Upbound Group Inc. (UPBD) - Net Assets
Based on the latest financial reports, Upbound Group Inc. (UPBD) has net assets worth $733.35 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.10 Billion) and total liabilities ($2.37 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check UPBD PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $733.35 Million |
| % of Total Assets | 23.63% |
| Annual Growth Rate | 14.93% |
| 5-Year Change | 35.55% |
| 10-Year Change | 162.61% |
| Growth Volatility | 168.28 |
Upbound Group Inc. - Net Assets Trend (1994–2025)
This chart illustrates how Upbound Group Inc.'s net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see Upbound Group Inc. (UPBD) market capitalisation.
Annual Net Assets for Upbound Group Inc. (1994–2025)
The table below shows the annual net assets of Upbound Group Inc. from 1994 to 2025. Also explore Upbound Group Inc. equity growth rate to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $695.74 Million | +10.61% |
| 2024-12-31 | $628.98 Million | +12.24% |
| 2023-12-31 | $560.37 Million | +6.71% |
| 2022-12-31 | $525.15 Million | +2.31% |
| 2021-12-31 | $513.28 Million | -13.31% |
| 2020-12-31 | $592.08 Million | +29.00% |
| 2019-12-31 | $458.96 Million | +60.19% |
| 2018-12-31 | $286.52 Million | +5.17% |
| 2017-12-31 | $272.44 Million | +2.83% |
| 2016-12-31 | $264.93 Million | -43.69% |
| 2015-12-31 | $470.48 Million | -66.14% |
| 2014-12-31 | $1.39 Billion | +3.41% |
| 2013-12-31 | $1.34 Billion | -8.59% |
| 2012-12-31 | $1.47 Billion | +8.14% |
| 2011-12-31 | $1.36 Billion | +0.40% |
| 2010-12-31 | $1.35 Billion | +8.52% |
| 2009-12-31 | $1.25 Billion | +15.60% |
| 2008-12-31 | $1.08 Billion | +13.95% |
| 2007-12-31 | $947.09 Million | +0.44% |
| 2006-12-31 | $942.96 Million | +14.52% |
| 2005-12-31 | $823.43 Million | +3.67% |
| 2004-12-31 | $794.27 Million | -0.07% |
| 2003-12-31 | $794.83 Million | -5.65% |
| 2002-12-31 | $842.40 Million | +107.81% |
| 2001-12-31 | $405.38 Million | -31.36% |
| 2000-12-31 | $590.60 Million | +23.66% |
| 1999-12-31 | $477.60 Million | +15.25% |
| 1998-12-31 | $414.40 Million | +171.20% |
| 1997-12-31 | $152.80 Million | +21.75% |
| 1996-12-31 | $125.50 Million | +30.05% |
| 1995-12-31 | $96.50 Million | +937.63% |
| 1994-12-31 | $9.30 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Upbound Group Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 11345.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.02 Billion | 146.41% |
| Common Stock | $1.13 Million | 0.16% |
| Other Comprehensive Income | $-6.97 Million | -1.00% |
| Total Equity | $695.74 Million | 100.00% |
Upbound Group Inc. Competitors by Market Cap
The table below lists competitors of Upbound Group Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Maoye Commercial Co Ltd
SHG:600828
|
$1.04 Billion |
|
Olectra Greentech Limited
NSE:OLECTRA
|
$1.04 Billion |
|
Service Stream Ltd
AU:SSM
|
$1.04 Billion |
|
Jiangxi Guotai Civilian
SHG:603977
|
$1.04 Billion |
|
Ningbo Fuda Co Ltd
SHG:600724
|
$1.04 Billion |
|
Prospect Capital Corporation
NASDAQ:PSEC
|
$1.04 Billion |
|
Shenzhen WOTE Advanced Materials Co Ltd
SHE:002886
|
$1.04 Billion |
|
Paradise Co. Ltd
KQ:034230
|
$1.04 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Upbound Group Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 628,984,000 to 695,740,000, a change of 66,756,000 (10.6%).
