Dime Community Bancshares, Inc. Asset Resilience Ratio
Dime Community Bancshares, Inc. asset resilience ratio. Dime Community Bancshares, Inc. (DCOM) has an Asset Resilience Ratio of 5.59% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See DCOM defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Dime Community Bancshares, Inc. (1999–2025)
Asset resilience ratio of Dime Community Bancshares, Inc. from 1999 to 2025. This chart shows how Dime Community Bancshares, Inc.'s Asset Resilience Ratio has changed over time. Read DCOM liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Dime Community Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see DCOM current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $838.22 Million | 5.59% |
| Total Liquid Assets | $838.22 Million | 5.59% |
Asset Resilience Insights
- Limited Liquidity: Dime Community Bancshares, Inc. maintains only 5.59% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Dime Community Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare Dime Community Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Dime Community Bancshares, Inc. Asset Resilience Ratio by Year (1999–2025)
Dime Community Bancshares, Inc. asset resilience ratio by year from 1999 to 2025. The table below shows the annual Asset Resilience Ratio data for Dime Community Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.20% | $797.93 Million | $15.34 Billion | +5.16pp |
| 2024-12-31 | 0.05% | $6.60 Million | $14.35 Billion | -6.45pp |
| 2023-12-31 | 6.50% | $886.24 Million | $13.64 Billion | -0.71pp |
| 2022-12-31 | 7.21% | $950.59 Million | $13.19 Billion | -5.75pp |
| 2021-12-31 | 12.96% | $1.56 Billion | $12.07 Billion | +5.01pp |
| 2020-12-31 | 7.95% | $538.86 Million | $6.78 Billion | -0.73pp |
| 2019-12-31 | 8.67% | $551.00 Million | $6.35 Billion | +0.71pp |
| 2018-12-31 | 7.96% | $502.88 Million | $6.32 Billion | +2.41pp |
| 2017-12-31 | 5.55% | $355.39 Million | $6.40 Billion | +5.43pp |
| 2016-12-31 | 0.12% | $7.45 Million | $6.01 Billion | +0.04pp |
| 2015-12-31 | 0.08% | $4.19 Million | $5.03 Billion | -0.59pp |
| 2014-12-31 | 0.67% | $30.21 Million | $4.50 Billion | -0.57pp |
| 2013-12-31 | 1.25% | $50.19 Million | $4.03 Billion | -0.85pp |
| 2012-12-31 | 2.10% | $81.97 Million | $3.91 Billion | -4.58pp |
| 2011-12-31 | 6.68% | $268.75 Million | $4.02 Billion | -1.32pp |
| 2010-12-31 | 8.01% | $323.54 Million | $4.04 Billion | +0.26pp |
| 2009-12-31 | 7.75% | $306.11 Million | $3.95 Billion | +0.08pp |
| 2008-12-31 | 7.66% | $310.69 Million | $4.06 Billion | +2.31pp |
| 2007-12-31 | 5.35% | $187.38 Million | $3.50 Billion | -1.03pp |
| 2006-12-31 | 6.38% | $202.59 Million | $3.17 Billion | +0.54pp |
| 2005-12-31 | 5.85% | $182.80 Million | $3.13 Billion | -0.14pp |
| 2004-12-31 | 5.98% | $202.04 Million | $3.38 Billion | +2.78pp |
| 2003-12-31 | 3.21% | $95.29 Million | $2.97 Billion | +1.90pp |
| 2001-12-31 | 1.30% | $36.62 Million | $2.81 Billion | -0.04pp |
| 2000-12-31 | 1.35% | $36.62 Million | $2.72 Billion | +0.97pp |
| 1999-12-31 | 0.38% | $9.45 Million | $2.50 Billion | -- |
About Dime Community Bancshares, Inc.
Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit… Read more