Upbound Group Inc. (UPBD) - Net Assets
Based on the latest financial reports, Upbound Group Inc. (UPBD) has net assets worth $687.30 Million USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.21 Billion) and total liabilities ($2.52 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check UPBD cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $687.30 Million |
| % of Total Assets | 21.4% |
| Annual Growth Rate | 15.08% |
| 5-Year Change | 6.23% |
| 10-Year Change | 33.69% |
| Growth Volatility | 170.95 |
Upbound Group Inc. - Net Assets Trend (1994–2024)
This chart illustrates how Upbound Group Inc.'s net assets have evolved over time, based on quarterly financial data. Also explore Upbound Group Inc. assets under control for the complete picture of this company's asset base.
Annual Net Assets for Upbound Group Inc. (1994–2024)
The table below shows the annual net assets of Upbound Group Inc. from 1994 to 2024. For live valuation and market cap data, see UPBD company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $628.98 Million | +12.24% |
| 2023-12-31 | $560.37 Million | +6.71% |
| 2022-12-31 | $525.15 Million | +2.31% |
| 2021-12-31 | $513.28 Million | -13.31% |
| 2020-12-31 | $592.08 Million | +29.00% |
| 2019-12-31 | $458.96 Million | +60.19% |
| 2018-12-31 | $286.52 Million | +5.17% |
| 2017-12-31 | $272.44 Million | +2.83% |
| 2016-12-31 | $264.93 Million | -43.69% |
| 2015-12-31 | $470.48 Million | -66.14% |
| 2014-12-31 | $1.39 Billion | +3.41% |
| 2013-12-31 | $1.34 Billion | -8.59% |
| 2012-12-31 | $1.47 Billion | +8.14% |
| 2011-12-31 | $1.36 Billion | +0.40% |
| 2010-12-31 | $1.35 Billion | +8.52% |
| 2009-12-31 | $1.25 Billion | +15.60% |
| 2008-12-31 | $1.08 Billion | +13.95% |
| 2007-12-31 | $947.09 Million | +0.44% |
| 2006-12-31 | $942.96 Million | +14.52% |
| 2005-12-31 | $823.43 Million | +3.67% |
| 2004-12-31 | $794.27 Million | -0.07% |
| 2003-12-31 | $794.83 Million | -5.65% |
| 2002-12-31 | $842.40 Million | +107.81% |
| 2001-12-31 | $405.38 Million | -31.36% |
| 2000-12-31 | $590.60 Million | +23.66% |
| 1999-12-31 | $477.60 Million | +15.25% |
| 1998-12-31 | $414.40 Million | +171.20% |
| 1997-12-31 | $152.80 Million | +21.75% |
| 1996-12-31 | $125.50 Million | +30.05% |
| 1995-12-31 | $96.50 Million | +937.63% |
| 1994-12-31 | $9.30 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Upbound Group Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 11542.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.04 Billion | 164.74% |
| Common Stock | $1.11 Million | 0.18% |
| Other Comprehensive Income | $-11.21 Million | -1.78% |
| Total Equity | $628.98 Million | 100.00% |
Upbound Group Inc. Competitors by Market Cap
The table below lists competitors of Upbound Group Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
NCC Limited
NSE:NCC
|
$1.11 Billion |
|
SINOPEC Engineering (Group) Co. Ltd
F:1NS
|
$1.11 Billion |
|
Indika Energy Tbk
JK:INDY
|
$1.11 Billion |
|
SMA SOLAR T. UNSP.ADR/01
F:S93
|
$1.11 Billion |
|
Shenzhen Coship Electronics Co Ltd
SHE:002052
|
$1.11 Billion |
|
Wangneng Environment Co Ltd
SHE:002034
|
$1.11 Billion |
|
POLESTAR AUTO.ADR/A
F:A4N1
|
$1.11 Billion |
|
Holy Stone Enterprise Co Ltd
TW:3026
|
$1.11 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Upbound Group Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 560,372,000 to 628,984,000, a change of 68,612,000 (12.2%).
- Net income of 123,478,000 contributed positively to equity growth.
- Dividend payments of 82,299,000 reduced retained earnings.
- Share repurchases of 3,689,000 reduced equity.
- Other comprehensive income decreased equity by 6,849,000.
