LINKBANCORP Inc (LNKB) - Net Assets
Based on the latest financial reports, LINKBANCORP Inc (LNKB) has net assets worth $306.43 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.07 Billion) and total liabilities ($2.76 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check LNKB asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $306.43 Million |
| % of Total Assets | 9.98% |
| Annual Growth Rate | 43.33% |
| 5-Year Change | 179.53% |
| 10-Year Change | N/A |
| Growth Volatility | 45.49 |
LINKBANCORP Inc - Net Assets Trend (2020–2025)
This chart illustrates how LINKBANCORP Inc's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of LINKBANCORP Inc for the complete picture of this company's asset base.
Annual Net Assets for LINKBANCORP Inc (2020–2025)
The table below shows the annual net assets of LINKBANCORP Inc from 2020 to 2025. For live valuation and market cap data, see LINKBANCORP Inc stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $306.43 Million | +9.35% |
| 2024-12-31 | $280.22 Million | +5.43% |
| 2023-12-31 | $265.80 Million | +91.84% |
| 2022-12-31 | $138.55 Million | +26.39% |
| 2021-12-31 | $109.62 Million | +116.33% |
| 2020-12-31 | $50.67 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to LINKBANCORP Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 62.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $42.30 Million | 13.80% |
| Common Stock | $370.00K | 0.12% |
| Other Comprehensive Income | $-2.33 Million | -0.76% |
| Other Components | $266.09 Million | 86.83% |
| Total Equity | $306.43 Million | 100.00% |
LINKBANCORP Inc Competitors by Market Cap
The table below lists competitors of LINKBANCORP Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Integrated Diagnostics Holdings PLC
LSE:IDHC
|
$325.54 Million |
|
Uchi Technologies Bhd
KLSE:7100
|
$325.56 Million |
|
First Bancorp Inc
NASDAQ:FNLC
|
$325.60 Million |
|
PCB Bancorp
NASDAQ:PCB
|
$325.72 Million |
|
Shenzhen Dvision Video Communica
SHE:300167
|
$325.34 Million |
|
Good Finance Securities Co Ltd
TWO:6021
|
$325.28 Million |
|
Share India Securities Limited
NSE:SHAREINDIA
|
$325.28 Million |
|
Hylink Digital Solution Co Ltd
SHG:603825
|
$325.11 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in LINKBANCORP Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 280,221,000 to 306,432,000, a change of 26,211,000 (9.4%).
- Net income of 33,511,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 2,217,000.
- Other factors decreased equity by 9,517,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $33.51 Million | +10.94% |
| Other Comprehensive Income | $2.22 Million | +0.72% |
| Other Changes | $-9.52 Million | -3.11% |
| Total Change | $- | 9.35% |
Book Value vs Market Value Analysis
This analysis compares LINKBANCORP Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.06x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | $8.90 | $8.69 | x |
| 2021-12-31 | $15.12 | $8.69 | x |
| 2022-12-31 | $12.25 | $8.69 | x |
| 2023-12-31 | $14.94 | $8.69 | x |
| 2024-12-31 | $7.55 | $8.69 | x |
| 2025-12-31 | $8.19 | $8.69 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently LINKBANCORP Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.94%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 19.10%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 10.02x
- Recent ROE (10.94%) is above the historical average (4.73%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | 8.27% | 26.13% | 0.04x | 8.48x | $-874.40K |
| 2021 | 0.26% | 1.40% | 0.02x | 8.51x | $-10.67 Million |
| 2022 | 4.04% | 12.95% | 0.04x | 8.40x | $-8.26 Million |
| 2023 | -4.51% | -18.06% | 0.02x | 10.06x | $-38.50 Million |
| 2024 | 9.35% | 15.64% | 0.06x | 10.27x | $-1.81 Million |
| 2025 | 10.94% | 19.10% | 0.06x | 10.02x | $2.87 Million |
Industry Comparison
This section compares LINKBANCORP Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $519,829,600
- Average return on equity (ROE) among peers: 6.05%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| LINKBANCORP Inc (LNKB) | $306.43 Million | 8.27% | 9.02x | $325.51 Million |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $148.70 Million | 9.23% | 10.41x | $5.70 Billion |
| ACNB Corporation (ACNB) | $93.75 Million | 8.98% | 9.33x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $96.99 Million | 6.06% | 10.54x | $647.19 Million |
| Amalgamated Bank (AMAL) | $585.36 Million | 15.03% | 12.62x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $577.58 Million | -0.30% | 12.45x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $249.60 Million | 11.75% | 10.06x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.74 Billion | -4.81% | 7.35x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $116.55 Million | 6.07% | 10.46x | $62.60 Million |
About LINKBANCORP Inc
LINKBANCORP, Inc. operates as a bank holding company for LINKBANK that provides various banking products and services in Pennsylvania. Its deposit products include noninterest-bearing and interest-bearing demand, savings, and money market accounts; and time and brokered time deposits, as well as certificates of deposit. The company also offers commercial real estate, commercial business, construc… Read more