HomeTrust Bancshares, Inc. Net Assets
HomeTrust Bancshares, Inc. net assets. Based on the latest financial reports, HomeTrust Bancshares, Inc. (HTB) has net assets worth $565.45 Million USD as of March 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($4.56 Billion) and total liabilities ($3.99 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore HomeTrust Bancshares, Inc. (HTB) net asset momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $565.45 Million |
| % of Total Assets | 12.41% |
| Annual Growth Rate | 7.79% |
| 5-Year Change | 22.44% |
| 10-Year Change | 34.72% |
| Growth Volatility | 29.19 |
Net Assets of HomeTrust Bancshares, Inc. (2010–2024)
Net assets of HomeTrust Bancshares, Inc. from 2010 to 2024. This chart illustrates how HomeTrust Bancshares, Inc.'s net assets have evolved over time, based on quarterly financial data. See HomeTrust Bancshares, Inc. net asset quality index to measure how much of total assets are equity-financed.
Annual Net Assets for HomeTrust Bancshares, Inc. (2010–2024)
The table below shows the annual net assets of HomeTrust Bancshares, Inc. from 2010 to 2024. For live market cap and overall valuation, see HTB company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2024-06-30 | $499.89 Million | +6.09% |
| 2023-06-30 | $471.19 Million | +21.18% |
| 2022-06-30 | $388.85 Million | -1.94% |
| 2021-06-30 | $396.52 Million | -2.88% |
| 2020-06-30 | $408.26 Million | -0.15% |
| 2019-06-30 | $408.90 Million | -0.08% |
| 2018-06-30 | $409.24 Million | +2.92% |
| 2017-06-30 | $397.65 Million | +10.46% |
| 2016-06-30 | $359.98 Million | -2.98% |
| 2015-06-30 | $371.05 Million | -1.62% |
| 2014-06-30 | $377.15 Million | +2.62% |
| 2013-06-30 | $367.51 Million | +113.07% |
| 2012-06-30 | $172.49 Million | +2.81% |
| 2011-06-30 | $167.77 Million | -4.03% |
| 2010-06-30 | $174.81 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to HomeTrust Bancshares, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 120.6% over the analyzed period, indicating profitable operations and earnings retention.
HomeTrust Bancshares, Inc. Net Assets Breakdown (June 2024)
HomeTrust Bancshares, Inc. net assets breakdown by equity component as of June 2024.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $333.40 Million | 66.69% |
| Common Stock | $174.00K | 0.03% |
| Other Comprehensive Income | $-1.55 Million | -0.31% |
| Other Components | $167.87 Million | 33.58% |
| Total Equity | $499.89 Million | 100.00% |
HomeTrust Bancshares, Inc. Competitors by Market Cap
The table below lists competitors of HomeTrust Bancshares, Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
DL Holdings CO. LTD.
KO:000210
|
$626.95 Million |
|
Ningbo Baosi Energy Equipment Co Ltd
SHE:300441
|
$627.08 Million |
|
Ability Opto-Electronics Technology Co Ltd
TWO:3362
|
$627.12 Million |
|
Ningbo Runhe High-Tech Materials Co Ltd Class A
SHE:300727
|
$627.36 Million |
|
Man Industries (India) Limited
NSE:MANINDS
|
$626.81 Million |
|
Shengyuan Environmental Protection
SHE:300867
|
$626.68 Million |
|
Zhejiang Aokang Shoes Co Ltd
SHG:603001
|
$626.66 Million |
|
VRL Logistics Limited
NSE:VRLLOG
|
$626.59 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in HomeTrust Bancshares, Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 471,186,000 to 499,893,000, a change of 28,707,000 (6.1%).
- Other comprehensive income increased equity by 2,549,000.