- Net income of 73,242,000 contributed positively to equity growth.
- Dividend payments of 87,865,000 reduced retained earnings.
- Share repurchases of 566,000 reduced equity.
- Other comprehensive income increased equity by 4,238,000.
- Other factors increased equity by 77,707,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $73.24 Million | +10.53% |
| Dividends Paid | $87.86 Million | -12.63% |
| Share Repurchases | $566.00K | -0.08% |
| Other Comprehensive Income | $4.24 Million | +0.61% |
| Other Changes | $77.71 Million | +11.17% |
| Total Change | $- | 10.61% |
Book Value vs Market Value Analysis
This analysis compares Upbound Group Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.50x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 463.90x to 1.50x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1994-12-31 | $0.04 | $17.78 | x |
| 1995-12-31 | $1.52 | $17.78 | x |
| 1996-12-31 | $2.01 | $17.78 | x |
| 1997-12-31 | $0.98 | $17.78 | x |
| 1998-12-31 | $2.65 | $17.78 | x |
| 1999-12-31 | $6.73 | $17.78 | x |
| 2000-12-31 | $7.55 | $17.78 | x |
| 2001-12-31 | $5.71 | $17.78 | x |
| 2002-12-31 | $9.86 | $17.78 | x |
| 2003-12-31 | $9.11 | $17.78 | x |
| 2004-12-31 | $9.89 | $17.78 | x |
| 2005-12-31 | $11.10 | $17.78 | x |
| 2006-12-31 | $13.35 | $17.78 | x |
| 2007-12-31 | $13.63 | $17.78 | x |
| 2008-12-31 | $16.06 | $17.78 | x |
| 2009-12-31 | $18.74 | $17.78 | x |
| 2010-12-31 | $20.54 | $17.78 | x |
| 2011-12-31 | $21.96 | $17.78 | x |
| 2012-12-31 | $24.74 | $17.78 | x |
| 2013-12-31 | $24.36 | $17.78 | x |
| 2014-12-31 | $26.15 | $17.78 | x |
| 2015-12-31 | $8.87 | $17.78 | x |
| 2016-12-31 | $4.99 | $17.78 | x |
| 2017-12-31 | $5.06 | $17.78 | x |
| 2018-12-31 | $5.25 | $17.78 | x |
| 2019-12-31 | $8.20 | $17.78 | x |
| 2020-12-31 | $10.62 | $17.78 | x |
| 2021-12-31 | $7.68 | $17.78 | x |
| 2022-12-31 | $8.91 | $17.78 | x |
| 2023-12-31 | $10.19 | $17.78 | x |
| 2024-12-31 | $11.25 | $17.78 | x |
| 2025-12-31 | $11.87 | $17.78 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Upbound Group Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.53%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 1.56%
- • Asset Turnover: 1.43x
- • Equity Multiplier: 4.71x
- Recent ROE (10.53%) is above the historical average (7.55%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1994 | 59.14% | 7.39% | 2.01x | 3.98x | $4.57 Million |
| 1995 | 11.09% | 8.03% | 0.90x | 1.53x | $1.05 Million |
| 1996 | 14.34% | 7.56% | 1.36x | 1.39x | $5.45 Million |
| 1997 | 16.95% | 7.91% | 1.57x | 1.37x | $10.62 Million |
| 1998 | 5.98% | 3.06% | 0.54x | 3.63x | $-16.64 Million |
| 1999 | 12.44% | 4.19% | 0.95x | 3.11x | $11.64 Million |
| 2000 | 17.44% | 6.43% | 1.08x | 2.52x | $43.97 Million |
