Enterprise Financial Services
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. It provides checking, savings, money market accounts, and certificates of deposit. The company also provides commercial and indus… Read more
Enterprise Financial Services (EFSC) - Net Assets
Latest net assets as of December 2025: $2.04 Billion USD
Based on the latest financial reports, Enterprise Financial Services (EFSC) has net assets worth $2.04 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($17.30 Billion) and total liabilities ($15.26 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $2.04 Billion |
| % of Total Assets | 11.79% |
| Annual Growth Rate | 18.53% |
| 5-Year Change | -84.29% |
| 10-Year Change | 426.84% |
| Growth Volatility | 183.53 |
Enterprise Financial Services - Net Assets Trend (1996–2025)
This chart illustrates how Enterprise Financial Services's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Enterprise Financial Services (1996–2025)
The table below shows the annual net assets of Enterprise Financial Services from 1996 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $2.04 Billion | +11.81% |
| 2024-12-31 | $1.82 Billion | +6.29% |
| 2023-12-31 | $1.72 Billion | +12.73% |
| 2022-12-31 | $1.52 Billion | -88.27% |
| 2021-12-31 | $12.98 Billion | +41.12% |
| 2020-12-31 | $9.20 Billion | +37.17% |
| 2019-12-31 | $6.70 Billion | +1010.45% |
| 2018-12-31 | $603.80 Million | +10.07% |
| 2017-12-31 | $548.57 Million | +41.71% |
| 2016-12-31 | $387.10 Million | +10.34% |
| 2015-12-31 | $350.83 Million | +10.94% |
| 2014-12-31 | $316.24 Million | +13.06% |
| 2013-12-31 | $279.70 Million | +18.65% |
| 2012-12-31 | $235.75 Million | -1.59% |
| 2011-12-31 | $239.56 Million | +30.66% |
| 2010-12-31 | $183.35 Million | +11.86% |
| 2009-12-31 | $163.91 Million | -23.61% |
| 2008-12-31 | $214.57 Million | +23.92% |
| 2007-12-31 | $173.15 Million | +30.19% |
| 2006-12-31 | $132.99 Million | +43.10% |
| 2005-12-31 | $92.94 Million | +27.79% |
| 2004-12-31 | $72.73 Million | +11.22% |
| 2003-12-31 | $65.39 Million | -11.41% |
| 2002-12-31 | $73.81 Million | +17.35% |
| 2001-12-31 | $62.90 Million | -3.77% |
| 2000-12-31 | $65.36 Million | +38.93% |
| 1999-12-31 | $47.04 Million | +60.89% |
| 1998-12-31 | $29.24 Million | +12.17% |
| 1997-12-31 | $26.07 Million | +76.63% |
| 1996-12-31 | $14.76 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Enterprise Financial Services's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 19766.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.02 Billion | 50.06% |
| Common Stock | $370.00K | 0.02% |
| Other Comprehensive Income | $-54.59 Million | -2.68% |
| Other Components | $1.07 Billion | 52.60% |
| Total Equity | $2.04 Billion | 100.00% |
Enterprise Financial Services Competitors by Market Cap
The table below lists competitors of Enterprise Financial Services ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
FSPG Hi-Tech Co Ltd
SHE:000973
|
$1.90 Billion |
|
Alleima AB (publ)
OTCGREY:SAMHF
|
$1.90 Billion |
|
HELLA GmbH & Co. KGaA
PINK:HLKHF
|
$1.90 Billion |
|
Jinyu Bio-Technology Co Ltd
SHG:600201
|
$1.90 Billion |
|
CUSTOMERS BANCORP VTG DL1
F:334
|
$1.90 Billion |
|
Emmi AG
PINK:EMLZF
|
$1.90 Billion |
|
Nihon Unisys Ltd
MU:NIU
|
$1.90 Billion |
|
Sk Biopharmaceuticals Co Ltd
KO:326030
|
$1.89 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Enterprise Financial Services's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,824,002,000 to 2,039,386,000, a change of 215,384,000 (11.8%).
- Net income of 201,374,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 62,131,000.
