Jiayin Group Inc
Jiayin Group Inc., together with its subsidiaries, engages in the provision of online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment pr… Read more
Jiayin Group Inc (JFIN) - Net Assets
Latest net assets as of September 2025: $4.30 Billion USD
Based on the latest financial reports, Jiayin Group Inc (JFIN) has net assets worth $4.30 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($7.91 Billion) and total liabilities ($3.61 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $4.30 Billion |
| % of Total Assets | 54.41% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 2196.88 |
Jiayin Group Inc - Net Assets Trend (2016–2024)
This chart illustrates how Jiayin Group Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Jiayin Group Inc (2016–2024)
The table below shows the annual net assets of Jiayin Group Inc from 2016 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $3.13 Billion | +31.39% |
| 2023-12-31 | $2.38 Billion | +91.74% |
| 2022-12-31 | $1.24 Billion | +4721.56% |
| 2021-12-31 | $25.75 Million | +105.55% |
| 2020-12-31 | $-463.76 Million | +37.46% |
| 2019-12-31 | $-741.60 Million | +55.11% |
| 2018-12-31 | $-1.65 Billion | +14.47% |
| 2017-12-31 | $-1.93 Billion | +24.56% |
| 2016-12-31 | $-2.56 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Jiayin Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 504019500000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $2.24 Billion | 71.63% |
| Other Comprehensive Income | $7.10 Million | 0.23% |
| Other Components | $880.76 Million | 28.15% |
| Total Equity | $3.13 Billion | 100.00% |
Jiayin Group Inc Competitors by Market Cap
The table below lists competitors of Jiayin Group Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
China Wuyi Co Ltd
SHE:000797
|
$289.63 Million |
|
MVB Financial Corp
NASDAQ:MVBF
|
$289.71 Million |
|
Kenda Rubber Industrial Co Ltd
TW:2106
|
$289.75 Million |
|
Cheng Uei Precision Industry Co Ltd
TW:2392
|
$289.84 Million |
|
Jiangsu Flag Chemical Industry Co Ltd
SHE:300575
|
$289.54 Million |
|
Tivan Ltd
AU:TVN
|
$289.54 Million |
|
Frasers Property Limited
PINK:FSRPF
|
$289.47 Million |
|
CGN New Energy Holdings Co. Ltd
PINK:CGEGF
|
$289.43 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Jiayin Group Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 2,382,141,000 to 3,129,273,000, a change of 747,132,000 (31.4%).
- Net income of 1,056,478,000 contributed positively to equity growth.
- Dividend payments of 301,175,000 reduced retained earnings.
- Share repurchases of 53,261,000 reduced equity.
- Other comprehensive income increased equity by 17,288,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.06 Billion | +33.76% |
| Dividends Paid | $301.18 Million | -9.62% |
| Share Repurchases | $53.26 Million | -1.7% |
| Other Comprehensive Income | $17.29 Million | +0.55% |
| Other Changes | $27.80 Million | +0.89% |
| Total Change | $- | 31.36% |
Book Value vs Market Value Analysis
This analysis compares Jiayin Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.10x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | $-51.21 | $6.02 | x |
| 2017-12-31 | $-38.63 | $6.02 | x |
| 2018-12-31 | $-33.04 | $6.02 | x |
| 2019-12-31 | $-14.10 | $6.02 | x |
| 2020-12-31 | $-8.54 | $6.02 | x |
| 2021-12-31 | $0.52 | $6.02 | x |
| 2022-12-31 | $23.10 | $6.02 | x |
| 2023-12-31 | $44.53 | $6.02 | x |
| 2024-12-31 | $58.92 | $6.02 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Jiayin Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 33.76%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 18.21%
- • Asset Turnover: 1.07x
- • Equity Multiplier: 1.73x
- Recent ROE (33.76%) is below the historical average (208.60%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 0.00% | -65.94% | 0.29x | 0.00x | $-133.70 Million |
| 2017 | 0.00% | 23.97% | 0.89x | 0.00x | $732.70 Million |
| 2018 | 0.00% | 21.23% | 3.59x | 0.00x | $776.96 Million |
| 2019 | 0.00% | 23.66% | 3.18x | 0.00x | $601.93 Million |
| 2020 | 0.00% | 19.45% | 2.47x | 0.00x | $299.05 Million |
| 2021 | 1694.25% | 26.51% | 1.83x | 34.86x | $469.30 Million |
| 2022 | 94.90% | 36.06% | 1.08x | 2.43x | $1.06 Billion |
| 2023 | 54.47% | 23.74% | 0.97x | 2.37x | $1.06 Billion |
| 2024 | 33.76% | 18.21% | 1.07x | 1.73x | $743.55 Million |
Industry Comparison
This section compares Jiayin Group Inc's net assets metrics with peer companies in the Internet Content & Information industry.
Industry Context
- Industry: Internet Content & Information
- Average net assets among peers: $3,625,500,796
- Average return on equity (ROE) among peers: 1.17%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Jiayin Group Inc (JFIN) | $4.30 Billion | 0.00% | 0.84x | $289.63 Million |
| ADWYF (ADWYF) | $12.45 Billion | 1.32% | 0.53x | $40.28 Million |
| Allied Energy Inc (AGGI) | $-1.09 Million | 0.00% | 0.00x | $122.37 Million |
| Calibre (ALWIN) | $-687.00K | 0.00% | 0.00x | $6.06 Million |
| ANGI Homeservices Inc (ANGI) | $176.39 Million | -4.45% | 0.68x | $215.27 Million |
| ApartmentLove Inc (APMLF) | $-12.38K | 0.00% | 0.00x | $1.13K |
| Arena Group Holdings Inc (AREN) | $-52.15 Million | 0.00% | 0.00x | $35.83 Million |
| Autohome Inc (ATHM) | $7.12 Billion | 13.92% | 0.06x | $2.50 Billion |
| Bebuzee Inc. (BBUZ) | $237.99 Million | -0.19% | 0.00x | $636.50 |
| BDCTF (BDCTF) | $3.15 Million | -39.54% | 7.80x | $12.72 Million |
| Baidu Inc (BIDU) | $16.33 Billion | 40.66% | 0.43x | $41.50 Billion |