StoneCo Ltd - Asset Resilience Ratio

Latest as of March 2026: 1.80%

StoneCo Ltd (STNE) has an Asset Resilience Ratio of 1.80% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$1.12 Billion
Cash + Short-term Investments

Total Assets

$62.27 Billion
All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2016–2025)

This chart shows how StoneCo Ltd's Asset Resilience Ratio has changed over time. Check strategic asset allocation of StoneCo Ltd to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down StoneCo Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is StoneCo Ltd worth.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $1.12 Billion 1.8%
Total Liquid Assets $1.12 Billion 1.80%

Asset Resilience Insights

  • Limited Liquidity: StoneCo Ltd maintains only 1.80% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

StoneCo Ltd Industry Peers by Asset Resilience Ratio

Compare StoneCo Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Oracle Corporation
NYSE:ORCL
Software - Infrastructure 0.23%
Qi An Xin Technology Group Inc
SHG:688561
Software - Infrastructure 1.17%
Worldline SA
PA:WLN
Software - Infrastructure 0.94%
Feitian Technologies Co Ltd
SHE:300386
Software - Infrastructure 0.01%
Beta Systems Software AG
F:SPT6
Software - Infrastructure 3.10%
Spirent Communications plc
LSE:SPT
Software - Infrastructure 0.01%
Shamaym Improve Ltd
TA:SHMM
Software - Infrastructure 0.11%
Fineos Corporation Holdings Plc
AU:FCL
Software - Infrastructure 17.63%

Annual Asset Resilience Ratio for StoneCo Ltd (2016–2025)

The table below shows the annual Asset Resilience Ratio data for StoneCo Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 1.80% $1.12 Billion $62.27 Billion -15.21pp
2024-12-31 17.01% $9.32 Billion $54.81 Billion -3.28pp
2023-12-31 20.29% $9.88 Billion $48.69 Billion +2.74pp
2022-12-31 17.55% $7.41 Billion $42.25 Billion +7.24pp
2021-12-31 10.31% $4.34 Billion $42.10 Billion -17.54pp
2020-12-31 27.85% $8.84 Billion $31.75 Billion +12.87pp
2019-12-31 14.98% $730.11 Million $4.87 Billion -5.86pp
2018-12-31 20.84% $2.77 Billion $13.29 Billion +17.80pp
2017-12-31 3.04% $201.76 Million $6.64 Billion +1.31pp
2016-12-31 1.73% $66.34 Million $3.84 Billion --
pp = percentage points

About StoneCo Ltd

NASDAQ:STNE USA Software - Infrastructure
Market Cap
$2.47 Billion
Market Cap Rank
#5410 Global
#1798 in USA
Share Price
$10.76
Change (1 day)
-2.00%
52-Week Range
$9.61 - $19.46
All Time High
$94.09
About

StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company provides financial services, including payment, prepayment, digital banking, and credit solutions. It offers payment solutions of electronic payments and alternative payment methods, such as paymen… Read more