ConnectOne Bancorp, Inc. (CNOB) - Net Assets

Latest as of March 2026: $1.59 Billion USD

Based on the latest financial reports, ConnectOne Bancorp, Inc. (CNOB) has net assets worth $1.59 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($14.21 Billion) and total liabilities ($12.62 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check tangible equity quality of ConnectOne Bancorp, Inc. to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric Value
Current Net Assets $1.59 Billion
% of Total Assets 11.2%
Annual Growth Rate 14.41%
5-Year Change 39.95%
10-Year Change 196.28%
Growth Volatility 29.65

ConnectOne Bancorp, Inc. - Net Assets Trend (1995–2025)

This chart illustrates how ConnectOne Bancorp, Inc.'s net assets have evolved over time, based on quarterly financial data. See how many days can ConnectOne Bancorp, Inc. fund operations to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for ConnectOne Bancorp, Inc. (1995–2025)

The table below shows the annual net assets of ConnectOne Bancorp, Inc. from 1995 to 2025. For live valuation and market cap data, see ConnectOne Bancorp, Inc. market capitalisation.

Year Net Assets Change
2025-12-31 $1.57 Billion +26.71%
2024-12-31 $1.24 Billion +2.06%
2023-12-31 $1.22 Billion +3.21%
2022-12-31 $1.18 Billion +4.85%
2021-12-31 $1.12 Billion +22.82%
2020-12-31 $915.31 Million +25.18%
2019-12-31 $731.19 Million +19.10%
2018-12-31 $613.93 Million +8.58%
2017-12-31 $565.44 Million +6.48%
2016-12-31 $531.03 Million +11.25%
2015-12-31 $477.34 Million +6.98%
2014-12-31 $446.22 Million +164.69%
2013-12-31 $168.58 Million +4.91%
2012-12-31 $160.69 Million +18.23%
2011-12-31 $135.92 Million +12.37%
2010-12-31 $120.96 Million +17.95%
2009-12-31 $102.55 Million +25.50%
2008-12-31 $81.71 Million -4.18%
2007-12-31 $85.28 Million -12.64%
2006-12-31 $97.61 Million -1.89%
2005-12-31 $99.49 Million +44.94%
2004-12-31 $68.64 Million +26.69%
2003-12-31 $54.18 Million +6.12%
2002-12-31 $51.05 Million +15.26%
2001-12-31 $44.30 Million +13.14%
2000-12-31 $39.15 Million +7.23%
1999-12-31 $36.51 Million -0.24%
1998-12-31 $36.60 Million +9.58%
1997-12-31 $33.40 Million +10.60%
1996-12-31 $30.20 Million +9.03%
1995-12-31 $27.70 Million --

Equity Component Analysis

This analysis shows how different components contribute to ConnectOne Bancorp, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 3049.1% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings $673.90 Million 42.83%
Common Stock $857.76 Million 54.52%
Other Comprehensive Income $-31.90 Million -2.03%
Other Components $73.57 Million 4.68%
Total Equity $1.57 Billion 100.00%

ConnectOne Bancorp, Inc. Competitors by Market Cap

The table below lists competitors of ConnectOne Bancorp, Inc. ranked by their market capitalization.

Company Market Cap
Azad Engineering Limited
NSE:AZAD
 $1.51 Billion
Shandong Kaisheng New Materials Co.Ltd.
SHE:301069
 $1.51 Billion
KBC Corporation Ltd
SHG:688598
 $1.51 Billion
NV5 Global Inc
NASDAQ:NVEE
 $1.51 Billion
BlackRock ESG Capital Allocation Trust
NYSE:ECAT
 $1.51 Billion
Devyani International Limited
NSE:DEVYANI
 $1.51 Billion
Kelington Group Bhd
KLSE:0151
 $1.51 Billion
Qianhe Condiment&Food Co Ltd
SHG:603027
 $1.51 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in ConnectOne Bancorp, Inc.'s equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 1,241,704,000 to 1,573,340,000, a change of 331,636,000 (26.7%).
  • Net income of 80,443,000 contributed positively to equity growth.
  • Dividend payments of 37,992,000 reduced retained earnings.
  • Share repurchases of 2,232,000 reduced equity.
  • Other comprehensive income increased equity by 15,950,000.
  • Other factors increased equity by 275,467,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $80.44 Million +5.11%
Dividends Paid $37.99 Million -2.41%
Share Repurchases $2.23 Million -0.14%
Other Comprehensive Income $15.95 Million +1.01%
Other Changes $275.47 Million +17.51%
Total Change $- 26.71%

