Bank of Baroda
Bank of Baroda Limited provides various banking products and services to individuals, government departments, and corporate customers in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, salary, and current accounts; and fixed and recurring deposits. It also provides loans, inclu… Read more
Bank of Baroda (BANKBARODA) - Net Assets
Latest net assets as of December 2025: ₹1.66 Trillion INR
Based on the latest financial reports, Bank of Baroda (BANKBARODA) has net assets worth ₹1.66 Trillion INR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹19.71 Trillion) and total liabilities (₹18.06 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹1.66 Trillion |
| % of Total Assets | 8.4% |
| Annual Growth Rate | 17.48% |
| 5-Year Change | 78.39% |
| 10-Year Change | 246.04% |
| Growth Volatility | 11.14 |
Bank of Baroda - Net Assets Trend (2005–2025)
This chart illustrates how Bank of Baroda's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank of Baroda (2005–2025)
The table below shows the annual net assets of Bank of Baroda from 2005 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹1.48 Trillion | +22.38% |
| 2024-03-31 | ₹1.21 Trillion | +13.84% |
| 2023-03-31 | ₹1.06 Trillion | +14.49% |
| 2022-03-31 | ₹926.26 Billion | +11.83% |
| 2021-03-31 | ₹828.26 Billion | +8.28% |
| 2020-03-31 | ₹764.90 Billion | +38.23% |
| 2019-03-31 | ₹553.37 Billion | +18.14% |
| 2018-03-31 | ₹468.39 Billion | +8.17% |
| 2017-03-31 | ₹433.00 Billion | +1.41% |
| 2016-03-31 | ₹426.97 Billion | +1.17% |
| 2015-03-31 | ₹422.04 Billion | +11.05% |
| 2014-03-31 | ₹380.05 Billion | +13.82% |
| 2013-03-31 | ₹333.92 Billion | +16.72% |
| 2012-03-31 | ₹286.07 Billion | +30.63% |
| 2011-03-31 | ₹218.99 Billion | +38.83% |
| 2010-03-31 | ₹157.74 Billion | +17.97% |
| 2009-03-31 | ₹133.71 Billion | +17.34% |
| 2008-03-31 | ₹113.95 Billion | +27.90% |
| 2007-03-31 | ₹89.09 Billion | +9.48% |
| 2006-03-31 | ₹81.38 Billion | +38.09% |
| 2005-03-31 | ₹58.93 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank of Baroda's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3155806700000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹31.56 Billion | 2.15% |
| Common Stock | ₹10.36 Billion | 0.71% |
| Other Comprehensive Income | ₹1.11 Trillion | 75.68% |
| Other Components | ₹314.32 Billion | 21.45% |
| Total Equity | ₹1.47 Trillion | 100.00% |
Bank of Baroda Competitors by Market Cap
The table below lists competitors of Bank of Baroda ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Weatherford International plc
NASDAQ:WFRD
|
$6.06 Billion |
|
Unigroup Guoxin Microelectronics Co Ltd
SHE:002049
|
$6.06 Billion |
|
MEBUKI FINANCIAL GROUP
F:5EE
|
$6.07 Billion |
|
Joby Aviation
NYSE:JOBY
|
$6.07 Billion |
|
GULF ENERGY DEVELOPMENT-NVDR
BK:GULF-R
|
$6.05 Billion |
|
R1 RCM Inc
NASDAQ:RCM
|
$6.04 Billion |
|
SSAB AB ser. B
HE:SSABBH
|
$6.04 Billion |
|
Companhia Energética de Minas Gerais - CEMIG
SA:CMIG3
|
$6.04 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank of Baroda's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,197,122,413,000 to 1,465,027,153,000, a change of 267,904,740,000 (22.4%).
- Net income of 207,163,280,000 contributed positively to equity growth.
- Dividend payments of 39,302,400,000 reduced retained earnings.
- Share repurchases of 8,100,000 reduced equity.
- New share issuances of 8,100,000 increased equity.
- Other comprehensive income increased equity by 261,505,322,000.
