Northfield Bancorp Inc Asset Resilience Ratio
Northfield Bancorp Inc asset resilience ratio. Northfield Bancorp Inc (NFBK) has an Asset Resilience Ratio of 24.55% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Northfield Bancorp Inc fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Northfield Bancorp Inc (1999–2025)
Asset resilience ratio of Northfield Bancorp Inc from 1999 to 2025. This chart shows how Northfield Bancorp Inc's Asset Resilience Ratio has changed over time. Read NFBK current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Northfield Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see NFBK current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.41 Billion | 24.55% |
| Total Liquid Assets | $1.41 Billion | 24.55% |
Asset Resilience Insights
- Good Liquidity Position: Northfield Bancorp Inc maintains a healthy 24.55% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Northfield Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Northfield Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Northfield Bancorp Inc Asset Resilience Ratio by Year (1999–2025)
Northfield Bancorp Inc asset resilience ratio by year from 1999 to 2025. The table below shows the annual Asset Resilience Ratio data for Northfield Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 24.55% | $1.41 Billion | $5.75 Billion | +5.12pp |
| 2024-12-31 | 19.43% | $1.10 Billion | $5.67 Billion | +5.22pp |
| 2023-12-31 | 14.21% | $795.46 Million | $5.60 Billion | -2.79pp |
| 2022-12-31 | 17.00% | $952.17 Million | $5.60 Billion | -5.25pp |
| 2021-12-31 | 22.25% | $1.21 Billion | $5.43 Billion | -0.69pp |
| 2020-12-31 | 22.94% | $1.26 Billion | $5.51 Billion | +0.42pp |
| 2019-12-31 | 22.52% | $1.14 Billion | $5.06 Billion | +4.19pp |
| 2018-12-31 | 18.33% | $808.03 Million | $4.41 Billion | +5.42pp |
| 2017-12-31 | 12.91% | $515.12 Million | $3.99 Billion | -0.05pp |
| 2016-12-31 | 12.96% | $498.90 Million | $3.85 Billion | -3.95pp |
| 2015-12-31 | 16.91% | $541.60 Million | $3.20 Billion | -8.62pp |
| 2014-12-31 | 25.53% | $771.24 Million | $3.02 Billion | -9.14pp |
| 2013-12-31 | 34.67% | $937.09 Million | $2.70 Billion | -10.67pp |
| 2012-12-31 | 45.34% | $1.28 Billion | $2.81 Billion | -0.88pp |
| 2011-12-31 | 46.22% | $1.10 Billion | $2.38 Billion | +44.71pp |
| 2010-12-31 | 1.51% | $33.99 Million | $2.25 Billion | -0.10pp |
| 2009-12-31 | 1.62% | $32.36 Million | $2.00 Billion | -3.78pp |
| 2008-12-31 | 5.39% | $94.77 Million | $1.76 Billion | +2.34pp |
| 2007-12-31 | 3.05% | $42.31 Million | $1.39 Billion | -1.39pp |
| 2006-12-31 | 4.44% | $57.53 Million | $1.29 Billion | +2.35pp |
| 2005-12-31 | 2.10% | $29.52 Million | $1.41 Billion | -12.74pp |
| 1999-12-31 | 14.84% | $7.95 Million | $53.58 Million | -- |
About Northfield Bancorp Inc
Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides a range of banking services primarily to individuals and corporate customers. It offers deposit accounts, including passbook, statement, money market savings, and transaction deposit accounts, as well as certificates of deposit. The company also provides commercial and industrial an… Read more