Upbound Group Inc. Asset Resilience Ratio
Upbound Group Inc. asset resilience ratio. Upbound Group Inc. (UPBD) has an Asset Resilience Ratio of 3.68% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Upbound Group Inc. defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Upbound Group Inc. (2020–2025)
Asset resilience ratio of Upbound Group Inc. from 2020 to 2025. This chart shows how Upbound Group Inc.'s Asset Resilience Ratio has changed over time. Read UPBD current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Upbound Group Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Upbound Group Inc. total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $120.53 Million | 3.68% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $120.53 Million | 3.68% |
Asset Resilience Insights
- Limited Liquidity: Upbound Group Inc. maintains only 3.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Upbound Group Inc. Industry Peers by Asset Resilience Ratio
Compare Upbound Group Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
TaTaTu SpA
PA:ALTTU |
Software - Application | 1.52% |
|
Wealthfront Corporation Common Stock
NASDAQ:WLTH |
Software - Application | 45.82% |
|
IReader Technology Co Ltd
SHG:603533 |
Software - Application | 16.95% |
|
Nanjing Doron Technology Corp
SHG:603528 |
Software - Application | 32.76% |
|
Chrysos Corporation Ltd
AU:C79 |
Software - Application | 7.54% |
|
Socar Inc.
KO:403550 |
Software - Application | 1.30% |
|
Envirosuite Ltd
AU:EVS |
Software - Application | 0.66% |
|
Quick Heal Technologies Limited
NSE:QUICKHEAL |
Software - Application | 37.51% |
Upbound Group Inc. Asset Resilience Ratio by Year (2020–2025)
Upbound Group Inc. asset resilience ratio by year from 2020 to 2025. The table below shows the annual Asset Resilience Ratio data for Upbound Group Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 3.68% | $120.53 Million | $3.28 Billion | +1.38pp |
| 2024-12-31 | 2.30% | $60.86 Million | $2.65 Billion | -1.15pp |
| 2023-12-31 | 3.44% | $93.70 Million | $2.72 Billion | -1.77pp |
| 2022-12-31 | 5.22% | $144.14 Million | $2.76 Billion | +1.60pp |
| 2021-12-31 | 3.62% | $108.33 Million | $2.99 Billion | -5.49pp |
| 2020-12-31 | 9.11% | $159.45 Million | $1.75 Billion | -- |
About Upbound Group Inc.
Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories. In addition, it offers merchandise on an i… Read more