- Other factors decreased equity by 48,121,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $201.37 Million | +9.87% |
| Other Comprehensive Income | $62.13 Million | +3.05% |
| Other Changes | $-48.12 Million | -2.36% |
| Total Change | $- | 11.81% |
Book Value vs Market Value Analysis
This analysis compares Enterprise Financial Services's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.97x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 6.21x to 0.97x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1996-12-31 | $8.52 | $52.90 | x |
| 1997-12-31 | $11.72 | $52.90 | x |
| 1998-12-31 | $11.63 | $52.90 | x |
| 1999-12-31 | $4.90 | $52.90 | x |
| 2000-12-31 | $5.52 | $52.90 | x |
| 2001-12-31 | $5.73 | $52.90 | x |
| 2002-12-31 | $6.12 | $52.90 | x |
| 2003-12-31 | $6.62 | $52.90 | x |
| 2004-12-31 | $7.23 | $52.90 | x |
| 2005-12-31 | $8.62 | $52.90 | x |
| 2006-12-31 | $11.68 | $52.90 | x |
| 2007-12-31 | $13.78 | $52.90 | x |
| 2008-12-31 | $17.04 | $52.90 | x |
| 2009-12-31 | $12.77 | $52.90 | x |
| 2010-12-31 | $12.43 | $52.90 | x |
| 2011-12-31 | $13.20 | $52.90 | x |
| 2012-12-31 | $12.87 | $52.90 | x |
| 2013-12-31 | $14.62 | $52.90 | x |
| 2014-12-31 | $15.71 | $52.90 | x |
| 2015-12-31 | $17.24 | $52.90 | x |
| 2016-12-31 | $19.10 | $52.90 | x |
| 2017-12-31 | $23.56 | $52.90 | x |
| 2018-12-31 | $25.92 | $52.90 | x |
| 2019-12-31 | $33.15 | $52.90 | x |
| 2020-12-31 | $39.98 | $52.90 | x |
| 2021-12-31 | $44.33 | $52.90 | x |
| 2022-12-31 | $40.59 | $52.90 | x |
| 2023-12-31 | $45.75 | $52.90 | x |
| 2024-12-31 | $48.55 | $52.90 | x |
| 2025-12-31 | $54.69 | $52.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Enterprise Financial Services utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.87%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.07%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 8.48x
- Recent ROE (9.87%) is above the historical average (8.11%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1996 | 11.53% | 23.79% | 0.04x | 12.51x | $226.16K |
| 1997 | 8.53% | 22.60% | 0.03x | 11.18x | $-384.14K |
| 1998 | 10.30% | 20.54% | 0.04x | 12.84x | $86.76K |
| 1999 | 7.88% | 15.28% | 0.04x | 13.08x | $-998.07K |
| 2000 | 9.73% | 8.77% | 0.08x | 13.29x | $-146.93K |
| 2001 | -4.88% | -4.94% | 0.06x | 15.32x | $-7.72 Million |
| 2002 | 8.50% | 9.72% | 0.06x | 14.91x | $-879.51K |
| 2003 | 10.59% | 12.98% | 0.06x | 13.88x | $386.23K |
| 2004 | 11.30% | 14.67% | 0.05x | 14.57x | $942.43K |
| 2005 | 12.20% | 14.66% | 0.06x | 13.90x | $2.03 Million |
| 2006 | 11.63% | 13.90% | 0.07x | 11.55x | $2.17 Million |
| 2007 | 10.15% | 12.36% | 0.07x | 11.55x | $263.10K |
| 2008 | 0.86% | 1.28% | 0.06x | 11.62x | $-19.61 Million |
| 2009 | -29.26% | -36.61% | 0.06x | 14.43x | $-64.35 Million |
| 2010 | 3.04% | 4.14% | 0.05x | 15.30x | $-12.76 Million |
| 2011 | 10.61% | 15.76% | 0.05x | 14.10x | $1.47 Million |
| 2012 | 12.00% | 16.21% | 0.05x | 14.11x | $4.72 Million |
| 2013 | 11.84% | 20.42% | 0.05x | 11.33x | $5.13 Million |
| 2014 | 8.59% | 18.31% | 0.05x | 10.36x | $-4.45 Million |
| 2015 | 10.96% | 25.06% | 0.04x | 10.29x | $3.37 Million |
| 2016 | 12.62% | 27.39% | 0.04x | 10.54x | $10.13 Million |
| 2017 | 8.78% | 20.56% | 0.04x | 9.64x | $-6.67 Million |
| 2018 | 14.78% | 32.64% | 0.05x | 9.35x | $28.84 Million |
| 2019 | 10.69% | 26.85% | 0.05x | 8.46x | $6.02 Million |
| 2020 | 6.89% | 21.42% | 0.04x | 9.04x | $-33.51 Million |
| 2021 | 8.70% | 31.56% | 0.03x | 8.85x | $-19.86 Million |
| 2022 | 13.34% | 38.05% | 0.04x | 8.58x | $50.82 Million |
| 2023 | 11.31% | 282.37% | 0.00x | 8.46x | $22.45 Million |
| 2024 | 10.16% | 22.75% | 0.05x | 8.55x | $2.87 Million |
| 2025 | 9.87% | 22.07% | 0.05x | 8.48x | $-2.56 Million |
Industry Comparison
This section compares Enterprise Financial Services's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Enterprise Financial Services (EFSC) | $2.04 Billion | 11.53% | 7.48x | $1.90 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |