QCR Holdings Inc
QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company's deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and governmen… Read more
QCR Holdings Inc (QCRH) - Net Assets
Latest net assets as of December 2025: $1.11 Billion USD
Based on the latest financial reports, QCR Holdings Inc (QCRH) has net assets worth $1.11 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($9.58 Billion) and total liabilities ($8.46 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.11 Billion |
| % of Total Assets | 11.62% |
| Annual Growth Rate | 16.39% |
| 5-Year Change | -81.24% |
| 10-Year Change | 288.86% |
| Growth Volatility | 333.98 |
QCR Holdings Inc - Net Assets Trend (1995–2025)
This chart illustrates how QCR Holdings Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for QCR Holdings Inc (1995–2025)
The table below shows the annual net assets of QCR Holdings Inc from 1995 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.11 Billion | +11.52% |
| 2024-12-31 | $997.39 Million | +12.50% |
| 2023-12-31 | $886.60 Million | +14.74% |
| 2022-12-31 | $772.72 Million | -86.97% |
| 2021-12-31 | $5.93 Billion | +7.15% |
| 2020-12-31 | $5.53 Billion | +933.59% |
| 2019-12-31 | $535.35 Million | +13.15% |
| 2018-12-31 | $473.14 Million | -87.29% |
| 2017-12-31 | $3.72 Billion | +1201.27% |
| 2016-12-31 | $286.04 Million | -88.10% |
| 2015-12-31 | $2.40 Billion | +6.32% |
| 2014-12-31 | $2.26 Billion | +7.10% |
| 2013-12-31 | $2.11 Billion | +14.28% |
| 2012-12-31 | $1.85 Billion | +1178.83% |
| 2011-12-31 | $144.43 Million | +8.95% |
| 2010-12-31 | $132.57 Million | +5.55% |
| 2009-12-31 | $125.59 Million | +35.79% |
| 2008-12-31 | $92.50 Million | +5.36% |
| 2007-12-31 | $87.79 Million | +21.51% |
| 2006-12-31 | $72.25 Million | +31.07% |
| 2005-12-31 | $55.12 Million | +8.56% |
| 2004-12-31 | $50.77 Million | +21.40% |
| 2003-12-31 | $41.82 Million | -13.92% |
| 2002-12-31 | $48.59 Million | +35.65% |
| 2001-12-31 | $35.82 Million | +13.35% |
| 2000-12-31 | $31.60 Million | +3.61% |
| 1999-12-31 | $30.50 Million | +59.69% |
| 1998-12-31 | $19.10 Million | +30.82% |
| 1997-12-31 | $14.60 Million | +24.79% |
| 1996-12-31 | $11.70 Million | 0.00% |
| 1995-12-31 | $11.70 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to QCR Holdings Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 100000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | $1.11 Billion | 100.00% |
| Total Equity | $1.11 Billion | 100.00% |
QCR Holdings Inc Competitors by Market Cap
The table below lists competitors of QCR Holdings Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Enav SpA
LSE:0RIE
|
$1.32 Billion |
|
Maple Leaf Foods Inc
PINK:MLFNF
|
$1.32 Billion |
|
Sims Metal Management Ltd PK
PINK:SMSMY
|
$1.32 Billion |
|
Sichuan Shuangma Cement Co Ltd
SHE:000935
|
$1.32 Billion |
|
Shenzhen Hymson Laser Intelligent Equipments Co Ltd
SHG:688559
|
$1.32 Billion |
|
ULVAC Inc
PINK:ULVAF
|
$1.32 Billion |
|
Suburban Propane Partners LP
NYSE:SPH
|
$1.32 Billion |
|
Anand Rathi Wealth Limited
NSE:ANANDRATHI
|
$1.32 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in QCR Holdings Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 997,387,000 to 1,112,311,000, a change of 114,924,000 (11.5%).
- Net income of 127,194,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 59,641,000.
