Northfield Bancorp Inc - Asset Resilience Ratio
Northfield Bancorp Inc (NFBK) has an Asset Resilience Ratio of 24.55% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read NFBK total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2025)
This chart shows how Northfield Bancorp Inc's Asset Resilience Ratio has changed over time. See Northfield Bancorp Inc (NFBK) shareholders funds for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Northfield Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Northfield Bancorp Inc market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.41 Billion | 24.55% |
| Total Liquid Assets | $1.41 Billion | 24.55% |
Asset Resilience Insights
- Good Liquidity Position: Northfield Bancorp Inc maintains a healthy 24.55% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Northfield Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Northfield Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Northfield Bancorp Inc (1999–2025)
The table below shows the annual Asset Resilience Ratio data for Northfield Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 24.55% | $1.41 Billion | $5.75 Billion | +5.12pp |
| 2024-12-31 | 19.43% | $1.10 Billion | $5.67 Billion | +5.22pp |
| 2023-12-31 | 14.21% | $795.46 Million | $5.60 Billion | -2.79pp |
| 2022-12-31 | 17.00% | $952.17 Million | $5.60 Billion | -5.25pp |
| 2021-12-31 | 22.25% | $1.21 Billion | $5.43 Billion | -0.69pp |
| 2020-12-31 | 22.94% | $1.26 Billion | $5.51 Billion | +0.42pp |
| 2019-12-31 | 22.52% | $1.14 Billion | $5.06 Billion | +4.19pp |
| 2018-12-31 | 18.33% | $808.03 Million | $4.41 Billion | +5.42pp |
| 2017-12-31 | 12.91% | $515.12 Million | $3.99 Billion | -0.05pp |
| 2016-12-31 | 12.96% | $498.90 Million | $3.85 Billion | -3.95pp |
| 2015-12-31 | 16.91% | $541.60 Million | $3.20 Billion | -8.62pp |
| 2014-12-31 | 25.53% | $771.24 Million | $3.02 Billion | -9.14pp |
| 2013-12-31 | 34.67% | $937.09 Million | $2.70 Billion | -10.67pp |
| 2012-12-31 | 45.34% | $1.28 Billion | $2.81 Billion | -0.88pp |
| 2011-12-31 | 46.22% | $1.10 Billion | $2.38 Billion | +44.71pp |
| 2010-12-31 | 1.51% | $33.99 Million | $2.25 Billion | -0.10pp |
| 2009-12-31 | 1.62% | $32.36 Million | $2.00 Billion | -3.78pp |
| 2008-12-31 | 5.39% | $94.77 Million | $1.76 Billion | +2.34pp |
| 2007-12-31 | 3.05% | $42.31 Million | $1.39 Billion | -1.39pp |
| 2006-12-31 | 4.44% | $57.53 Million | $1.29 Billion | +2.35pp |
| 2005-12-31 | 2.10% | $29.52 Million | $1.41 Billion | -12.74pp |
| 1999-12-31 | 14.84% | $7.95 Million | $53.58 Million | -- |
About Northfield Bancorp Inc
Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides a range of banking services primarily to individuals and corporate customers. It offers deposit accounts, including passbook, statement, money market savings, and transaction deposit accounts, as well as certificates of deposit. The company also provides commercial and industrial an… Read more