TriCo Bancshares
TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial banking services to individual and corporate customers. The company accepts demand, savings, and time deposits; and offers checking, specialized, money market, education, health savings, certificate of deposit, and business and public funds savings accounts, as well as individual retirement accounts… Read more
TriCo Bancshares (TCBK) - Net Assets
Latest net assets as of December 2025: $1.33 Billion USD
Based on the latest financial reports, TriCo Bancshares (TCBK) has net assets worth $1.33 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($9.82 Billion) and total liabilities ($8.49 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.33 Billion |
| % of Total Assets | 13.52% |
| Annual Growth Rate | 11.75% |
| 5-Year Change | 32.78% |
| 10-Year Change | 178.2% |
| Growth Volatility | 14.83 |
TriCo Bancshares - Net Assets Trend (1991–2025)
This chart illustrates how TriCo Bancshares's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for TriCo Bancshares (1991–2025)
The table below shows the annual net assets of TriCo Bancshares from 1991 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.33 Billion | +8.77% |
| 2024-12-31 | $1.22 Billion | +5.28% |
| 2023-12-31 | $1.16 Billion | +10.82% |
| 2022-12-31 | $1.05 Billion | +4.62% |
| 2021-12-31 | $1.00 Billion | +8.11% |
| 2020-12-31 | $925.11 Million | +2.05% |
| 2019-12-31 | $906.57 Million | +9.57% |
| 2018-12-31 | $827.37 Million | +63.57% |
| 2017-12-31 | $505.81 Million | +5.96% |
| 2016-12-31 | $477.35 Million | +5.58% |
| 2015-12-31 | $452.12 Million | +8.04% |
| 2014-12-31 | $418.48 Million | +66.76% |
| 2013-12-31 | $250.95 Million | +9.41% |
| 2012-12-31 | $229.36 Million | +5.97% |
| 2011-12-31 | $216.44 Million | +8.01% |
| 2010-12-31 | $200.40 Million | -0.13% |
| 2009-12-31 | $200.65 Million | +1.37% |
| 2008-12-31 | $197.93 Million | +4.79% |
| 2007-12-31 | $188.88 Million | +11.47% |
| 2006-12-31 | $169.44 Million | +13.34% |
| 2005-12-31 | $149.49 Million | +8.22% |
| 2004-12-31 | $138.13 Million | +7.95% |
| 2003-12-31 | $127.96 Million | +29.23% |
| 2002-12-31 | $99.01 Million | +13.90% |
| 2001-12-31 | $86.93 Million | +1.99% |
| 2000-12-31 | $85.23 Million | +16.60% |
| 1999-12-31 | $73.10 Million | +1.53% |
| 1998-12-31 | $72.00 Million | +10.60% |
| 1997-12-31 | $65.10 Million | +7.07% |
| 1996-12-31 | $60.80 Million | +14.29% |
| 1995-12-31 | $53.20 Million | +10.37% |
| 1994-12-31 | $48.20 Million | +15.31% |
| 1993-12-31 | $41.80 Million | +33.12% |
| 1992-12-31 | $31.40 Million | +3.29% |
| 1991-12-31 | $30.40 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to TriCo Bancshares's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 147948.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $740.24 Million | 55.74% |
| Common Stock | $682.36 Million | 51.38% |
| Other Comprehensive Income | $-94.61 Million | -7.12% |
| Total Equity | $1.33 Billion | 100.00% |
TriCo Bancshares Competitors by Market Cap
The table below lists competitors of TriCo Bancshares ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Fujian Sunner Development Co Ltd
SHE:002299
|
$1.45 Billion |
|
Grupo Cementos de Chihuahua S.A.B. de C.V
PINK:GCWOF
|
$1.45 Billion |
|
Business intelligence of Oriental Nations Corp Ltd
SHE:300166
|
$1.45 Billion |
|
Steelcase Inc
NYSE:SCS
|
$1.45 Billion |
|
Kohl's Corporation
NYSE:KSS
|
$1.45 Billion |
|
Vericel Corporation
F:ATQP
|
$1.45 Billion |
|
Sharplink Gaming Ltd
NASDAQ:SBET
|
$1.45 Billion |
|
TAL Education Group
NYSE:TAL
|
$1.45 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in TriCo Bancshares's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,220,907,000 to 1,328,001,000, a change of 107,094,000 (8.8%).
- Net income of 121,558,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 57,857,000.
