HomeTrust Bancshares, Inc. - Asset Resilience Ratio
HomeTrust Bancshares, Inc. (HTB) has an Asset Resilience Ratio of 3.30% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check HomeTrust Bancshares, Inc. (HTB) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2024)
This chart shows how HomeTrust Bancshares, Inc.'s Asset Resilience Ratio has changed over time. See HTB net asset quality score to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down HomeTrust Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of HomeTrust Bancshares, Inc..
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $150.58 Million | 3.3% |
| Total Liquid Assets | $150.58 Million | 3.30% |
Asset Resilience Insights
- Limited Liquidity: HomeTrust Bancshares, Inc. maintains only 3.30% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
HomeTrust Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare HomeTrust Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for HomeTrust Bancshares, Inc. (2012–2024)
The table below shows the annual Asset Resilience Ratio data for HomeTrust Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-06-30 | 2.72% | $126.95 Million | $4.67 Billion | -0.58pp |
| 2023-06-30 | 3.30% | $151.93 Million | $4.61 Billion | -0.28pp |
| 2022-06-30 | 3.58% | $126.98 Million | $3.55 Billion | -0.86pp |
| 2021-06-30 | 4.44% | $156.46 Million | $3.52 Billion | +1.01pp |
| 2020-06-30 | 3.43% | $127.54 Million | $3.72 Billion | -0.08pp |
| 2019-06-30 | 3.50% | $121.79 Million | $3.48 Billion | -1.19pp |
| 2018-06-30 | 4.69% | $154.99 Million | $3.30 Billion | -1.54pp |
| 2017-06-30 | 6.23% | $199.67 Million | $3.21 Billion | -1.16pp |
| 2016-06-30 | 7.38% | $200.65 Million | $2.72 Billion | -1.87pp |
| 2015-06-30 | 9.26% | $257.61 Million | $2.78 Billion | +1.12pp |
| 2014-06-30 | 8.14% | $168.77 Million | $2.07 Billion | +6.57pp |
| 2013-06-30 | 1.56% | $24.75 Million | $1.58 Billion | -0.26pp |
| 2012-06-30 | 1.82% | $31.34 Million | $1.72 Billion | -- |
About HomeTrust Bancshares, Inc.
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in North Carolina, South Carolina, East Tennessee, Southwest Virginia, and Georgia. The company's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of depos… Read more