Dime Community Bancshares, Inc. - Asset Resilience Ratio
Dime Community Bancshares, Inc. (DCOM) has an Asset Resilience Ratio of 5.59% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Dime Community Bancshares, Inc. working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2025)
This chart shows how Dime Community Bancshares, Inc.'s Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see DCOM current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down Dime Community Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore DCOM long-term investments to assets to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $838.22 Million | 5.59% |
| Total Liquid Assets | $838.22 Million | 5.59% |
Asset Resilience Insights
- Limited Liquidity: Dime Community Bancshares, Inc. maintains only 5.59% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Dime Community Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare Dime Community Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Dime Community Bancshares, Inc. (1999–2025)
The table below shows the annual Asset Resilience Ratio data for Dime Community Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.20% | $797.93 Million | $15.34 Billion | +5.16pp |
| 2024-12-31 | 0.05% | $6.60 Million | $14.35 Billion | -6.45pp |
| 2023-12-31 | 6.50% | $886.24 Million | $13.64 Billion | -0.71pp |
| 2022-12-31 | 7.21% | $950.59 Million | $13.19 Billion | -5.75pp |
| 2021-12-31 | 12.96% | $1.56 Billion | $12.07 Billion | +5.01pp |
| 2020-12-31 | 7.95% | $538.86 Million | $6.78 Billion | -0.73pp |
| 2019-12-31 | 8.67% | $551.00 Million | $6.35 Billion | +0.71pp |
| 2018-12-31 | 7.96% | $502.88 Million | $6.32 Billion | +2.41pp |
| 2017-12-31 | 5.55% | $355.39 Million | $6.40 Billion | +5.43pp |
| 2016-12-31 | 0.12% | $7.45 Million | $6.01 Billion | +0.04pp |
| 2015-12-31 | 0.08% | $4.19 Million | $5.03 Billion | -0.59pp |
| 2014-12-31 | 0.67% | $30.21 Million | $4.50 Billion | -0.57pp |
| 2013-12-31 | 1.25% | $50.19 Million | $4.03 Billion | -0.85pp |
| 2012-12-31 | 2.10% | $81.97 Million | $3.91 Billion | -4.58pp |
| 2011-12-31 | 6.68% | $268.75 Million | $4.02 Billion | -1.32pp |
| 2010-12-31 | 8.01% | $323.54 Million | $4.04 Billion | +0.26pp |
| 2009-12-31 | 7.75% | $306.11 Million | $3.95 Billion | +0.08pp |
| 2008-12-31 | 7.66% | $310.69 Million | $4.06 Billion | +2.31pp |
| 2007-12-31 | 5.35% | $187.38 Million | $3.50 Billion | -1.03pp |
| 2006-12-31 | 6.38% | $202.59 Million | $3.17 Billion | +0.54pp |
| 2005-12-31 | 5.85% | $182.80 Million | $3.13 Billion | -0.14pp |
| 2004-12-31 | 5.98% | $202.04 Million | $3.38 Billion | +2.78pp |
| 2003-12-31 | 3.21% | $95.29 Million | $2.97 Billion | +1.90pp |
| 2001-12-31 | 1.30% | $36.62 Million | $2.81 Billion | -0.04pp |
| 2000-12-31 | 1.35% | $36.62 Million | $2.72 Billion | +0.97pp |
| 1999-12-31 | 0.38% | $9.45 Million | $2.50 Billion | -- |
About Dime Community Bancshares, Inc.
Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit… Read more