Commercial Bancgroup, Inc. Common Stock - Asset Resilience Ratio
Commercial Bancgroup, Inc. Common Stock (CBK) has an Asset Resilience Ratio of 3.18% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Commercial Bancgroup, Inc. Common Stock current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2023–2025)
This chart shows how Commercial Bancgroup, Inc. Common Stock's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see CBK asset base.
Liquid Assets Composition Over Time
This chart breaks down Commercial Bancgroup, Inc. Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore CBK long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $75.50 Million | 3.18% |
| Total Liquid Assets | $75.50 Million | 3.18% |
Asset Resilience Insights
- Limited Liquidity: Commercial Bancgroup, Inc. Common Stock maintains only 3.18% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Commercial Bancgroup, Inc. Common Stock Industry Peers by Asset Resilience Ratio
Compare Commercial Bancgroup, Inc. Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Commercial Bancgroup, Inc. Common Stock (2023–2025)
The table below shows the annual Asset Resilience Ratio data for Commercial Bancgroup, Inc. Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.88% | $43.14 Million | $2.29 Billion | -2.46pp |
| 2024-12-31 | 4.34% | $99.82 Million | $2.30 Billion | +1.97pp |
| 2023-12-31 | 2.37% | $52.04 Million | $2.20 Billion | -- |
About Commercial Bancgroup, Inc. Common Stock
Commercial Bancgroup, Inc. operates as the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in the United States. The company accepts various deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificates of deposit products. It also offers real estate, commerc… Read more