- Other factors increased equity by 37,971,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $123.48 Million | +19.63% |
| Dividends Paid | $82.30 Million | -13.08% |
| Share Repurchases | $3.69 Million | -0.59% |
| Other Comprehensive Income | $-6.85 Million | -1.09% |
| Other Changes | $37.97 Million | +6.04% |
| Total Change | $- | 12.24% |
Book Value vs Market Value Analysis
This analysis compares Upbound Group Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.71x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 500.69x to 1.71x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1994-12-31 | $0.04 | $19.19 | x |
| 1995-12-31 | $1.52 | $19.19 | x |
| 1996-12-31 | $2.01 | $19.19 | x |
| 1997-12-31 | $0.98 | $19.19 | x |
| 1998-12-31 | $2.65 | $19.19 | x |
| 1999-12-31 | $6.73 | $19.19 | x |
| 2000-12-31 | $7.55 | $19.19 | x |
| 2001-12-31 | $5.71 | $19.19 | x |
| 2002-12-31 | $9.86 | $19.19 | x |
| 2003-12-31 | $9.11 | $19.19 | x |
| 2004-12-31 | $9.89 | $19.19 | x |
| 2005-12-31 | $11.10 | $19.19 | x |
| 2006-12-31 | $13.35 | $19.19 | x |
| 2007-12-31 | $13.63 | $19.19 | x |
| 2008-12-31 | $16.06 | $19.19 | x |
| 2009-12-31 | $18.74 | $19.19 | x |
| 2010-12-31 | $20.54 | $19.19 | x |
| 2011-12-31 | $21.96 | $19.19 | x |
| 2012-12-31 | $24.74 | $19.19 | x |
| 2013-12-31 | $24.36 | $19.19 | x |
| 2014-12-31 | $26.15 | $19.19 | x |
| 2015-12-31 | $8.87 | $19.19 | x |
| 2016-12-31 | $4.99 | $19.19 | x |
| 2017-12-31 | $5.06 | $19.19 | x |
| 2018-12-31 | $5.25 | $19.19 | x |
| 2019-12-31 | $8.20 | $19.19 | x |
| 2020-12-31 | $10.62 | $19.19 | x |
| 2021-12-31 | $7.68 | $19.19 | x |
| 2022-12-31 | $8.91 | $19.19 | x |
| 2023-12-31 | $10.19 | $19.19 | x |
| 2024-12-31 | $11.25 | $19.19 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Upbound Group Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 19.63%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 2.86%
- • Asset Turnover: 1.63x
- • Equity Multiplier: 4.21x
- Recent ROE (19.63%) is above the historical average (7.45%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1994 | 59.14% | 7.39% | 2.01x | 3.98x | $4.57 Million |
| 1995 | 11.09% | 8.03% | 0.90x | 1.53x | $1.05 Million |
| 1996 | 14.34% | 7.56% | 1.36x | 1.39x | $5.45 Million |
| 1997 | 16.95% | 7.91% | 1.57x | 1.37x | $10.62 Million |
| 1998 | 5.98% | 3.06% | 0.54x | 3.63x | $-16.64 Million |
| 1999 | 12.44% | 4.19% | 0.95x | 3.11x | $11.64 Million |
| 2000 | 17.44% | 6.43% | 1.08x | 2.52x | $43.97 Million |
| 2001 | 16.33% | 3.66% | 1.12x | 4.00x | $25.68 Million |
| 2002 | 20.44% | 8.57% | 1.24x | 1.92x | $87.93 Million |
| 2003 | 22.83% | 8.15% | 1.22x | 2.30x | $102.01 Million |
| 2004 | 19.62% | 6.74% | 1.18x | 2.48x | $76.43 Million |
| 2005 | 16.48% | 5.80% | 1.20x | 2.37x | $53.39 Million |
| 2006 | 10.93% | 4.24% | 0.89x | 2.91x | $8.80 Million |
| 2007 | 8.05% | 2.62% | 1.11x | 2.77x | $-18.44 Million |
| 2008 | 12.94% | 4.84% | 1.16x | 2.31x | $31.70 Million |
| 2009 | 13.46% | 6.10% | 1.13x | 1.96x | $43.10 Million |
| 2010 | 12.68% | 6.28% | 1.02x | 1.99x | $36.26 Million |
| 2011 | 12.11% | 5.71% | 1.03x | 2.06x | $28.72 Million |
| 2012 | 12.48% | 5.95% | 1.07x | 1.95x | $36.51 Million |
| 2013 | 9.54% | 4.13% | 1.03x | 2.25x | $-6.12 Million |
| 2014 | 6.94% | 3.05% | 0.96x | 2.36x | $-42.52 Million |
| 2015 | -184.20% | -26.43% | 1.65x | 4.22x | $-913.68 Million |
| 2016 | -42.76% | -3.82% | 1.85x | 6.05x | $-139.77 Million |
| 2017 | 2.44% | 0.25% | 1.90x | 5.21x | $-20.59 Million |
| 2018 | 2.96% | 0.32% | 1.90x | 4.88x | $-20.16 Million |
| 2019 | 37.81% | 6.50% | 1.69x | 3.45x | $127.65 Million |
| 2020 | 35.15% | 7.40% | 1.61x | 2.96x | $148.91 Million |
| 2021 | 26.29% | 2.94% | 1.53x | 5.83x | $83.61 Million |
| 2022 | 2.35% | 0.29% | 1.54x | 5.26x | $-40.16 Million |
| 2023 | -0.92% | -0.13% | 1.47x | 4.86x | $-61.22 Million |
| 2024 | 19.63% | 2.86% | 1.63x | 4.21x | $60.58 Million |
Industry Comparison
This section compares Upbound Group Inc.'s net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $1,232,448,014
- Average return on equity (ROE) among peers: 1.73%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Upbound Group Inc. (UPBD) | $687.30 Million | 59.14% | 3.67x | $1.11 Billion |
| Adobe Systems Incorporated (ADBE) | $9.36 Billion | 27.67% | 1.00x | $93.73 Billion |
| ADEIA CORP (ADEA) | $545.10 Million | -11.47% | 0.92x | $3.00 Billion |
| Automatic Data Processing Inc (ADP) | $949.50 Million | 19.76% | 0.77x | $76.36 Billion |
| Autodesk Inc (ADSK) | $267.30 Million | 21.62% | 0.23x | $48.93 Billion |
| AudioEye Inc (AEYE) | $9.44 Million | -45.08% | 2.15x | $71.03 Million |
| Agilysys Inc (AGYS) | $52.90 Million | 15.69% | 1.77x | $1.91 Billion |
| Firefly Neuroscience, Inc. (AIFF) | $-3.01 Million | 0.00% | 0.00x | $24.73 Million |
| XIAO-I Corporation American Depositary Shares (AIXI) | $-8.47 Million | 0.00% | 0.00x | $10.77 Million |
| Alight Inc (ALIT) | $805.00 Million | 2.73% | 7.18x | $408.81 Million |
| Alkami Technology Inc (ALKT) | $344.61 Million | -13.59% | 0.27x | $1.72 Billion |
About Upbound Group Inc.
Upbound Group, Inc. leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. It operates through four segments: Rent-A-Center, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels. It also provides furniture comprising … Read more