StoneCo Ltd (STNE) - Net Assets
Based on the latest financial reports, StoneCo Ltd (STNE) has net assets worth $11.82 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($62.27 Billion) and total liabilities ($50.44 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check StoneCo Ltd liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $11.82 Billion |
| % of Total Assets | 18.99% |
| Annual Growth Rate | 39.6% |
| 5-Year Change | -13.25% |
| 10-Year Change | N/A |
| Growth Volatility | 394.91 |
StoneCo Ltd - Net Assets Trend (2016–2025)
This chart illustrates how StoneCo Ltd's net assets have evolved over time, based on quarterly financial data. Also explore StoneCo Ltd balance sheet assets for the complete picture of this company's asset base.
Annual Net Assets for StoneCo Ltd (2016–2025)
The table below shows the annual net assets of StoneCo Ltd from 2016 to 2025. For live valuation and market cap data, see StoneCo Ltd stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $11.82 Billion | -0.05% |
| 2024-12-31 | $11.83 Billion | -19.41% |
| 2023-12-31 | $14.68 Billion | +13.33% |
| 2022-12-31 | $12.95 Billion | -4.97% |
| 2021-12-31 | $13.63 Billion | -9.10% |
| 2020-12-31 | $14.99 Billion | +909.68% |
| 2019-12-31 | $1.48 Billion | -70.85% |
| 2018-12-31 | $5.09 Billion | +955.38% |
| 2017-12-31 | $482.58 Million | -17.82% |
| 2016-12-31 | $587.24 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to StoneCo Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 236663900000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.97 Billion | 16.74% |
| Common Stock | $75.96K | 0.00% |
| Other Comprehensive Income | $-1.29 Billion | -10.95% |
| Other Components | $11.10 Billion | 94.20% |
| Total Equity | $11.78 Billion | 100.00% |
StoneCo Ltd Competitors by Market Cap
The table below lists competitors of StoneCo Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Ningbo Jintian Copper Group Co Ltd
SHG:601609
|
$2.56 Billion |
|
Enerflex Ltd.
NYSE:EFXT
|
$2.57 Billion |
|
Companhia de Gás de São Paulo - COMGÁS
SA:CGAS3
|
$2.57 Billion |
|
WOOLWORTHS HDGS GDR
F:WN30
|
$2.57 Billion |
|
Crane NXT Co
NYSE:CXT
|
$2.56 Billion |
|
Dongfang Electronics Co Ltd
SHE:000682
|
$2.56 Billion |
|
First Merchants Corporation
NASDAQ:FRME
|
$2.56 Billion |
|
TP ICAP GROUP PLC LS -25
F:8D7
|
$2.56 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in StoneCo Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 11,775,984,000 to 11,782,106,000, a change of 6,122,000 (0.1%).
- Net income of 2,322,793,000 contributed positively to equity growth.
- Share repurchases of 2,928,359,093 reduced equity.
- Other comprehensive income decreased equity by 15,217,722,000.
- Other factors increased equity by 15,829,410,093.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $2.32 Billion | +19.71% |
| Share Repurchases | $2.93 Billion | -24.85% |
| Other Comprehensive Income | $-15.22 Billion | -129.16% |
| Other Changes | $15.83 Billion | +134.35% |
| Total Change | $- | 0.05% |
Book Value vs Market Value Analysis
This analysis compares StoneCo Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.26x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 4.30x to 0.26x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | $2.58 | $11.09 | x |
| 2017-12-31 | $1.69 | $11.09 | x |
| 2018-12-31 | $18.37 | $11.09 | x |
| 2019-12-31 | $5.35 | $11.09 | x |
| 2020-12-31 | $50.57 | $11.09 | x |
| 2021-12-31 | $43.82 | $11.09 | x |
| 2022-12-31 | $41.34 | $11.09 | x |
| 2023-12-31 | $45.80 | $11.09 | x |
| 2024-12-31 | $39.03 | $11.09 | x |
| 2025-12-31 | $43.08 | $11.09 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently StoneCo Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 19.71%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.41%
- • Asset Turnover: 0.23x
- • Equity Multiplier: 5.28x
- Recent ROE (19.71%) is above the historical average (2.35%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | -22.65% | -28.31% | 0.11x | 7.26x | $-172.74 Million |
| 2017 | -23.26% | -14.67% | 0.11x | 14.20x | $-155.47 Million |
| 2018 | 5.91% | 19.69% | 0.12x | 2.61x | $-208.07 Million |
| 2019 | 54.10% | 33.61% | 0.49x | 3.28x | $654.77 Million |
| 2020 | 5.75% | 26.97% | 0.10x | 2.14x | $-631.28 Million |
| 2021 | -10.04% | -29.69% | 0.11x | 3.11x | $-2.71 Billion |
| 2022 | -4.03% | -5.76% | 0.21x | 3.28x | $-1.81 Billion |
| 2023 | 10.89% | 14.01% | 0.23x | 3.33x | $129.84 Million |
| 2024 | -12.87% | -11.89% | 0.23x | 4.65x | $-2.69 Billion |
| 2025 | 19.71% | 16.41% | 0.23x | 5.28x | $1.14 Billion |
Industry Comparison
This section compares StoneCo Ltd's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $527,355,826
- Average return on equity (ROE) among peers: -32.22%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| StoneCo Ltd (STNE) | $11.82 Billion | -22.65% | 4.27x | $2.56 Billion |
| ACI Worldwide Inc (ACIW) | $267.21 Million | 20.72% | 1.00x | $4.34 Billion |
| Aeva Technologies, Inc. Common Stock (AEVA) | $26.91 Million | -95.01% | 0.21x | $821.47 Million |
| Aeva Technologies, Inc. Common Stock (AEVA) | $456.38 Million | -22.24% | 0.05x | $906.22 Million |
| Axe Compute Inc. (AGPU) | $-2.19 Million | 0.00% | 0.00x | $24.93 Million |
| C3 Ai Inc (AI) | $1.06 Billion | -5.25% | 0.13x | $1.26 Billion |
| iLearningEngines, Inc. (AILE) | $264.32 Million | 0.95% | 0.09x | $59.29 Million |
| PowerFleet, Inc. (AIOT) | $13.57 Million | 2.93% | 0.26x | $437.32 Million |
| Airship AI Holdings Inc (AISP) | $-8.36 Million | 0.00% | 0.00x | $83.39 Million |
| AIxCrypto Holdings, Inc. (AIXC) | $2.68 Million | -233.64% | 0.75x | $5.68 Million |
| Akamai Technologies Inc (AKAM) | $3.19 Billion | 9.35% | 0.71x | $15.05 Billion |
About StoneCo Ltd
StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company offers financial services, including payment, prepayment, digital banking, and credit solutions. It distributes its solutions, principally through proprietary and franchised Stone Hubs, which offer… Read more