Book Value vs Market Value Analysis

This analysis compares ConnectOne Bancorp, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.03x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 10.89x to 1.03x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1995-12-31 $2.96 $32.20 x
1996-12-31 $3.21 $32.20 x
1997-12-31 $3.51 $32.20 x
1998-12-31 $3.62 $32.20 x
1999-12-31 $3.76 $32.20 x
2000-12-31 $4.05 $32.20 x
2001-12-31 $4.37 $32.20 x
2002-12-31 $5.21 $32.20 x
2003-12-31 $5.20 $32.20 x
2004-12-31 $6.39 $32.20 x
2005-12-31 $7.82 $32.20 x
2006-12-31 $6.62 $32.20 x
2007-12-31 $6.16 $32.20 x
2008-12-31 $6.26 $32.20 x
2009-12-31 $7.66 $32.20 x
2010-12-31 $8.05 $32.20 x
2011-12-31 $8.33 $32.20 x
2012-12-31 $9.83 $32.20 x
2013-12-31 $10.29 $32.20 x
2014-12-31 $19.01 $32.20 x
2015-12-31 $15.76 $32.20 x
2016-12-31 $17.30 $32.20 x
2017-12-31 $17.54 $32.20 x
2018-12-31 $18.97 $32.20 x
2019-12-31 $20.72 $32.20 x
2020-12-31 $23.09 $32.20 x
2021-12-31 $27.77 $32.20 x
2022-12-31 $29.86 $32.20 x
2023-12-31 $31.23 $32.20 x
2024-12-31 $32.23 $32.20 x
2025-12-31 $31.21 $32.20 x

Capital Efficiency Dashboard

This dashboard shows how efficiently ConnectOne Bancorp, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 5.11%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 13.26%
  • • Asset Turnover: 0.04x
  • • Equity Multiplier: 8.90x
  • Recent ROE (5.11%) is below the historical average (9.39%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1995 14.44% 17.78% 0.06x 12.56x $1.23 Million
1996 13.91% 15.50% 0.06x 15.21x $1.18 Million
1997 13.47% 14.14% 0.07x 14.16x $1.16 Million
1998 11.48% 13.25% 0.07x 12.84x $540.00K
1999 12.68% 13.95% 0.07x 13.96x $977.70K
2000 12.77% 13.42% 0.07x 14.54x $1.09 Million
2001 13.57% 14.71% 0.06x 15.57x $1.58 Million
2002 15.68% 18.27% 0.05x 16.13x $2.90 Million
2003 11.85% 16.39% 0.04x 17.01x $1.00 Million
2004 11.10% 17.55% 0.04x 14.70x $757.70K
2005 7.69% 14.07% 0.05x 11.21x $-2.30 Million
2006 3.99% 7.22% 0.05x 10.77x $-5.86 Million
2007 4.52% 6.82% 0.06x 11.93x $-4.67 Million
2008 7.15% 11.12% 0.05x 12.52x $-2.33 Million
2009 3.68% 6.85% 0.05x 11.67x $-6.48 Million
2010 5.79% 13.68% 0.04x 9.98x $-5.09 Million
2011 10.25% 23.44% 0.04x 10.54x $334.40K
2012 10.89% 28.43% 0.04x 10.14x $1.44 Million
2013 11.82% 31.08% 0.04x 9.92x $3.07 Million
2014 4.16% 18.25% 0.03x 7.73x $-26.06 Million
2015 8.65% 27.56% 0.04x 8.41x $-6.42 Million
2016 5.85% 18.16% 0.04x 8.34x $-22.02 Million
2017 7.64% 22.80% 0.04x 9.03x $-13.32 Million
2018 9.83% 27.23% 0.04x 8.90x $-1.04 Million
2019 10.04% 26.26% 0.05x 8.44x $276.00K
2020 7.79% 22.10% 0.04x 8.25x $-20.24 Million
2021 11.60% 41.15% 0.04x 7.23x $17.93 Million
2022 10.62% 32.36% 0.04x 8.18x $7.34 Million
2023 7.15% 17.26% 0.05x 8.10x $-34.66 Million
2024 5.94% 13.80% 0.05x 7.96x $-50.38 Million
2025 5.11% 13.26% 0.04x 8.90x $-76.89 Million

Industry Comparison

This section compares ConnectOne Bancorp, Inc.'s net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $389,399,400
  • Average return on equity (ROE) among peers: 10.20%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
ConnectOne Bancorp, Inc. (CNOB) $1.59 Billion 14.44% 7.93x $1.51 Billion
Ameris Bancorp (ABCB) $514.76 Million 7.94% 9.86x $4.95 Billion
Ameris Bancorp (ABCB) $68.20 Million 10.85% 9.15x $5.79 Billion
ACNB Corporation (ACNB) $51.46 Million 12.55% 7.93x $483.21 Million
Affinity Bancshares Inc (AFBI) $76.38 Million 0.59% 3.01x $137.13 Million
Alerus Financial Corp (ALRS) $127.25 Million 8.42% 8.09x $736.27 Million
Amalgamated Bank (AMAL) $508.95 Million 16.01% 14.41x $1.27 Billion
Amerant Bancorp Inc. (AMTB) $1.00 Billion 3.23% 8.67x $974.56 Million
Arrow Financial Corporation (AROW) $431.85 Million 10.18% 9.29x $622.98 Million
Associated Banc-Corp (ASB) $968.70 Million 17.34% 12.55x $5.45 Billion
AmeriServ Financial Inc (ASRV) $141.70 Million 14.89% 15.78x $62.43 Million

About ConnectOne Bancorp, Inc.

NASDAQ:CNOB USA Banks - Regional
Market Cap
$1.62 Billion
Market Cap Rank
#7335 Global
#2163 in USA
Share Price
$32.20
Change (1 day)
-1.04%
52-Week Range
$21.99 - $32.77
All Time High
$33.75
Categories
Companies in USA Banks - Regional Banking & Financial
About

ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the United States. The company offers personal and business checking, money market, and time and savings accounts; credit cards, wire transfers, safe deposit boxes, automated teller serv… Read more