Commercial Bancgroup, Inc. Common Stock
Commercial Bancgroup, Inc. operates as the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in Kentucky, North Carolina, and Tennessee. It accepts various deposit products, including demand deposits accounts, interest-bearing products, savings accounts, and certificates of deposit products. The company also offe… Read more
Commercial Bancgroup, Inc. Common Stock (CBK) - Net Assets
Latest net assets as of December 2025: $285.09 Million USD
Based on the latest financial reports, Commercial Bancgroup, Inc. Common Stock (CBK) has net assets worth $285.09 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.29 Billion) and total liabilities ($2.01 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $285.09 Million |
| % of Total Assets | 12.44% |
| Annual Growth Rate | 20.66% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 8.47 |
Commercial Bancgroup, Inc. Common Stock - Net Assets Trend (2023–2025)
This chart illustrates how Commercial Bancgroup, Inc. Common Stock's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Commercial Bancgroup, Inc. Common Stock (2023–2025)
The table below shows the annual net assets of Commercial Bancgroup, Inc. Common Stock from 2023 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $285.09 Million | +29.44% |
| 2024-12-31 | $220.26 Million | +12.50% |
| 2023-12-31 | $195.78 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Commercial Bancgroup, Inc. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 35.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $247.25 Million | 86.73% |
| Common Stock | $137.00K | 0.05% |
| Other Comprehensive Income | $-675.00K | -0.24% |
| Other Components | $38.38 Million | 13.46% |
| Total Equity | $285.09 Million | 100.00% |
Commercial Bancgroup, Inc. Common Stock Competitors by Market Cap
The table below lists competitors of Commercial Bancgroup, Inc. Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Bosun Tools Co Ltd
SHE:002282
|
$216.27 Million |
|
Myer Holdings Ltd
AU:MYR
|
$216.28 Million |
|
Eson Precision Ind Co Ltd
TW:5243
|
$216.33 Million |
|
UE Furniture Co Ltd
SHG:603600
|
$216.37 Million |
|
Shenzhen Jiang and Associates Creative Design Co Ltd
SHE:300668
|
$216.13 Million |
|
Allied Circuit Co Ltd
TWO:8155
|
$216.10 Million |
|
Bowlero Corp
NYSE:BOWL
|
$216.09 Million |
|
Jiang Su New Technology Co. Ltd.
SHE:301229
|
$216.05 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Commercial Bancgroup, Inc. Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 220,255,783 to 285,090,000, a change of 64,834,217 (29.4%).
- Net income of 36,942,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 889,506.
- Other factors increased equity by 27,002,711.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $36.94 Million | +12.96% |
| Other Comprehensive Income | $889.51K | +0.31% |
| Other Changes | $27.00 Million | +9.47% |
| Total Change | $- | 29.44% |
Book Value vs Market Value Analysis
This analysis compares Commercial Bancgroup, Inc. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.21x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.60x to 1.21x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2023-12-31 | $15.57 | $24.96 | x |
| 2024-12-31 | $17.81 | $24.96 | x |
| 2025-12-31 | $20.61 | $24.96 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Commercial Bancgroup, Inc. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.96%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 28.09%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 8.04x
- Recent ROE (12.96%) is below the historical average (14.45%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2023 | 16.12% | 27.35% | 0.05x | 11.54x | $11.66 Million |
| 2024 | 14.26% | 23.56% | 0.06x | 10.45x | $9.38 Million |
| 2025 | 12.96% | 28.09% | 0.06x | 8.04x | $8.43 Million |
Industry Comparison
This section compares Commercial Bancgroup, Inc. Common Stock's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Commercial Bancgroup, Inc. Common Stock (CBK) | $285.09 Million | 16.12% | 7.04x | $216.15 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |