Northfield Bancorp Inc Net Assets
Northfield Bancorp Inc net assets. Based on the latest financial reports, Northfield Bancorp Inc (NFBK) has net assets worth $690.06 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($5.75 Billion) and total liabilities ($5.06 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Northfield Bancorp Inc (NFBK) equity growth momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $690.06 Million |
| % of Total Assets | 11.99% |
| Annual Growth Rate | 19.26% |
| 5-Year Change | -86.25% |
| 10-Year Change | 11.09% |
| Growth Volatility | 399.8 |
Net Assets of Northfield Bancorp Inc (1999–2025)
Net assets of Northfield Bancorp Inc from 1999 to 2025. This chart illustrates how Northfield Bancorp Inc's net assets have evolved over time, based on quarterly financial data. See Northfield Bancorp Inc (NFBK) balance sheet quality index to measure how much of total assets are equity-financed.
Annual Net Assets for Northfield Bancorp Inc (1999–2025)
The table below shows the annual net assets of Northfield Bancorp Inc from 1999 to 2025. For live market cap and overall valuation, see NFBK stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $690.06 Million | -2.08% |
| 2024-12-31 | $704.70 Million | +0.75% |
| 2023-12-31 | $699.45 Million | -0.28% |
| 2022-12-31 | $701.39 Million | -86.03% |
| 2021-12-31 | $5.02 Billion | +1.29% |
| 2020-12-31 | $4.96 Billion | +612.08% |
| 2019-12-31 | $695.85 Million | +4.41% |
| 2018-12-31 | $666.44 Million | +4.31% |
| 2017-12-31 | $638.88 Million | +2.85% |
| 2016-12-31 | $621.20 Million | +10.97% |
| 2015-12-31 | $559.78 Million | -5.75% |
| 2014-12-31 | $593.93 Million | -17.06% |
| 2013-12-31 | $716.11 Million | +72.61% |
| 2012-12-31 | $414.87 Million | +8.42% |
| 2011-12-31 | $382.65 Million | -3.55% |
| 2010-12-31 | $396.72 Million | +1.32% |
| 2009-12-31 | $391.54 Million | +1.28% |
| 2008-12-31 | $386.58 Million | +5.24% |
| 2007-12-31 | $367.34 Million | +124.00% |
| 2006-12-31 | $163.99 Million | +8.06% |
| 2005-12-31 | $151.76 Million | +10.06% |
| 2003-12-31 | $137.89 Million | +1849.58% |
| 1999-12-31 | $7.07 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Northfield Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Northfield Bancorp Inc Net Assets Breakdown (December 2025)
Northfield Bancorp Inc net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $690.06 Million | 100.00% |
| Total Equity | $690.06 Million | 100.00% |
Northfield Bancorp Inc Competitors by Market Cap
The table below lists competitors of Northfield Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
WCE Holdings Bhd
KLSE:3565
|
$567.59 Million |
|
Chin Hung Int'
KO:002780
|
$567.62 Million |
|
Baotou Huazi Industry Co Ltd
SHG:600191
|
$567.69 Million |
|
Prime Medicine, Inc. Common Stock
NASDAQ:PRME
|
$567.71 Million |
|
Northern United Publishing & Media Group Co Ltd
SHG:601999
|
$567.54 Million |
|
Hanwha Investment&Securities Co Ltd
KO:003530
|
$567.43 Million |
|
Australian Agricultural Company Ltd
AU:AAC
|
$567.24 Million |
|
Nantong Guosheng Intelligence Technology Group Co Ltd
SHG:688558
|
$567.11 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Northfield Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 704,696,000 to 690,059,000, a change of -14,637,000 (-2.1%).
- Net income of 796,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 20,296,000.
- Other factors decreased equity by 35,729,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $796.00K | +0.12% |
| Other Comprehensive Income | $20.30 Million | +2.94% |
| Other Changes | $-35.73 Million | -5.18% |
| Total Change | $- | -2.08% |
Book Value vs Market Value Analysis
This analysis compares Northfield Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.89x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 95.49x to 0.89x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1999-12-31 | $0.16 | $15.31 | x |
| 2003-12-31 | $0.56 | $15.31 | x |
| 2005-12-31 | $0.62 | $15.31 | x |
| 2006-12-31 | $0.67 | $15.31 | x |
| 2007-12-31 | $8.21 | $15.31 | x |
| 2008-12-31 | $8.96 | $15.31 | x |
| 2009-12-31 | $9.08 | $15.31 | x |
| 2010-12-31 | $9.52 | $15.31 | x |
| 2011-12-31 | $9.44 | $15.31 | x |
| 2012-12-31 | $7.53 | $15.31 | x |
| 2013-12-31 | $12.89 | $15.31 | x |
| 2014-12-31 | $11.87 | $15.31 | x |
| 2015-12-31 | $12.87 | $15.31 | x |
| 2016-12-31 | $13.59 | $15.31 | x |
| 2017-12-31 | $13.63 | $15.31 | x |
| 2018-12-31 | $14.15 | $15.31 | x |
| 2019-12-31 | $14.75 | $15.31 | x |
| 2020-12-31 | $15.45 | $15.31 | x |
| 2021-12-31 | $15.18 | $15.31 | x |
| 2022-12-31 | $15.10 | $15.31 | x |
| 2023-12-31 | $16.03 | $15.31 | x |
| 2024-12-31 | $16.93 | $15.31 | x |
| 2025-12-31 | $17.18 | $15.31 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Northfield Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.12%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.43%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 8.34x
- Recent ROE (0.12%) is below the historical average (5.03%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1999 | 5.36% | 1287.46% | 0.00x | 7.58x | $-327.93K |
| 2003 | 10.89% | 282.41% | 0.00x | 10.64x | $1.22 Million |
| 2005 | 8.67% | 18.62% | 0.05x | 9.28x | $-2.02 Million |
| 2006 | 6.61% | 15.61% | 0.05x | 7.90x | $-5.56 Million |
| 2007 | 2.86% | 13.98% | 0.05x | 3.78x | $-26.23 Million |
| 2008 | 4.10% | 19.50% | 0.05x | 4.55x | $-22.83 Million |
| 2009 | 3.08% | 13.25% | 0.05x | 5.11x | $-27.08 Million |
| 2010 | 3.48% | 14.78% | 0.04x | 5.66x | $-25.88 Million |
| 2011 | 4.40% | 16.94% | 0.04x | 6.21x | $-21.44 Million |
| 2012 | 3.86% | 16.01% | 0.04x | 6.78x | $-25.46 Million |
| 2013 | 2.67% | 18.66% | 0.04x | 3.77x | $-52.46 Million |
| 2014 | 3.41% | 20.23% | 0.03x | 5.09x | $-39.13 Million |
| 2015 | 3.49% | 17.81% | 0.03x | 5.72x | $-36.45 Million |
| 2016 | 4.21% | 19.35% | 0.04x | 6.20x | $-35.99 Million |
| 2017 | 3.88% | 17.14% | 0.04x | 6.25x | $-39.12 Million |
| 2018 | 6.01% | 25.79% | 0.04x | 6.61x | $-26.56 Million |
| 2019 | 5.78% | 22.36% | 0.04x | 7.26x | $-29.35 Million |
| 2020 | 4.91% | 20.59% | 0.03x | 7.31x | $-38.41 Million |
| 2021 | 9.55% | 37.83% | 0.03x | 7.34x | $-3.33 Million |
| 2022 | 8.71% | 32.57% | 0.03x | 7.99x | $-9.02 Million |
| 2023 | 5.39% | 18.04% | 0.04x | 8.00x | $-32.28 Million |
| 2024 | 4.25% | 11.91% | 0.04x | 8.04x | $-40.52 Million |
| 2025 | 0.12% | 0.43% | 0.03x | 8.34x | $-68.21 Million |
Industry Comparison
This section compares Northfield Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $627,551,500
- Average return on equity (ROE) among peers: 7.01%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Northfield Bancorp Inc (NFBK) | $690.06 Million | 5.36% | 7.34x | $567.57 Million |
| Ameris Bancorp (ABCB) | $239.36 Million | -1.64% | 9.06x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $5.65 Billion |
| ACNB Corporation (ACNB) | $110.02 Million | 9.35% | 8.91x | $645.30 Million |
| Affinity Bancshares Inc (AFBI) | $45.08 Million | 2.57% | 4.16x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $359.40 Million | 14.66% | 8.44x | $829.34 Million |
| Amalgamated Bank (AMAL) | $344.07 Million | 1.78% | 10.75x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $753.45 Million | 5.71% | 10.20x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $166.38 Million | 13.18% | 10.80x | $724.09 Million |
| Associated Banc-Corp (ASB) | $4.09 Billion | 7.50% | 7.17x | $5.91 Billion |
| AmeriServ Financial Inc (ASRV) | $98.61 Million | 6.11% | 10.88x | $78.95 Million |
About Northfield Bancorp Inc
Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides a range of banking services primarily to individuals and corporate customers. It offers deposit accounts, including passbook, statement, money market savings, and transaction deposit accounts, as well as certificates of deposit. The company also provides commercial and industrial an… Read more