Dime Community Bancshares, Inc. (DCOM) - Net Assets

Latest as of March 2026: $1.50 Billion USD

Based on the latest financial reports, Dime Community Bancshares, Inc. (DCOM) has net assets worth $1.50 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($15.00 Billion) and total liabilities ($13.50 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how tangible is Dime Community Bancshares, Inc.'s equity to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	$1.50 Billion
% of Total Assets	9.98%
Annual Growth Rate	6.66%
5-Year Change	23.74%
10-Year Change	160.8%
Growth Volatility	13.32

Dime Community Bancshares, Inc. - Net Assets Trend (1995–2025)

This chart illustrates how Dime Community Bancshares, Inc.'s net assets have evolved over time, based on quarterly financial data. See Dime Community Bancshares, Inc. liquidity coverage in days to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Dime Community Bancshares, Inc. (1995–2025)

The table below shows the annual net assets of Dime Community Bancshares, Inc. from 1995 to 2025. For live valuation and market cap data, see Dime Community Bancshares, Inc. (DCOM) total market value.

Year	Net Assets	Change
2025-12-31	$1.48 Billion	+5.67%
2024-12-31	$1.40 Billion	+13.89%
2023-12-31	$1.23 Billion	+4.84%
2022-12-31	$1.17 Billion	-1.93%
2021-12-31	$1.19 Billion	+70.11%
2020-12-31	$701.10 Million	+17.48%
2019-12-31	$596.76 Million	-0.88%
2018-12-31	$602.08 Million	+0.59%
2017-12-31	$598.57 Million	+5.78%
2016-12-31	$565.87 Million	+14.56%
2015-12-31	$493.95 Million	+7.44%
2014-12-31	$459.73 Million	+5.56%
2013-12-31	$435.51 Million	+11.22%
2012-12-31	$391.57 Million	+8.46%
2011-12-31	$361.03 Million	+9.83%
2010-12-31	$328.73 Million	+11.52%
2009-12-31	$294.77 Million	+6.43%
2008-12-31	$276.96 Million	+3.02%
2007-12-31	$268.85 Million	-7.49%
2006-12-31	$290.63 Million	-0.37%
2005-12-31	$291.71 Million	+3.55%
2004-12-31	$281.72 Million	-0.77%
2003-12-31	$283.92 Million	+6.84%
2002-12-31	$265.74 Million	+6.41%
2001-12-31	$249.74 Million	+9.96%
2000-12-31	$227.12 Million	+9.63%
1999-12-31	$207.17 Million	-2.14%
1998-12-31	$211.70 Million	+13.63%
1997-12-31	$186.30 Million	-2.41%
1996-12-31	$190.90 Million	-10.42%
1995-12-31	$213.10 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Dime Community Bancshares, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 930.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	$854.17 Million	57.88%
Common Stock	$462.00K	0.03%
Other Comprehensive Income	$-31.47 Million	-2.13%
Other Components	$652.61 Million	44.22%
Total Equity	$1.48 Billion	100.00%

Dime Community Bancshares, Inc. Competitors by Market Cap

The table below lists competitors of Dime Community Bancshares, Inc. ranked by their market capitalization.

Company	Market Cap
Jiangsu Expressway Company Limited F:JE2	$1.63 Billion
FLEX LNG Ltd NYSE:FLNG	$1.63 Billion
BEML Limited NSE:BEML	$1.63 Billion
Jiangyin Hengrun Heavy SHG:603985	$1.63 Billion
Foreign Trade Bank of Latin America Inc NYSE:BLX	$1.63 Billion
Suzhou Chunqiu Electronic Technology Co Ltd Class A SHG:603890	$1.63 Billion
FRIEDR.VORW.GRP. ADR/025 F:VH20	$1.63 Billion
Sanbo Hospital Management Group Ltd. A SHE:301293	$1.63 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Dime Community Bancshares, Inc.'s equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 1,396,517,000 to 1,475,769,000, a change of 79,252,000 (5.7%).
Net income of 110,682,000 contributed positively to equity growth.
Dividend payments of 50,211,000 reduced retained earnings.
Other comprehensive income increased equity by 13,550,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	$110.68 Million	+7.5%
Dividends Paid	$50.21 Million	-3.4%
Other Comprehensive Income	$13.55 Million	+0.92%
Other Changes	$5.23 Million	+0.35%
Total Change	$-	5.67%