- Other factors increased equity by 26,158,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $0.00 | -0.0% |
| Other Comprehensive Income | $2.55 Million | +0.51% |
| Other Changes | $26.16 Million | +5.23% |
| Total Change | $- | 6.09% |
Book Value vs Market Value Analysis
This analysis compares HomeTrust Bancshares, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.24x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 4.32x to 1.24x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2010-06-30 | $8.26 | $35.72 | x |
| 2011-06-30 | $7.93 | $35.72 | x |
| 2012-06-30 | $8.15 | $35.72 | x |
| 2013-06-30 | $18.43 | $35.72 | x |
| 2014-06-30 | $20.15 | $35.72 | x |
| 2015-06-30 | $19.41 | $35.72 | x |
| 2016-06-30 | $20.45 | $35.72 | x |
| 2017-06-30 | $22.15 | $35.72 | x |
| 2018-06-30 | $21.85 | $35.72 | x |
| 2019-06-30 | $22.23 | $35.72 | x |
| 2020-06-30 | $23.61 | $35.72 | x |
| 2021-06-30 | $24.04 | $35.72 | x |
| 2022-06-30 | $24.59 | $35.72 | x |
| 2023-06-30 | $29.86 | $35.72 | x |
| 2024-06-30 | $28.75 | $35.72 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently HomeTrust Bancshares, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.47%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.93%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 9.78x
- Recent ROE (9.47%) is above the historical average (3.44%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 4.03% | 13.38% | 0.03x | 9.39x | $-10.44 Million |
| 2011 | -8.78% | -25.11% | 0.04x | 9.76x | $-31.51 Million |
| 2012 | 2.62% | 7.35% | 0.04x | 9.97x | $-12.72 Million |
| 2013 | 2.46% | 14.47% | 0.04x | 4.31x | $-27.70 Million |
| 2014 | 2.74% | 16.43% | 0.03x | 5.50x | $-27.37 Million |
| 2015 | 2.16% | 8.70% | 0.03x | 7.50x | $-29.08 Million |
| 2016 | 3.18% | 12.00% | 0.04x | 7.55x | $-24.54 Million |
| 2017 | 2.98% | 11.11% | 0.03x | 8.06x | $-27.92 Million |
| 2018 | 2.01% | 6.86% | 0.04x | 8.07x | $-32.69 Million |
| 2019 | 6.64% | 20.99% | 0.04x | 8.50x | $-13.74 Million |
| 2020 | 5.58% | 16.95% | 0.04x | 9.12x | $-18.04 Million |
| 2021 | 3.95% | 10.85% | 0.04x | 8.89x | $-23.98 Million |
| 2022 | 9.17% | 23.77% | 0.04x | 9.13x | $-3.23 Million |
| 2023 | 9.47% | 23.93% | 0.04x | 9.78x | $-2.51 Million |
Industry Comparison
This section compares HomeTrust Bancshares, Inc.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $627,551,500
- Average return on equity (ROE) among peers: 7.01%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| HomeTrust Bancshares, Inc. (HTB) | $565.45 Million | 4.03% | 7.06x | $626.83 Million |
| Ameris Bancorp (ABCB) | $239.36 Million | -1.64% | 9.06x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $5.65 Billion |
| ACNB Corporation (ACNB) | $110.02 Million | 9.35% | 8.91x | $645.30 Million |
| Affinity Bancshares Inc (AFBI) | $45.08 Million | 2.57% | 4.16x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $359.40 Million | 14.66% | 8.44x | $829.34 Million |
| Amalgamated Bank (AMAL) | $344.07 Million | 1.78% | 10.75x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $753.45 Million | 5.71% | 10.20x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $166.38 Million | 13.18% | 10.80x | $724.09 Million |
| Associated Banc-Corp (ASB) | $4.09 Billion | 7.50% | 7.17x | $5.91 Billion |
| AmeriServ Financial Inc (ASRV) | $98.61 Million | 6.11% | 10.88x | $78.95 Million |
About HomeTrust Bancshares, Inc.
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in North Carolina, South Carolina, East Tennessee, Southwest Virginia, and Georgia. The company's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of depos… Read more