- Other factors decreased equity by 71,911,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $127.19 Million | +11.44% |
| Other Comprehensive Income | $59.64 Million | +5.36% |
| Other Changes | $-71.91 Million | -6.47% |
| Total Change | $- | 11.52% |
Book Value vs Market Value Analysis
This analysis compares QCR Holdings Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.24x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 23.53x to 1.24x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1995-12-31 | $3.49 | $82.17 | x |
| 1996-12-31 | $3.62 | $82.17 | x |
| 1997-12-31 | $4.33 | $82.17 | x |
| 1998-12-31 | $5.41 | $82.17 | x |
| 1999-12-31 | $5.14 | $82.17 | x |
| 2000-12-31 | $5.48 | $82.17 | x |
| 2001-12-31 | $6.86 | $82.17 | x |
| 2002-12-31 | $8.89 | $82.17 | x |
| 2003-12-31 | $6.51 | $82.17 | x |
| 2004-12-31 | $11.69 | $82.17 | x |
| 2005-12-31 | $11.80 | $82.17 | x |
| 2006-12-31 | $15.23 | $82.17 | x |
| 2007-12-31 | $18.71 | $82.17 | x |
| 2008-12-31 | $19.56 | $82.17 | x |
| 2009-12-31 | $27.28 | $82.17 | x |
| 2010-12-31 | $28.35 | $82.17 | x |
| 2011-12-31 | $29.73 | $82.17 | x |
| 2012-12-31 | $28.55 | $82.17 | x |
| 2013-12-31 | $26.13 | $82.17 | x |
| 2014-12-31 | $17.90 | $82.17 | x |
| 2015-12-31 | $21.51 | $82.17 | x |
| 2016-12-31 | $22.41 | $82.17 | x |
| 2017-12-31 | $25.82 | $82.17 | x |
| 2018-12-31 | $31.41 | $82.17 | x |
| 2019-12-31 | $33.53 | $82.17 | x |
| 2020-12-31 | $37.22 | $82.17 | x |
| 2021-12-31 | $42.46 | $82.17 | x |
| 2022-12-31 | $45.75 | $82.17 | x |
| 2023-12-31 | $52.57 | $82.17 | x |
| 2024-12-31 | $58.81 | $82.17 | x |
| 2025-12-31 | $66.38 | $82.17 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently QCR Holdings Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.44%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 21.31%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 8.61x
- Recent ROE (11.44%) is above the historical average (9.41%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1995 | 5.98% | 14.58% | 0.04x | 9.53x | $-470.00K |
| 1996 | 5.98% | 8.43% | 0.07x | 9.53x | $-470.00K |
| 1997 | 8.22% | 9.52% | 0.07x | 11.53x | $-260.00K |
| 1998 | 12.57% | 11.32% | 0.08x | 13.10x | $490.00K |
| 1999 | 13.51% | 9.74% | 0.08x | 17.37x | $650.00K |
| 2000 | 14.01% | 9.08% | 0.09x | 17.52x | $785.53K |
| 2001 | 10.06% | 6.87% | 0.09x | 16.83x | $14.03K |
| 2002 | 8.10% | 8.13% | 0.06x | 16.52x | $-696.25K |
| 2003 | 13.06% | 12.26% | 0.06x | 16.98x | $1.28 Million |
| 2004 | 10.27% | 11.17% | 0.05x | 17.14x | $139.27K |
| 2005 | 8.83% | 8.19% | 0.06x | 19.14x | $-636.68K |
| 2006 | 3.95% | 5.17% | 0.04x | 17.94x | $-4.29 Million |
| 2007 | 6.71% | 5.79% | 0.07x | 17.16x | $-2.83 Million |
| 2008 | 7.40% | 6.77% | 0.06x | 17.71x | $-2.35 Million |
| 2009 | 1.43% | 1.75% | 0.06x | 14.36x | $-10.62 Million |
| 2010 | 5.03% | 7.06% | 0.05x | 14.03x | $-6.51 Million |
| 2011 | 6.81% | 10.51% | 0.05x | 13.81x | $-4.55 Million |
| 2012 | 8.99% | 13.71% | 0.04x | 14.91x | $-1.43 Million |
| 2013 | 10.12% | 14.84% | 0.04x | 16.23x | $180.32K |
| 2014 | 10.38% | 14.29% | 0.04x | 17.52x | $545.15K |
| 2015 | 7.49% | 15.21% | 0.04x | 11.48x | $-5.66 Million |
| 2016 | 9.68% | 20.60% | 0.04x | 11.54x | $-917.10K |
| 2017 | 10.11% | 22.01% | 0.04x | 11.27x | $378.29K |
| 2018 | 9.11% | 19.58% | 0.04x | 10.46x | $-4.19 Million |
| 2019 | 10.72% | 20.60% | 0.06x | 9.17x | $3.87 Million |
| 2020 | 10.20% | 19.76% | 0.05x | 9.61x | $1.20 Million |
| 2021 | 14.61% | 33.67% | 0.05x | 9.00x | $31.20 Million |
| 2022 | 12.82% | 27.10% | 0.05x | 10.29x | $21.79 Million |
| 2023 | 12.81% | 21.20% | 0.06x | 9.63x | $24.90 Million |
| 2024 | 11.41% | 19.37% | 0.07x | 9.05x | $14.11 Million |
| 2025 | 11.44% | 21.31% | 0.06x | 8.61x | $15.96 Million |
Industry Comparison
This section compares QCR Holdings Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| QCR Holdings Inc (QCRH) | $1.11 Billion | 5.98% | 7.61x | $1.32 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |