StoneCo Ltd - Asset Resilience Ratio
StoneCo Ltd (STNE) has an Asset Resilience Ratio of 1.80% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read StoneCo Ltd total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how StoneCo Ltd's Asset Resilience Ratio has changed over time. See STNE net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down StoneCo Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is StoneCo Ltd worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.12 Billion | 1.8% |
| Total Liquid Assets | $1.12 Billion | 1.80% |
Asset Resilience Insights
- Limited Liquidity: StoneCo Ltd maintains only 1.80% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
StoneCo Ltd Industry Peers by Asset Resilience Ratio
Compare StoneCo Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
StoneCo Ltd
F:0Q0 |
Software - Infrastructure | 3.36% |
|
TIZA Information Industry Corporation Inc
SHE:300209 |
Software - Infrastructure | 0.25% |
|
Megaport Ltd
AU:MP1 |
Software - Infrastructure | 39.23% |
|
Inesa Intelligent Tech Inc B
SHG:900901 |
Software - Infrastructure | 1.50% |
|
RAIZ Invest Ltd
AU:RZI |
Software - Infrastructure | 1.21% |
|
Heeros Oyj
HE:HEEROS |
Software - Infrastructure | 6.79% |
|
IXUP Ltd
AU:IXU |
Software - Infrastructure | 0.74% |
|
Spirent Communications plc
LSE:SPT |
Software - Infrastructure | 0.01% |
Annual Asset Resilience Ratio for StoneCo Ltd (2016–2025)
The table below shows the annual Asset Resilience Ratio data for StoneCo Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.80% | $1.12 Billion | $62.27 Billion | -15.21pp |
| 2024-12-31 | 17.01% | $9.32 Billion | $54.81 Billion | -3.28pp |
| 2023-12-31 | 20.29% | $9.88 Billion | $48.69 Billion | +2.74pp |
| 2022-12-31 | 17.55% | $7.41 Billion | $42.25 Billion | +7.24pp |
| 2021-12-31 | 10.31% | $4.34 Billion | $42.10 Billion | -17.54pp |
| 2020-12-31 | 27.85% | $8.84 Billion | $31.75 Billion | +12.87pp |
| 2019-12-31 | 14.98% | $730.11 Million | $4.87 Billion | -5.86pp |
| 2018-12-31 | 20.84% | $2.77 Billion | $13.29 Billion | +17.80pp |
| 2017-12-31 | 3.04% | $201.76 Million | $6.64 Billion | +1.31pp |
| 2016-12-31 | 1.73% | $66.34 Million | $3.84 Billion | -- |
About StoneCo Ltd
StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company offers financial services, including payment, prepayment, digital banking, and credit solutions. It distributes its solutions, principally through proprietary and franchised Stone Hubs, which offer… Read more