LINKBANCORP Inc - Asset Resilience Ratio
LINKBANCORP Inc (LNKB) has an Asset Resilience Ratio of 8.55% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See LINKBANCORP Inc (LNKB) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2025)
This chart shows how LINKBANCORP Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of LINKBANCORP Inc.
Liquid Assets Composition Over Time
This chart breaks down LINKBANCORP Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore LINKBANCORP Inc (LNKB) investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $262.62 Million | 8.55% |
| Total Liquid Assets | $262.62 Million | 8.55% |
Asset Resilience Insights
- Limited Liquidity: LINKBANCORP Inc maintains only 8.55% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
LINKBANCORP Inc Industry Peers by Asset Resilience Ratio
Compare LINKBANCORP Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for LINKBANCORP Inc (2020–2025)
The table below shows the annual Asset Resilience Ratio data for LINKBANCORP Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 8.55% | $262.62 Million | $3.07 Billion | +8.53pp |
| 2024-12-31 | 0.02% | $655.00K | $2.88 Billion | -4.30pp |
| 2023-12-31 | 4.33% | $115.49 Million | $2.67 Billion | -2.45pp |
| 2022-12-31 | 6.77% | $78.81 Million | $1.16 Billion | -4.35pp |
| 2021-12-31 | 11.13% | $103.78 Million | $932.76 Million | -18.08pp |
| 2020-12-31 | 29.20% | $125.45 Million | $429.54 Million | -- |
About LINKBANCORP Inc
LINKBANCORP, Inc. operates as a bank holding company for LINKBANK that provides various banking products and services in Pennsylvania, Maryland, Delaware, and Virginia. Its deposit products include noninterest-bearing and interest-bearing, demand accounts, savings, and money market accounts; and time and brokered time deposits, as well as certificates of deposit. The company also offers commercia… Read more