Fusion Micro Finance Limited
Fusion Finance Limited, a non-banking financial company, provides micro finance lending services to women entrepreneurs in rural and semi-urban areas in India. The company offers income generation, top up, emergency, and cross sell loans; and unsecured, secured, and solar business loans. The company was formerly known as Fusion Micro Finance Limited and changed its name to Fusion Finance Limited … Read more
Fusion Micro Finance Limited (FUSION) - Net Assets
Latest net assets as of December 2025: ₹23.31 Billion INR
Based on the latest financial reports, Fusion Micro Finance Limited (FUSION) has net assets worth ₹23.31 Billion INR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹77.50 Billion) and total liabilities (₹54.19 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹23.31 Billion |
| % of Total Assets | 30.08% |
| Annual Growth Rate | 43.76% |
| 5-Year Change | 31.85% |
| 10-Year Change | 2157.49% |
| Growth Volatility | 137.46 |
Fusion Micro Finance Limited - Net Assets Trend (2013–2025)
This chart illustrates how Fusion Micro Finance Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Fusion Micro Finance Limited (2013–2025)
The table below shows the annual net assets of Fusion Micro Finance Limited from 2013 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹16.43 Billion | -42.30% |
| 2024-03-31 | ₹28.48 Billion | +22.66% |
| 2023-03-31 | ₹23.22 Billion | +73.54% |
| 2022-03-31 | ₹13.38 Billion | +7.35% |
| 2021-03-31 | ₹12.46 Billion | +3.96% |
| 2020-03-31 | ₹11.99 Billion | -20.09% |
| 2019-03-31 | ₹15.00 Billion | +482.17% |
| 2018-03-31 | ₹2.58 Billion | +15.80% |
| 2017-03-31 | ₹2.23 Billion | +205.70% |
| 2016-03-31 | ₹727.95 Million | +48.23% |
| 2015-03-31 | ₹491.09 Million | +103.78% |
| 2014-03-31 | ₹240.99 Million | +14.27% |
| 2013-03-31 | ₹210.90 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Fusion Micro Finance Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 366829355000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | ₹1.01 Billion | 6.12% |
| Other Components | ₹19.10 Billion | 116.22% |
| Total Equity | ₹16.43 Billion | 100.00% |
Fusion Micro Finance Limited Competitors by Market Cap
The table below lists competitors of Fusion Micro Finance Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Chipsea Technologies Shenzhen Corp Ltd
SHG:688595
|
$156.34 Million |
|
King Copper Discovery Corp.
F:3RI0
|
$156.37 Million |
|
EcoSynthetix Inc
PINK:ECSNF
|
$156.44 Million |
|
Solstad Offsho
OL:SOFF
|
$156.45 Million |
|
ALTINAY SAVUNMA
IS:ALTNY
|
$156.34 Million |
|
Beijing LabTech Instruments Co Ltd
SHG:688056
|
$156.33 Million |
|
Suzhou Future Electrical Company Co. Ltd. A
SHE:301386
|
$156.25 Million |
|
Stella Chemifa Corporation
PINK:SLAHF
|
$156.20 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fusion Micro Finance Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 28,481,500,000 to 16,433,300,000, a change of -12,048,200,000 (-42.3%).
- Net loss of 12,245,400,000 reduced equity.
- New share issuances of 56,900,000 increased equity.
- Other comprehensive income decreased equity by 2,448,300,000.
