Northfield Bancorp Inc - Asset Resilience Ratio
Northfield Bancorp Inc (NFBK) has an Asset Resilience Ratio of 24.55% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Northfield Bancorp Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2025)
This chart shows how Northfield Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see NFBK total asset value.
Liquid Assets Composition Over Time
This chart breaks down Northfield Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Northfield Bancorp Inc (NFBK) investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.41 Billion | 24.55% |
| Total Liquid Assets | $1.41 Billion | 24.55% |
Asset Resilience Insights
- Good Liquidity Position: Northfield Bancorp Inc maintains a healthy 24.55% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Northfield Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Northfield Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Northfield Bancorp Inc (1999–2025)
The table below shows the annual Asset Resilience Ratio data for Northfield Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 24.55% | $1.41 Billion | $5.75 Billion | +5.12pp |
| 2024-12-31 | 19.43% | $1.10 Billion | $5.67 Billion | +5.22pp |
| 2023-12-31 | 14.21% | $795.46 Million | $5.60 Billion | -2.79pp |
| 2022-12-31 | 17.00% | $952.17 Million | $5.60 Billion | -5.25pp |
| 2021-12-31 | 22.25% | $1.21 Billion | $5.43 Billion | -0.69pp |
| 2020-12-31 | 22.94% | $1.26 Billion | $5.51 Billion | +0.42pp |
| 2019-12-31 | 22.52% | $1.14 Billion | $5.06 Billion | +4.19pp |
| 2018-12-31 | 18.33% | $808.03 Million | $4.41 Billion | +5.42pp |
| 2017-12-31 | 12.91% | $515.12 Million | $3.99 Billion | -0.05pp |
| 2016-12-31 | 12.96% | $498.90 Million | $3.85 Billion | -3.95pp |
| 2015-12-31 | 16.91% | $541.60 Million | $3.20 Billion | -8.62pp |
| 2014-12-31 | 25.53% | $771.24 Million | $3.02 Billion | -9.14pp |
| 2013-12-31 | 34.67% | $937.09 Million | $2.70 Billion | -10.67pp |
| 2012-12-31 | 45.34% | $1.28 Billion | $2.81 Billion | -0.88pp |
| 2011-12-31 | 46.22% | $1.10 Billion | $2.38 Billion | +44.71pp |
| 2010-12-31 | 1.51% | $33.99 Million | $2.25 Billion | -0.10pp |
| 2009-12-31 | 1.62% | $32.36 Million | $2.00 Billion | -3.78pp |
| 2008-12-31 | 5.39% | $94.77 Million | $1.76 Billion | +2.34pp |
| 2007-12-31 | 3.05% | $42.31 Million | $1.39 Billion | -1.39pp |
| 2006-12-31 | 4.44% | $57.53 Million | $1.29 Billion | +2.35pp |
| 2005-12-31 | 2.10% | $29.52 Million | $1.41 Billion | -12.74pp |
| 1999-12-31 | 14.84% | $7.95 Million | $53.58 Million | -- |
About Northfield Bancorp Inc
Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides a range of banking services primarily to individuals and corporate customers. It offers deposit accounts, including passbook, statement, money market savings, and transaction deposit accounts, as well as certificates of deposit. The company also provides commercial and industrial an… Read more