| 2001 | 16.33% | 3.66% | 1.12x | 4.00x | $25.68 Million |
| 2002 | 20.44% | 8.57% | 1.24x | 1.92x | $87.93 Million |
| 2003 | 22.83% | 8.15% | 1.22x | 2.30x | $102.01 Million |
| 2004 | 19.62% | 6.74% | 1.18x | 2.48x | $76.43 Million |
| 2005 | 16.48% | 5.80% | 1.20x | 2.37x | $53.39 Million |
| 2006 | 10.93% | 4.24% | 0.89x | 2.91x | $8.80 Million |
| 2007 | 8.05% | 2.62% | 1.11x | 2.77x | $-18.44 Million |
| 2008 | 12.94% | 4.84% | 1.16x | 2.31x | $31.70 Million |
| 2009 | 13.46% | 6.10% | 1.13x | 1.96x | $43.10 Million |
| 2010 | 12.68% | 6.28% | 1.02x | 1.99x | $36.26 Million |
| 2011 | 12.11% | 5.71% | 1.03x | 2.06x | $28.72 Million |
| 2012 | 12.48% | 5.95% | 1.07x | 1.95x | $36.51 Million |
| 2013 | 9.54% | 4.13% | 1.03x | 2.25x | $-6.12 Million |
| 2014 | 6.94% | 3.05% | 0.96x | 2.36x | $-42.52 Million |
| 2015 | -184.20% | -26.43% | 1.65x | 4.22x | $-913.68 Million |
| 2016 | -42.76% | -3.82% | 1.85x | 6.05x | $-139.77 Million |
| 2017 | 2.44% | 0.25% | 1.90x | 5.21x | $-20.59 Million |
| 2018 | 2.96% | 0.32% | 1.90x | 4.88x | $-20.16 Million |
| 2019 | 37.81% | 6.50% | 1.69x | 3.45x | $127.65 Million |
| 2020 | 35.15% | 7.40% | 1.61x | 2.96x | $148.91 Million |
| 2021 | 26.29% | 2.94% | 1.53x | 5.83x | $83.61 Million |
| 2022 | 2.35% | 0.29% | 1.54x | 5.26x | $-40.16 Million |
| 2023 | -0.92% | -0.13% | 1.47x | 4.86x | $-61.22 Million |
| 2024 | 19.63% | 2.86% | 1.63x | 4.21x | $60.58 Million |
| 2025 | 10.53% | 1.56% | 1.43x | 4.71x | $3.67 Million |
Industry Comparison
This section compares Upbound Group Inc.'s net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $486,562,247
- Average return on equity (ROE) among peers: -297.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Upbound Group Inc. (UPBD) | $733.35 Million | 59.14% | 3.23x | $1.04 Billion |
| Adobe Systems Incorporated (ADBE) | $512.21 Million | 46.42% | 0.57x | $99.57 Billion |
| ADEIA CORP (ADEA) | $179.96 Million | 17.48% | 0.06x | $2.75 Billion |
| Automatic Data Processing Inc (ADP) | $3.41 Billion | 17.77% | 0.52x | $107.69 Billion |
| Autodesk Inc (ADSK) | $243.60 Million | 17.08% | 1.02x | $46.71 Billion |
| AudioEye Inc (AEYE) | $307.24K | -3117.67% | 13.61x | $71.03 Million |
| Agilysys Inc (AGYS) | $479.46 Million | 0.76% | 0.45x | $2.97 Billion |
| BlockchAIn Digital Infrastructure, Inc (AIB) | $9.98 Million | 52.24% | 0.32x | $43.69 Million |
| Firefly Neuroscience, Inc. (AIFF) | $-3.01 Million | 0.00% | 0.00x | $13.22 Million |
| PowerFleet, Inc. (AIOT) | $45.60 Million | -8.86% | 0.38x | $397.31 Million |
| XIAO-I Corporation American Depositary Shares (AIXI) | $-8.98 Million | 0.00% | 0.00x | $8.14 Million |
About Upbound Group Inc.
Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories. In addition, it offers merchandise on an i… Read more