Hingham Institution for Savings - Asset Resilience Ratio
Hingham Institution for Savings (HIFS) has an Asset Resilience Ratio of 7.39% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See HIFS working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2023)
This chart shows how Hingham Institution for Savings's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see HIFS current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down Hingham Institution for Savings's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore long-term investment intensity of Hingham Institution for Savings to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $328.67 Million | 7.39% |
| Total Liquid Assets | $328.67 Million | 7.39% |
Asset Resilience Insights
- Limited Liquidity: Hingham Institution for Savings maintains only 7.39% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Hingham Institution for Savings Industry Peers by Asset Resilience Ratio
Compare Hingham Institution for Savings's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Hingham Institution for Savings (2000–2023)
The table below shows the annual Asset Resilience Ratio data for Hingham Institution for Savings.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 7.85% | $351.95 Million | $4.48 Billion | -- |
| 2021-12-31 | 0.00% | $0.00 | $3.43 Billion | -- |
| 2020-12-31 | 0.00% | $6.00K | $2.86 Billion | 0.00pp |
| 2019-12-31 | 0.00% | $11.00K | $2.59 Billion | 0.00pp |
| 2018-12-31 | 0.00% | $14.00K | $2.41 Billion | -1.50pp |
| 2017-12-31 | 1.50% | $34.30 Million | $2.28 Billion | +0.15pp |
| 2016-12-31 | 1.35% | $27.17 Million | $2.01 Billion | -0.95pp |
| 2015-12-31 | 2.30% | $40.60 Million | $1.77 Billion | -2.25pp |
| 2014-12-31 | 4.55% | $70.57 Million | $1.55 Billion | -3.30pp |
| 2013-12-31 | 7.84% | $106.37 Million | $1.36 Billion | -0.69pp |
| 2012-12-31 | 8.53% | $102.87 Million | $1.21 Billion | -0.05pp |
| 2011-12-31 | 8.58% | $96.69 Million | $1.13 Billion | +7.21pp |
| 2010-12-31 | 1.37% | $13.93 Million | $1.02 Billion | -0.05pp |
| 2009-12-31 | 1.42% | $13.15 Million | $925.56 Million | -0.27pp |
| 2008-12-31 | 1.69% | $13.65 Million | $806.19 Million | -1.71pp |
| 2007-12-31 | 3.40% | $25.32 Million | $744.60 Million | +1.17pp |
| 2006-12-31 | 2.23% | $15.44 Million | $691.65 Million | +0.70pp |
| 2005-12-31 | 1.53% | $9.61 Million | $628.25 Million | -0.61pp |
| 2004-12-31 | 2.14% | $11.71 Million | $547.05 Million | -1.89pp |
| 2003-12-31 | 4.03% | $19.49 Million | $483.95 Million | -3.31pp |
| 2002-12-31 | 7.34% | $31.29 Million | $426.43 Million | -1.65pp |
| 2001-12-31 | 8.99% | $34.71 Million | $386.18 Million | +4.77pp |
| 2000-12-31 | 4.22% | $14.24 Million | $337.88 Million | -- |
About Hingham Institution for Savings
Hingham Institution for Savings provides various financial services to individuals and small businesses in the United States. It offers savings, checking, money market, term certificate, demand, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company provides commercial and residential owner-occupied real estate, construction, home equity, consumer, and commer… Read more