Book Value vs Market Value Analysis

This analysis compares Dime Community Bancshares, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.08x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 8.49x to 1.08x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
1995-12-31	$4.35	$36.90	x
1996-12-31	$4.32	$36.90	x
1997-12-31	$4.22	$36.90	x
1998-12-31	$5.22	$36.90	x
1999-12-31	$5.18	$36.90	x
2000-12-31	$5.71	$36.90	x
2001-12-31	$6.63	$36.90	x
2002-12-31	$7.42	$36.90	x
2003-12-31	$7.60	$36.90	x
2004-12-31	$7.80	$36.90	x
2005-12-31	$8.22	$36.90	x
2006-12-31	$8.27	$36.90	x
2007-12-31	$8.00	$36.90	x
2008-12-31	$8.44	$36.90	x
2009-12-31	$8.92	$36.90	x
2010-12-31	$9.85	$36.90	x
2011-12-31	$10.68	$36.90	x
2012-12-31	$11.39	$36.90	x
2013-12-31	$12.30	$36.90	x
2014-12-31	$12.78	$36.90	x
2015-12-31	$13.60	$36.90	x
2016-12-31	$15.37	$36.90	x
2017-12-31	$15.92	$36.90	x
2018-12-31	$16.23	$36.90	x
2019-12-31	$16.63	$36.90	x
2020-12-31	$21.38	$36.90	x
2021-12-31	$30.66	$36.90	x
2022-12-31	$30.35	$36.90	x
2023-12-31	$32.11	$36.90	x
2024-12-31	$35.87	$36.90	x
2025-12-31	$34.28	$36.90	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Dime Community Bancshares, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 7.50%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 15.15%
• Asset Turnover: 0.05x
• Equity Multiplier: 10.40x
Recent ROE (7.50%) is below the historical average (9.80%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
1995	2.96%	11.67%	0.04x	6.44x	$-15.01 Million
1996	6.44%	23.84%	0.04x	6.89x	$-6.79 Million
1997	7.03%	11.55%	0.07x	8.72x	$-5.53 Million
1998	9.40%	14.03%	0.06x	10.62x	$-1.27 Million
1999	10.80%	13.11%	0.07x	12.08x	$1.66 Million
2000	11.11%	13.22%	0.07x	11.98x	$2.53 Million
2001	15.49%	19.39%	0.07x	11.25x	$13.70 Million
2003	18.06%	26.40%	0.07x	10.47x	$22.88 Million
2004	16.41%	25.10%	0.05x	11.99x	$18.05 Million
2005	12.41%	20.71%	0.06x	10.72x	$7.04 Million
2006	10.53%	16.70%	0.06x	10.92x	$1.53 Million
2007	8.35%	11.65%	0.06x	13.02x	$-4.44 Million
2008	10.12%	13.43%	0.05x	14.64x	$331.60K
2009	8.88%	12.68%	0.05x	13.41x	$-3.29 Million
2010	12.59%	18.57%	0.06x	12.29x	$8.52 Million
2011	13.10%	21.79%	0.05x	11.14x	$11.21 Million
2012	10.29%	19.56%	0.05x	9.97x	$1.15 Million
2013	10.00%	23.80%	0.05x	9.25x	$-2.60K
2014	9.62%	24.40%	0.04x	9.78x	$-1.73 Million
2015	9.06%	24.41%	0.04x	10.19x	$-4.62 Million
2016	12.81%	35.65%	0.03x	10.61x	$15.93 Million
2017	8.67%	23.24%	0.03x	10.70x	$-7.97 Million
2018	8.52%	22.18%	0.04x	10.50x	$-8.92 Million
2019	6.06%	14.45%	0.04x	10.65x	$-23.49 Million
2020	6.04%	16.58%	0.04x	9.67x	$-27.79 Million
2021	8.72%	24.37%	0.04x	10.12x	$-15.27 Million
2022	13.04%	31.96%	0.04x	11.28x	$35.60 Million
2023	7.84%	15.77%	0.04x	11.12x	$-26.53 Million
2024	2.08%	4.50%	0.05x	10.28x	$-110.57 Million
2025	7.50%	15.15%	0.05x	10.40x	$-36.89 Million

Industry Comparison

This section compares Dime Community Bancshares, Inc.'s net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $389,399,400
Average return on equity (ROE) among peers: 10.20%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Dime Community Bancshares, Inc. (DCOM)	$1.50 Billion	2.96%	9.02x	$1.63 Billion
Ameris Bancorp (ABCB)	$514.76 Million	7.94%	9.86x	$4.95 Billion
Ameris Bancorp (ABCB)	$68.20 Million	10.85%	9.15x	$5.79 Billion
ACNB Corporation (ACNB)	$51.46 Million	12.55%	7.93x	$483.21 Million
Affinity Bancshares Inc (AFBI)	$76.38 Million	0.59%	3.01x	$137.13 Million
Alerus Financial Corp (ALRS)	$127.25 Million	8.42%	8.09x	$736.27 Million
Amalgamated Bank (AMAL)	$508.95 Million	16.01%	14.41x	$1.27 Billion
Amerant Bancorp Inc. (AMTB)	$1.00 Billion	3.23%	8.67x	$974.56 Million
Arrow Financial Corporation (AROW)	$431.85 Million	10.18%	9.29x	$622.98 Million
Associated Banc-Corp (ASB)	$968.70 Million	17.34%	12.55x	$5.45 Billion
AmeriServ Financial Inc (ASRV)	$141.70 Million	14.89%	15.78x	$62.43 Million

About Dime Community Bancshares, Inc.

NASDAQ:DCOM USA Banks - Regional

Market Cap

$1.63 Billion

Market Cap Rank

#7053 Global

#2101 in USA

Share Price

$36.90

Change (1 day)

+0.05%

52-Week Range

$25.78 - $37.34

All Time High

$37.34