DCB Bank Limited
DCB Bank Limited provides various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, including current and saving, NRI, recurring, and fixed deposit accounts; debit, travel smart, and credit cards; and payment services, such as bill/u… Read more
DCB Bank Limited (DCBBANK) - Net Assets
Latest net assets as of September 2025: ₹59.73 Billion INR
Based on the latest financial reports, DCB Bank Limited (DCBBANK) has net assets worth ₹59.73 Billion INR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹788.90 Billion) and total liabilities (₹729.18 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹59.73 Billion |
| % of Total Assets | 7.57% |
| Annual Growth Rate | 18.24% |
| 5-Year Change | 51.4% |
| 10-Year Change | 217.53% |
| Growth Volatility | 28.56 |
DCB Bank Limited - Net Assets Trend (2005–2025)
This chart illustrates how DCB Bank Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for DCB Bank Limited (2005–2025)
The table below shows the annual net assets of DCB Bank Limited from 2005 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹56.91 Billion | +12.21% |
| 2024-03-31 | ₹50.71 Billion | +11.06% |
| 2023-03-31 | ₹45.66 Billion | +12.78% |
| 2022-03-31 | ₹40.49 Billion | +7.72% |
| 2021-03-31 | ₹37.59 Billion | +9.83% |
| 2020-03-31 | ₹34.22 Billion | +9.84% |
| 2019-03-31 | ₹31.16 Billion | +10.96% |
| 2018-03-31 | ₹28.08 Billion | +27.35% |
| 2017-03-31 | ₹22.05 Billion | +23.03% |
| 2016-03-31 | ₹17.92 Billion | +12.82% |
| 2015-03-31 | ₹15.89 Billion | +37.66% |
| 2014-03-31 | ₹11.54 Billion | +15.04% |
| 2013-03-31 | ₹10.03 Billion | +16.45% |
| 2012-03-31 | ₹8.61 Billion | +38.60% |
| 2011-03-31 | ₹6.21 Billion | +3.39% |
| 2010-03-31 | ₹6.01 Billion | +0.46% |
| 2009-03-31 | ₹5.98 Billion | -6.46% |
| 2008-03-31 | ₹6.40 Billion | +90.49% |
| 2007-03-31 | ₹3.36 Billion | +104.52% |
| 2006-03-31 | ₹1.64 Billion | -17.67% |
| 2005-03-31 | ₹1.99 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to DCB Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2068692600000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹20.69 Billion | 36.35% |
| Common Stock | ₹3.14 Billion | 5.52% |
| Other Comprehensive Income | ₹19.24 Billion | 33.81% |
| Other Components | ₹13.84 Billion | 24.32% |
| Total Equity | ₹56.91 Billion | 100.00% |
DCB Bank Limited Competitors by Market Cap
The table below lists competitors of DCB Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
INDUS Holding AG
PINK:INDHF
|
$503.74 Million |
|
NACHI-FUJIKOSHI
F:8UM
|
$503.77 Million |
|
Shanghai Xuerong Bio-Technology Co Ltd
SHE:300511
|
$503.80 Million |
|
China Modern Dairy Holdings Ltd
F:07M
|
$503.81 Million |
|
China VTV Ltd
PINK:CVTV
|
$503.67 Million |
|
Liontown Resources Limited
PINK:LINRF
|
$503.49 Million |
|
MULLEN AUT. INC. DL -001
F:1N5
|
$503.45 Million |
|
SLC Agrícola S.A
SA:SLCE3
|
$503.35 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in DCB Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 50,712,696,000 to 56,906,800,000, a change of 6,194,104,000 (12.2%).
- Net income of 6,153,347,000 contributed positively to equity growth.
- Dividend payments of 391,400,000 reduced retained earnings.
- Share repurchases of 88,482,000 reduced equity.
- New share issuances of 88,500,000 increased equity.
- Other comprehensive income increased equity by 2,186,898,000.