- Other factors decreased equity by 72,321,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $121.56 Million | +9.15% |
| Other Comprehensive Income | $57.86 Million | +4.36% |
| Other Changes | $-72.32 Million | -5.45% |
| Total Change | $- | 8.77% |
Book Value vs Market Value Analysis
This analysis compares TriCo Bancshares's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.16x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 12.08x to 1.16x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1991-12-31 | $3.90 | $47.08 | x |
| 1992-12-31 | $3.50 | $47.08 | x |
| 1993-12-31 | $3.72 | $47.08 | x |
| 1994-12-31 | $3.66 | $47.08 | x |
| 1995-12-31 | $3.97 | $47.08 | x |
| 1996-12-31 | $4.37 | $47.08 | x |
| 1997-12-31 | $4.66 | $47.08 | x |
| 1998-12-31 | $4.95 | $47.08 | x |
| 1999-12-31 | $5.00 | $47.08 | x |
| 2000-12-31 | $5.80 | $47.08 | x |
| 2001-12-31 | $6.02 | $47.08 | x |
| 2002-12-31 | $6.88 | $47.08 | x |
| 2003-12-31 | $8.12 | $47.08 | x |
| 2004-12-31 | $8.49 | $47.08 | x |
| 2005-12-31 | $9.16 | $47.08 | x |
| 2006-12-31 | $10.36 | $47.08 | x |
| 2007-12-31 | $11.54 | $47.08 | x |
| 2008-12-31 | $12.33 | $47.08 | x |
| 2009-12-31 | $12.53 | $47.08 | x |
| 2010-12-31 | $12.52 | $47.08 | x |
| 2011-12-31 | $13.53 | $47.08 | x |
| 2012-12-31 | $14.29 | $47.08 | x |
| 2013-12-31 | $15.49 | $47.08 | x |
| 2014-12-31 | $23.35 | $47.08 | x |
| 2015-12-31 | $19.66 | $47.08 | x |
| 2016-12-31 | $20.68 | $47.08 | x |
| 2017-12-31 | $21.76 | $47.08 | x |
| 2018-12-31 | $30.78 | $47.08 | x |
| 2019-12-31 | $29.58 | $47.08 | x |
| 2020-12-31 | $31.12 | $47.08 | x |
| 2021-12-31 | $33.47 | $47.08 | x |
| 2022-12-31 | $31.98 | $47.08 | x |
| 2023-12-31 | $34.77 | $47.08 | x |
| 2024-12-31 | $36.74 | $47.08 | x |
| 2025-12-31 | $40.70 | $47.08 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently TriCo Bancshares utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.15%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.79%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 7.40x
- Recent ROE (9.15%) is below the historical average (11.20%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1991 | 14.14% | 10.94% | 0.10x | 12.65x | $1.26 Million |
| 1992 | 16.56% | 13.00% | 0.09x | 13.84x | $2.06 Million |
| 1993 | 15.07% | 14.86% | 0.08x | 12.35x | $2.12 Million |
| 1994 | 12.24% | 12.22% | 0.08x | 12.32x | $1.08 Million |
| 1995 | 13.16% | 13.49% | 0.09x | 11.35x | $1.68 Million |
| 1996 | 12.01% | 13.08% | 0.08x | 11.43x | $1.22 Million |
| 1997 | 9.06% | 8.49% | 0.08x | 12.69x | $-610.00K |
| 1998 | 12.22% | 11.28% | 0.09x | 12.56x | $1.60 Million |
| 1999 | 15.60% | 14.13% | 0.09x | 12.65x | $4.09 Million |
| 2000 | 14.81% | 13.83% | 0.09x | 11.40x | $4.10 Million |
| 2001 | 14.29% | 14.04% | 0.09x | 11.57x | $3.73 Million |
| 2002 | 14.21% | 16.77% | 0.07x | 11.56x | $4.17 Million |
| 2003 | 13.20% | 17.43% | 0.07x | 11.48x | $4.09 Million |
| 2004 | 14.61% | 18.39% | 0.07x | 11.77x | $6.37 Million |
| 2005 | 15.83% | 19.14% | 0.07x | 12.32x | $8.72 Million |
| 2006 | 15.83% | 18.30% | 0.08x | 11.33x | $9.89 Million |
| 2007 | 13.60% | 16.59% | 0.08x | 10.49x | $6.81 Million |
| 2008 | 8.49% | 11.33% | 0.07x | 10.32x | $-3.00 Million |
| 2009 | 4.96% | 6.98% | 0.07x | 10.82x | $-10.10 Million |
| 2010 | 3.00% | 4.37% | 0.06x | 10.93x | $-14.03 Million |
| 2011 | 8.59% | 13.64% | 0.05x | 11.81x | $-3.05 Million |
| 2012 | 8.28% | 13.16% | 0.06x | 11.38x | $-3.94 Million |
| 2013 | 10.92% | 19.44% | 0.05x | 10.93x | $2.30 Million |
| 2014 | 6.24% | 17.10% | 0.04x | 9.35x | $-15.74 Million |
| 2015 | 9.69% | 21.63% | 0.05x | 9.34x | $-1.39 Million |
| 2016 | 9.39% | 21.01% | 0.05x | 9.46x | $-2.92 Million |
| 2017 | 8.02% | 17.88% | 0.05x | 9.41x | $-10.03 Million |
| 2018 | 8.26% | 25.08% | 0.04x | 7.68x | $-14.42 Million |
| 2019 | 10.16% | 28.70% | 0.05x | 7.14x | $1.42 Million |
| 2020 | 7.01% | 20.43% | 0.04x | 8.26x | $-27.70 Million |
| 2021 | 11.76% | 35.13% | 0.04x | 8.61x | $17.64 Million |
| 2022 | 11.99% | 30.44% | 0.04x | 9.49x | $20.78 Million |
| 2023 | 10.12% | 23.82% | 0.05x | 8.55x | $1.42 Million |
| 2024 | 9.41% | 21.92% | 0.05x | 7.92x | $-7.22 Million |
| 2025 | 9.15% | 22.79% | 0.05x | 7.40x | $-11.24 Million |
Industry Comparison
This section compares TriCo Bancshares's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $16,924,188,763
- Average return on equity (ROE) among peers: 8.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| TriCo Bancshares (TCBK) | $1.33 Billion | 14.14% | 6.40x | $1.45 Billion |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.91 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $474.47 Million |
| Addiko Bank AG (ADBKF) | $851.70 Million | 0.16% | 5.94x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $79.30 Million |
| Absa Group Limited (AGRPF) | $85.20 Billion | 14.06% | 10.26x | $6.72 Billion |
| AIB Group plc (AIBGY) | $13.66 Billion | 4.74% | 8.36x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $62.92 Billion | 9.95% | 6.60x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $5.78 Billion | 1.48% | 10.55x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $18.00 Million | 9.85% | 14.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |