The Bancorp Inc
The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of cr… Read more
The Bancorp Inc (TBBK) - Net Assets
Latest net assets as of December 2025: $689.80 Million USD
Based on the latest financial reports, The Bancorp Inc (TBBK) has net assets worth $689.80 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($9.35 Billion) and total liabilities ($8.66 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $689.80 Million |
| % of Total Assets | 7.38% |
| Annual Growth Rate | 17.55% |
| 5-Year Change | -89.69% |
| 10-Year Change | 130.94% |
| Growth Volatility | 267.3 |
The Bancorp Inc - Net Assets Trend (2001–2025)
This chart illustrates how The Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for The Bancorp Inc (2001–2025)
The table below shows the annual net assets of The Bancorp Inc from 2001 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $689.80 Million | -12.66% |
| 2024-12-31 | $789.78 Million | -2.17% |
| 2023-12-31 | $807.28 Million | +16.32% |
| 2022-12-31 | $694.03 Million | -89.63% |
| 2021-12-31 | $6.69 Billion | +9.24% |
| 2020-12-31 | $6.13 Billion | +9.30% |
| 2019-12-31 | $5.60 Billion | +1277.71% |
| 2018-12-31 | $406.78 Million | +25.49% |
| 2017-12-31 | $324.15 Million | +8.52% |
| 2016-12-31 | $298.69 Million | -16.11% |
| 2015-12-31 | $356.03 Million | +11.60% |
| 2014-12-31 | $319.02 Million | -11.02% |
| 2013-12-31 | $358.54 Million | +6.49% |
| 2012-12-31 | $336.68 Million | +24.02% |
| 2011-12-31 | $271.48 Million | +36.49% |
| 2010-12-31 | $198.91 Million | +9.72% |
| 2009-12-31 | $181.28 Million | +0.49% |
| 2008-12-31 | $180.40 Million | +2.35% |
| 2007-12-31 | $176.26 Million | +18.37% |
| 2006-12-31 | $148.91 Million | +10.35% |
| 2005-12-31 | $134.95 Million | +11.16% |
| 2004-12-31 | $121.40 Million | +460.15% |
| 2003-12-31 | $21.67 Million | +27.72% |
| 2002-12-31 | $16.97 Million | +19.17% |
| 2001-12-31 | $14.24 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to The Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 100736800000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.01 Billion | 146.04% |
| Common Stock | $689.80 Million | 100.00% |
| Total Equity | $689.80 Million | 100.00% |
The Bancorp Inc Competitors by Market Cap
The table below lists competitors of The Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Traton SE
PINK:TRATF
|
$2.12 Billion |
|
MR. PRICE GROUP RC -025
F:M5M1
|
$2.13 Billion |
|
Kindred Group plc
PINK:KNDGF
|
$2.13 Billion |
|
Cargotec Oyj
HE:CGCBV
|
$2.13 Billion |
|
NORDIC SEMICOND. ADS/1
F:N0S0
|
$2.12 Billion |
|
ZhongAn Online P & C Insurance Co. Ltd
PINK:ZZHGF
|
$2.12 Billion |
|
Koninklijke Heijmans N.V.
AS:HEIJM
|
$2.12 Billion |
|
Tibet Summit Resources Co Ltd
SHG:600338
|
$2.12 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in The Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 789,783,000 to 689,796,000, a change of -99,987,000 (-12.7%).
- Net income of 228,213,000 contributed positively to equity growth.
- Share repurchases of 378,341,000 reduced equity.
- New share issuances of 2,061,000 increased equity.
- Other comprehensive income increased equity by 17,637,000.