- Other factors decreased equity by 1,754,759,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹6.15 Billion | +10.81% |
| Dividends Paid | ₹391.40 Million | -0.69% |
| Share Repurchases | ₹88.48 Million | -0.16% |
| Share Issuances | ₹88.50 Million | +0.16% |
| Other Comprehensive Income | ₹2.19 Billion | +3.84% |
| Other Changes | ₹-1.75 Billion | -3.08% |
| Total Change | ₹- | 12.21% |
Book Value vs Market Value Analysis
This analysis compares DCB Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.94x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 6.46x to 0.94x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-03-31 | ₹26.20 | ₹169.26 | x |
| 2006-03-31 | ₹21.57 | ₹169.26 | x |
| 2007-03-31 | ₹22.75 | ₹169.26 | x |
| 2008-03-31 | ₹37.55 | ₹169.26 | x |
| 2009-03-31 | ₹34.30 | ₹169.26 | x |
| 2010-03-31 | ₹32.56 | ₹169.26 | x |
| 2011-03-31 | ₹30.72 | ₹169.26 | x |
| 2012-03-31 | ₹42.45 | ₹169.26 | x |
| 2013-03-31 | ₹40.96 | ₹169.26 | x |
| 2014-03-31 | ₹45.67 | ₹169.26 | x |
| 2015-03-31 | ₹58.44 | ₹169.26 | x |
| 2016-03-31 | ₹62.34 | ₹169.26 | x |
| 2017-03-31 | ₹75.91 | ₹169.26 | x |
| 2018-03-31 | ₹89.89 | ₹169.26 | x |
| 2019-03-31 | ₹99.17 | ₹169.26 | x |
| 2020-03-31 | ₹108.80 | ₹169.26 | x |
| 2021-03-31 | ₹119.81 | ₹169.26 | x |
| 2022-03-31 | ₹129.43 | ₹169.26 | x |
| 2023-03-31 | ₹145.10 | ₹169.26 | x |
| 2024-03-31 | ₹160.78 | ₹169.26 | x |
| 2025-03-31 | ₹180.25 | ₹169.26 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently DCB Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.81%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.53%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 13.50x
- Recent ROE (10.81%) is above the historical average (-0.55%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | -81.69% | -41.30% | 0.08x | 23.36x | ₹-1.83 Billion |
| 2006 | -51.93% | -25.65% | 0.09x | 22.79x | ₹-1.02 Billion |
| 2007 | 2.20% | 1.68% | 0.08x | 15.67x | ₹-262.08 Million |
| 2008 | 5.99% | 5.21% | 0.10x | 11.85x | ₹-256.34 Million |
| 2009 | -14.72% | -11.51% | 0.13x | 9.93x | ₹-1.48 Billion |
| 2010 | -13.05% | -13.85% | 0.09x | 10.21x | ₹-1.39 Billion |
| 2011 | 3.45% | 3.31% | 0.09x | 11.86x | ₹-407.20 Million |
| 2012 | 6.39% | 6.72% | 0.09x | 10.07x | ₹-310.60 Million |
| 2013 | 10.18% | 9.86% | 0.09x | 11.24x | ₹17.56 Million |
| 2014 | 13.12% | 11.94% | 0.10x | 11.20x | ₹359.65 Million |
| 2015 | 12.03% | 12.04% | 0.10x | 10.16x | ₹323.26 Million |
| 2016 | 10.85% | 10.15% | 0.10x | 10.67x | ₹153.07 Million |
| 2017 | 9.06% | 8.59% | 0.10x | 10.91x | ₹-208.13 Million |
| 2018 | 8.74% | 9.03% | 0.09x | 10.76x | ₹-354.41 Million |
| 2019 | 10.44% | 9.60% | 0.09x | 11.49x | ₹138.06 Million |
| 2020 | 9.87% | 8.60% | 0.10x | 11.25x | ₹-42.79 Million |
| 2021 | 8.93% | 8.60% | 0.10x | 10.54x | ₹-400.69 Million |
| 2022 | 7.10% | 7.25% | 0.09x | 11.07x | ₹-1.17 Billion |
| 2023 | 10.20% | 10.10% | 0.09x | 11.47x | ₹89.48 Million |
| 2024 | 10.57% | 9.19% | 0.09x | 12.43x | ₹288.48 Million |
| 2025 | 10.81% | 8.53% | 0.09x | 13.50x | ₹462.67 Million |
Industry Comparison
This section compares DCB Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $170,794,716,427
- Average return on equity (ROE) among peers: 10.99%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| DCB Bank Limited (DCBBANK) | ₹59.73 Billion | -81.69% | 12.21x | $503.70 Million |
| AU Small Finance Bank Limited (AUBANK) | $171.66 Billion | 12.27% | 8.20x | $5.64 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $112.02 Billion | 17.42% | 4.04x | $1.95 Billion |
| Bank of Baroda (BANKBARODA) | $764.90 Billion | 1.21% | 14.69x | $6.06 Billion |
| Canara Bank (CANBK) | $351.83 Billion | 3.86% | 15.94x | $4.81 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $895.11 Million | 15.89% | 17.77x | $29.44 Million |
| Central Bank of India (CENTRALBK) | $110.28 Billion | 11.92% | 18.04x | $275.77 Million |
| CSB Bank Limited (CSBBANK) | $21.80 Billion | 10.02% | 9.70x | $383.55 Million |
| City Union Bank Limited (CUB) | $2.41 Billion | 19.24% | 13.52x | $1.93 Billion |
| Dhanlaxmi Bank Limited (DHANBANK) | $1.34 Billion | 7.08% | 20.20x | $59.94 Million |