Northfield Bancorp Inc - Asset Resilience Ratio

Latest as of December 2025: 24.55%

Northfield Bancorp Inc (NFBK) has an Asset Resilience Ratio of 24.55% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$1.41 Billion

Cash + Short-term Investments

Total Assets

$5.75 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (1999–2025)

This chart shows how Northfield Bancorp Inc's Asset Resilience Ratio has changed over time. Check NFBK strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Northfield Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see NFBK company net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.41 Billion	24.55%
Total Liquid Assets	$1.41 Billion	24.55%

Asset Resilience Insights

Good Liquidity Position: Northfield Bancorp Inc maintains a healthy 24.55% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Northfield Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare Northfield Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Deutsche Bank Aktiengesellschaft F:DBK	Banks - Regional	3.17%
Regions Financial Corporation NYSE:RF	Banks - Regional	17.06%
Bank of Hangzhou Co Ltd SHG:600926	Banks - Regional	7.20%
Banco Santander Chile SN:BSANTANDER	Banks - Regional	6.33%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Synovus Financial Corp NYSE:SNV	Banks - Regional	4.05%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Regional S.A.B. de C.V MX:RA	Banks - Regional	0.00%

Annual Asset Resilience Ratio for Northfield Bancorp Inc (1999–2025)

The table below shows the annual Asset Resilience Ratio data for Northfield Bancorp Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	24.55%	$1.41 Billion	$5.75 Billion	+5.12pp
2024-12-31	19.43%	$1.10 Billion	$5.67 Billion	+5.22pp
2023-12-31	14.21%	$795.46 Million	$5.60 Billion	-2.79pp
2022-12-31	17.00%	$952.17 Million	$5.60 Billion	-5.25pp
2021-12-31	22.25%	$1.21 Billion	$5.43 Billion	-0.69pp
2020-12-31	22.94%	$1.26 Billion	$5.51 Billion	+0.42pp
2019-12-31	22.52%	$1.14 Billion	$5.06 Billion	+4.19pp
2018-12-31	18.33%	$808.03 Million	$4.41 Billion	+5.42pp
2017-12-31	12.91%	$515.12 Million	$3.99 Billion	-0.05pp
2016-12-31	12.96%	$498.90 Million	$3.85 Billion	-3.95pp
2015-12-31	16.91%	$541.60 Million	$3.20 Billion	-8.62pp
2014-12-31	25.53%	$771.24 Million	$3.02 Billion	-9.14pp
2013-12-31	34.67%	$937.09 Million	$2.70 Billion	-10.67pp
2012-12-31	45.34%	$1.28 Billion	$2.81 Billion	-0.88pp
2011-12-31	46.22%	$1.10 Billion	$2.38 Billion	+44.71pp
2010-12-31	1.51%	$33.99 Million	$2.25 Billion	-0.10pp
2009-12-31	1.62%	$32.36 Million	$2.00 Billion	-3.78pp
2008-12-31	5.39%	$94.77 Million	$1.76 Billion	+2.34pp
2007-12-31	3.05%	$42.31 Million	$1.39 Billion	-1.39pp
2006-12-31	4.44%	$57.53 Million	$1.29 Billion	+2.35pp
2005-12-31	2.10%	$29.52 Million	$1.41 Billion	-12.74pp
1999-12-31	14.84%	$7.95 Million	$53.58 Million	--

pp = percentage points

About Northfield Bancorp Inc

NASDAQ:NFBK USA Banks - Regional

Market Cap

$639.40 Million

Market Cap Rank

#11396 Global

#2930 in USA

Share Price

$15.31

Change (1 day)

+0.00%

52-Week Range

$9.99 - $15.31

All Time High

$16.09