Hingham Institution for Savings Asset Resilience Ratio
Hingham Institution for Savings asset resilience ratio. Hingham Institution for Savings (HIFS) has an Asset Resilience Ratio of 7.39% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Hingham Institution for Savings fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Hingham Institution for Savings (2000–2023)
Asset resilience ratio of Hingham Institution for Savings from 2000 to 2023. This chart shows how Hingham Institution for Savings's Asset Resilience Ratio has changed over time. Read HIFS current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Hingham Institution for Savings's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Hingham Institution for Savings asset portfolio.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $328.67 Million | 7.39% |
| Total Liquid Assets | $328.67 Million | 7.39% |
Asset Resilience Insights
- Limited Liquidity: Hingham Institution for Savings maintains only 7.39% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Hingham Institution for Savings Industry Peers by Asset Resilience Ratio
Compare Hingham Institution for Savings's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Hingham Institution for Savings Asset Resilience Ratio by Year (2000–2023)
Hingham Institution for Savings asset resilience ratio by year from 2000 to 2023. The table below shows the annual Asset Resilience Ratio data for Hingham Institution for Savings.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 7.85% | $351.95 Million | $4.48 Billion | -- |
| 2021-12-31 | 0.00% | $0.00 | $3.43 Billion | -- |
| 2020-12-31 | 0.00% | $6.00K | $2.86 Billion | 0.00pp |
| 2019-12-31 | 0.00% | $11.00K | $2.59 Billion | 0.00pp |
| 2018-12-31 | 0.00% | $14.00K | $2.41 Billion | -1.50pp |
| 2017-12-31 | 1.50% | $34.30 Million | $2.28 Billion | +0.15pp |
| 2016-12-31 | 1.35% | $27.17 Million | $2.01 Billion | -0.95pp |
| 2015-12-31 | 2.30% | $40.60 Million | $1.77 Billion | -2.25pp |
| 2014-12-31 | 4.55% | $70.57 Million | $1.55 Billion | -3.30pp |
| 2013-12-31 | 7.84% | $106.37 Million | $1.36 Billion | -0.69pp |
| 2012-12-31 | 8.53% | $102.87 Million | $1.21 Billion | -0.05pp |
| 2011-12-31 | 8.58% | $96.69 Million | $1.13 Billion | +7.21pp |
| 2010-12-31 | 1.37% | $13.93 Million | $1.02 Billion | -0.05pp |
| 2009-12-31 | 1.42% | $13.15 Million | $925.56 Million | -0.27pp |
| 2008-12-31 | 1.69% | $13.65 Million | $806.19 Million | -1.71pp |
| 2007-12-31 | 3.40% | $25.32 Million | $744.60 Million | +1.17pp |
| 2006-12-31 | 2.23% | $15.44 Million | $691.65 Million | +0.70pp |
| 2005-12-31 | 1.53% | $9.61 Million | $628.25 Million | -0.61pp |
| 2004-12-31 | 2.14% | $11.71 Million | $547.05 Million | -1.89pp |
| 2003-12-31 | 4.03% | $19.49 Million | $483.95 Million | -3.31pp |
| 2002-12-31 | 7.34% | $31.29 Million | $426.43 Million | -1.65pp |
| 2001-12-31 | 8.99% | $34.71 Million | $386.18 Million | +4.77pp |
| 2000-12-31 | 4.22% | $14.24 Million | $337.88 Million | -- |
About Hingham Institution for Savings
Hingham Institution for Savings provides various financial services to individuals and small businesses in the United States. It offers savings, checking, money market, term certificate, demand, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company provides commercial and residential owner-occupied real estate, construction, home equity, consumer, and commer… Read more