StoneCo Ltd
StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company offers financial services, including payment, prepayment, digital banking, and credit solutions. It distributes its solutions, principally through proprietary and franchised Stone Hubs, which offer… Read more
StoneCo Ltd (STNE) - Net Assets
Latest net assets as of September 2025: $11.79 Billion USD
Based on the latest financial reports, StoneCo Ltd (STNE) has net assets worth $11.79 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($58.60 Billion) and total liabilities ($46.81 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $11.79 Billion |
| % of Total Assets | 20.12% |
| Annual Growth Rate | 45.55% |
| 5-Year Change | -21.11% |
| 10-Year Change | N/A |
| Growth Volatility | 412.42 |
StoneCo Ltd - Net Assets Trend (2016–2024)
This chart illustrates how StoneCo Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for StoneCo Ltd (2016–2024)
The table below shows the annual net assets of StoneCo Ltd from 2016 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $11.83 Billion | -19.41% |
| 2023-12-31 | $14.68 Billion | +13.33% |
| 2022-12-31 | $12.95 Billion | -4.97% |
| 2021-12-31 | $13.63 Billion | -9.10% |
| 2020-12-31 | $14.99 Billion | +909.68% |
| 2019-12-31 | $1.48 Billion | -70.85% |
| 2018-12-31 | $5.09 Billion | +955.38% |
| 2017-12-31 | $482.58 Million | -17.82% |
| 2016-12-31 | $587.24 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to StoneCo Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4792700000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $76.00K | 0.00% |
| Other Comprehensive Income | $13.93 Billion | 118.28% |
| Total Equity | $11.78 Billion | 100.00% |
StoneCo Ltd Competitors by Market Cap
The table below lists competitors of StoneCo Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
JSC National Atomic Company Kazatomprom
PINK:NATKY
|
$3.32 Billion |
|
Adtalem Global Education Inc
NYSE:ATGE
|
$3.32 Billion |
|
Denison Mines Corp
NYSE MKT:DNN
|
$3.32 Billion |
|
JDE Peet's N.V
PINK:JDEPF
|
$3.32 Billion |
|
EDENRED UNSP.ARD 1/2 EO 2
F:QSV0
|
$3.32 Billion |
|
Var Energi ASA
OL:VAR
|
$3.31 Billion |
|
Hainan HNA Infrastructure Investment Group Co Ltd
SHG:600515
|
$3.31 Billion |
|
F5, Inc.
SA:F1FI34
|
$3.31 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in StoneCo Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 14,622,264,000 to 11,775,984,000, a change of -2,846,280,000 (-19.5%).
- Net loss of 1,515,222,000 reduced equity.
- Share repurchases of 1,587,332,000 reduced equity.
- Other comprehensive income increased equity by 192,129,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-1.52 Billion | -12.87% |
| Share Repurchases | $1.59 Billion | -13.48% |
| Other Comprehensive Income | $192.13 Million | +1.63% |
| Other Changes | $64.14 Million | +0.54% |
| Total Change | $- | -19.47% |
Book Value vs Market Value Analysis
This analysis compares StoneCo Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.36x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 5.39x to 0.36x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | $2.58 | $13.90 | x |
| 2017-12-31 | $1.69 | $13.90 | x |
| 2018-12-31 | $18.38 | $13.90 | x |
| 2019-12-31 | $5.35 | $13.90 | x |
| 2020-12-31 | $50.57 | $13.90 | x |
| 2021-12-31 | $43.82 | $13.90 | x |
| 2022-12-31 | $41.34 | $13.90 | x |
| 2023-12-31 | $45.80 | $13.90 | x |
| 2024-12-31 | $39.03 | $13.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently StoneCo Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -12.87%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -11.89%
- • Asset Turnover: 0.23x
- • Equity Multiplier: 4.65x
- Recent ROE (-12.87%) is below the historical average (0.42%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | -22.65% | -28.31% | 0.11x | 7.26x | $-172.74 Million |
| 2017 | -23.26% | -14.67% | 0.11x | 14.20x | $-155.47 Million |
| 2018 | 5.91% | 19.69% | 0.12x | 2.61x | $-208.10 Million |
| 2019 | 54.10% | 33.61% | 0.49x | 3.28x | $654.77 Million |
| 2020 | 5.75% | 26.97% | 0.10x | 2.14x | $-631.28 Million |
| 2021 | -10.04% | -29.69% | 0.11x | 3.11x | $-2.71 Billion |
| 2022 | -4.03% | -5.76% | 0.21x | 3.28x | $-1.81 Billion |
| 2023 | 10.89% | 14.01% | 0.23x | 3.33x | $129.84 Million |
| 2024 | -12.87% | -11.89% | 0.23x | 4.65x | $-2.69 Billion |
Industry Comparison
This section compares StoneCo Ltd's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $237,144,588
- Average return on equity (ROE) among peers: -85.78%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| StoneCo Ltd (STNE) | $11.79 Billion | -22.65% | 3.97x | $3.32 Billion |
| Automatic Bank Services Limited (ABANF) | $231.37 Million | 16.52% | 0.19x | $269.02 Million |
| ACI Worldwide Inc (ACIW) | $76.50 Million | 16.47% | 0.61x | $4.01 Billion |
| Adyen N.V (ADYYF) | $389.78 Million | 18.29% | 1.92x | $34.24 Billion |
| Aeva Technologies, Inc. Common Stock (AEVA) | $99.35 Million | -153.25% | 0.48x | $418.95 Million |
| Aeva Technologies, Inc. Warrants (AEVAW) | $456.38 Million | -22.32% | 0.05x | $3.74 Million |
| Affluence Corporation (AFFU) | $-639.00K | 0.00% | 0.00x | $3.98K |
| Axe Compute Inc. (AGPU) | $923.68K | -706.52% | 2.04x | $2.86 Million |
| C3 Ai Inc (AI) | $838.30 Million | -34.44% | 0.22x | $1.15 Billion |
| iLearningEngines, Inc. (AILE) | $264.32 Million | 1.83% | 0.09x | $17.39 Million |
| PowerFleet, Inc. (AIOT) | $15.17 Million | 5.61% | 0.31x | $383.57 Million |