Hingham Institution for Savings (HIFS) - Net Assets
Based on the latest financial reports, Hingham Institution for Savings (HIFS) has net assets worth $479.71 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($4.54 Billion) and total liabilities ($4.06 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Hingham Institution for Savings liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $479.71 Million |
| % of Total Assets | 10.56% |
| Annual Growth Rate | 9.55% |
| 5-Year Change | 35.28% |
| 10-Year Change | 197.91% |
| Growth Volatility | 7.93 |
Hingham Institution for Savings - Net Assets Trend (1989–2025)
This chart illustrates how Hingham Institution for Savings's net assets have evolved over time, based on quarterly financial data. Also explore HIFS total assets for the complete picture of this company's asset base.
Annual Net Assets for Hingham Institution for Savings (1989–2025)
The table below shows the annual net assets of Hingham Institution for Savings from 1989 to 2025. For live valuation and market cap data, see HIFS market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $479.71 Million | +11.11% |
| 2024-12-31 | $431.75 Million | +5.92% |
| 2023-12-31 | $407.62 Million | +5.61% |
| 2022-12-31 | $385.97 Million | +8.84% |
| 2021-12-31 | $354.61 Million | +21.05% |
| 2020-12-31 | $292.94 Million | +18.49% |
| 2019-12-31 | $247.22 Million | +16.30% |
| 2018-12-31 | $212.58 Million | +14.19% |
| 2017-12-31 | $186.16 Million | +15.61% |
| 2016-12-31 | $161.02 Million | +16.67% |
| 2015-12-31 | $138.01 Million | +13.58% |
| 2014-12-31 | $121.52 Million | +17.73% |
| 2013-12-31 | $103.22 Million | +11.23% |
| 2012-12-31 | $92.80 Million | +12.80% |
| 2011-12-31 | $82.27 Million | +13.10% |
| 2010-12-31 | $72.74 Million | +11.40% |
| 2009-12-31 | $65.29 Million | +9.14% |
| 2008-12-31 | $59.83 Million | +9.23% |
| 2007-12-31 | $54.77 Million | +5.70% |
| 2006-12-31 | $51.82 Million | +6.93% |
| 2005-12-31 | $48.46 Million | +9.33% |
| 2004-12-31 | $44.32 Million | +8.33% |
| 2003-12-31 | $40.91 Million | +7.10% |
| 2002-12-31 | $38.20 Million | +13.91% |
| 2001-12-31 | $33.54 Million | +13.68% |
| 2000-12-31 | $29.50 Million | +12.68% |
| 1999-12-31 | $26.18 Million | +10.47% |
| 1998-12-31 | $23.70 Million | +10.75% |
| 1997-12-31 | $21.40 Million | +11.46% |
| 1996-12-31 | $19.20 Million | +7.87% |
| 1995-12-31 | $17.80 Million | +11.25% |
| 1994-12-31 | $16.00 Million | +13.48% |
| 1993-12-31 | $14.10 Million | +2.92% |
| 1992-12-31 | $13.70 Million | +14.17% |
| 1991-12-31 | $12.00 Million | -13.04% |
| 1990-12-31 | $13.80 Million | -23.33% |
| 1989-12-31 | $18.00 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Hingham Institution for Savings's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 5266.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $461.53 Million | 96.21% |
| Common Stock | $2.18 Million | 0.45% |
| Other Comprehensive Income | $-8.00K | 0.00% |
| Other Components | $16.00 Million | 3.34% |
| Total Equity | $479.71 Million | 100.00% |
Hingham Institution for Savings Competitors by Market Cap
The table below lists competitors of Hingham Institution for Savings ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Zhejiang Netsun Co Ltd
SHE:002095
|
$597.98 Million |
|
NORVA24 GROUP AB (PUBL.)
F:WG0
|
$598.00 Million |
|
Invesco Mortgage Capital Inc
NYSE:IVR
|
$598.02 Million |
|
Shanghai Kangda New Materials Co Ltd
SHE:002669
|
$598.03 Million |
|
BOKU INC. REG S DL-0001
F:B04
|
$597.76 Million |
|
Wenfeng Great World Chain Development Corp
SHG:601010
|
$597.63 Million |
|
Forum Energy Technologies Inc
NYSE:FET
|
$597.54 Million |
|
Newtechwood Corp
SHE:301588
|
$597.49 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Hingham Institution for Savings's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 431,755,000 to 479,708,000, a change of 47,953,000 (11.1%).
- Net income of 54,551,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 8,000.
