LINKBANCORP Inc (LNKB) - Net Assets
Based on the latest financial reports, LINKBANCORP Inc (LNKB) has net assets worth $306.43 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.07 Billion) and total liabilities ($2.76 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check LINKBANCORP Inc (LNKB) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $306.43 Million |
| % of Total Assets | 9.98% |
| Annual Growth Rate | 43.33% |
| 5-Year Change | 179.53% |
| 10-Year Change | N/A |
| Growth Volatility | 45.49 |
LINKBANCORP Inc - Net Assets Trend (2020–2025)
This chart illustrates how LINKBANCORP Inc's net assets have evolved over time, based on quarterly financial data. See LINKBANCORP Inc defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for LINKBANCORP Inc (2020–2025)
The table below shows the annual net assets of LINKBANCORP Inc from 2020 to 2025. For live valuation and market cap data, see LINKBANCORP Inc stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $306.43 Million | +9.35% |
| 2024-12-31 | $280.22 Million | +5.43% |
| 2023-12-31 | $265.80 Million | +91.84% |
| 2022-12-31 | $138.55 Million | +26.39% |
| 2021-12-31 | $109.62 Million | +116.33% |
| 2020-12-31 | $50.67 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to LINKBANCORP Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 62.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $42.30 Million | 13.80% |
| Common Stock | $370.00K | 0.12% |
| Other Comprehensive Income | $-2.33 Million | -0.76% |
| Other Components | $266.09 Million | 86.83% |
| Total Equity | $306.43 Million | 100.00% |
LINKBANCORP Inc Competitors by Market Cap
The table below lists competitors of LINKBANCORP Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
PCB Bancorp
NASDAQ:PCB
|
$325.72 Million |
|
CHECKPOINT THER. DL-0001
F:CZTA
|
$325.84 Million |
|
ADD Industry Zhejiang Co Ltd
SHG:603089
|
$325.95 Million |
|
Easy Trip Planners Limited
NSE:EASEMYTRIP
|
$326.06 Million |
|
Asia Cuanon Tech (Shanghai)
SHG:603378
|
$325.50 Million |
|
Thinkingdom Media Group Ltd
SHG:603096
|
$325.45 Million |
|
Selvaag Bolig ASA
OL:SBO
|
$325.36 Million |
|
Shoper S.A.
WAR:SHO
|
$325.21 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in LINKBANCORP Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 280,221,000 to 306,432,000, a change of 26,211,000 (9.4%).
- Net income of 33,511,000 contributed positively to equity growth.
- Dividend payments of 11,158,000 reduced retained earnings.
- New share issuances of 209,000 increased equity.
- Other comprehensive income increased equity by 2,217,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $33.51 Million | +10.94% |
| Dividends Paid | $11.16 Million | -3.64% |
| Share Issuances | $209.00K | +0.07% |
| Other Comprehensive Income | $2.22 Million | +0.72% |
| Other Changes | $1.43 Million | +0.47% |
| Total Change | $- | 9.35% |
Book Value vs Market Value Analysis
This analysis compares LINKBANCORP Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.06x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | $8.90 | $8.69 | x |
| 2021-12-31 | $15.12 | $8.69 | x |
| 2022-12-31 | $12.25 | $8.69 | x |
| 2023-12-31 | $14.94 | $8.69 | x |
| 2024-12-31 | $7.55 | $8.69 | x |
| 2025-12-31 | $8.19 | $8.69 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently LINKBANCORP Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.94%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 19.10%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 10.02x
- Recent ROE (10.94%) is above the historical average (4.73%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | 8.27% | 26.13% | 0.04x | 8.48x | $-874.40K |
| 2021 | 0.26% | 1.40% | 0.02x | 8.51x | $-10.67 Million |
| 2022 | 4.04% | 12.95% | 0.04x | 8.40x | $-8.26 Million |
| 2023 | -4.51% | -18.06% | 0.02x | 10.06x | $-38.50 Million |
| 2024 | 9.35% | 15.64% | 0.06x | 10.27x | $-1.81 Million |
| 2025 | 10.94% | 19.10% | 0.06x | 10.02x | $2.87 Million |
Industry Comparison
This section compares LINKBANCORP Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $389,399,400
- Average return on equity (ROE) among peers: 10.20%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| LINKBANCORP Inc (LNKB) | $306.43 Million | 8.27% | 9.02x | $325.59 Million |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $5.79 Billion |
| ACNB Corporation (ACNB) | $51.46 Million | 12.55% | 7.93x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $137.13 Million |
| Alerus Financial Corp (ALRS) | $127.25 Million | 8.42% | 8.09x | $736.27 Million |
| Amalgamated Bank (AMAL) | $508.95 Million | 16.01% | 14.41x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $1.00 Billion | 3.23% | 8.67x | $974.56 Million |
| Arrow Financial Corporation (AROW) | $431.85 Million | 10.18% | 9.29x | $622.98 Million |
| Associated Banc-Corp (ASB) | $968.70 Million | 17.34% | 12.55x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $141.70 Million | 14.89% | 15.78x | $62.43 Million |
About LINKBANCORP Inc
LINKBANCORP, Inc. operates as a bank holding company for LINKBANK that provides various banking products and services in Pennsylvania, Maryland, Delaware, and Virginia. Its deposit products include noninterest-bearing and interest-bearing, demand accounts, savings, and money market accounts; and time and brokered time deposits, as well as certificates of deposit. The company also offers commercia… Read more