Upbound Group Inc. - Asset Resilience Ratio
Upbound Group Inc. (UPBD) has an Asset Resilience Ratio of 3.33% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check UPBD strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2024)
This chart shows how Upbound Group Inc.'s Asset Resilience Ratio has changed over time. See net asset quality index of Upbound Group Inc. to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Upbound Group Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see UPBD company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $107.02 Million | 3.33% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $107.02 Million | 3.33% |
Asset Resilience Insights
- Limited Liquidity: Upbound Group Inc. maintains only 3.33% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Upbound Group Inc. Industry Peers by Asset Resilience Ratio
Compare Upbound Group Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Shenzhen Intellifusion Technologies Co. Ltd. A
SHG:688343 |
Software - Application | 21.19% |
|
Navan, Inc. Class A Common Stock
NASDAQ:NAVN |
Software - Application | 9.19% |
|
Fujian Newland Computer Co Ltd
SHE:000997 |
Software - Application | 12.89% |
|
Navinfo Co Ltd
SHE:002405 |
Software - Application | 1.84% |
|
Anhui Wantong Technology Co Ltd
SHE:002331 |
Software - Application | 3.70% |
|
Shandong Shanda Oumasoft CO.LTD.
SHE:301185 |
Software - Application | 17.79% |
|
Hunan Copote Science Technology Co Ltd
SHG:600476 |
Software - Application | 3.55% |
|
Streamwide
PA:ALSTW |
Software - Application | 19.05% |
Annual Asset Resilience Ratio for Upbound Group Inc. (2020–2024)
The table below shows the annual Asset Resilience Ratio data for Upbound Group Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 2.30% | $60.86 Million | $2.65 Billion | -1.15pp |
| 2023-12-31 | 3.44% | $93.70 Million | $2.72 Billion | -1.77pp |
| 2022-12-31 | 5.22% | $144.14 Million | $2.76 Billion | +1.60pp |
| 2021-12-31 | 3.62% | $108.33 Million | $2.99 Billion | -5.49pp |
| 2020-12-31 | 9.11% | $159.45 Million | $1.75 Billion | -- |
About Upbound Group Inc.
Upbound Group, Inc. leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. It operates through four segments: Rent-A-Center, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels. It also provides furniture comprising … Read more