- Other factors decreased equity by 161,461,462,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹207.16 Billion | +14.14% |
| Dividends Paid | ₹39.30 Billion | -2.68% |
| Share Repurchases | ₹8.10 Million | -0.0% |
| Share Issuances | ₹8.10 Million | +0.0% |
| Other Comprehensive Income | ₹261.51 Billion | +17.85% |
| Other Changes | ₹-161.46 Billion | -11.02% |
| Total Change | ₹- | 22.38% |
Book Value vs Market Value Analysis
This analysis compares Bank of Baroda's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 16.89x to 1.00x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-03-31 | ₹16.77 | ₹283.25 | x |
| 2006-03-31 | ₹23.25 | ₹283.25 | x |
| 2007-03-31 | ₹25.44 | ₹283.25 | x |
| 2008-03-31 | ₹32.55 | ₹283.25 | x |
| 2009-03-31 | ₹38.19 | ₹283.25 | x |
| 2010-03-31 | ₹45.04 | ₹283.25 | x |
| 2011-03-31 | ₹62.55 | ₹283.25 | x |
| 2012-03-31 | ₹81.72 | ₹283.25 | x |
| 2013-03-31 | ₹95.38 | ₹283.25 | x |
| 2014-03-31 | ₹108.46 | ₹283.25 | x |
| 2015-03-31 | ₹120.42 | ₹283.25 | x |
| 2016-03-31 | ₹188.20 | ₹283.25 | x |
| 2017-03-31 | ₹186.91 | ₹283.25 | x |
| 2018-03-31 | ₹201.69 | ₹283.25 | x |
| 2019-03-31 | ₹157.61 | ₹283.25 | x |
| 2020-03-31 | ₹189.91 | ₹283.25 | x |
| 2021-03-31 | ₹176.69 | ₹283.25 | x |
| 2022-03-31 | ₹177.65 | ₹283.25 | x |
| 2023-03-31 | ₹203.15 | ₹283.25 | x |
| 2024-03-31 | ₹231.49 | ₹283.25 | x |
| 2025-03-31 | ₹283.30 | ₹283.25 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank of Baroda utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.14%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 14.00%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 12.71x
- Recent ROE (14.14%) is above the historical average (10.00%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 12.82% | 9.32% | 0.08x | 16.65x | ₹1.65 Billion |
| 2006 | 11.15% | 10.58% | 0.07x | 14.38x | ₹933.96 Million |
| 2007 | 12.72% | 10.44% | 0.07x | 16.54x | ₹2.41 Billion |
| 2008 | 13.63% | 10.82% | 0.08x | 16.15x | ₹4.13 Billion |
| 2009 | 17.89% | 12.96% | 0.08x | 17.38x | ₹10.52 Billion |
| 2010 | 20.23% | 15.74% | 0.07x | 18.09x | ₹16.08 Billion |
| 2011 | 20.31% | 17.18% | 0.07x | 16.78x | ₹22.51 Billion |
| 2012 | 18.41% | 15.28% | 0.08x | 16.04x | ₹23.97 Billion |
| 2013 | 14.44% | 11.79% | 0.07x | 16.81x | ₹14.76 Billion |
| 2014 | 13.21% | 10.91% | 0.07x | 17.86x | ₹12.16 Billion |
| 2015 | 9.31% | 7.74% | 0.07x | 17.47x | ₹-2.90 Billion |
| 2016 | -11.92% | -9.85% | 0.07x | 16.26x | ₹-93.18 Billion |
| 2017 | 4.21% | 3.47% | 0.07x | 16.70x | ₹-24.92 Billion |
| 2018 | -4.05% | -3.55% | 0.07x | 16.06x | ₹-65.44 Billion |
| 2019 | 2.00% | 1.81% | 0.07x | 14.90x | ₹-44.00 Billion |
| 2020 | 1.22% | 1.03% | 0.08x | 15.77x | ₹-66.83 Billion |
| 2021 | 1.88% | 1.75% | 0.07x | 14.60x | ₹-66.91 Billion |
| 2022 | 8.54% | 9.00% | 0.07x | 14.59x | ₹-13.37 Billion |
| 2023 | 14.19% | 14.10% | 0.07x | 14.52x | ₹44.00 Billion |
| 2024 | 15.68% | 13.62% | 0.08x | 13.82x | ₹67.96 Billion |
| 2025 | 14.14% | 14.00% | 0.08x | 12.71x | ₹60.66 Billion |
Industry Comparison
This section compares Bank of Baroda's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $86,026,889,871
- Average return on equity (ROE) among peers: 1.78%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank of Baroda (BANKBARODA) | ₹1.66 Trillion | 12.82% | 10.90x | $6.06 Billion |
| AU Small Finance Bank Limited (AUBANK) | $171.66 Billion | 12.27% | 8.20x | $5.64 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $112.02 Billion | 17.42% | 4.04x | $1.95 Billion |
| Canara Bank (CANBK) | $351.83 Billion | 3.86% | 15.94x | $4.81 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $895.11 Million | 15.89% | 17.77x | $29.44 Million |
| Central Bank of India (CENTRALBK) | $110.28 Billion | 11.92% | 18.04x | $275.77 Million |
| CSB Bank Limited (CSBBANK) | $21.80 Billion | 10.02% | 9.70x | $383.55 Million |
| City Union Bank Limited (CUB) | $2.41 Billion | 19.24% | 13.52x | $1.93 Billion |
| DCB Bank Limited (DCBBANK) | $1.99 Billion | -81.69% | 22.36x | $503.70 Million |
| Dhanlaxmi Bank Limited (DHANBANK) | $1.34 Billion | 7.08% | 20.20x | $59.94 Million |