011-12-31 | $13.07 | $33.40 | x |
| 2012-12-31 | $13.42 | $33.40 | x |
| 2013-12-31 | $13.84 | $33.40 | x |
| 2014-12-31 | $16.73 | $33.40 | x |
| 2015-12-31 | $19.45 | $33.40 | x |
| 2016-12-31 | $20.61 | $33.40 | x |
| 2017-12-31 | $29.08 | $33.40 | x |
| 2018-12-31 | $26.82 | $33.40 | x |
| 2019-12-31 | $28.41 | $33.40 | x |
| 2020-12-31 | $30.40 | $33.40 | x |
| 2021-12-31 | $31.78 | $33.40 | x |
| 2022-12-31 | $34.05 | $33.40 | x |
| 2023-12-31 | $37.60 | $33.40 | x |
| 2024-12-31 | $39.58 | $33.40 | x |
| 2025-12-31 | $39.46 | $33.40 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Of Princeton utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.87%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.39%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 8.43x
- Recent ROE (6.87%) is below the historical average (8.75%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 5.83% | 13.52% | 0.04x | 11.94x | $-1.71 Million |
| 2011 | 5.18% | 9.96% | 0.04x | 12.27x | $-2.62 Million |
| 2012 | 10.13% | 23.34% | 0.04x | 12.35x | $82.70K |
| 2013 | 13.70% | 29.54% | 0.03x | 13.66x | $2.38 Million |
| 2014 | 11.47% | 26.03% | 0.04x | 12.17x | $1.15 Million |
| 2015 | 12.04% | 24.18% | 0.04x | 11.08x | $1.86 Million |
| 2016 | 11.45% | 24.78% | 0.05x | 9.92x | $1.50 Million |
| 2017 | 6.54% | 21.68% | 0.04x | 7.13x | $-5.82 Million |
| 2018 | 7.98% | 26.04% | 0.05x | 6.79x | $-3.72 Million |
| 2019 | 5.18% | 16.07% | 0.04x | 7.43x | $-9.45 Million |
| 2020 | 6.61% | 20.77% | 0.04x | 7.68x | $-7.08 Million |
| 2021 | 10.38% | 30.41% | 0.04x | 7.79x | $828.20K |
| 2022 | 12.06% | 33.56% | 0.05x | 7.29x | $4.53 Million |
| 2023 | 10.73% | 24.44% | 0.05x | 7.98x | $1.74 Million |
| 2024 | 3.91% | 7.81% | 0.06x | 8.93x | $-15.96 Million |
| 2025 | 6.87% | 13.39% | 0.06x | 8.43x | $-8.46 Million |
Industry Comparison
This section compares Bank Of Princeton's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Of Princeton (BPRN) | $270.71 Million | 5.83% | 7.43x | $165.73 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |