CP Capital Limited
CP Capital Limited, a non-banking financing company, provides financing support to educational institutions for developing educational infrastructure. The company offers property backed loans, NBFC portfolio backed lending, bridge and bullet loans, Udyam, and MSME business loans, as well as loans against property balance transfer. It serves individuals, entrepreneurs, and enterprises. CP Capital … Read more
CP Capital Limited (CPCAP) - Net Assets
Latest net assets as of September 2025: ₹5.51 Billion INR
Based on the latest financial reports, CP Capital Limited (CPCAP) has net assets worth ₹5.51 Billion INR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹6.47 Billion) and total liabilities (₹952.59 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹5.51 Billion |
| % of Total Assets | 85.27% |
| Annual Growth Rate | 4.99% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 3.21 |
CP Capital Limited - Net Assets Trend (2022–2025)
This chart illustrates how CP Capital Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for CP Capital Limited (2022–2025)
The table below shows the annual net assets of CP Capital Limited from 2022 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹5.46 Billion | +9.42% |
| 2024-03-31 | ₹4.99 Billion | +3.86% |
| 2023-03-31 | ₹4.80 Billion | +1.82% |
| 2022-03-31 | ₹4.72 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to CP Capital Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 23.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹3.36 Billion | 61.66% |
| Common Stock | ₹181.93 Million | 3.33% |
| Other Components | ₹1.91 Billion | 35.00% |
| Total Equity | ₹5.46 Billion | 100.00% |
CP Capital Limited Competitors by Market Cap
The table below lists competitors of CP Capital Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Intertech S.A. Inter. Technologies
AT:INTET
|
$4.60 Million |
|
Quince Therapeutics, Inc.
NASDAQ:QNCX
|
$4.60 Million |
|
Rajshree Sugars & Chemicals Limited
NSE:RAJSREESUG
|
$4.61 Million |
|
Claren Energy Corp
PINK:CNENF
|
$4.61 Million |
|
Citra Buana Prasida
JK:CBPE
|
$4.60 Million |
|
SUNation Energy Inc.
NASDAQ:SUNE
|
$4.60 Million |
|
Klassik Radio AG
XETRA:KA8
|
$4.60 Million |
|
Raubex
JSE:RBX
|
$4.60 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in CP Capital Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 4,986,973,000 to 5,456,740,000, a change of 469,767,000 (9.4%).
- Net income of 381,171,000 contributed positively to equity growth.
- Dividend payments of 72,867,000 reduced retained earnings.
- Other factors increased equity by 161,463,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹381.17 Million | +6.99% |
| Dividends Paid | ₹72.87 Million | -1.34% |
| Other Changes | ₹161.46 Million | +2.96% |
| Total Change | ₹- | 9.42% |
Book Value vs Market Value Analysis
This analysis compares CP Capital Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.27x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-03-31 | ₹258.97 | ₹82.45 | x |
| 2023-03-31 | ₹263.57 | ₹82.45 | x |
| 2024-03-31 | ₹274.12 | ₹82.45 | x |
| 2025-03-31 | ₹299.94 | ₹82.45 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently CP Capital Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.99%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 61.82%
- • Asset Turnover: 0.10x
- • Equity Multiplier: 1.14x
- Recent ROE (6.99%) is above the historical average (5.75%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 4.82% | 41.24% | 0.11x | 1.10x | ₹-244.13 Million |
| 2023 | 2.49% | 13.87% | 0.15x | 1.17x | ₹-359.97 Million |
| 2024 | 8.72% | 80.08% | 0.09x | 1.16x | ₹-64.05 Million |
| 2025 | 6.99% | 61.82% | 0.10x | 1.14x | ₹-164.50 Million |
Industry Comparison
This section compares CP Capital Limited's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $3,417,690,862
- Average return on equity (ROE) among peers: 15.18%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| CP Capital Limited (CPCAP) | ₹5.51 Billion | 4.82% | 0.17x | $4.60 Million |
| Akme Fintrade India Ltd (AFIL) | $3.82 Billion | 8.69% | 0.77x | $14.54 Million |
| Arman Financial Services Limited (ARMANFIN) | $196.82 Million | 15.55% | 2.31x | $97.80 Million |
| Baid Finserv Limited (BAIDFIN) | $1.30 Billion | 5.85% | 1.62x | $4.85 Million |
| Capital Trust Limited (CAPTRUST) | $93.80 Million | 16.46% | 2.19x | $586.90K |
| Capri Global Capital Limited (CGCL) | $1.53 Billion | 67.12% | 0.54x | $555.03 Million |
| Cholamandalam Financial Holdings Limited (CHOLAHLDNG) | $8.02 Billion | 8.68% | 3.62x | $1.74 Billion |
| Capital India Finance Limited (CIFL) | $6.56 Billion | -6.33% | 1.73x | $2.98K |
| CREDITACCESS GRAMEEN LIMITED (CREDITACC) | $6.91 Billion | 10.89% | 4.16x | $724.43 Million |
| CSL Finance Limited (CSLFINANCE) | $2.33 Billion | 9.66% | 0.43x | $19.61 Million |