Upbound Group Inc. - Asset Resilience Ratio
Upbound Group Inc. (UPBD) has an Asset Resilience Ratio of 3.68% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Upbound Group Inc. short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2025)
This chart shows how Upbound Group Inc.'s Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Upbound Group Inc. (UPBD) total assets.
Liquid Assets Composition Over Time
This chart breaks down Upbound Group Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read Upbound Group Inc. debt and liabilities for a breakdown of total debt and financial obligations.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $120.53 Million | 3.68% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $120.53 Million | 3.68% |
Asset Resilience Insights
- Limited Liquidity: Upbound Group Inc. maintains only 3.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Upbound Group Inc. Industry Peers by Asset Resilience Ratio
Compare Upbound Group Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Beijing Kingsoft Office Software In
SHG:688111 |
Software - Application | 7.51% |
|
Xero Ltd
AU:XRO |
Software - Application | 18.62% |
|
Webull Corp
NASDAQ:BULL |
Software - Application | 4.45% |
|
Douzone Bizon Co Ltd
KO:012510 |
Software - Application | 3.64% |
|
Shanghai Suochen Information Technology Co. Ltd. A
SHG:688507 |
Software - Application | 0.17% |
|
Beijing Global Safety Technology Co Ltd
SHE:300523 |
Software - Application | 0.01% |
|
Shanghai Baosight Software Co Ltd B
SHG:900926 |
Software - Application | 0.04% |
|
Client Service International Inc
SHE:300663 |
Software - Application | 0.49% |
Annual Asset Resilience Ratio for Upbound Group Inc. (2020–2025)
The table below shows the annual Asset Resilience Ratio data for Upbound Group Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 3.68% | $120.53 Million | $3.28 Billion | +1.38pp |
| 2024-12-31 | 2.30% | $60.86 Million | $2.65 Billion | -1.15pp |
| 2023-12-31 | 3.44% | $93.70 Million | $2.72 Billion | -1.77pp |
| 2022-12-31 | 5.22% | $144.14 Million | $2.76 Billion | +1.60pp |
| 2021-12-31 | 3.62% | $108.33 Million | $2.99 Billion | -5.49pp |
| 2020-12-31 | 9.11% | $159.45 Million | $1.75 Billion | -- |
About Upbound Group Inc.
Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories. In addition, it offers merchandise on an i… Read more