- Other factors decreased equity by 6,590,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $54.55 Million | +11.37% |
| Other Comprehensive Income | $-8.00K | -0.0% |
| Other Changes | $-6.59 Million | -1.37% |
| Total Change | $- | 11.11% |
Book Value vs Market Value Analysis
This analysis compares Hingham Institution for Savings's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.32x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 29.28x to 1.32x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-12-31 | $9.78 | $286.39 | x |
| 1990-12-31 | $7.37 | $286.39 | x |
| 1991-12-31 | $6.25 | $286.39 | x |
| 1992-12-31 | $7.11 | $286.39 | x |
| 1993-12-31 | $7.05 | $286.39 | x |
| 1994-12-31 | $8.18 | $286.39 | x |
| 1995-12-31 | $9.09 | $286.39 | x |
| 1996-12-31 | $9.98 | $286.39 | x |
| 1997-12-31 | $10.54 | $286.39 | x |
| 1998-12-31 | $11.77 | $286.39 | x |
| 1999-12-31 | $13.04 | $286.39 | x |
| 2000-12-31 | $14.46 | $286.39 | x |
| 2001-12-31 | $16.19 | $286.39 | x |
| 2002-12-31 | $18.32 | $286.39 | x |
| 2003-12-31 | $19.53 | $286.39 | x |
| 2004-12-31 | $21.10 | $286.39 | x |
| 2005-12-31 | $22.93 | $286.39 | x |
| 2006-12-31 | $24.46 | $286.39 | x |
| 2007-12-31 | $25.84 | $286.39 | x |
| 2008-12-31 | $28.21 | $286.39 | x |
| 2009-12-31 | $30.74 | $286.39 | x |
| 2010-12-31 | $34.23 | $286.39 | x |
| 2011-12-31 | $38.69 | $286.39 | x |
| 2012-12-31 | $43.63 | $286.39 | x |
| 2013-12-31 | $48.46 | $286.39 | x |
| 2014-12-31 | $56.97 | $286.39 | x |
| 2015-12-31 | $64.34 | $286.39 | x |
| 2016-12-31 | $74.83 | $286.39 | x |
| 2017-12-31 | $85.35 | $286.39 | x |
| 2018-12-31 | $97.20 | $286.39 | x |
| 2019-12-31 | $113.25 | $286.39 | x |
| 2020-12-31 | $134.19 | $286.39 | x |
| 2021-12-31 | $161.11 | $286.39 | x |
| 2022-12-31 | $175.28 | $286.39 | x |
| 2023-12-31 | $185.87 | $286.39 | x |
| 2024-12-31 | $196.79 | $286.39 | x |
| 2025-12-31 | $217.36 | $286.39 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Hingham Institution for Savings utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.37%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.04%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 9.47x
- Recent ROE (11.37%) is above the historical average (10.09%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | -12.78% | 0.00% | 0.00x | 8.37x | $-4.10 Million |
| 1990 | -27.54% | 0.00% | 0.00x | 10.82x | $-5.18 Million |
| 1991 | -15.83% | -14.07% | 0.09x | 12.40x | $-3.10 Million |
| 1992 | 11.68% | 12.31% | 0.09x | 10.91x | $230.00K |
| 1993 | 1.42% | 1.87% | 0.07x | 10.49x | $-1.21 Million |
| 1994 | 16.25% | 24.53% | 0.07x | 9.58x | $1.00 Million |
| 1995 | 10.67% | 15.08% | 0.07x | 9.85x | $120.00K |
| 1996 | 10.42% | 13.70% | 0.07x | 10.50x | $80.00K |
| 1997 | 12.62% | 15.88% | 0.08x | 10.40x | $560.00K |
| 1998 | 12.66% | 15.87% | 0.07x | 10.97x | $630.00K |
| 1999 | 12.40% | 15.46% | 0.07x | 11.12x | $627.90K |
| 2000 | 14.33% | 17.04% | 0.07x | 11.45x | $1.28 Million |
| 2001 | 15.17% | 18.80% | 0.07x | 11.52x | $1.74 Million |
| 2002 | 15.65% | 21.82% | 0.06x | 11.16x | $2.16 Million |
| 2003 | 13.09% | 19.60% | 0.06x | 11.83x | $1.26 Million |
| 2004 | 13.14% | 21.01% | 0.05x | 12.34x | $1.39 Million |
| 2005 | 12.73% | 19.27% | 0.05x | 12.96x | $1.33 Million |
| 2006 | 8.95% | 11.96% | 0.06x | 13.35x | $-541.80K |
| 2007 | 8.20% | 10.25% | 0.06x | 13.59x | $-987.10K |
| 2008 | 10.51% | 13.98% | 0.06x | 13.48x | $302.50K |
| 2009 | 12.32% | 17.19% | 0.05x | 14.18x | $1.52 Million |
| 2010 | 14.06% | 21.11% | 0.05x | 13.99x | $2.95 Million |
| 2011 | 14.66% | 24.05% | 0.04x | 13.70x | $3.84 Million |
| 2012 | 14.32% | 26.33% | 0.04x | 12.99x | $4.01 Million |
| 2013 | 12.95% | 26.25% | 0.04x | 13.14x | $3.05 Million |
| 2014 | 18.32% | 34.76% | 0.04x | 12.77x | $10.11 Million |
| 2015 | 14.02% | 30.54% | 0.04x | 12.81x | $5.54 Million |
| 2016 | 14.55% | 31.87% | 0.04x | 12.51x | $7.32 Million |
| 2017 | 13.84% | 31.23% | 0.04x | 12.27x | $7.14 Million |
| 2018 | 14.30% | 32.89% | 0.04x | 11.33x | $9.14 Million |
| 2019 | 15.75% | 33.62% | 0.04x | 10.48x | $14.20 Million |
| 2020 | 17.33% | 44.02% | 0.04x | 9.75x | $21.48 Million |
| 2021 | 19.02% | 54.64% | 0.04x | 9.68x | $32.00 Million |
| 2022 | 9.72% | 31.71% | 0.03x | 10.87x | $-1.08 Million |
| 2023 | 6.47% | 13.84% | 0.04x | 11.00x | $-14.39 Million |
| 2024 | 6.53% | 12.97% | 0.05x | 10.32x | $-14.98 Million |
| 2025 | 11.37% | 23.04% | 0.05x | 9.47x | $6.58 Million |
Industry Comparison
This section compares Hingham Institution for Savings's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Hingham Institution for Savings (HIFS) | $479.71 Million | -12.78% | 8.47x | $597.84 Million |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About Hingham Institution for Savings
Hingham Institution for Savings provides various financial services to individuals and small businesses in the United States. It offers savings, checking, money market, term certificate, demand, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company provides commercial and residential owner-occupied real estate, construction, home equity, consumer, and commer… Read more