ConnectOne Bancorp, Inc. Asset Resilience Ratio
ConnectOne Bancorp, Inc. asset resilience ratio. ConnectOne Bancorp, Inc. (CNOB) has an Asset Resilience Ratio of 8.18% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See ConnectOne Bancorp, Inc. (CNOB) defensive interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of ConnectOne Bancorp, Inc. (2004–2025)
Asset resilience ratio of ConnectOne Bancorp, Inc. from 2004 to 2025. This chart shows how ConnectOne Bancorp, Inc.'s Asset Resilience Ratio has changed over time. Read CNOB current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down ConnectOne Bancorp, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see CNOB asset base.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.18 Billion | 8.18% |
| Total Liquid Assets | $1.18 Billion | 8.18% |
Asset Resilience Insights
- Limited Liquidity: ConnectOne Bancorp, Inc. maintains only 8.18% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
ConnectOne Bancorp, Inc. Industry Peers by Asset Resilience Ratio
Compare ConnectOne Bancorp, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
ConnectOne Bancorp, Inc. Asset Resilience Ratio by Year (2004–2025)
ConnectOne Bancorp, Inc. asset resilience ratio by year from 2004 to 2025. The table below shows the annual Asset Resilience Ratio data for ConnectOne Bancorp, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 8.93% | $1.25 Billion | $14.00 Billion | +8.89pp |
| 2024-12-31 | 0.04% | $4.21 Million | $9.88 Billion | -6.22pp |
| 2023-12-31 | 6.26% | $617.16 Million | $9.86 Billion | -0.32pp |
| 2022-12-31 | 6.58% | $634.88 Million | $9.64 Billion | +0.01pp |
| 2021-12-31 | 6.57% | $534.51 Million | $8.13 Billion | +0.11pp |
| 2020-12-31 | 6.47% | $487.95 Million | $7.55 Billion | -0.09pp |
| 2019-12-31 | 6.55% | $404.70 Million | $6.17 Billion | -0.99pp |
| 2018-12-31 | 7.54% | $412.03 Million | $5.46 Billion | -0.98pp |
| 2017-12-31 | 8.52% | $435.28 Million | $5.11 Billion | +0.54pp |
| 2016-12-31 | 7.98% | $353.29 Million | $4.43 Billion | +3.11pp |
| 2015-12-31 | 4.87% | $195.77 Million | $4.02 Billion | -3.52pp |
| 2014-12-31 | 8.40% | $289.53 Million | $3.45 Billion | -10.91pp |
| 2013-12-31 | 19.31% | $323.07 Million | $1.67 Billion | -11.17pp |
| 2012-12-31 | 30.48% | $496.81 Million | $1.63 Billion | +1.55pp |
| 2011-12-31 | 28.93% | $414.51 Million | $1.43 Billion | -2.38pp |
| 2010-12-31 | 31.31% | $378.08 Million | $1.21 Billion | +6.40pp |
| 2009-12-31 | 24.91% | $298.12 Million | $1.20 Billion | +1.19pp |
| 2008-12-31 | 23.72% | $242.71 Million | $1.02 Billion | -7.16pp |
| 2007-12-31 | 30.87% | $314.19 Million | $1.02 Billion | +7.04pp |
| 2006-12-31 | 23.84% | $250.60 Million | $1.05 Billion | +22.74pp |
| 2004-12-31 | 1.10% | $11.09 Million | $1.01 Billion | -- |
About ConnectOne Bancorp, Inc.
ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the United States. The company offers personal and business checking, money market, and time and savings accounts; credit cards, wire transfers, safe deposit boxes, automated teller serv… Read more