- Other factors increased equity by 30,443,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $228.21 Million | +33.08% |
| Share Repurchases | $378.34 Million | -54.85% |
| Share Issuances | $2.06 Million | +0.3% |
| Other Comprehensive Income | $17.64 Million | +2.56% |
| Other Changes | $30.44 Million | +4.41% |
| Total Change | $- | -12.66% |
Book Value vs Market Value Analysis
This analysis compares The Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.58x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 7.75x to 3.58x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2001-12-31 | $6.86 | $53.14 | x |
| 2002-12-31 | $8.17 | $53.14 | x |
| 2003-12-31 | $10.44 | $53.14 | x |
| 2004-12-31 | $11.30 | $53.14 | x |
| 2005-12-31 | $10.25 | $53.14 | x |
| 2006-12-31 | $10.40 | $53.14 | x |
| 2007-12-31 | $12.20 | $53.14 | x |
| 2008-12-31 | $12.40 | $53.14 | x |
| 2009-12-31 | $9.38 | $53.14 | x |
| 2010-12-31 | $7.60 | $53.14 | x |
| 2011-12-31 | $8.50 | $53.14 | x |
| 2012-12-31 | $10.11 | $53.14 | x |
| 2013-12-31 | $9.41 | $53.14 | x |
| 2014-12-31 | $8.46 | $53.14 | x |
| 2015-12-31 | $9.44 | $53.14 | x |
| 2016-12-31 | $6.67 | $53.14 | x |
| 2017-12-31 | $5.77 | $53.14 | x |
| 2018-12-31 | $7.13 | $53.14 | x |
| 2019-12-31 | $8.45 | $53.14 | x |
| 2020-12-31 | $9.95 | $53.14 | x |
| 2021-12-31 | $11.09 | $53.14 | x |
| 2022-12-31 | $11.88 | $53.14 | x |
| 2023-12-31 | $14.66 | $53.14 | x |
| 2024-12-31 | $15.57 | $53.14 | x |
| 2025-12-31 | $14.86 | $53.14 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently The Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 33.08%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 33.05%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 13.56x
- Recent ROE (33.08%) is above the historical average (5.40%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | -25.41% | -331.02% | 0.01x | 10.89x | $-5.04 Million |
| 2002 | 0.05% | 0.39% | 0.10x | 1.38x | $-1.69 Million |
| 2003 | 4.94% | 4.24% | 0.08x | 14.03x | $-1.10 Million |
| 2004 | 3.06% | 13.53% | 0.05x | 4.75x | $-8.42 Million |
| 2005 | 5.52% | 14.47% | 0.06x | 6.80x | $-6.05 Million |
| 2006 | 8.39% | 14.53% | 0.06x | 8.96x | $-2.39 Million |
| 2007 | 8.14% | 12.56% | 0.07x | 8.90x | $-3.29 Million |
| 2008 | -23.49% | -39.48% | 0.06x | 9.94x | $-60.42 Million |
| 2009 | 2.26% | 4.39% | 0.05x | 9.55x | $-14.03 Million |
| 2010 | 2.63% | 5.05% | 0.04x | 12.04x | $-14.67 Million |
| 2011 | 3.28% | 7.53% | 0.04x | 11.09x | $-18.23 Million |
| 2012 | -12.82% | -48.50% | 0.02x | 10.99x | $-76.82 Million |
| 2013 | -4.02% | -10.83% | 0.03x | 13.12x | $-50.28 Million |
| 2014 | 17.90% | 39.53% | 0.03x | 15.63x | $25.21 Million |
| 2015 | 3.77% | 6.20% | 0.04x | 14.09x | $-22.17 Million |
| 2016 | -32.30% | -66.68% | 0.03x | 16.21x | $-126.36 Million |
| 2017 | 6.69% | 9.99% | 0.05x | 14.52x | $-10.74 Million |
| 2018 | 21.80% | 29.39% | 0.07x | 10.95x | $48.00 Million |
| 2019 | 10.64% | 18.17% | 0.05x | 11.68x | $3.11 Million |
| 2020 | 13.78% | 27.11% | 0.05x | 10.80x | $21.97 Million |
| 2021 | 16.96% | 33.85% | 0.05x | 10.49x | $45.41 Million |
| 2022 | 18.76% | 31.45% | 0.05x | 11.39x | $60.81 Million |
| 2023 | 23.82% | 31.44% | 0.08x | 9.55x | $111.57 Million |
| 2024 | 27.54% | 30.63% | 0.08x | 11.05x | $138.56 Million |
| 2025 | 33.08% | 33.05% | 0.07x | 13.56x | $159.23 Million |
Industry Comparison
This section compares The Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| The Bancorp Inc (TBBK) | $689.80 Million | -25.41% | 12.56x | $2.12 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |