Dime Community Bancshares, Inc. - Asset Resilience Ratio
Dime Community Bancshares, Inc. (DCOM) has an Asset Resilience Ratio of 5.59% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check DCOM strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2025)
This chart shows how Dime Community Bancshares, Inc.'s Asset Resilience Ratio has changed over time. See Dime Community Bancshares, Inc. net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Dime Community Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Dime Community Bancshares, Inc. worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $838.22 Million | 5.59% |
| Total Liquid Assets | $838.22 Million | 5.59% |
Asset Resilience Insights
- Limited Liquidity: Dime Community Bancshares, Inc. maintains only 5.59% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Dime Community Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare Dime Community Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Dime Community Bancshares, Inc. (1999–2025)
The table below shows the annual Asset Resilience Ratio data for Dime Community Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.20% | $797.93 Million | $15.34 Billion | +5.16pp |
| 2024-12-31 | 0.05% | $6.60 Million | $14.35 Billion | -6.45pp |
| 2023-12-31 | 6.50% | $886.24 Million | $13.64 Billion | -0.71pp |
| 2022-12-31 | 7.21% | $950.59 Million | $13.19 Billion | -5.75pp |
| 2021-12-31 | 12.96% | $1.56 Billion | $12.07 Billion | +5.01pp |
| 2020-12-31 | 7.95% | $538.86 Million | $6.78 Billion | -0.73pp |
| 2019-12-31 | 8.67% | $551.00 Million | $6.35 Billion | +0.71pp |
| 2018-12-31 | 7.96% | $502.88 Million | $6.32 Billion | +2.41pp |
| 2017-12-31 | 5.55% | $355.39 Million | $6.40 Billion | +5.43pp |
| 2016-12-31 | 0.12% | $7.45 Million | $6.01 Billion | +0.04pp |
| 2015-12-31 | 0.08% | $4.19 Million | $5.03 Billion | -0.59pp |
| 2014-12-31 | 0.67% | $30.21 Million | $4.50 Billion | -0.57pp |
| 2013-12-31 | 1.25% | $50.19 Million | $4.03 Billion | -0.85pp |
| 2012-12-31 | 2.10% | $81.97 Million | $3.91 Billion | -4.58pp |
| 2011-12-31 | 6.68% | $268.75 Million | $4.02 Billion | -1.32pp |
| 2010-12-31 | 8.01% | $323.54 Million | $4.04 Billion | +0.26pp |
| 2009-12-31 | 7.75% | $306.11 Million | $3.95 Billion | +0.08pp |
| 2008-12-31 | 7.66% | $310.69 Million | $4.06 Billion | +2.31pp |
| 2007-12-31 | 5.35% | $187.38 Million | $3.50 Billion | -1.03pp |
| 2006-12-31 | 6.38% | $202.59 Million | $3.17 Billion | +0.54pp |
| 2005-12-31 | 5.85% | $182.80 Million | $3.13 Billion | -0.14pp |
| 2004-12-31 | 5.98% | $202.04 Million | $3.38 Billion | +2.78pp |
| 2003-12-31 | 3.21% | $95.29 Million | $2.97 Billion | +1.90pp |
| 2001-12-31 | 1.30% | $36.62 Million | $2.81 Billion | -0.04pp |
| 2000-12-31 | 1.35% | $36.62 Million | $2.72 Billion | +0.97pp |
| 1999-12-31 | 0.38% | $9.45 Million | $2.50 Billion | -- |
About Dime Community Bancshares, Inc.
Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit… Read more