ConnectOne Bancorp, Inc. - Asset Resilience Ratio
ConnectOne Bancorp, Inc. (CNOB) has an Asset Resilience Ratio of 8.42% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2025)
This chart shows how ConnectOne Bancorp, Inc.'s Asset Resilience Ratio has changed over time. Check CNOB strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down ConnectOne Bancorp, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of ConnectOne Bancorp, Inc..
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.20 Billion | 8.42% |
| Total Liquid Assets | $1.20 Billion | 8.42% |
Asset Resilience Insights
- Limited Liquidity: ConnectOne Bancorp, Inc. maintains only 8.42% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
ConnectOne Bancorp, Inc. Industry Peers by Asset Resilience Ratio
Compare ConnectOne Bancorp, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for ConnectOne Bancorp, Inc. (2004–2025)
The table below shows the annual Asset Resilience Ratio data for ConnectOne Bancorp, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 8.93% | $1.25 Billion | $14.00 Billion | +8.89pp |
| 2024-12-31 | 0.04% | $4.21 Million | $9.88 Billion | -6.22pp |
| 2023-12-31 | 6.26% | $617.16 Million | $9.86 Billion | -0.32pp |
| 2022-12-31 | 6.58% | $634.88 Million | $9.64 Billion | +0.01pp |
| 2021-12-31 | 6.57% | $534.51 Million | $8.13 Billion | +0.11pp |
| 2020-12-31 | 6.47% | $487.95 Million | $7.55 Billion | -0.09pp |
| 2019-12-31 | 6.55% | $404.70 Million | $6.17 Billion | -0.99pp |
| 2018-12-31 | 7.54% | $412.03 Million | $5.46 Billion | -0.98pp |
| 2017-12-31 | 8.52% | $435.28 Million | $5.11 Billion | +0.54pp |
| 2016-12-31 | 7.98% | $353.29 Million | $4.43 Billion | +3.11pp |
| 2015-12-31 | 4.87% | $195.77 Million | $4.02 Billion | -3.52pp |
| 2014-12-31 | 8.40% | $289.53 Million | $3.45 Billion | -10.91pp |
| 2013-12-31 | 19.31% | $323.07 Million | $1.67 Billion | -11.17pp |
| 2012-12-31 | 30.48% | $496.81 Million | $1.63 Billion | +1.55pp |
| 2011-12-31 | 28.93% | $414.51 Million | $1.43 Billion | -2.38pp |
| 2010-12-31 | 31.31% | $378.08 Million | $1.21 Billion | +6.40pp |
| 2009-12-31 | 24.91% | $298.12 Million | $1.20 Billion | +1.19pp |
| 2008-12-31 | 23.72% | $242.71 Million | $1.02 Billion | -7.16pp |
| 2007-12-31 | 30.87% | $314.19 Million | $1.02 Billion | +7.04pp |
| 2006-12-31 | 23.84% | $250.60 Million | $1.05 Billion | +22.74pp |
| 2004-12-31 | 1.10% | $11.09 Million | $1.01 Billion | -- |
About ConnectOne Bancorp, Inc.
ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the United States. The company offers personal and business checking, money market, and time and savings accounts; credit cards, wire transfers, safe deposit boxes, automated teller serv… Read more