- Other factors increased equity by 2,588,600,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹-12.25 Billion | -74.52% |
| Share Issuances | ₹56.90 Million | +0.35% |
| Other Comprehensive Income | ₹-2.45 Billion | -14.9% |
| Other Changes | ₹2.59 Billion | +15.75% |
| Total Change | ₹- | -42.30% |
Book Value vs Market Value Analysis
This analysis compares Fusion Micro Finance Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.09x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 4.73x to 1.09x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-03-31 | ₹33.40 | ₹158.00 | x |
| 2014-03-31 | ₹15.77 | ₹158.00 | x |
| 2015-03-31 | ₹29.61 | ₹158.00 | x |
| 2016-03-31 | ₹25.03 | ₹158.00 | x |
| 2017-03-31 | ₹10325649190.68 | ₹158.00 | x |
| 2018-03-31 | ₹400.70 | ₹158.00 | x |
| 2019-03-31 | ₹3457552153.11 | ₹158.00 | x |
| 2020-03-31 | ₹119.14 | ₹158.00 | x |
| 2021-03-31 | ₹155.83 | ₹158.00 | x |
| 2022-03-31 | ₹162.33 | ₹158.00 | x |
| 2023-03-31 | ₹258.68 | ₹158.00 | x |
| 2024-03-31 | ₹282.45 | ₹158.00 | x |
| 2025-03-31 | ₹144.82 | ₹158.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fusion Micro Finance Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -74.52%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -57.52%
- • Asset Turnover: 0.26x
- • Equity Multiplier: 5.05x
- Recent ROE (-74.52%) is below the historical average (0.87%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | -0.11% | -0.39% | 0.08x | 3.81x | ₹-21.33 Million |
| 2014 | 12.48% | 17.86% | 0.12x | 6.01x | ₹5.99 Million |
| 2015 | 10.52% | 16.43% | 0.10x | 6.50x | ₹2.53 Million |
| 2016 | 17.98% | 20.40% | 0.10x | 8.41x | ₹58.06 Million |
| 2017 | 0.40% | 2.40% | 0.17x | 1.00x | ₹-1.17 Billion |
| 2018 | -2.72% | -20.05% | 0.14x | 1.00x | ₹-2.50 Billion |
| 2019 | 1.89% | 13.83% | 0.32x | 0.43x | ₹-2.93 Billion |
| 2020 | 5.81% | 10.71% | 0.15x | 3.54x | ₹-502.79 Million |
| 2021 | 3.53% | 5.45% | 0.14x | 4.68x | ₹-806.91 Million |
| 2022 | 1.63% | 2.06% | 0.14x | 5.45x | ₹-1.12 Billion |
| 2023 | 16.67% | 24.35% | 0.17x | 4.03x | ₹1.55 Billion |
| 2024 | 17.74% | 24.22% | 0.18x | 4.13x | ₹2.20 Billion |
| 2025 | -74.52% | -57.52% | 0.26x | 5.05x | ₹-13.89 Billion |
Industry Comparison
This section compares Fusion Micro Finance Limited's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $3,621,595,776
- Average return on equity (ROE) among peers: 14.36%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fusion Micro Finance Limited (FUSION) | ₹23.31 Billion | -0.11% | 2.32x | $156.34 Million |
| Akme Fintrade India Ltd (AFIL) | $3.82 Billion | 8.69% | 0.77x | $14.54 Million |
| Arman Financial Services Limited (ARMANFIN) | $196.82 Million | 15.55% | 2.31x | $97.80 Million |
| Baid Finserv Limited (BAIDFIN) | $1.30 Billion | 5.85% | 1.62x | $4.85 Million |
| Capital Trust Limited (CAPTRUST) | $93.80 Million | 16.46% | 2.19x | $586.90K |
| Capri Global Capital Limited (CGCL) | $1.53 Billion | 67.12% | 0.54x | $555.03 Million |
| Cholamandalam Financial Holdings Limited (CHOLAHLDNG) | $8.02 Billion | 8.68% | 3.62x | $1.74 Billion |
| Capital India Finance Limited (CIFL) | $6.56 Billion | -6.33% | 1.73x | $2.98K |
| CP Capital Limited (CPCAP) | $5.46 Billion | 6.99% | 0.14x | $4.60 Million |
| CREDITACCESS GRAMEEN LIMITED (CREDITACC) | $6.91 Billion | 10.89% | 4.16x | $724.43 Million |
| CSL Finance Limited (CSLFINANCE) | $2.33 Billion | 9.66% | 0.43x | $19.61 Million |